Latino Community Credit Union High Point NC | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to the Latino Community Credit Union, your trusted financial partner located at 2305 Westchester Dr, High Point, NC 27262. Since our establishment in 2000, we have proudly served over 145,000 members, helping them achieve their financial goals with personalized service and a commitment to community. With total assets exceeding $1 billion and deposits totaling $118,673,461, we are dedicated to providing robust financial solutions tailored to meet your needs. At Latino Community, we understand that every member's journey is unique. That's why we offer a range of services from personal banking and auto loans to mortgage financing and business banking options. Our mission goes beyond just numbers; it's about building relationships and fostering financial wellness in our community. Under the leadership of our CEO, Vicky Garcia, and Board President, Maria Scanga, our team of 320 employees is here to support you. Whether you're looking for basic checking accounts or more complex loan products, we strive to make your experience seamless and rewarding. While you can visit us at our High Point branch for all your banking needs, please note that official correspondence should be sent to the same address: 2305 Westchester Drive, High Point, NC 27262. We invite you to explore how we can help you thrive financially. For more information about our services or to become a member today, please call us at 336-307-2160 or visit our website at latinoccu.org. Let's embark on this journey together!

Branch History & Mission

Community Commitment

Beyond banking services, we actively engage in community outreach efforts aimed at uplifting those around us. Whether through partnerships with local organizations or hosting events that bring people together, our focus is always on giving back. We understand that strong communities are built on relationships, trust, and mutual support. In addition to traditional banking services available at our drive-thru and ATM facilities, we've embraced technology with online and mobile banking options. This allows you to manage your finances securely from anywhere because convenience matters. As we look toward the future, we invite you to become part of our thriving family at Latino Community. Join us on this journey towards financial empowerment and community enrichment. Experience firsthand how being a member can change your life for the better! We can't wait to welcome you! Explore more about us at latinoccu.org or start your membership today here.

Our Journey

From our humble beginnings with just a handful of members, we have blossomed into a vibrant community hub with a total membership of 145,305. Over the years, we've faced challenges and celebrated milestones that have shaped us into what we are today. With assets totaling an impressive $1,075,927,219, we pride ourselves on being a stable and reliable financial partner for individuals and families alike. Our journey reflects not only growth in numbers but also an unwavering dedication to our mission. We aim to provide accessible financial services while promoting community support through various outreach initiatives. As we evolved, so did our offerings today, we provide a wide range of services including personal banking, auto loans, mortgage options, and even credit cards with rewards.

Our Mission

At Latino Community, our mission is simple yet profound: to empower every member of our community with the tools they need for financial success. We believe that everyone deserves access to quality financial resources and support, regardless of their background. This guiding principle drives us to create programs tailored to meet diverse needs while ensuring inclusivity and fairness in every interaction. While members can visit us at 2305 Westchester Dr, official correspondence should be sent to 2305 Westchester Drive, High Point, NC 27262 if different. We operate Monday through Thursday from 9 AM to 5 PM and on Friday until 6 PM, making it convenient for you to stop by or reach out via phone at 336-307-2160.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring that our facilities are welcoming to everyone. Our branch is ADA compliant, featuring ramps for easy access and ample parking spaces to accommodate all visitors. If you prefer a quick visit, our drive-thru banking service allows for easy transactions without leaving your vehicle.

Get in Touch

If you have any questions or need assistance, feel free to call us at 336-307-2160. Our team is always ready to help you with your financial journey. We invite you to stop by and discover how we can support you today!

Operating Hours

Our friendly team is here to assist you during convenient hours: Monday through Thursday from 9 AM to 5 PM, and on Friday from 9 AM to 6 PM. We understand that life gets busy, so we strive to offer flexible hours for your banking needs.

Services Offered

At Latino Community, we offer a variety of services tailored for personal and business needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with ATM availability right at our branch, accessing your funds has never been easier. While members can visit us at 2305 Westchester Dr for all their banking needs, official correspondence should be sent to the same address as our mailing address.

Member Eligibility

Becoming a member of Latino Community is like joining a welcoming family that truly cares about your financial well-being. If you're wondering who can join, the good news is that membership is open to anyone who lives, works, or attends school in our community, as well as their immediate family members. This means you can enjoy all the benefits we offer, from personalized banking services to competitive loan rates. To learn more about the specific eligibility criteria, feel free to check out this link. Joining us is simple! Just visit us at 2305 Westchester Dr High Point Nc 27262, or if you prefer to start online, you can easily open an account by following the instructions on our website here. If you have any questions or need assistance, don't hesitate to call us at (336) 307-2160. We're excited to help you take this important step toward better financial health!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having reliable merchant services is crucial. Our tools make transactions easy for you and your customers. Whether it's accepting credit cards or managing payroll, we offer practical solutions that save time and reduce hassle. Located at 2305 Westchester Dr High Point Nc 27262 in High Point, NC, our team is here to guide you through every step of your business journey. For more information, give us a call at (336) 307-2160. Let's build something great together!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features, making it simple to check balances, transfer funds, or pay bills from anywhere at any time. You can also enjoy easy access to cash through our ATM and cash withdrawal services available nearby.

In-Person Service When You Need It

For those who prefer face-to-face interactions, we provide basic drive-thru banking for deposits, withdrawals, and simple transactions. Our friendly staff is ready to assist you during lobby hours from Monday to Friday at our branch located at 2305 Westchester Dr High Point Nc 27262. Whether you're calling us at 336-307-2160 or visiting us in person, we're here to serve you with all your banking needs. Join us today and discover how Latino Community can help you achieve your financial goals! Ready to take the next step? Visit us online at latinoccu.org or stop by our branch!

Personal Banking Made Easy

We understand that managing your day-to-day finances can be a challenge, which is why our Personal Banking services include checking and savings accounts that fit your lifestyle. Imagine having a reliable place to save for future goals or manage everyday expenses with ease. With options for Auto Loans & Vehicle Financing, you can drive away in your dream car without breaking the bank. Plus, our Mortgage Loans & Refinancing services help you secure the home you've always wanted or make adjustments to your current mortgage for better terms.

Simplifying Your Financial Journey

For those unexpected expenses, our Personal Loans & Debt Consolidation options provide a pathway to financial relief. We also offer Credit Cards with Rewards, allowing you to earn while you spend whether it's for groceries or a family vacation.

Supporting Local Businesses

If you're a business owner, you'll appreciate our Business Banking services, which include merchant services and business loans designed to help you thrive. We know how hard you work, and we're here to support your growth every step of the way.

Digital & Online Banking

Conclusion

With these digital tools at your fingertips, managing your finances has never been more straightforward. Whether you're checking balances or making payments, Latino Community is here to support you every step of the way with user-friendly options that prioritize convenience and security. Join us today at https://latinoccu.org/ and take control of your banking experience!

Key Features

Our online platform allows you to access your accounts anytime. You can check balances, pay bills, and transfer funds with just a few clicks. Plus, if you prefer to go paperless, we provide e-statements that are both convenient and environmentally friendly. Keeping track of your finances has never been easier! Security is our top priority. We use advanced technology to ensure that your personal information is protected at all times. With electronic signature authorization available, signing documents online is both secure and hassle-free. For those on the go, our mobile application offers all the features of online banking right in the palm of your hand. Need to make a quick purchase? Our mobile payments feature allows for easy transactions directly from your device. And while person-to-person transfers aren't currently offered, we're always exploring new ways to enhance your experience.

Financial Strength

Commitment to Growth and Innovation

With $133,811,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $11,163 in used auto loans and a total of $872,452,898 in loans and leases available for you.

Growing Member Base

Total Share Accounts: 216,277, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,779,778. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latino Community is your trusted partner. Visit us at 2305 Westchester Dr High Point Nc 27262 or call (336) 307-2160 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $302,108,087 in share certificates and $207,496,126 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37,094,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $234,897,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $166,571,509 in used vehicle loans and $55,019,131 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team can assist you with competitive rates and flexible terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,724,910. Whether you're purchasing your first home or looking to refinance an existing mortgage, we are here to provide personalized assistance tailored to your needs.

Other Loan Options

In addition to our core offerings, we provide various other loan products that cater to different needs and situations. Whether you're considering personal loans for debt consolidation or exploring business banking options for growth opportunities, our team is ready to discuss eligibility and refinancing options tailored just for you. At Latino Community, our goal is to empower our members with the financial tools necessary for success. For more information about our loan offerings or to check your eligibility, visit us online at https://latinoccu.org/ or stop by our branch at your convenience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $9,373,471 in loans, we help members effectively manage their spending while building credit.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted tool for consumers looking to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers, helping them navigate their options confidently. One of the key benefits of using LendMesh is its verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates displayed. Additionally, LendMesh prides itself on having no sponsored listings; lenders are not prioritized based on paid promotions. This means that users can trust they are receiving unbiased results that reflect true market conditions. Moreover, LendMesh provides real-time rate comparisons, offering up-to-date loan rates from multiple institutions. This feature is crucial for helping users make informed decisions about which loans best fit their needs. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" In summary, if you're looking to compare real-time loan offers, visit LendMesh today and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*