Latino Community Credit Union Greensboro NC | Affordable Vehicle Loans & Top Business Banking

Introduction

Welcome to Latino Community, your trusted financial partner located at 106 Muirs Chapel Rd, Greensboro, NC 27410. Since our establishment in 2000, we have been dedicated to serving our growing community of 145,305 members with a strong commitment to providing reliable financial services tailored to your needs. With total assets exceeding $1,075,927,219, we are proud to say that our resources are designed to empower you on your financial journey. At Latino Community, we understand that every member's story is unique. Whether you're looking for a personal loan or seeking guidance on managing your savings, our experienced team is here to help. Under the leadership of our CEO, Vicky Garcia, and Board President Maria Scanga, we strive to create a welcoming atmosphere where you can feel confident about your financial decisions. Our branch offers a comprehensive range of services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide online and mobile banking options for added convenience. To date, we've facilitated over 36,444 loans and leases totaling more than $872,452,898, demonstrating our commitment to supporting our members' aspirations. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to 106 Muirs Chapel Road, Greensboro, NC 27410-6113. We invite you to call us at 336-285-7065 or explore more about our offerings by visiting our website at latinoccu.org. Join us today and discover how Latino Community can make a difference in your financial life!

Branch History & Mission

Community Engagement

Community engagement is at the core of what we do. We collaborate with local organizations to promote events that celebrate cultural heritage and offer financial education workshops that empower our members with knowledge about managing their finances effectively. This partnership approach not only strengthens ties within the community but also helps us better serve our members' needs. While members can visit us at 106 Muirs Chapel Rd Greensboro Nc 27410, official correspondence should be sent to 106 Muirs Chapel Road, Greensboro, NC 27410-6113 if it differs from our physical location. We believe in transparency and accessibility; that's why you can reach us at (336) 285-7065 for any inquiries or assistance. As we look ahead, we remain committed to embracing digital advancements while ensuring compliance with ADA standards for a more inclusive experience. Whether you prefer online banking or mobile payments, we have options that cater to your lifestyle. Join us at Latino Community where your financial success is not just our business; it's our mission. Experience firsthand how we can help you thrive in your financial journey today! For more information about becoming a member or opening an account, visit us online at Latino Community Credit Union.

Our Mission

At Latino Community, our mission transcends traditional banking. We aim to create a welcoming space where everyone feels valued and supported. We strive to break down barriers to financial access by offering a range of products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond financial transactions; we engage in community outreach programs designed to uplift our neighbors and enhance their quality of life. Our operating hours reflect our dedication to convenience: we are open from 9:00 am to 5:00 pm on Mondays through Thursdays and extend our hours until 6:00 pm on Fridays. For those on the go, we also provide ATM services and a drive-thru banking option for quick deposits and withdrawals.

Branch Location & Accessibility

Accessibility Features

At our Latino Community branch, we prioritize accessibility for all members. You'll find ample parking available, along with ADA-compliant features like ramps to ensure everyone can enter and enjoy our services without hassle. Plus, if you're on the go, we have a drive-thru banking option for quick transactions like deposits and withdrawals.

Operating Hours

We understand that life can get busy! That's why we are open from 9:00 am to 5:00 pm Monday through Thursday, and until 6:00 pm on Fridays. Our extended hours on Fridays make it easier for you to visit us after work or take care of your banking needs at your convenience.

Services Offered

At the Latino Community branch, we offer a range of services designed to support your financial journey. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have what you need. Plus, with ATM availability right here at the branch and online banking options for managing your account anytime, we're here to help you every step of the way. Feel free to give us a call at 336-285-7065 if you have any questions or need assistance. We look forward to seeing you soon at the Latino Community branch your trusted partner in financial wellness!

Member Eligibility

At Latino Community, we believe that everyone deserves the opportunity to join a community that prioritizes their financial well-being. Becoming a member is simple and welcoming! If you live, work, or attend school in the Greensboro area, you're likely eligible to join us. We also welcome family members of current members, making it easy for you to share the benefits of our services with loved ones. For a detailed overview of the eligibility criteria, feel free to check out our website at https://latinoccu.org/become-a-member-2/. Joining Latino Community means accessing a range of personalized financial services designed to help you thrive. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered. Opening an account is just as straightforward visit us online at https://connect.latinoccu.org/registration, or give us a call at (336) 285-7065 if you have any questions. We're located at 106 Muirs Chapel Rd Greensboro Nc 27410, ready to assist you on your journey toward better financial health!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced world, having the right tools is essential. Our merchant services make it easy for you to accept payments, manage transactions, and keep your cash flow smooth. Imagine running your shop and seamlessly processing customer payments while focusing on what matters most growing your business. Located at 106 Muirs Chapel Rd Greensboro Nc 27410 in Greensboro, NC, we're here to partner with you on your journey. Let's make your business goals a reality together! For more information, call us at (336) 285-7065 or visit our website at https://latinoccu.org/.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on-the-go? Our ATM & Cash Withdrawal Services ensure that access to your funds is always close by. You can withdraw cash or check balances quickly and securely at our ATMs located throughout Greensboro.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it easy for you to hit the road in style. We understand that purchasing a vehicle is a big decision, which is why we offer flexible terms and competitive rates tailored to fit your budget. Picture yourself driving off in your dream car without the stress of overwhelming payments.

Business Banking

For entrepreneurs and small business owners, we provide comprehensive Business Banking services including merchant services and business loans. Your business deserves the best support possible, and we're committed to helping you thrive in today's competitive environment.

Credit Cards with Rewards

Our Credit Cards with Rewards are perfect for those who enjoy earning perks while spending. From cashback on everyday purchases to travel rewards, our credit cards are designed to benefit you while keeping your finances secure.

Drive-Thru Banking

For members who prefer face-to-face interactions but appreciate convenience, our basic Drive-Thru Banking offers quick service for deposits, withdrawals, and simple transactions without leaving your vehicle. At Latino Community, we are here to serve our members with warmth and dedication. If you're ready to explore these services further or have any questions, don't hesitate to call us at 336-285-7065 or visit us at 106 Muirs Chapel Rd in Greensboro. Together, let's build a brighter financial future!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we provide guidance and support throughout the entire process. Imagine opening the door to your new home with confidence, knowing you've secured the best possible financing option.

Online & Mobile Banking

In today's fast-paced world, convenience matters more than ever. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. With features like mobile deposits and bill pay, staying on top of your finances has never been easier.

Personal Banking

One of our core offerings includes Personal Banking, where you can easily manage your finances with both checking and savings accounts. Imagine having a place where your money works for you while you focus on what matters most like planning a family vacation or saving for your child's education. With competitive interest rates and no hidden fees, our accounts are designed to help you grow your savings effortlessly.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your finances, our Personal Loans & Debt Consolidation can be just what you need. We offer straightforward loans with manageable terms that can help ease financial burdens. Think of it as a stepping stone towards regaining control over your financial future.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, ensuring you can check balances, pay bills, and transfer funds whenever it suits you. Plus, with our mobile application, banking has never been more convenient. You can also enjoy the option of electronic signature authorization for quick and secure transactions, making paperwork a breeze. For those who prefer paperless options, we provide e-statements that allow you to view your account statements digitally. This not only keeps your documents organized but also helps reduce clutter at home.

Security and Ease of Use

Your security is our priority. Our online banking platform incorporates advanced security measures to keep your personal information safe while you manage your finances with ease. Whether you're making mobile payments or checking transaction history, rest assured that your data is protected. Although person-to-person transfers are not currently available, our mobile payment feature allows you to send money quickly and securely using just your smartphone. Enjoy real-time account management with the flexibility and peace of mind that comes with knowing you have 24/7 access to all your banking needs. Join us at Latino Community and experience the convenience of digital banking today! For more information, visit us at https://latinoccu.org/ or call us at (336) 285-7065.

Financial Strength

A Strong Foundation

With a net worth of $234,897,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Service

Our operations reflect efficiency with a current net income of $0, indicating our focus on long-term stability over short-term profits. We also take pride in having 319 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 216,277, showing a strong and growing member base that trusts us with their finances.

Reinvesting for You

With $133,811,129 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,163 in used auto loans and a total of $872,452,898 in loans and leases available.

Secure Savings Options

Members' savings are secured through $302,108,087 in share certificates and $207,496,126 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37,094,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latino Community is your trusted partner. Visit us at 106 Muirs Chapel Rd Greensboro Nc 27410 or call us at 336-285-7065 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Latino Community, we understand that everyone's financial needs are unique. That's why we offer a range of loan products designed to help you achieve your goals, whether you're looking to buy a car, purchase a home, or manage everyday expenses. Located at 106 Muirs Chapel Rd, Greensboro, NC 27410, our dedicated team is here to guide you through the lending process and find the best solution for your situation. With over 36,444 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out with competitive rates that make driving away in your new vehicle easier than ever. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,571,509 in used vehicle loans and $55,019,131 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. Our Junior Lien 1-4 Family Residential Properties loans total $6,724,910, making buying or refinancing simple and accessible for our members. For those who need flexible spending options, we also provide unsecured credit card loans with a total of $9,373,471 available to help members manage their finances effectively. Whether it's unexpected expenses or planned purchases, our credit cards come with terms that fit your budget. Additionally, we recognize that some might be interested in refinancing options or checking eligibility criteria. We encourage you to explore these opportunities as they can lead to better financial outcomes. For more information about our loan offerings or to discuss your specific needs with one of our representatives, please call us at 336-285-7065. Our office hours are from 9:00 am to 5:00 pm Mondays through Thursdays and 9:00 am to 6:00 pm on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Loan Aggregator

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