Latino Community Credit Union Greensboro NC | Best Auto Loans & Business Banking

Introduction

Welcome to Latino Community, your trusted financial partner located at 3825 Gate City Blvd, Greensboro, NC 27407. Since our establishment in 2000, we have proudly served over 145,305 members, offering a wide range of financial services tailored to meet the unique needs of our community. With total assets of $1,075,927,219 and total deposits reaching $118,673,461, we are committed to providing secure and reliable banking options. At Latino Community, we understand that every member's financial journey is important. That's why we offer personalized solutions like auto loans, personal loans, and mortgages totaling 36,444 loans and leases that empower our members to achieve their dreams. Under the leadership of our dedicated CEO Vicky Garcia and Board President Maria Scanga, we strive to create a welcoming environment where you can feel confident in your financial decisions. While members can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: 3825 Gate City Blvd, Greensboro, NC 27407. Whether you're looking to open a checking account or explore loan options, our friendly team is here to assist you. With a strong net worth of $234,897,129 and cash reserves totaling $12,776,672, we ensure that your money is not only safe but also working hard for you. We invite you to experience the difference with Latino Community where trust meets excellence in service. Ready to take the next step? Call us today at 336-370-9512 or visit our website at latinoccu.org for more information on how we can help you reach your financial goals!

Branch History & Mission

Community Commitment

We believe that building a strong community is essential. That's why we actively engage in various outreach initiatives, from sponsoring local events to hosting workshops designed to educate and uplift our members. We are committed to creating opportunities for everyone in Greensboro, ensuring that all voices are heard and supported. While members can visit us at 3825 Gate City Blvd, official correspondence should be sent to the same address as there is no separate mailing address. For any inquiries or assistance, feel free to reach out at 336-370-9512. Join us today at Latino Community and experience firsthand how we're making a difference in our community! Together, let's build a brighter financial future for everyone in Greensboro. Visit us online at latinoccu.org or take the first step towards membership by checking out how to join.

Mission Statement

At the core of Latino Community is our mission: to empower our members by providing exceptional financial services while strengthening our community. We strive to be more than just a bank; we want to be your partner in achieving your financial goals whether that's purchasing your first home, financing a vehicle, or planning for retirement. Our team is dedicated to offering personalized guidance and innovative solutions that fit your lifestyle. We operate Monday through Thursday from 9:00 am to 5:00 pm, and on Fridays from 9:00 am to 6:00 pm, making it convenient for you to visit us for all your banking needs. Additionally, we offer ATM services right here at our location for easy access to your funds.

Our Story

Latino Community was established with a clear mission: to provide accessible financial services tailored to meet the unique needs of the Latino community. Our journey began with a handful of dedicated individuals who recognized the barriers many faced in accessing traditional banking services. Over the years, we have expanded our offerings and now manage total assets of over $1 billion, showcasing our commitment to stability and growth. Our branch not only serves as a financial institution but also as a resource hub. We understand that true financial health goes beyond just banking; it involves education and community outreach. That's why we've developed various programs aimed at enhancing financial literacy and providing support through partnerships with local organizations.

Branch Location & Accessibility

Connect With Us

At Latino Community, we pride ourselves on being more than just a financial institution; we are part of the community. If you're looking for personalized service or have questions about our offerings, don't hesitate to give us a call at 336-370-9512. We invite you to visit us soon to discover how we can support your financial journey!

Convenient Access and Features

Our branch is designed with your convenience in mind. We have ample parking available, ensuring that you can easily find a spot when you visit us. The facility is ADA compliant, featuring ramps and other accessibility features to make banking easy for everyone. While you can reach us at our physical address for all your banking needs, if you need to send official correspondence, please use our mailing address: 3825 Gate City Blvd, Greensboro, NC 27407.

Operating Hours and Services

We're open Monday through Thursday from 9:00 am to 5:00 pm and extend our hours on Fridays until 6:00 pm. This gives you plenty of time during the week to come in and speak with our friendly staff about personal banking options such as checking and savings accounts, auto loans, mortgage loans, and more. Our Greensboro Branch also offers convenient ATM access so you can manage your cash needs any time of day. While we do not have a drive-thru service at this location, our dedicated team is ready to assist you inside.

Member Eligibility

Joining the Latino Community at Latino Community feels like stepping into a warm, welcoming family where your financial needs are truly understood. To become a member, you'll find that eligibility is straightforward and inclusive. Generally, anyone who lives, works, or worships in the Greensboro area can apply. This means that whether you're just starting out or looking to grow your financial journey, there's a place for you here. Plus, as a member, you gain access to a variety of benefits such as personalized service and competitive rates on loans and accounts designed just for you. Getting started is easy! You can learn more about the specific eligibility criteria by visiting our website at https://latinoccu.org/become-a-member-2/. Once you're ready to take the next step, opening an account is simple just head over to https://connect.latinoccu.org/registration to begin the process online. If you have any questions or need assistance, feel free to reach out at (336) 370-9512. We're excited to welcome you to our community at 3825 Gate City Blvd Greensboro Nc 27407!

Business Banking & Commercial Services

Real-World Solutions

But it's not just about loans; we offer merchant services designed to simplify your transactions. Imagine having a reliable payment processing system that allows you to accept payments easily, enabling you to focus on what you do best growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Greensboro, NC. Connect with us today at 3825 Gate City Blvd Greensboro Nc 27407 or call us at (336) 370-9512 to discover how we can partner with you on your path to success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that fit various needs.

Comprehensive List Of Services

Business Banking Made Simple

Business owners will find valuable resources with our Business Banking Services, including Merchant Services & Business Loans designed to support your entrepreneurial journey. Whether you are starting out or looking to expand, we provide the tools necessary to manage and grow your business effectively.

Convenient Access to Funds

We know that accessing cash when you need it is essential. That's why we offer convenient ATM & Cash Withdrawal Services, allowing you to withdraw cash and check balances easily and securely at any time. At Latino Community, we prioritize making banking convenient and accessible for everyone. Our friendly team is always ready to assist you in navigating these services and answering any questions you may have. For more information about our services or to become a member today, please call us at 336-370-9512 or visit our website at latinoccu.org. Join us in shaping a brighter financial future together!

Financing Your Dreams

If you're in the market for a new vehicle or home, look no further than our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options. Picture yourself driving off in a new car or moving into your dream home with competitive rates tailored to suit your budget. We also offer Personal Loans & Debt Consolidation to help simplify your financial life by combining multiple debts into one easy payment.

Personal Banking Solutions

Managing your everyday finances is easier with our personal banking services. We provide Checking & Savings Accounts that fit various lifestyles, whether you're saving for a big purchase or just need a reliable place to keep your money. Imagine being able to access your funds anytime through our Online & Mobile Banking services perfect for busy individuals on the go! You can check your balance, transfer funds, or even set up automatic payments from the comfort of your home.

Rewarding Credit Options

For those who want to make their purchases work harder for them, our Credit Cards with Rewards allow you to earn points or cashback on everyday spending. This way, you can enjoy the benefits of shopping while building rewards that can be redeemed for exciting offers or discounts.

Digital & Online Banking

Key Features

Imagine checking your balance, transferring funds, and paying bills all from one place. Our online banking service allows you to do just that! Plus, with electronic signature authorization, you can handle important transactions without the hassle of paperwork. We also provide e-statements, making it easy for you to keep track of your financial activity without cluttering your mailbox. If you're always on the move, you'll love our mobile application, which brings all these features directly to your smartphone. This means you can manage your accounts anytime and anywhere. Plus, with mobile payments enabled, making purchases has never been more straightforward just a few taps and you're done!

Security and Accessibility

Your security is our top priority. We employ advanced security measures to protect your information while ensuring that using our services is as user-friendly as possible. Whether you're depositing checks through the app or setting up person-to-person transfers (available soon!), you can have peace of mind knowing that your financial information is safe. We believe that banking should fit into your lifestyle effortlessly. That's why we encourage you to take advantage of our comprehensive online services. With everything from e-statements to mobile payments at your fingertips, managing your money has never been more accessible. Join us at Latino Community and experience how our digital and online banking services can enhance your banking experience today!

Financial Strength

At Latino Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust and built on a solid foundation of trust and reliability. With a net worth of $234,897,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $302,108,087 in share certificates and $207,496,126 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37,094,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,811,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $11,163 in used auto loans and a total of $872,452,898 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $5,779,778. Total Share Accounts: 216,277, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latino Community is your trusted partner. Visit us at 3825 Gate City Blvd Greensboro Nc 27407 or call 336-370-9512 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,571,509 in used vehicle loans and $55,019,131 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or purchasing a reliable used vehicle, our flexible terms make it easy for you to find the right fit.

Credit Lines

If you're looking for additional financial flexibility, consider our credit lines. With total credit lines amounting to $470,812,750, you can access funds when you need them most without the hassle of reapplying each time. If you have questions about refinancing or want to know more about eligibility options for any of our loan products, feel free to reach out. Our team is here to help! To learn more about our loan offerings or to speak with one of our representatives, call us at (336) 370-9512 or visit us at our branch located at 3825 Gate City Blvd Greensboro Nc 27407 in Greensboro, NC. We're dedicated to supporting your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,724,910, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,373,471 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying various rewards.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to established guidelines ensures that all offers presented are both fair and transparent. By leveraging verified data, LendMesh builds trust with users looking for reliable loan options.