Latino Community Credit Union Fayetteville NC | Low Mortgage Rates & Business Banking

Introduction

Welcome to the Latino Community Credit Union, located at 155 Bonanza Dr Ste 103, Fayetteville, NC 28303. Established in 2000, we have proudly served our members for over two decades, creating a space where community and financial growth go hand in hand. With a commitment to empowering our 145,305 members, we offer an array of services tailored to meet your unique financial needs. Our total assets reach an impressive $1,075,927,219, allowing us to provide diverse lending options with a total loan portfolio of 36,444 loans and leases. Whether you're seeking personal banking solutions like checking and savings accounts or specific products such as auto loans and mortgages, we are here to support you on your financial journey. While our branch is ready to assist you in person, official correspondence can be sent to the same address: 155 Bonanza Dr Ste 103, Fayetteville, NC 28303. Under the leadership of our dedicated CEO, Vicky Garcia, and Board President Maria Scanga, we strive to ensure every member feels valued and understood. Our team of 320 employees is always available to guide you through your banking experience. At Latino Community Credit Union, we understand that trust is paramount. That's why our net worth stands strong at $234,897,129, reflecting our stability and commitment to serving you better. Additionally, with $12,776,672 in cash readily available and total deposits of $118,673,461, you can rest assured that your money is secure with us. We invite you to visit us during our operating hours from 9:00 am - 5:00 pm Monday through Thursday and until 6:00 pm on Fridays. For any inquiries or assistance needed along the way, feel free to reach out by phone at 910-323-4334. Join us today at the Latino Community Credit Union where your financial goals become our mission!

Branch History & Mission

At Latino Community, we proudly celebrate a rich legacy that began in the year 2000. Nestled in the heart of Fayetteville, North Carolina, our branch at 155 Bonanza Dr Ste 103 has grown into a vital resource for over 145,000 members. As part of our ongoing commitment to serve the diverse communities around us, we have cultivated an environment where financial empowerment and community support flourish together. From our humble beginnings, Latino Community has consistently focused on providing essential financial services tailored to meet the unique needs of our members. Over the years, we have built a solid foundation with total assets amounting to $1,075,927,219, demonstrating our stability and commitment to responsible growth. Our mission is clear: we strive to improve the financial well-being of our members while fostering strong community ties. Our branch is not just a place for transactions; it's a hub for connection and support. We are dedicated to offering a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. This allows us to cater to both individual and commercial needs effectively. While members can visit us at 155 Bonanza Dr Ste 103, official correspondence should be sent to 155 Bonanza Dr Ste 103, Fayetteville, NC 28303. We invite you to take advantage of our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Fridays until 6:00 PM. Although we currently do not offer ATM or drive-thru services, our commitment to accessible banking continues through online platforms that allow you to manage your finances conveniently from anywhere. In addition to our core financial services, we believe in giving back to the community. Our outreach programs aim to empower individuals through financial education and resources designed to help them succeed. By partnering with local organizations and participating in community events, we strive to uplift those around us. As technology evolves, so do we. Our digital advancements ensure that you have access to mobile payments and online banking solutions that simplify your experience with us. We are also committed to accessibility for all members of our community. Join us at Latino Community and experience firsthand how we can help you reach your financial goals while being part of a supportive network. Together, let's build a stronger future for ourselves and our neighborhoods! For more information or assistance, feel free to call us at 910-323-4334 or visit our website at latinoccu.org.

Branch Location & Accessibility

Accessibility Features

At our Fayetteville Branch, we prioritize accessibility. The branch is designed with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can visit us comfortably. Whether you're stopping in for personal banking or exploring loan options, you'll find our space welcoming and easy to navigate.

Call to Action

We invite you to visit us at the Latino Community Fayetteville Branch or give us a call at (910) 323-4334. Our team looks forward to helping you achieve your financial goals! If you're looking for official correspondence details, please note that you can send mail to the same address: 155 Bonanza Dr Ste 103, Fayetteville, NC 28303. Come see us today!

Operating Hours

Our friendly staff is here to assist you during convenient hours: Monday through Thursday from 9:00 am to 5:00 pm, and Friday from 9:00 am to 6:00 pm. Whether you need help with checking and savings accounts, auto loans, or credit cards, we're ready to support you.

Services Offered

While we don't have ATMs or drive-thru services at this location, we offer a full range of personal banking services tailored to meet your needs. From auto loans and mortgage refinancing to business banking options, our dedicated team is here to guide you every step of the way.

Member Eligibility

At Latino Community, we believe that everyone deserves a supportive community and accessible financial services. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Fayetteville area, you are eligible to join us. We're committed to serving a diverse range of individuals, and our membership is open to anyone who shares our mission of community empowerment. Enjoy the benefits of lower loan rates, personalized service, and access to a variety of financial products designed with your needs in mind. Ready to take the next step? Opening an account at Latino Community is straightforward. Just visit us at our branch located at 155 Bonanza Dr Ste 103 Fayetteville Nc 28303 or check out the detailed eligibility criteria on our website at https://latinoccu.org/become-a-member-2/. If you have any questions or need assistance, feel free to call us at (910) 323-4334. We can't wait for you to join our community and start enjoying all the advantages that come with being part of Latino Community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business with ease accepting payments from customers without any hassle. Our merchant services simplify transactions so you can focus on what you do best. From credit card processing to online payment solutions, we provide the tools that help streamline operations and enhance customer satisfaction. Located at 155 Bonanza Dr Ste 103 Fayetteville Nc 28303 in Fayetteville, NC, we're here to partner with you on your journey towards success. Reach out today at (910) 323-4334, and let's explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a car, our auto loans and vehicle financing options can help turn your dream into reality. We understand that buying a vehicle is a significant investment, which is why we work closely with you to find a loan that fits your budget.

Business Banking

For our members who are entrepreneurs or business owners, we provide business banking services including merchant services and business loans. Growing a business requires reliable support, and at Latino Community, we're dedicated to helping you succeed.

Credit Cards with Rewards

Shopping and spending can be more rewarding with our credit cards that offer cashback and other benefits. It's not just about making purchases; it's about earning rewards that enhance your financial journey.

Mortgage Loans & Refinancing

For those thinking about homeownership or looking to refinance their current mortgage, our mortgage loans are tailored just for you. We guide you through the process, ensuring you understand every step along the way. Owning a home can be one of the most rewarding experiences in life, and we're here to make it easier.

Online & Mobile Banking

In today's fast-paced world, convenience matters. Our online and mobile banking platforms allow you to check balances, transfer money, and pay bills without stepping foot in a branch. You can even deposit checks using your smartphone! To learn more about how we can assist you with any of these services or if you have questions about account opening procedures, feel free to reach out at (910) 323-4334 or visit us at http://www.latinoccu.org. Join us at Latino Community today where your financial goals become our mission!

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to fit various lifestyles. Imagine having easy access to your funds with our online and mobile banking features, allowing you to manage your money anytime, anywhere. Our goal is to provide you with tools that simplify your financial life.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, but with our personal loans and debt consolidation options, you can manage those costs effectively. Whether it's an emergency repair or consolidating high-interest debt into one manageable payment, we have solutions designed for your peace of mind.

Digital & Online Banking

Convenient Features at Your Fingertips

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can easily sign up for e-statements, so you'll never have to worry about missing a paper statement again it's all stored securely online for your convenience. Plus, if you prefer to handle things on the go, our mobile application makes banking even simpler. Whether you're waiting in line or relaxing at home, everything you need is right in your pocket.

Secure and User-Friendly Experience

Security is a top priority at Latino Community. We utilize electronic signature authorization to ensure your transactions are protected. Our user-friendly interface means you won't need a tech degree to navigate our services everything is designed with you in mind. Additionally, if you're looking to make payments quickly, our mobile payments feature allows you to send money instantly using just your smartphone. Although person-to-person transfers aren't available at this time, rest assured that our other features provide plenty of ways to manage your money effectively. In short, whether you're checking your account balance or setting up recurring payments, Latino Community has the digital tools you need for effective financial management. Join us today and experience the convenience of modern banking!

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 216,277, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $5,779,778, further emphasizing our commitment to helping you achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latino Community is your trusted partner. Visit us at 155 Bonanza Dr Ste 103 Fayetteville Nc 28303 or call (910) 323-4334 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $302,108,087 in share certificates and $207,496,126 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37,094,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $133,811,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,163 in used auto loans and $872,452,898 in total loans and leases.

Strong Financial Health

With a net worth of $234,897,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those needing other financial solutions, we provide personal loans for debt consolidation and lines of credit totaling $470,812,750. These services can help manage unexpected expenses or provide you with additional flexibility when needed. If you're interested in exploring refinancing options or want to know if you're eligible for one of our loans, don't hesitate to reach out! You can contact us at (910) 323-4334 or visit us at our branch located at 155 Bonanza Dr Ste 103 Fayetteville Nc 28303. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Latino Community, we're dedicated to supporting our community and helping you achieve your financial aspirations.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,571,509 in used vehicle loans and $55,019,131 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, our flexible terms can help you drive off with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,724,910, so you can feel secure knowing you have support as you navigate this important investment.

Unsecured Credit Cards

Managing finances effectively is vital for everyone. We also offer flexible terms on unsecured credit card loans, with a total of $9,373,471 in loans helping members maintain control over their spending. Our credit cards come with various benefits to assist you in your everyday purchases while building your credit score.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their specific situations. By maintaining a strict sourcing protocol, LendMesh guarantees that all loan comparisons are not only accurate but also reflective of current market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing genuine rates without hidden agendas. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every user has equal access to the best available offers. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and efficiently. This feature is crucial for those looking to secure the best possible deal. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the reliability and effectiveness of the platform in helping individuals navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*