Latino Community Credit Union Durham NC

Introduction

At Latino Community, we believe that everyone deserves a chance to thrive financially. Located at 6 Moore Pl, Durham, NC 27701, our credit union has been serving the community since 2000. With a commitment to helping our 145,305 members achieve their financial goals, we are proud to manage assets totaling over $1 billion. Our aim is to provide personalized banking solutions that cater to the unique needs of our diverse community. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to the same location: 6 Moore Pl, Durham, NC 27701-4614. Led by CEO Vicky Garcia and Board President Maria Scanga, our team of 320 employees works diligently to ensure that every member feels valued and supported. We offer a range of services designed with you in mind, including loans totaling 36,444, deposits amounting to $118,673,461, and a net worth of $234,897,129. At Latino Community, we understand the importance of community impact. Every dollar you deposit helps us reinvest in our local area and support initiatives that uplift those around us. As part of our mission, we also prioritize transparency and member education. Whether you're looking for personal loans or simply want to explore better savings options, we invite you to reach out. Call us at 919-688-9270 or visit our website at latinoccu.org for more information on how we can assist you today!

Branch History & Mission

At Latino Community, we proudly celebrate our journey since opening our doors in 2000. Nestled in the heart of Durham, North Carolina, at 6 Moore Pl, our branch has become a vital part of the community. Over the years, we have grown to serve a total membership of 145,305 individuals and families, offering a range of financial services designed to meet their needs. From the beginning, our mission has been simple yet powerful: to empower our members through accessible financial services while actively supporting and uplifting our community. This mission drives us every day as we strive to provide personalized assistance and resources that promote financial literacy and economic well-being. As we look back on our history, we remember key milestones that shaped who we are today. Our commitment to building strong relationships within the community has led us to create partnerships with local organizations, ensuring that we not only provide financial support but also engage in meaningful outreach initiatives. Whether it's through workshops or sponsorships, we believe in investing back into Durham. While members can visit us at 6 Moore Pl, official correspondence should be sent to 6 Moore Pl, Durham, NC 27701-4614. We invite you to explore our services during our operating hours from Monday to Friday, 8:00 AM to 6:00 PM. Although we currently do not have ATM services or drive-thru banking available, we are dedicated to making your experience smooth and accommodating. Our total assets now stand at an impressive $1,075,927,219, reflecting our growth and stability as a trusted financial institution. We embrace digital advancements like online banking and mobile payments, making it easier for members to manage their finances anytime and anywhere. We also prioritize accessibility for all members by ensuring ADA compliance throughout our branch. At Latino Community, we believe that everyone deserves the chance to achieve their financial goals. We encourage you to join us on this journey experience the benefits of becoming a member today! For more information on how you can get involved or open an account with us, please visit our website or call us at 919-688-9270. Together, let's build a brighter financial future for everyone in Durham!

Branch Location & Accessibility

Convenient Access and Parking

At our branch, we prioritize your comfort and convenience. There's ample parking available right outside, ensuring that your visit is hassle-free. Plus, we've made sure that our facilities are accessible for everyone, including those with mobility challenges. While members can visit us at 6 Moore Pl, official correspondence should be sent to the same address: 6 Moore Pl, Durham, NC 27701-4614.

Friendly Operating Hours

We understand that life can be busy, which is why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 8 AM to 6 PM. Whether you need assistance with banking services or want to chat with one of our staff members about your financial goals, we're here for you during these convenient hours.

Reach Out Anytime

Have questions or need assistance? Feel free to give us a call at 919-688-9270! Our knowledgeable team looks forward to helping you with all your banking needs. We invite you to visit us soon and experience the welcoming atmosphere at Latino Community. Your journey towards better banking starts here!

Services Tailored for You

Although we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is ready to assist you with various services within the branch. From opening new accounts to providing guidance on loans and financial planning, we aim to make your experience as enjoyable and beneficial as possible.

Member Eligibility

Joining the Latino Community at Latino Community is a wonderful way to connect with a supportive family that prioritizes your financial well-being. To become a member, you'll need to meet certain eligibility criteria, which can include being part of the local community or having connections to our mission. It's designed to be welcoming and inclusive! You can find all the detailed eligibility requirements on our website at https://latinoccu.org/become-a-member-2/, where we break it down in simple terms for you. Once you're ready to take the next step, opening an account is straightforward. Simply visit us at https://connect.latinoccu.org/registration and follow the easy instructions. If you have any questions or need assistance, don't hesitate to reach out at (919) 688-9270. We're here to help you every step of the way as you join our vibrant community at Latino Community, located at 6 Moore Pl Durham Nc 27701.

Business Banking & Commercial Services

Streamlined Merchant Services

In addition to loans, our merchant services simplify payment processing for your business. Picture your customers easily making purchases through various payment options while you focus on what you do best running your business! Whether you're a small local shop or a larger enterprise, our services are designed to enhance customer experiences and improve cash flow. Visit us at 6 Moore Pl Durham Nc 27701 in Durham, NC, or call us at (919) 688-9270 to discover how our business banking solutions can empower your success!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Services Designed for You

Whether you're looking to manage your daily expenses, save for future goals, or get assistance with loans, we have options that fit seamlessly into your life. Our offerings include ATM Services Only, which allow you to access your funds quickly and conveniently. Imagine needing cash for a last-minute purchase or wanting to check your balance on-the-go our ATMs are designed to make these tasks simple.

Digital Banking Convenience

We understand that today's world demands flexibility. That's why we've integrated digital banking features that give you control over your finances from anywhere. With our online banking platform, you can review your transactions, transfer funds, and pay bills all at your fingertips. Plus, if you're always on the move, our mobile application allows you to manage your accounts right from your smartphone.

Personalized Assistance

Need help navigating your financial options? Our dedicated team is here for you! Give us a call at (919) 688-9270, and we'll gladly assist you with any questions about our services or how to best utilize them. We aim to create a welcoming environment where every member feels valued and understood.

Why Choose {{branch_name}}?

Choosing Latino Community means choosing a partner who cares about your financial well-being. We're more than just a credit union; we're part of the community. Our focus is on helping you achieve financial success while offering services that are easy to access and use. Ready to explore what we can offer? Visit us at 6 Moore Pl Durham Nc 27701 or reach out by phone at (919) 688-9270. Let's work together towards achieving your financial goals today!

Digital & Online Banking

Go Paperless with E-Statements

Say goodbye to clutter! With e-statements available at Latino Community, you can easily access your financial statements online instead of receiving them in the mail. This not only helps you keep track of your finances but also supports eco-friendly practices.

Mobile Banking on the Go

Need to make a payment or transfer money? Our mobile application makes it simple. Whether you're buying groceries or splitting a bill with friends, our mobile payments feature lets you handle transactions quickly and easily right from your smartphone. While person-to-person transfers aren't available yet, we are constantly looking for ways to enhance our services. In today's fast-paced world, staying connected to your finances is crucial. At Latino Community, we're here to ensure that managing your money is straightforward and secure. Explore all these features and more by visiting us online today!

Online Banking Made Easy

With our 24/7 online banking service, you can check your account balances, view transaction history, and transfer funds from the comfort of your home or on the go. Just visit https://latinoccu.org/ to get started. It's like having a branch at your fingertips!

Secure Transactions

Security is our top priority. Our electronic signature authorization feature allows you to complete important documents safely online. You can feel confident knowing that your personal information is protected every step of the way.

Financial Strength

Growing Member Base

Our success is further highlighted by a robust member base with a total of 216,277 share and deposit accounts. This demonstrates the trust our members place in us as their chosen financial institution. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latino Community is your trusted partner. Visit us at 6 Moore Pl Durham Nc 27701 or call (919) 688-9270 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in You

With $133,811,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident with $11,163 in used auto loans and $872,452,898 in total loans and leases.

Secure Savings

Members' savings are secured through $302,108,087 in share certificates and $207,496,126 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37,094,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $234,897,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, we're here to help! Our team can guide you through the process and ensure that you find the right solution tailored for your situation. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial journey looks like, Latino Community is here to support you with transparent and accessible lending options. Reach out today to learn more about how we can assist you in achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $16,657,150 in used vehicle loans and $5,501,913 in new vehicle loans to help our members get on the road confidently. Whether you're purchasing your first vehicle or upgrading to something newer, we can support you every step of the way.

Credit Lines

For those who need additional funds available as needed, our credit lines totaling $470,812,750 can provide peace of mind. This option allows you to borrow only what you need while keeping your monthly payments manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,724,910. This could be your chance to secure your dream home with terms that fit your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,373,471 in loans helping members manage their finances effectively. These cards are designed to give you the freedom and flexibility you need for everyday expenses without tying you down with excessive fees.

Loan Aggregator

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