LATINO COMMUNITY CREDIT UNION - Durham, NC

Latino Community is proud to ensure accessibility for all its members. We offer ADA-compliant facilities and strive for inclusivity in everything we do. With ATM availability at our branch and no drive-thru service currently offered, we focus on delivering personalized experiences within our lobby hours: Monday through Thursday from 9:00 am - 5:00 pm and Friday until 6:00 pm.

As we continue this journey together with our community in Durham, we invite you to become part of the Latino Community family. Experience firsthand how we can help you achieve your financial goals while being an active participant in making our community stronger. To learn more about membership options or open an account today, visit us at latinoccu.org or call us at (919) 530-8800. Join us as we work towards building a brighter financial future together!

Our story began with a simple yet powerful mission: to provide accessible financial services tailored to the needs of our diverse community. Over the years, we have achieved significant milestones that reflect our growth and dedication. From expanding our range of products including personal banking, auto loans, mortgages, and business services to enhancing our digital offerings like online banking and mobile payments, we strive to meet the evolving needs of our members. While members can visit us at 100 W Morgan St Durham Nc 27701, official correspondence should be sent to 100 W Morgan St, Durham, NC 27701. This ensures that all communications are handled promptly and accurately.

Our mission is clear: we aim to empower individuals and families by providing them with the financial tools they need for success. We believe in fostering a supportive environment where every member feels valued and understood. Whether you're looking for a checking account or assistance with a mortgage loan, our friendly staff is here to guide you every step of the way. In addition to offering financial services, we are deeply committed to supporting our local community through outreach programs and partnerships that make a real difference. We understand that financial education is key to long-term success; therefore, we actively engage in initiatives that promote financial literacy among all age groups.

We invite you to visit us at the Latino Community branch or give us a call at 919-530-8800 if you have any questions. Our dedicated team looks forward to serving you!

Located near popular local spots, our branch is just a stone's throw away from the vibrant downtown area. With ample parking available and easy access for everyone including those who need ADA-compliant features visiting us is a breeze. We prioritize your comfort and convenience!

Our doors are open from 9:00 am to 5:00 pm Monday through Thursday, and we extend our hours until 6:00 pm on Fridays. This gives you plenty of time to come in after work or during your lunch break. At the Latino Community branch, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we're here to help you achieve your financial goals. Plus, we provide ATM access for quick cash withdrawals and balance checks.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

In addition to loans, we offer merchant services designed to simplify daily operations. Imagine processing payments seamlessly, whether it's through card transactions or online sales. Our solutions help you keep pace with customer demands while ensuring your cash flow remains steady. Ready to take your business to the next level? Visit us at 100 W Morgan St Durham Nc 27701 in Durham, NC, or give us a call at (919) 530-8800. Let's work together to turn your vision into reality!

You'll also find ATM services available for easy cash withdrawals and balance checks whenever needed. With convenient access across town, managing cash flow becomes effortless. In today's digital world, we prioritize convenience with online and mobile banking features that allow members like you to handle transactions anytime. At Latino Community, we believe in making financial management as easy as possible so you can focus on what matters most in life. We invite you to explore all these services and more by visiting us or checking out our website at latinoccu.org. If you're ready to take control of your finances or have any questions about how we can assist you further, don't hesitate to call us at 919-530-8800. Join us today and experience financial services designed with your needs in mind!

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple for you to get behind the wheel without breaking the bank. We offer competitive rates that cater to various budgets, helping you secure the best deal on your dream vehicle.

For those who run their own businesses, we offer tailored business banking solutions including merchant services and business loans. We recognize how important it is for local businesses to thrive in our community, so we're here to support your entrepreneurial journey.

Our credit cards come with rewards programs that let you earn points on every purchase. Whether it's cash back or travel perks, you'll find that using our credit card adds value to your everyday spending.

Homeownership is within reach with our mortgage loans and refinancing options. If you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff will guide you through every step of the process, ensuring you understand all your options.

Our personal banking services include checking and savings accounts designed to help you manage your daily finances effectively. Whether you're saving for a rainy day or looking to make everyday purchases easier, our accounts provide flexibility and ease. Imagine having access to your funds anytime you need them through our convenient online and mobile banking platforms. You can deposit checks, transfer money, and check balances all from the comfort of your home or on the go.

Need a little extra cash for unexpected expenses? Our personal loans are designed to give you quick access to funds when life throws surprises your way. Additionally, if you're feeling overwhelmed by debt, consider our debt consolidation services that allow you to combine multiple debts into one manageable payment.

With our online banking services, you can access your account anytime, anywhere. From checking balances to transferring funds, everything you need is just a click away. Plus, you can opt for e-statements to keep track of your transactions without the clutter of paper it's not only eco-friendly but also enhances security. The best part? You have the option for electronic signature authorization, making it easy to complete transactions quickly and securely.

We prioritize the security of your information. Our digital banking services come equipped with robust security measures to protect your data while ensuring a user-friendly experience. This means you can bank with confidence knowing that your financial information is safe. In summary, Latino Community offers a modern approach to banking that combines accessibility with security. Take full advantage of our online banking services today by visiting https://latinoccu.org/ and experience how easy managing your finances can be!

Need to manage your finances while out and about? Our mobile application allows you to perform all essential banking tasks right from your smartphone. With features like mobile payments, you can make purchases effortlessly without having to reach for your wallet. And if you've got friends or family who need cash, our person-to-person transfer feature makes sending money as simple as a few taps no hassle involved!

Total Share Accounts stand at an impressive 216,277, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $5,779,778, we're positioned to assist you in achieving your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latino Community is your trusted partner. Visit us at 100 W Morgan St Durham Nc 27701 or call 919-530-8800 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $302,108,087 in share certificates and $207,496,126 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37,094,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our operational efficiency is reflected in our current net income of $0, which enables us to focus on offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

With $133,811,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; we have provided $11,163 in used auto loans and hold a total of $872,452,898 in loans and leases, supporting our members' financial goals across various sectors.

With a net worth of $234,897,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.83% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

For those needing extra funds for business or personal purposes, our total credit lines of $470,812,750 provide additional flexibility. While we currently do not have outstanding commercial loans available at this branch, our commitment to supporting local businesses remains strong. If you're interested in any of these loan products or want to learn more about refinancing options and eligibility requirements, please reach out to us at (919) 530-8800 during our operating hours: 9:00 am - 5:00 pm from Monday through Thursday and 9:00 am - 6:00 pm on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you with your financial journey!

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,571,509 in used vehicle loans and $55,019,131 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for every budget.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,724,910, make buying or refinancing simple. We provide guidance throughout the process to ensure you understand all your options. If you're considering refinancing your current mortgage, our team is here to help you explore eligibility options that could save you money.

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $9,373,471 in loans helping members manage their expenses effectively, our credit cards come with benefits that can support your everyday spending.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers without hidden fees or unclear terms. The commitment to using verified data means you can trust that every comparison reflects accurate rates and terms from legitimate financial institutions.

One of the key advantages of LendMesh is its dedication to providing unbiased results. Unlike some platforms that may prioritize lenders based on paid promotions, LendMesh ranks loans solely based on their merit. This approach eliminates any conflicts of interest and helps users make informed decisions. Additionally, LendMesh offers real-time rate comparisons from multiple institutions. This means you're not just getting outdated information; instead, you receive current loan rates that reflect today's market conditions. By comparing rates side by side, you can easily identify the best options available to you. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effectively LendMesh serves its users by simplifying the search for competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.