Latino Community Credit Union Carrboro NC | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Latino Community, your trusted financial partner located at 104 Nc 54 Ste Kk, Carrboro, NC 27510. Since opening our doors in 2000, we have been committed to serving our members and the surrounding community with dedication and care. With a strong membership base of 145,305 individuals, we pride ourselves on being a cornerstone of financial support in Carrboro. At Latino Community, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our total assets amount to an impressive $1,075,927,219, ensuring that we have the resources to help you achieve your goals. Our leadership team, headed by CEO Vicky Garcia and Board President Maria Scanga, believes in creating a welcoming environment where everyone can thrive. With a total of 320 employees, we're here to provide personalized service that you can count on. While members can visit us at our branch address, official correspondence should be sent to the same location: 104 NC 54 Ste KK, Carrboro, NC 27510. If you ever need assistance or want to learn more about how we can help you manage your finances better, feel free to reach out by calling us at 919-967-1725. Join us today and discover how Latino Community can make a positive impact on your financial future! For more information about our services or to become a member, visit our website at latinoccu.org.

Branch History & Mission

Commitment to Accessibility

We understand the importance of convenience in today's fast-paced world. Although we currently do not have ATM or drive-thru services at this location, we prioritize digital advancements such as online banking and mobile payments to ensure that our services are readily available to you whenever you need them. Our operating hours are designed with your schedule in mind: we welcome you from 9:00 am to 5:00 pm Monday through Thursday, and extend our hours until 6:00 pm on Fridays. Our dedicated staff is here to assist you every step of the way.

Join Us!

As we continue this journey together, we invite you to become part of the Latino Community family. Experience firsthand the benefits of membership with us by visiting our website at latinoccu.org or calling us at 919-967-1725. Together, let's build a brighter financial future for all!

Our Mission

Our mission reflects our core values. We strive to offer personal banking solutions including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Beyond just numbers and transactions, we aim to empower our members to achieve their financial goals and dreams. In addition to providing exceptional financial products, we are dedicated to community support through outreach programs and partnerships that strengthen local ties. By focusing on education and resources for financial literacy, we help our members make informed decisions about their money. While members can visit us at 104 NC 54 Ste KK, official correspondence should be sent to the same address as our mailing address.

Branch Location & Accessibility

Welcome to the Latino Community branch located at 104 NC 54 Ste KK, Carrboro, NC 27510! Our branch is nestled in the heart of Carrboro, making it a convenient spot for all your banking needs. Whether you're heading to the nearby Farmers' Market or exploring the vibrant local shops, we are here to serve you. At our Carrboro location, we pride ourselves on accessibility. We are committed to ensuring that everyone can easily visit us. Our branch features ADA-compliant ramps and designated parking spaces for those who need them. If you need assistance or have questions while visiting, our friendly staff is always ready to help. We offer personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Although we currently do not have ATM or drive-thru services available, our in-branch services will cater to your financial needs. We're open Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM, allowing ample time for you to come in and talk about your financial goals. If you prefer a chat over the phone, feel free to call us at 919-967-1725. While members can visit us at our physical address, any official correspondence should be sent to the same address listed above for clarity. We invite you to stop by and experience our welcoming atmosphere. Your financial journey starts here at the Latino Community branch in Carrboro!

Member Eligibility

At Latino Community, we believe that everyone deserves a place in our community, and becoming a member is as easy as pie! If you live, work, worship, or attend school in the Carrboro area, you're already eligible to join us. We warmly welcome individuals from all walks of life to experience the benefits of membership, which include personalized financial services and support tailored just for you. For more detailed eligibility criteria, feel free to check out our website at https://latinoccu.org/become-a-member-2/. Once you're ready to take the next step, opening an account is a breeze! Simply visit us at our branch located at 104 Nc 54 Ste Kk Carrboro Nc 27510, or you can start the process online by following this link: https://connect.latinoccu.org/registration. If you have any questions or need assistance along the way, don't hesitate to give us a call at (919) 967-1725. We can't wait to welcome you into the Latino Community family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a partner that simplifies how you accept payments from customers. Our merchant services help streamline transactions, making it easier for you to focus on what truly matters growing your business. From point-of-sale systems to online payment processing, we ensure you have the tools to serve your customers effectively. Visit us at 104 Nc 54 Ste Kk Carrboro Nc 27510, Carrboro, NC or call us at (919) 967-1725 to discover how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch, we ensure our members have access to convenient cash withdrawal services through partnerships within the community. This ensures you can always access your funds when needed. At Latino Community, we're here for all your banking needs! For more information about our services or to speak with a representative about how we can assist you further, please call us at 919-967-1725. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Auto Loans & Vehicle Financing

Need a new car? Our auto loans make it simple and affordable to get behind the wheel. With competitive rates and flexible terms, financing your next vehicle can be a stress-free experience. Picture driving away in your dream car, knowing you made a smart financial choice with our help.

Business Banking

For entrepreneurs and business owners, we provide essential business banking services, including merchant services and business loans. Whether starting a new venture or expanding an existing one, we're dedicated to supporting your business goals with personalized solutions.

Credit Cards with Rewards

Our credit cards come with rewards that make everyday purchases more rewarding. Whether you're using them for groceries or gas, imagine earning points for each dollar spent points that can be redeemed for exciting rewards. It's an excellent way to make your spending work for you!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Latino Community, we offer mortgage loans and refinancing options that cater to first-time buyers and seasoned homeowners alike. Our team is here to guide you through each step, helping you find the best solution for your unique situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to check balances, pay bills, transfer funds, and more all from your smartphone or computer. You'll appreciate how easy managing your finances can be without needing to visit a branch.

Personal Banking

Whether you're opening a new checking account or looking for ways to grow your savings, our personal banking services have you covered. We offer various checking and savings accounts that fit different lifestyles. Imagine having easy access to your funds anytime through our online and mobile banking platforms. You can manage your accounts from the comfort of home or while on the go.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans are designed to provide quick access to cash when you need it most. Think of it as a helping hand during challenging times, allowing you to regain control over your finances without added stress.

Digital & Online Banking

Accessing Your Accounts

Our online banking service is available 24/7 at https://latinoccu.org/. You can check your account balances, transfer funds, and pay bills all from the comfort of your home or while out and about. Plus, with our mobile application, you have all these features right at your fingertips. It's like having a bank branch in your pocket!

Convenient Payment Options

For those who love the convenience of mobile payments, Latino Community has you covered! You can easily make purchases using your smartphone, making transactions quick and simple. While person-to-person transfers are not available at this time, we are constantly looking to improve our services based on member feedback. In a world that moves fast, managing your finances shouldn't slow you down. At Latino Community, we're dedicated to providing you with accessible and user-friendly online banking options that make it easy to stay in control of your money. Explore all that our digital services offer today!

Secure and User-Friendly Features

Security is our top priority. We use advanced technology to ensure your information remains safe. You can also take advantage of electronic signature authorization for a hassle-free experience when signing documents online. And if you prefer going paperless, our e-statements make it easy to keep track of your finances without clutter.

Financial Strength

At Latino Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a strong financial foundation, ensuring that your money is safe and working for you. With a net worth of $234,897,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $302,108,087 in share certificates and $207,496,126 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37,094,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,811,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,163 in used auto loans and $872,452,898 in total loans and leases. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,779,778. Total Share and Deposit Accounts: 216,277, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latino Community is your trusted partner. Visit us at 104 Nc 54 Ste Kk Carrboro Nc 27510 or call (919) 967-1725 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Support

If you're considering refinancing any of your existing loans or want to explore eligibility options, our team is here to assist you. We believe that everyone deserves access to financial tools that work for them. For more information about our loan offerings or assistance with applications, please contact us at (919) 967-1725 or visit us at our branch located at 104 Nc 54 Ste Kk Carrboro Nc 27510 in Carrboro, NC. We are open from 9:00 am - 5:00 pm Monday through Thursday and 9:00 am - 6:00 pm on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Latino Community, we're dedicated to providing personal banking solutions that align with your life goals. Join us today and take the first step toward achieving your financial objectives!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,571,509 in used vehicle loans and $55,019,131 in new vehicle loans already helping members get on the road. We provide financing options tailored for both new and used vehicles, making it easier than ever to drive off with your ideal car.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,724,910, make buying or refinancing simple. We are here to guide you through the process, whether you're a first-time buyer or looking to refinance your current mortgage for better terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,373,471 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you make purchases while keeping track of your spending.

Loan Aggregator

Benefits of Using LendMesh

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