Latah Credit Union Potlatch ID | Affordable Auto Loans & Drive-Thru Banking

Introduction

At Latah Credit Union, we believe in more than just banking; we believe in building lasting relationships within our community. Located at 160 6th Street, Potlatch, ID 83855, our branch is a cornerstone for over 7,950 members who trust us to help them achieve their financial goals. Established in 1969, we have grown alongside the community, currently holding total assets of $159,320,983 and offering a wide range of services tailored to meet your needs. While you can visit us at our Potlatch location, official correspondence should be sent to P.O. 264, Potlatch, ID 83855 if needed. Our dedicated team is ready to assist you with everything from personal banking and auto loans to business financing and mortgage options. With a strong commitment to service excellence, we proudly maintain a net worth of $15,173,161 and manage total deposits of $23,997,466. Led by our CEO Erika Odenborg and Board President Chance Chacone, our team works diligently to ensure that each member receives personalized attention and support. We are proud to employ 26 local professionals who share our passion for helping you thrive financially. Whether you're looking for loans totaling 2,808, seeking financial advice, or wanting to explore our online and mobile banking services, Latah Credit Union is here for you. Our friendly staff can be reached at 208-875-0515 during lobby hours from Monday through Friday between 9:30 AM and 5:00 PM. Join us today at Latah Credit Union where your financial success is our mission! Visit us online at Latah Credit Union or give us a call to learn more about how we can serve you better.

Branch History & Mission

Join Us

As we reflect on our rich history and look toward a bright future, we invite you to join Latah Credit Union. Experience firsthand the benefits of being part of a member-focused institution that prioritizes your needs above all else. Whether you're looking for competitive loan rates or comprehensive banking services tailored just for you, we're here to help. Feel free to reach out at 208-875-0515 or visit us online at Latah Credit Union to learn more about what we can offer you as your trusted financial partner. Together, let's build a stronger community!

Our Evolution

Since opening our doors at 160 6th Street, Potlatch, ID 83855, Latah has focused on building meaningful relationships with our members. Our journey began with a small group of forward-thinking individuals who recognized the importance of accessible financial services. Over the years, we've expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking services. Our growth is reflected in our robust total assets of $159,320,983 and a thriving membership base that has reached 7,952 members. As we continue to adapt to changing times, we embrace technology while prioritizing customer service. We offer online and mobile banking solutions that make managing finances easy and convenient.

Our Mission

At Latah, our mission is simple yet profound: to provide exceptional financial services while uplifting the communities we serve. We believe in empowering our members through education and resources that promote financial literacy. Whether it's through offering low-interest loans or providing guidance on budgeting and saving strategies, we are dedicated to helping you achieve your financial goals. We also take pride in our community outreach efforts. By partnering with local organizations and participating in events throughout Potlatch and beyond, we aim to strengthen the fabric of our community. This connection goes beyond transactions; it's about fostering relationships built on trust and mutual support. While members can visit us at 160 6th Street, official correspondence should be sent to P.O. 264, Potlatch, ID 83855. For those who prefer face-to-face interactions, we offer convenient drive-thru banking services for quick transactions.

Branch Location & Accessibility

Welcome to Latah, conveniently located at 160 6Th Street Potlatch Id 83855 in the heart of Potlatch, ID. This friendly branch serves as your go-to spot for all your banking needs. Whether you're stopping by for a quick transaction or looking to explore our financial services, we're here to help! While members can visit us at 160 6Th Street Potlatch Id 83855, official correspondence should be sent to P.O. 264, Potlatch, ID 83855. Our branch is easy to access, with plenty of parking available and features that ensure everyone can enjoy their visit, including ADA-compliant entrances and ramps. You'll find us nestled near local landmarks, making it a breeze to stop by while running errands or exploring the area. Our operating hours are designed with your convenience in mind join us Monday through Friday from 9:30 AM to 5:00 PM. At Latah, we offer a range of services tailored for personal and business needs alike, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For those who prefer banking on the go, our online and mobile banking options are user-friendly and efficient. We also feature drive-thru banking for simple transactions like deposits and withdrawals. And if you need assistance with shared services from partner credit unions, we've got you covered there too! Have questions or need assistance? Don't hesitate to reach out! Call us at (208) 875-0515, or better yet, come visit us today at Latah your friendly neighborhood credit union!

Member Eligibility

At Latah, we believe that becoming a member is like joining a caring family where everyone looks out for one another. If you're looking to join us, the good news is that eligibility is designed to be straightforward and welcoming. You can become a member if you live, work, worship, or attend school in Latah County or have a family member who is already part of our community. This means that whether you're new to the area or have been here for years, there's a place for you here at Latah. The benefits of membership are numerous! Enjoy access to personalized banking services, competitive loan rates, and a variety of financial products tailored just for you. Opening an account with us is easy; just visit our branch located at 160 6Th Street Potlatch Id 83855, call us at (208) 875-0515, or check our website for more information on how to get started. For detailed eligibility criteria and the latest updates, feel free to visit . We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine effortlessly processing payments while keeping your cash flow healthy. Our merchant services simplify transactions, enabling you to accept payments quickly and securely. Whether you're at the register or on the go, we provide tools that allow you to focus on what you do best running your business. Visit us at 160 6Th Street Potlatch Id 83855 in Potlatch, ID, or call us at (208) 875-0515 to learn how our business banking services can empower your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $21 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $150 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $315,632, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we offer comprehensive business banking solutions, including merchant services and business loans to help you grow. Whether you're just starting out or expanding an existing business, we can assist you in navigating the financial aspects of running a successful venture.

Convenient Online and Mobile Banking

We know convenience is key in today's fast-paced world. That's why online and mobile banking features are available to all our members. You can check balances, transfer funds, and even pay bills from anywhere using your smartphone or computer. Plus, our ATM services ensure that accessing cash is never a hassle.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They're perfect for those who want to earn while they spend. Imagine getting cash back or points toward travel just by using your card for everyday purchases!

Drive-Thru and Shared Branch Services

Our drive-thru banking allows for quick deposits and withdrawals without leaving your car, making it easier when you're on the go. And if you are a member of one of our partner credit unions, feel free to use our shared branch transactions for added flexibility in managing your accounts. At Latah, we're here to support you every step of the way with our diverse range of services tailored just for you! Have questions or want to learn more? Give us a call at (208) 875-0515, visit us online at our website, or stop by during our operating hours from Monday through Friday, 9:30 AM to 5:00 PM. We look forward to serving you!

Personal Banking Solutions

Whether you're just starting out or looking to enhance your financial portfolio, our personal banking options have you covered. We offer checking and savings accounts designed to help you manage your daily expenses while also saving for the future. You might need a reliable auto loan for that new car or perhaps some financing for your next vehicle purchase; we've got competitive rates tailored just for you. If homeownership is on your mind, our mortgage loans and refinancing options make the process smoother than ever. We understand that purchasing a home is a significant milestone, so we provide personalized guidance every step of the way. Additionally, if you're facing debt challenges, consider our personal loans for debt consolidation a smart way to regain control over your finances.

Digital & Online Banking

Key Features

Our mobile application provides even more convenience. You can use it to make mobile payments effortlessly, allowing you to pay for goods and services right from your phone. Plus, if you need to send money to friends or family, our person-to-person transfers make it simple and quick. Staying on top of your finances has never been easier with our e-statements feature. Say goodbye to paper clutter! You'll receive your statements electronically, making it easy to track your spending and manage your budget. Security is a top priority for us at Latah. While we currently do not offer electronic signature authorization, rest assured that all our online services are designed with advanced security measures in place to protect your information. In a world where everything moves fast, we aim to provide a user-friendly experience that lets you manage your money in real-time. Join us at Latah today and take advantage of our innovative digital banking solutions!

Financial Strength

Commitment to Growth

With $14,380,116 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $823 in used auto loans and $85,327,105 in total loans and leases.

Growing Trust

Total Share Accounts stand at 18,735, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to foster an environment where your needs come first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latah is your trusted partner. Visit us at 160 6Th Street Potlatch Id 83855 or call (208) 875-0515 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $20,936,445 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our commitment is evident as we focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operations are designed for efficiency; our $0 reflects this commitment. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees who are ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $15,173,161, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $952 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,563,292 in used vehicle loans and $2,982,606 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure that you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $315,632 provide the capital needed to grow and expand. We understand that every business is unique and work closely with entrepreneurs to find the right financing solutions. At Latah located at 160 6Th Street Potlatch ID 83855, we're committed to serving our community's financial needs. If you're interested in refinancing options or would like more information about eligibility for any of our loan products, feel free to reach out by calling 208-875-0515 during our lobby hours from Monday to Friday between 9:30 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how we can support your financial journey today!

Credit Lines

For those who need a little extra cushion for unexpected expenses or projects, our credit lines totaling $20,000,000 offer peace of mind and quick access to funds when needed. This option provides the flexibility to borrow what you need without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,905,881, make buying or refinancing simple. We offer personalized assistance to guide you through the process and help you find the best fit for your financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,202,391 in loans helping members manage their finances effectively. These cards come with features that can assist you in budgeting while also earning rewards.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing from credible institutions guarantees fair and transparent offers for users.

LATAH CREDIT UNION - Potlatch, ID