Latah Credit Union Plummer ID | Affordable Vehicle Loans & ATM Services

Introduction

At Latah Credit Union, we believe in building strong relationships with our members and the communities we serve. Located at 396062 Highway 95, Plummer, ID 83851, our branch has been a trusted financial partner since 1969. With over 7,900 members and a commitment to providing personalized service, we strive to help you achieve your financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 396062 Highway 95, Plummer, ID 83851. Our dedicated team is here to assist you with a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. With total assets of $159,320,983 and total deposits reaching $23,997,466, Latah Credit Union stands as a pillar of financial strength in the community. Our net worth is an impressive $15,173,161, reflecting our sound financial practices and dedication to serving our members' best interests. Under the leadership of CEO Erika Odenborg and Board President Chance Chacone, our team of 26 employees is dedicated to providing excellent service tailored to your needs. We offer various options such as online and mobile banking for your convenience. Whether you're looking for personal loans or credit cards with rewards, we're here to help you every step of the way. Join us at Latah Credit Union where your financial wellbeing is our top priority. Give us a call at 855-775-2824 or visit our website at latahcu.coop for more information on how we can support you on your financial journey.

Branch History & Mission

Community Commitment

Latah is deeply rooted in the community, which is why we actively engage in outreach efforts and partnerships that promote local initiatives. We understand that financial health goes hand-in-hand with community well-being. That's why we strive to support local events and programs that benefit our neighbors. Our branch may not feature drive-thru service or ATM availability at this time; however, we compensate for it by providing shared service centers for added convenience. Our friendly staff is always available by phone at 855-775-2824 to assist with any questions or needs you may have. As we look toward the future, we invite you to join us on this journey of financial empowerment and community enrichment. Experience the benefits of being part of Latah Credit Union where your success is our mission! Visit us today or learn more about what we offer by exploring our website at latahcu.coop.

Our Mission

At the heart of Latah's mission is a simple yet powerful goal: to provide exceptional financial services while fostering community support. We believe in building strong relationships with our members and empowering them to achieve their financial goals. By offering innovative online and mobile banking options along with basic shared branch transactions for partner credit union members, we ensure that banking is convenient and accessible. While members can visit us at our main location on Highway 95, official correspondence should be sent to the same address. Our operating hours are designed to accommodate busy schedules: we're open from 10:00 a.m. to 3:00 p.m. Monday through Thursday and until 5:00 p.m. on Fridays.

Branch Location & Accessibility

Convenient Access and Amenities

At Latah, we understand the importance of accessibility. Our branch is designed to welcome everyone, featuring ADA-compliant entrances and parking facilities that make it easy for all members to visit us. We pride ourselves on providing a welcoming environment where you can comfortably handle your banking needs. While our lobby hours are from 10:00 a.m. to 3:00 p.m. Monday through Thursday and extend until 5:00 p.m. on Fridays, we encourage you to plan your visit during these times to take full advantage of our services. Although we do not have ATM services or drive-thru banking at this location, our dedicated staff is here to assist you with personal banking, auto loans, mortgage options, and more. If you're looking for shared services, rest assured that we offer basic transactions for partner credit union members, making your banking experience even more flexible.

Get in Touch!

We invite you to stop by or give us a call at 855-775-2824 if you have any questions about our services or need assistance. While members can visit us at 396062 Highway 95 for all their banking needs, official correspondence should be sent to the same address. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Latah is like joining a welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Plummer area, you're already on the right path to membership! We believe in supporting our community, so we invite anyone connected to this vibrant region to join us. Membership opens up a world of benefits, from competitive loan rates to personalized service tailored just for you. For detailed eligibility criteria and to ensure you meet all requirements, feel free to check out our resource. When you're ready to take the next step toward becoming part of our community, opening an account is simple! You can reach out to us at (855) 775-2824, or better yet, visit us at our convenient location at 396062 Highway 95 Plummer Id 83851. Our friendly team is here to guide you through the process and answer any questions you might have. We look forward to welcoming you into the Latah family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $21 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $150 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $315,632, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify your payment processes. Imagine being able to accept payments seamlessly from customers, whether they choose to pay with a card or mobile wallet. This convenience not only enhances customer satisfaction but also boosts sales potential. Visit us at 396062 Highway 95 Plummer Id 83851 in Plummer, ID, or give us a call at (855) 775-2824 to learn how our tailored solutions can help your business thrive!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, business banking services, including merchant services and business loans, ensure that you have the tools needed to grow your business. We believe in supporting local businesses because when they thrive, our community thrives.

Credit Options

Our credit cards with rewards are perfect for those who want to earn while they spend. Whether you're shopping for groceries or booking travel, you can enjoy benefits that enhance your purchasing power.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a few taps away on your device. For those who prefer traditional banking methods, we also offer ATM and cash withdrawal services, along with basic shared branch transactions such as deposits and withdrawals for partner credit union members. At Latah, we prioritize making banking easy and accessible for everyone. If you have any questions about our services or would like assistance in choosing the right solutions for you, please don't hesitate to reach out at (855) 775-2824. We look forward to serving you!

Personal Banking

When it comes to managing your personal finances, we offer checking and savings accounts designed for your lifestyle. Whether you're saving for a vacation or need everyday banking solutions, our accounts come with features that make managing your money simple and straightforward. If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing options can help put you in the driver's seat with competitive rates. Imagine driving home in your dream car without breaking the bank this is what we aim for. For those looking to purchase a home or refinance their current mortgage, our mortgage loans and refinancing services provide flexible terms and guidance through every step of the process. Buying a house is one of life's biggest decisions, and we want to make it as smooth as possible for you. We also understand that life can bring unexpected expenses. That's why we offer personal loans and debt consolidation options to help you manage your finances effectively. Picture consolidating multiple debts into one manageable payment this could be your reality with our support.

Digital & Online Banking

Additional Features

For those who prefer going paperless, our e-statements service lets you receive your account statements electronically. This not only helps keep your financial documents organized but also contributes to a greener environment. And if you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it easy to send funds securely. If you're someone who enjoys the convenience of mobile payments, you'll be pleased to know that we support this feature too! Simply link your accounts and start making quick payments with just a tap of your phone. At Latah, we strive to provide accessibility and ease-of-use in all our digital banking services. Join us today and experience real-time account management tailored for your busy lifestyle!

Key Services Available

With our online banking platform, accessible through https://latahcu.coop/, you can check your account balances, transfer funds, and pay bills anytime, day or night. Our user-friendly interface ensures that even those new to online banking can navigate their accounts without hassle. Plus, our mobile application allows you to manage your finances directly from your smartphone, making it simple to bank wherever life takes you. We know security is a top priority for our members. That's why we have robust measures in place to protect your personal information and transactions. While we currently do not offer electronic signature authorization for certain services, rest assured that all other features are designed with safety in mind.

Financial Strength

Growing Membership

Total Share and Deposit Accounts: 18,735, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latah is your trusted partner. Visit us at 396062 Highway 95 Plummer Id 83851 or call (855) 775-2824 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investments in Your Future

With $14,380,116 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $823 in used auto loans and $85,327,105 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $20,936,445 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is reflected in our operational efficiency with a net income of $672,102. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and no part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $15,173,161, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $315,632 provide the capital needed to grow and expand. If you're interested in refinancing options, we're here to help you explore eligibility and find solutions that fit your financial landscape. At Latah, we aim to support our members at every stage of their financial journey. Feel free to reach out at (855) 775-2824 for more information about our loan offerings or to schedule an appointment. You can also visit us at our branch located at 396062 Highway 95 Plummer Id 83851, Plummer, ID. Let's work together towards your financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,563,292 in used vehicle loans and $2,982,606 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle easy.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,905,881, make buying or refinancing simple. We prioritize your needs and work with you to find the best mortgage solution tailored to your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,202,391 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to enhance your purchasing power while ensuring you stay within budget.

Loan Aggregator

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LATAH CREDIT UNION - Plummer, ID

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