Latah Credit Union Kendrick ID | Best Auto Loans & Business Banking

Introduction

Welcome to Latah, your trusted credit union located at 602 E Main St, Kendrick, ID 83537. Since opening our doors in 1969, we have been dedicated to serving our community with integrity and compassion. With a total membership of 7,952 and assets amounting to an impressive $159,320,983, we pride ourselves on being a financial partner that truly cares about your needs. At Latah, we understand that financial matters can be overwhelming, which is why we strive to provide personalized solutions tailored just for you. Whether you're looking for auto loans, personal loans, or mortgage options, our experienced team is here to guide you every step of the way. We currently manage a total of 2,808 loans and leases, ensuring that our members have access to the funds they need when they need them. Our commitment to excellence doesn't stop there. With total deposits reaching $23,997,466 and a net worth of $15,173,161, we maintain a solid foundation that prioritizes your financial security. Plus, with over $1,881,011 in cash readily available, you can feel confident knowing that your money is safe with us. While members can visit us at our branch location in Kendrick, official correspondence should be sent to PO Box 264, Kendrick, ID 83537. Our friendly staff is available from 9:30 AM to 4 PM, Monday through Friday at 208-289-2448 if you have any questions or need assistance. Led by CEO Erika Odenborg and Board President Chance Chacone, our team is devoted to fostering strong relationships within our community. We believe in transparency and open communication because we want you to feel valued as part of the Latah family. Ready to take the next step towards your financial goals? Visit us online at latahcu.coop or give us a call today! Let's work together to build a brighter financial future.

Branch History & Mission

Community Commitment

Latah is not just about banking; it's about building a better community together. We actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. By supporting education programs and local events, we strive to create a positive impact beyond financial transactions. As technology advances, we've embraced digital solutions while ensuring accessibility for all. Our online banking services allow members to manage their finances from anywhere, while our commitment to ADA compliance ensures that everyone can easily access our services. We invite you to join Latah and experience firsthand the difference of being part of a credit union that truly cares about its members. Whether you're looking for a new account or exploring loan options, we're here to guide you every step of the way. Let's work together towards your financial success! For more information or assistance, feel free to reach out at 208-289-2448 or visit us online at Latah Credit Union.

Our Mission

The mission of Latah is simple yet powerful: to provide accessible and affordable financial services while supporting the communities we serve. We believe in fostering strong relationships with our members by understanding their needs and delivering tailored solutions. Whether it's through our personal banking options like checking and savings accounts or specialized loans for vehicles and mortgages, we aim to help everyone build a better financial future. While members can visit us at 602 E Main St, official correspondence should be sent to PO Box 264, Kendrick, ID 83537. Our operating hours are designed for convenience open from 9:30 AM to 4 PM Monday through Friday.

Branch Location & Accessibility

Connect With Us

Have questions or need more information? Don't hesitate to reach out! You can contact us at (208) 289-2448. We invite you to visit our branch today and discover how Latah Credit Union can support your financial journey!

Nearby Landmarks and Accessibility

Our branch is situated close to local favorites like the Kendrick City Park, making it a familiar spot for many residents. We understand how important accessibility is, which is why we have features in place to ensure that everyone can visit us comfortably. Our location complies with ADA standards, providing ramps and ample parking options for those who may need assistance.

Operating Hours and Services

We're here to assist you during the week from 9:30 AM to 4 PM, Monday through Friday. Whether you're looking to open a new checking account or get financing for a vehicle, our friendly staff is ready to help. While we do not have an ATM or drive-thru services at this location, we do offer shared services that allow members from partner credit unions to perform basic transactions like deposits and withdrawals.

Member Eligibility

At Latah, we believe in creating a warm and welcoming community for all our members. Joining us is simple and open to anyone who lives, works, worships, or attends school in the Kendrick area. We're here to support you with a range of financial services designed to meet your needs, whether you're looking for personal banking options, auto loans, or even credit cards with rewards. Becoming a member means you'll not only gain access to these valuable resources but also be part of a community that cares about your financial wellness. If you're interested in opening an account, it's easy! Just visit us at our location at 602 E Main St Kendrick Id 83537 or give us a call at (208) 289-2448 to learn more about the process. For detailed information on eligibility criteria, feel free to check out our resource page. We can't wait to welcome you into our family at Latah!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer essential merchant services that make everyday transactions easier. Imagine accepting payments seamlessly from your customers, whether they're using credit cards or mobile wallets. Our services simplify cash flow management so you can focus on what matters most growing your business. Located at 602 E Main St Kendrick Id 83537 in Kendrick, ID, we're here to partner with you every step of the way. Reach out today at (208) 289-2448 to learn how we can help your business succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $21 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $150 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $315,632, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

In addition to our digital offerings, we ensure that basic banking needs are met through ATM & Cash Withdrawal Services, along with Basic Shared Branch Transactions for deposits and withdrawals especially beneficial for members of partner credit unions. If you have any questions about our services or how we can assist you further, don't hesitate to reach out! You can contact us at (208) 289-2448 during our lobby hours from 9:30 AM to 4 PM on weekdays. Explore all that we have to offer by visiting us online at https://latahcu.coop/. We look forward to serving you at Latah, where your financial well-being is our top priority!

Business Banking

For local entrepreneurs and businesses, we offer specialized support through our Business Banking services. This includes essential tools like Merchant Services for seamless transactions and Business Loans to help grow your enterprise. We believe in supporting the community by empowering local businesses.

Digital Banking Features

At Kendrick, we recognize the importance of convenience in today's fast-paced world. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, you can send money to friends or pay bills with just a few taps on your phone.

Personal Banking

We understand that managing finances can be overwhelming at times. That's why our Personal Banking options include Checking & Savings Accounts designed to help you save and manage your money effortlessly. If you're considering a new vehicle, our Auto Loans & Vehicle Financing services can get you behind the wheel with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options offer personalized solutions to fit your budget. Additionally, life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide financial relief when you need it most. And if you're interested in building credit while enjoying rewards, check out our Credit Cards with Rewards program.

Digital & Online Banking

At Latah, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure than ever. Whether you're at home or on the go, our online services empower you to take control of your accounts with just a few clicks. With our online banking platform, you can access your account 24/7. This means you can check balances, pay bills, and transfer money whenever it suits you no need to wait for business hours. Our mobile application takes this convenience a step further, allowing you to manage your finances right from your smartphone. Plus, you can enjoy features like person-to-person transfers, making it easy to send money to friends and family instantly. Security is our top priority. We ensure that all your transactions are protected, giving you peace of mind every time you log in. While we currently do not support electronic signature authorization, we still provide secure access to e-statements, so you can keep track of your financial activities without the clutter of paper. If you're looking for an easy way to make payments, you'll love our mobile payments feature. It allows you to make quick purchases directly from your phone perfect for those busy days when you're out and about. In summary, whether you're using our online banking services or our user-friendly mobile app, Latah ensures that managing your money is straightforward and secure. Join us today and experience banking that fits into your lifestyle!

Financial Strength

Member-Centric Savings

Members' savings are secured through $20,936,445 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $672,102, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $14,380,116 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident with $823 in used auto loans and $85,327,105 in total loans and leases.

Solid Financial Health

With a net worth of $15,173,161, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share and Deposit Accounts: 18,735, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrate our commitment to maintaining a secure environment for your money. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latah is your trusted partner. Visit us at 602 E Main St Kendrick Id 83537 or call (208) 289-2448 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For those who are business owners, our outstanding commercial loans totaling $315,632 provide the capital needed to grow and expand. We recognize that businesses play a vital role in our community's economy, and we're dedicated to supporting local entrepreneurs. If you're considering refinancing any of your existing loans or exploring eligibility options for our products, feel free to reach out for more information. Our team at Latah is always ready to assist you with any inquiries you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and take the first step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,563,292 in used vehicle loans and $2,982,606 in new vehicle loans already helping members get on the road. We pride ourselves on simplifying the loan process, making it easier for you to drive off with your dream vehicle.

Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $1,202,391 in loans helping members manage their finances effectively. These cards come with various benefits designed to enhance your spending power while keeping costs manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,905,881, make buying or refinancing simple. We offer flexible terms tailored to fit your budget. Whether you're purchasing your first home or refinancing an existing mortgage, we're here to guide you every step of the way.

Loan Aggregator

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LATAH CREDIT UNION - Kendrick, ID

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