Lanier Credit Union Oakwood GA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Lanier, your trusted financial partner located at 3718 Mundy Mill Rd, Oakwood, GA 30566. Since opening our doors in 1969, we've been dedicated to serving our community with a wide range of financial solutions tailored just for you. With a total membership of 8,576 and assets exceeding $69,198,551, we pride ourselves on being more than just a credit union; we're a part of your journey toward financial success. At Lanier, we believe in the power of community. Our commitment is reflected not only in our comprehensive services from personal banking and auto loans to business financing but also in our unwavering support for members like you. With a robust total loan portfolio of 4,203 and deposits reaching $7,673,146, we are equipped to help you achieve your financial goals. Our leadership team, led by CEO Todd Jones and Board President Danny Owen, is passionate about creating a welcoming environment where every member feels valued. We understand that financial decisions can be overwhelming; that's why we're here to guide you every step of the way. While members can visit us at our main office location, official correspondence should be sent to the same address: 3718 Mundy Mill Rd, Oakwood, GA 30566-3417. If you have any questions or need assistance, don't hesitate to reach out at 770-503-1765. Discover how Lanier can make a difference in your financial life today! Visit us online at www.LanierFCU.org or come by and speak with one of our friendly staff members. We look forward to partnering with you!

Branch History & Mission

Community Focus

We recognize that our success is tied closely to the well-being of our community. That's why we actively engage in local outreach efforts and partnerships aimed at making a positive impact. Whether through financial literacy programs or supporting local events, Lanier is committed to being more than just a credit union; we want to be an integral part of your life.

Join Us

As we look toward the future, we invite you to become part of the Lanier family. Experience firsthand how our dedication to service can make a difference in your financial journey. Together, let's build a brighter tomorrow for you and our community. For inquiries or assistance, feel free to call us at 770-503-1765 during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM. Discover more about us at Lanier's Website. Join us today!

Our Evolution

From our humble beginnings, Lanier has evolved into a trusted financial partner for individuals and families alike. Our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community. We understand that financial well-being is not just about numbers; it's about empowering people to achieve their dreams. As we grew, we embraced modern advancements to enhance member experience. Today, we offer online banking services, mobile payments, and convenient ATM access, ensuring that your banking needs are met anytime, anywhere. Our branch features drive-thru banking for added convenience during your busy days.

Our Mission Statement

At Lanier, our mission is rooted in the belief that every member deserves personalized attention and support. We strive to create an environment where everyone feels valued and understood. We offer a wide range of services from checking and savings accounts to auto loans and mortgages designed to meet the unique needs of our community. While members can visit us at 3718 Mundy Mill Rd, official correspondence should be sent to 3718 Mundy Mill Rd, Oakwood, GA 30566-3417 if needed.

Branch Location & Accessibility

Accessibility and Features

At Lanier, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and parking spaces to ensure everyone can easily access our services. If you prefer banking on the go, we also have an ATM available for quick transactions and a drive-thru service for your convenience. You can easily handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. Visit us Monday through Thursday from 8:00 AM to 5:00 PM and on Friday from 8:00 AM to 6:00 PM. Whether you need personal banking assistance or help with loans, our friendly staff is here to assist you during these hours.

Stay Connected

While members can visit us at 3718 Mundy Mill Rd, official correspondence should be sent to the same address since it serves as both our branch and mailing location. If you have questions or need assistance before visiting, feel free to give us a call at 770-503-1765. We invite you to come by and explore everything we offer at Lanier. From personal banking solutions like checking accounts and auto loans to online services that keep you connected, we're here to help you achieve your financial goals. We look forward to seeing you soon!

Member Eligibility

At Lanier, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to be part of our community, you'll find that eligibility is straightforward and welcoming. Generally, anyone who lives, works, worships, or attends school in the Hall County area can join us. We also extend membership to immediate family members of existing members, making it easier to bring your loved ones into our fold. To see all the details about who qualifies, feel free to check out our eligibility page at http://www.LanierFCU.org/about/membership . Joining Lanier comes with many advantages, including access to personalized financial services and a range of products designed to fit your needs. Plus, opening an account is a breeze! You can start the process online by visiting https://online.lanierfcu.org/auth/enrollment , or if you prefer talking to someone directly, give us a call at (770) 503-1765. We're excited to help you on your journey toward financial wellness right here at 3718 Mundy Mill Rd Oakwood Ga 30566!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan options, we offer merchant services that simplify your payment processing. Imagine a busy Saturday at your store; customers are eager to make purchases, and with our efficient payment solutions, you can accept payments quickly and securely. Whether it's credit cards or mobile payments, we ensure you have the tools needed to serve your customers effectively. Located at 3718 Mundy Mill Rd Oakwood Ga 30566 in Oakwood, GA, we invite you to explore how our business banking services can empower your company to thrive. Connect with us today at (770) 503-1765!

Comprehensive List Of Services

Accessibility and Support

Our branch located at 3718 Mundy Mill Rd Oakwood Ga 30566 in Oakwood, GA is equipped with friendly staff ready to assist you during our operating hours: Monday through Thursday from 8:00 am to 5:00 pm and Friday until 6:00 pm. You can also reach us at (770) 503-1765 for any inquiries or assistance. At Lanier, we're committed to supporting our community by offering comprehensive financial services tailored just for you. Explore what we have available today and discover how we can assist in achieving your financial aspirations! Ready to take the next step? Visit us online at Lfcu Main Office or come by the branch we're here for you!

Business Banking Services

For our business members, we offer specialized services designed to support your growth. Our Business Banking solutions include Merchant Services that simplify payment processing and enhance customer satisfaction. Whether you're starting anew or expanding an existing venture, our Business Loans can provide the capital needed to realize your vision.

Digital Banking Features

In today's fast-paced world, we understand that convenience is key. That's why Lanier offers robust Online & Mobile Banking options that let you manage your accounts from anywhere. Check balances, transfer funds, and pay bills all at the touch of a button. With features like ATM & Cash Withdrawal Services, as well as access to our basic drive-thru banking for quick transactions like deposits and withdrawals, we ensure that banking is hassle-free.

Personal Banking Solutions

Navigating your personal finances can be challenging, but our offerings make it simpler. We provide Checking & Savings Accounts tailored to fit various lifestyles, allowing you to manage your day-to-day expenses easily. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms to help you drive away in your dream car. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services ensure you find a solution that works for you. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can help you regain control over your finances. Plus, enjoy the perks of our Credit Cards with Rewards, which allow you to earn points on every purchase while managing your spending.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is available 24/7, giving you the freedom to check balances, pay bills, and transfer funds whenever it suits you. Say goodbye to waiting in line; with our mobile application, banking is right in your pocket! The app not only allows you to view your account but also offers features like mobile payments and person-to-person transfers, making it easier than ever to send money to friends and family. Security is a top priority for us. You can have peace of mind knowing that your information is protected while using our online services. While we currently do not offer electronic signature authorization, our systems are designed with robust security measures to keep your data safe. For those who prefer going paperless, we provide e-statements for quick and easy access to your financial documents. This means no more cluttered mailboxes or worrying about lost statements everything is organized and accessible right from your device. Whether you're at home or on the go, Lanier ensures that managing your finances is simple and stress-free. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Financial Health

With a net worth of $6,222,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $899 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lanier is your trusted partner. Visit us at 3718 Mundy Mill Rd Oakwood Ga 30566 or call (770) 503-1765 to learn more about how we can help you achieve your financial goals.

Dedicated Team at Your Service

We also take pride in having 21 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 12,680, showing a strong and growing member base that trusts us with their finances.

Secure Savings Options

Members' savings are secured through $13,282,762 in share certificates and $8,396,632 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Earnings and Loan Capacity

Our $5,539,341 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,522 in used auto loans and $52,545,948 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,746,150 in used vehicle loans and $7,494,403 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you can choose what fits your lifestyle best.

Eligibility and Refinancing Options

If you're interested in exploring our loan options further, we encourage you to check out our eligibility requirements at Lanier Eligibility. Additionally, if you're considering refinancing your current loans whether it's an auto loan or a mortgage we're here to assist you in making that process straightforward. For any inquiries or assistance regarding our loan products, feel free to contact us at 770-503-1765 or visit us at 3718 Mundy Mill Rd Oakwood Ga 30566. Our dedicated team is ready to help guide you through your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward fulfilling your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $944,579, make buying or refinancing simple. We can help you navigate the mortgage process with ease and find an option that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,298,756 in loans helping members manage their finances effectively. Our credit cards come with various rewards programs to suit different spending habits.

Loan Aggregator

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LANIER FEDERAL CREDIT UNION