Lanier Credit Union Jefferson GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Lanier, your trusted financial partner in Jefferson, GA! Located at 960 Lee St Ste 100, our Jefferson Branch has been serving the community since 1969. With over 8,576 members, we pride ourselves on being a cornerstone for personal and business banking needs. At Lanier, we believe in supporting our community by offering a wide range of financial services tailored just for you. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. Our total assets stand strong at $69,198,551, reflecting our commitment to providing secure and reliable banking solutions. While members can visit us at our branch location, official correspondence should be sent to 3718 Mundy Mill Rd, Oakwood, GA 30566-3417. With 22 dedicated employees, led by CEO Todd Jones and Board President Danny Owen, we strive to create a welcoming environment where everyone feels valued. Our financial strength is evident with total deposits reaching $7,673,146 and a net worth of $6,222,189. Plus, we maintain a healthy cash reserve of $1,285,042 to ensure that we are always prepared to meet your needs. Visit us today or give us a call at 770-503-1765 to learn more about how we can help you achieve your financial goals. Let's work together to build a brighter future!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to be part of the Lanier family. Experience firsthand how being a member can lead to better financial opportunities and community connection. Whether you're looking for assistance with your first auto loan or seeking advice on savings strategies, we're here for you. Visit us during our operating hours Monday through Friday from 8 AM to 5 PM and discover how Lanier can help you achieve your financial goals. Together, let's build a brighter future! For more information or inquiries, feel free to call us at 770-503-1765 or explore our website at LanierFCU.org.

Our Journey

Since opening our doors, Lanier has dedicated itself to providing personalized financial services that empower our members. We understand that each financial journey is unique, and we strive to support our community through various offerings such as checking and savings accounts, auto loans, personal loans, and more. Over the years, we've adapted to meet the changing needs of our members while maintaining a strong commitment to service excellence. Our headquarters in Oakwood is just a short drive from Jefferson, where we emphasize accessibility and convenience. While members can visit us at our branch address in Jefferson, official correspondence should be sent to our mailing address: 3718 Mundy Mill Rd, Oakwood, GA 30566-3417.

Our Mission

At Lanier, our mission is simple yet profound: to enrich the lives of our members and strengthen the communities we serve. We believe that everyone deserves access to quality financial services that promote growth and stability. This mission drives us every day as we work diligently to provide not just banking solutions but also community support initiatives. We are proud of our partnerships with local organizations and schools, helping foster financial literacy and supporting various community outreach programs. As we advance into a digital future, we remain committed to enhancing member experience through online banking options and mobile payment solutions.

Branch Location & Accessibility

Welcome to the Lanier Credit Union, located at 960 Lee St Ste 100 in Jefferson, GA! We're excited to serve our members in this vibrant community. Our branch is conveniently situated near local landmarks, making it easy for you to stop by while running errands or visiting friends. At Lanier, we understand that accessibility is important. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring everyone can visit us comfortably. Whether you're coming in for personal banking or need assistance with an auto loan, we have dedicated staff ready to help. You can reach us easily at (770) 503-1765 during our lobby hours from Monday through Friday, 8 AM to 5 PM. If you need to send us anything, please note that official correspondence should be sent to our mailing address at 3718 Mundy Mill Rd, Oakwood, GA 30566-3417. For your convenience, we also offer ATM services right here at the branch. While we don't have drive-thru banking available, our friendly team is always here to assist you inside. We pride ourselves on offering a range of services including checking and savings accounts, mortgage loans, and more. We invite you to come visit us at the Lanier Credit Union in Jefferson. Experience personalized service and discover how we can help meet your financial needs. See you soon!

Member Eligibility

Becoming a member of Lanier is like joining a family that truly cares about your financial well-being. If you're wondering how to get involved, let me share the good news: membership is open to individuals who live, work, or worship in our community, as well as their immediate family members. This means that if you have ties to Jefferson or the surrounding areas, you're already on the path to joining us! At Lanier, we offer a range of services designed to support your financial goals, from checking and savings accounts to loans and credit cards all with a personal touch that sets us apart. To start your journey with us, simply check out our eligibility criteria at http://www.LanierFCU.org/about/membership for all the details. When you're ready to open an account, the process is smooth and straightforward just visit https://online.lanierfcu.org/auth/enrollment . If you have any questions or need assistance, feel free to give us a call at (770) 503-1765. We can't wait to welcome you into our community at 960 Lee St Ste 100 Jefferson Ga 30549!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's competitive market, having the right tools can make all the difference. Our merchant services simplify payment processing, allowing you to focus on what matters most running your business. Imagine offering your customers a quick, easy checkout experience while managing transactions seamlessly. That's what we aim to provide. Visit us at 960 Lee St Ste 100 Jefferson Ga 30549 in Jefferson, GA or call us at (770) 503-1765 to explore how our business banking and commercial services can help you thrive. Let's build a brighter future together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive banking solutions including merchant services and business loans. This means you can focus on what matters most growing your business while we take care of the financial side.

Convenient Access Anytime

We understand that convenience is key in today's fast-paced world. That's why we offer ATM services for easy cash withdrawals and balance checks whenever you need them. Plus, with features like mobile payments and person-to-person transfers, managing your money has never been easier. At Lanier, our commitment goes beyond just numbers; it's about building relationships with our members in Jefferson and beyond. We're here to support you in reaching your financial goals. If you're ready to explore how our services can benefit you, don't hesitate to contact us at (770) 503-1765 or visit us at 960 Lee St Ste 100 Jefferson Ga 30549. Together, let's take the next step toward a brighter financial future!

Home Financing Options

Thinking about purchasing a home? Our mortgage loans and refinancing options are designed to help you secure the best rate possible. We know how important it is to find the right loan that suits your budget, so our experienced staff will guide you through every step of the process.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our personal banking services include checking and savings accounts tailored to fit different lifestyles. Imagine having easy access to your money with online and mobile banking checking your balance or transferring funds right from your phone! We also offer credit cards with rewards, allowing you to earn points on everyday purchases. If you're planning on buying a car, our auto loans and vehicle financing options can make that dream a reality. With competitive rates and flexible terms, we can help you drive away in your new vehicle without breaking the bank.

Personal Loans and Debt Solutions

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options. Whether it's a medical bill or home repair, having access to funds can provide peace of mind when you need it most.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform at Lanier FCU, you can easily manage your accounts without ever having to step into a branch. Check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. We also offer e-statements, making it easy for you to keep track of your transactions while saving paper. Our mobile application enhances this experience even further. You can enjoy mobile payments, allowing you to make purchases directly from your smartphone. If you're looking to send money to friends or family, our person-to-person transfer feature makes it simple and quick.

Security and Accessibility

At Lanier, security is a top priority. Our digital services use advanced encryption technology to keep your personal information safe. Plus, with 24/7 online banking access, you can manage your accounts whenever it suits you best day or night. While we currently do not offer electronic signature authorization for transactions, our user-friendly interface ensures that navigating through our services is straightforward and hassle-free. Whether you're checking balances or transferring funds, you'll find it easy to stay on top of your finances. In conclusion, Lanier's digital and online banking services are designed with you in mind. From real-time account management to secure transactions, we strive to provide a banking experience that fits seamlessly into your lifestyle. Explore more about our offerings today by visiting Lanier FCU.

Financial Strength

Growing Member Base

We are thrilled to report a growing member base with a total of 12,680 share accounts. This reflects the trust that our community places in us as their preferred financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lanier is your trusted partner. Visit us at 960 Lee St Ste 100 Jefferson Ga 30549 or call (770) 503-1765 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $5,539,341 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,522 in used auto loans and a total of $52,545,948 in loans and leases.

Secured Member Savings

Members' savings are secured through $13,282,762 in share certificates and $8,396,632 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $6,222,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $899 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,746,150 in used vehicle loans and $7,494,403 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in the vehicle of your choice, whether it's brand new or pre-owned.

Credit Lines and Unsecured Credit Cards

Need extra funds for unexpected expenses? We offer flexible credit lines totaling $4,000,000 that give you access to cash when you need it most. Additionally, our unsecured credit card loans amounting to $1,298,756 can help you manage purchases while enjoying rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $944,579, make buying or refinancing simple. We provide guidance throughout the process, ensuring you understand your options and can choose what works best for you.

Refinancing Options

If you're considering refinancing an existing loan or want to explore eligibility options, our team is here to assist. We can help analyze your current situation and provide tailored solutions that may lower your payments or free up cash for other needs. For any inquiries or assistance regarding our loan offerings, feel free to call us at (770) 503-1765. Our friendly staff is ready to guide you through the process and answer any questions you might have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 960 Lee St Ste 100 Jefferson Ga 30549 in Jefferson, GA, and let's work together towards achieving your financial goals!

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LANIER FEDERAL CREDIT UNION - Jefferson, GA