Land of Lincoln Credit Union Pana IL | Affordable Auto Loans & ATM Access

Introduction

Welcome to Land Of Lincoln, your trusted financial partner located at 206 S Locust St, Pana, IL 62557. Since our establishment in 1947, we have proudly served our community, building strong relationships with our 38,708 members. At Land Of Lincoln, we believe in the power of community and are dedicated to providing personalized banking solutions that meet your unique needs. While you can visit us at our branch for all your banking needs, please direct any official correspondence to our mailing address: PO Box 3310, Decatur, IL 62524. With total assets exceeding $470 million, we're committed to ensuring your financial security. Our members enjoy a range of services including personal loans, auto financing, mortgage options, and business banking solutions. We currently hold a total deposit amount of $21,009,860, reflecting the trust and confidence that our members place in us. Under the leadership of CEO Robert Ares and Board President Antonio Brown, we have built a team of 150 employees who are passionate about serving you. Together, we work hard to maintain a strong financial foundation with a net worth of $44,746,556 and cash in hand totaling $3,440,164. At Land Of Lincoln, we prioritize community impact and strive to support local initiatives while providing competitive rates on loans and deposits. We encourage you to take advantage of our online banking services for convenience or stop by for a friendly chat about how we can assist you in achieving your financial goals. Ready to experience the difference? Call us at 217-562-5531 or visit our website at llcu.org today!

Branch History & Mission

At Land Of Lincoln, our roots run deep in the community of Pana, Illinois. Established in 1947, we have grown alongside our members and adapted to their needs over the decades. Our branch, located at 206 S Locust St, Pana, IL 62557, has become a cornerstone for financial services in the area. With a membership that has blossomed to over 38,700 strong, we take pride in our ability to serve and support our community. Our mission is simple yet profound: to provide affordable financial services while fostering community spirit and engagement. We understand that banking is about more than just numbers; it's about people. Every day, we strive to make a positive impact on our members' lives by offering products and services tailored to their unique needs from checking accounts and auto loans to mortgages and credit cards. While members can visit us at 206 S Locust St, official correspondence should be sent to PO Box 3310, Decatur, IL 62524. Our commitment extends beyond traditional banking hours; we're here for you during convenient hours: Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 12 PM. Our drive-thru service is also available during these hours for quick transactions. With total assets of approximately $470 million, Land Of Lincoln remains dedicated to ensuring your financial well-being. We offer various services including online banking, mobile payments, and access to ATMs for ease and convenience. Additionally, our branch features a shared service center that allows members of partner credit unions to conduct transactions with us. As technology advances, so do we. Our digital enhancements ensure that all members can access their accounts easily while adhering to ADA compliance standards so everyone can benefit from our services. We're not just about providing financial assistance; we're about building partnerships within the community through outreach programs and local initiatives. Join us at Land Of Lincoln and discover a credit union where you're not just a member but part of a family that truly cares. Experience firsthand how our mission translates into real-world benefits for you and your loved ones. Together, let's build a brighter financial future! For more information or to become a member today, visit us online at Land Of Lincoln.

Branch Location & Accessibility

Accessibility and Parking

At Land Of Lincoln, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy entry. Ample parking is available nearby, ensuring you can visit without hassle.

Call to Action

We invite you to come by and see how Land Of Lincoln can help you with all your banking needs! Have questions? Don't hesitate to call us at 217-562-5531. We look forward to serving you!

Drive-Thru Banking

For those on the go, we offer drive-thru banking where you can make deposits or withdrawals without having to leave your vehicle. It's perfect for busy days when every minute counts!

Mail and Correspondence

For those who wish to send official correspondence, please note that our mailing address is PO Box 3310, Decatur, IL 62524. While members can visit us at our Pana location, feel free to use this address for any postal needs.

Operating Hours

We're open Monday through Thursday from 8:30 AM to 5 PM, with drive-thru service starting at 8 AM. On Fridays, we also operate from 8:30 AM to 5 PM and extend our drive-thru hours until noon on Saturdays. This flexibility allows you to choose a time that best fits your schedule.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we've got you covered. Enjoy the ease of online and mobile banking as well as ATM access for quick cash withdrawals. Plus, if you need assistance during your visit, our friendly staff is always ready to help!

Member Eligibility

At Land Of Lincoln, we believe that everyone deserves a place in our community. Joining us is simple and welcoming! To become a member, you need to meet certain criteria, which mainly includes living, working, or worshipping in the areas we serve. We're dedicated to making banking accessible for everyone, so if you feel connected to our community, there's a good chance you qualify! For specific eligibility details, feel free to check out our website at https://www.llcu.org/banking/become-a-member/. Once you're ready to take the next step, opening an account is straightforward. You can find all the information you need about starting your membership on our site at https://www.llcu.org/loans/apply-for-a-loan/. If you have any questions or need assistance, don't hesitate to reach out to us at (217) 562-5531. We're here to help you every step of the way and excited for you to join the Land Of Lincoln family at 206 S Locust St Pana Il 62557!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,119,243, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop at loans. Our merchant services offer practical tools that simplify payment processing, making it easier for you to focus on what matters most growing your business. Whether it's accepting credit cards or managing transactions seamlessly, we're here to provide support every step of the way. Discover how Land Of Lincoln can be your trusted partner in navigating the path to success. Visit us at 206 S Locust St Pana Il 62557 or give us a call at (217) 562-5531 to learn more!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM and cash withdrawal services ensure you have access to funds whenever you need them. Additionally, our basic drive-thru banking lets you handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Manage your accounts anytime, anywhere with easy access to online banking and mobile payments. You can also enjoy person-to-person payment options that make sending money simple and quick.

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to support your company's growth. We're committed to helping local businesses thrive.

Personal Banking Made Easy

Whether you're looking to manage your day-to-day expenses or save for the future, our personal banking services have got you covered. We offer checking and savings accounts tailored to fit your lifestyle, making it easier than ever to keep track of your finances. If you're thinking about buying a new car or refinancing an existing one, our auto loans and vehicle financing options provide competitive rates that can help get you behind the wheel without breaking the bank. For those significant life changes like buying a home we offer mortgage loans and refinancing solutions. Plus, if you're facing unexpected expenses, our personal loans and debt consolidation services can give you the relief you need.

Rewarding Credit Options

Looking for a credit card? Our credit cards come with rewards that allow you to earn points on everyday purchases. This means every dollar spent can bring you closer to exciting rewards whether it's travel perks or cash back.

Shared Branch Transactions

We believe in making banking accessible for everyone. Through our shared service center availability, members from partner credit unions can conduct basic transactions like deposits and withdrawals right here at Land Of Lincoln. With so many ways to bank conveniently and efficiently, we invite you to explore all that Land Of Lincoln has to offer. Whether you're stopping by for a quick transaction or looking for comprehensive financial solutions, we're here for you every step of the way. If you'd like more information or want to become a member today, don't hesitate to reach out! Give us a call at (217) 562-5531, visit us at 206 S Locust St Pana Il 62557, or check out our website at Pana. Let's work together towards your financial success!

Digital & Online Banking

Convenient Online Services

With our user-friendly online banking portal available at https://www.llcu.org/, you can easily check balances, transfer funds, and pay bills all from the comfort of your own home. We also offer electronic signature authorization, making it easier than ever to complete transactions without needing to visit the branch. Plus, enjoy the convenience of e-statements that allow you to keep track of your account activity without cluttering your mailbox.

On-the-Go Banking

For those who prefer mobile banking, our mobile application is here to help. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier. Imagine grabbing coffee and splitting the bill instantly it's all possible with our mobile app!

Security First

We prioritize your security in every transaction. Our online banking system uses advanced encryption technology to protect your personal information. You can bank with peace of mind knowing that your data is secure while you manage your finances efficiently. At Land Of Lincoln, we believe that banking should be accessible and straightforward. Our digital services are designed for real-time account management so that whether you're paying a bill or transferring funds, everything is just a few clicks away. Explore all that our online banking has to offer today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 68,847, showing a strong and growing member base that trusts us with their finances. This trust is vital as it allows us to maintain a healthy balance between lending and saving while ensuring your money remains safe. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Land Of Lincoln is your trusted partner. Visit us at 206 S Locust St Pana Il 62557 or call (217) 562-5531 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $42,818,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $7,038 in used auto loans and $317,174,701 in total loans and leases, we support members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $110,046,793 in share certificates and $46,044,133 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,314,573, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $44,746,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $951 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,901,325 in used vehicle loans and $24,348,754 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your buying experience smooth and straightforward.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,515,488, make buying or refinancing simple. We aim to guide you through the mortgage process with ease and clarity.

Other Loan Options

For those looking to expand their business ventures, our outstanding commercial loans totaling $51,119,243 provide the capital needed to grow and expand. Whether it's purchasing equipment or funding a new project, we're here to support your business goals. If you're considering refinancing any existing loans or would like to know more about eligibility options for our various products, don't hesitate to ask our team for assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Land Of Lincoln in Pana, we prioritize your financial wellness and aim to empower you with the right tools and resources. Explore our loan offerings today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,505,932 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases or unexpected expenses without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency throughout your search. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions this commitment ensures that users receive unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this tool in helping individuals secure better loan options. Ready to compare real-time loan offers? Visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

LendMesh takes pride in offering accurate loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs.

Land Of Lincoln