Land of Lincoln Credit Union Normal IL | Quick Personal Loans & Business Banking

Introduction

Welcome to Land Of Lincoln, your trusted partner in financial wellness located at 115 Susan Dr, Normal, IL 61761. Since our establishment in 1947, we've proudly served our community with a commitment to providing exceptional banking services tailored to your needs. With a dedicated membership of over 38,700 individuals and a robust asset base of $470,088,144, we are here to help you achieve your financial goals. At Land Of Lincoln, we understand that each member is unique. That's why we offer a variety of products and services ranging from personal checking and savings accounts to auto loans and mortgage financing. With total deposits reaching $21,009,860 and a healthy net worth of $44,746,556, our financial stability means you can trust us to safeguard your money while helping you grow it. Our team is led by CEO Robert Ares and Board President Antonio Brown, who both share a deep passion for serving our members. Together with our dedicated staff of 150 employees, we're focused on making banking easy and accessible for everyone in the community. For any official correspondence, please note that while members can visit us at our branch location, all mail should be directed to the same address: 115 Susan Dr, Normal, IL 61761. Whether you're looking for assistance with loans or want to explore new ways to save, we're just a phone call away at 309-827-8636. Visit us today or check out our website at llcu.org to learn more about how we can support your financial journey!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking; it's about making a difference. By participating in local events and offering educational workshops, we strive to help our members make informed financial decisions. We're proud to operate a shared service center that allows members from partner credit unions access to basic transactions right here at Land Of Lincoln. If you're looking for a place where your financial well-being matters and community spirit thrives, look no further! Join us today at Land Of Lincoln and experience firsthand how we can support you on your financial journey. For more information or assistance, please give us a call at 309-827-8636 during our operating hours from 8:30 AM - 5:00 PM Monday through Friday. Together, let's build a brighter future!

Our Mission

At Land Of Lincoln, our mission is clear: We aim to empower our members by providing them with exceptional financial services while fostering a strong sense of community. We believe in building relationships based on trust and transparency. Our range of services includes personal banking like checking and savings accounts, auto loans and vehicle financing, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. We also embrace digital advancements to enhance your banking experience. With online banking and mobile payments available, managing your finances has never been easier. Plus, we ensure accessibility for all by adhering to ADA compliance standards.

Our Story

From our humble beginnings at 115 Susan Dr, Normal, IL 61761, Land Of Lincoln has evolved significantly. We started with a mission to provide accessible financial services tailored for the needs of our community. Today, we manage total assets exceeding $470 million, ensuring that we can support our members through various financial journeys. While you can visit us at our branch location, any official correspondence can be directed to the same address. Throughout our history, we've prioritized not only financial growth but also community involvement. Whether it's through partnerships with local organizations or outreach programs designed to uplift those around us, we are committed to making a positive impact in the lives of our members and neighbors.

Branch Location & Accessibility

Welcome to the Land Of Lincoln branch located at 115 Susan Dr in Normal, Illinois! Our branch is designed with your convenience in mind, making it easy for you to access our services. You'll find us nestled in a friendly neighborhood, just a stone's throw from local landmarks like the Normal Theater and nearby parks, ensuring that your visit is both productive and enjoyable. At our branch, we prioritize accessibility for all members. We have parking available right outside, along with features that comply with ADA standards to ensure everyone can easily enter and navigate our space. While you're here, you can take advantage of our personal banking services, including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. We understand that your time is valuable. That's why we offer lobby hours from 8:30 AM to 5:00 PM Monday through Friday. Whether you're stopping by after work or during your lunch break, we're here to help. If you need assistance outside of these hours or prefer to conduct your banking online or via mobile apps, rest assured that our digital services are always available. While members can visit us at 115 Susan Dr, official correspondence should be sent to the same address for clarity. If you have any questions or need further assistance, don't hesitate to give us a call at 309-827-8636. We also provide shared service center options for basic transactions if you happen to be visiting one of our partner credit unions. We look forward to welcoming you at Land Of Lincoln! Come see how we can support your financial needs today!

Member Eligibility

At Land Of Lincoln, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you live, work, or worship in the areas we serve, you're already on the right path to joining our family. We welcome individuals from all walks of life, and our commitment is to provide you with personalized service and a variety of financial products tailored to your needs. You can find more detailed eligibility criteria at https://www.llcu.org/banking/become-a-member/. Once you know you're eligible, opening an account is a breeze! Just head over to our website for the simple steps to get started: https://www.llcu.org/loans/apply-for-a-loan/. If you have any questions or need assistance during the process, feel free to give us a call at (309) 827-8636. We can't wait to welcome you to Land Of Lincoln at 115 Susan Dr Normal Il 61761, where we're dedicated to helping you achieve your financial goals in a friendly and inclusive environment.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,119,243, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easy for you to accept payments and manage transactions efficiently. Imagine being able to process customer payments seamlessly, whether online or in-store. This convenience not only enhances your customer experience but also helps streamline your operations. Located at 115 Susan Dr Normal Il 61761 in Normal, IL, we are here to help you take your business to the next level. Contact us at (309) 827-8636 or visit our website at https://www.llcu.org/ for more information on how we can partner with you on your journey to success.

Comprehensive List Of Services

Convenience Through Shared Services

For those who value flexibility, we also offer basic shared branch transactions. If you're a member of partner credit unions, feel free to make deposits and withdrawals conveniently at our location. As technology continues to shape how we bank, our commitment remains strong in providing accessible solutions. With features like Mobile Payments, you can make transactions directly from your phone without hassle. Additionally, e-statements and electronic signatures streamline processes so you can focus on what matters most. If you're ready to take the next step towards better banking, give us a call at (309) 827-8636 or visit us online at https://www.llcu.org/ for more information about our offerings and how to become a member. We're excited to serve you at Land Of Lincoln, where your financial success is our priority!

Credit Options for Every Lifestyle

Looking for a credit card that rewards your everyday spending? Our Credit Cards with Rewards program is designed just for that! Enjoy cashback on purchases while building your credit history at the same time.

Financing Your Dreams

When it comes to financing big purchases or achieving your goals, our various loan options have you covered. Whether you're eyeing a new car with our Auto Loans & Vehicle Financing or ready to buy a home through our Mortgage Loans & Refinancing, we offer competitive rates and flexible terms. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services provide the support you need.

Personal Banking Made Easy

Our personal banking services are tailored to simplify your financial management. With options like Checking & Savings Accounts, you can choose the account that best fits your lifestyle. Need quick access to cash? Our ATM & Cash Withdrawal Services ensure you're never far from your funds. Plus, our Online & Mobile Banking features let you manage your accounts anytime, anywhere, making it easy to track spending and save on the go.

Support for Local Businesses

At Land Of Lincoln, we understand the importance of supporting local businesses. Our Business Banking services include Merchant Services & Business Loans that help entrepreneurs thrive. Whether you're starting out or expanding an existing venture, we're here to assist with personalized solutions.

Digital & Online Banking

Key Features

Security is our top priority. With features like electronic signature authorization, you can sign documents safely and conveniently without needing to visit a branch. This means less hassle for you and peace of mind knowing your information is protected. We also offer e-statements, which provide an eco-friendly way to receive your account statements right in your inbox. Say goodbye to paper clutter and enjoy easy access to your financial records whenever you need them. If you're someone who loves using mobile payment options, you'll be pleased to know that our services include mobile payments. Use your smartphone to make purchases quickly and securely it's all about making life easier for you! For added convenience, our mobile application allows you to do everything from checking your balance to making person-to-person transfers. You can send money to friends or family with just a few taps on your screen. With all these features at your fingertips, managing your finances has never been simpler. Join us at Land Of Lincoln today and experience how digital banking can fit seamlessly into your busy life!

Financial Strength

At Land Of Lincoln, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to report strong financial health, which allows us to serve our community effectively. With a net worth of $44,746,556, we maintain a solid foundation that supports our commitment to better rates, lower fees, and enhanced member services. Our net worth ratio of $951 demonstrates this strength further, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $110,046,793 in share certificates and $46,044,133 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,314,573, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $42,818,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; we have $7,038 in used auto loans and $317,174,701 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 136 full-time employees and 14 part-time employees who are always ready to assist you with knowledgeable support. Finally, we proudly serve a growing member base with 68,847 total share accounts, demonstrating the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Land Of Lincoln is your trusted partner. Visit us at 115 Susan Dr Normal Il 61761 or call (309) 827-8636 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,901,325 in used vehicle loans and $24,348,754 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $51,119,243 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your journey. Our friendly team is ready to assist you with any questions about our loan products or the application process. You can reach us at (309) 827-8636 during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings further by visiting our website today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,515,488, make buying or refinancing simple. We also provide assistance with eligibility requirements and refinancing options for those looking to lower their monthly payments or tap into their home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,505,932 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying competitive rates without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender included in the comparison has been vetted for reliability, making it easier for you to trust the information presented.

Land Of Lincoln