Land of Lincoln Credit Union Nokomis IL | Top Auto Loans & Personal Banking

Introduction

Welcome to Land Of Lincoln, your trusted financial partner located at 100 W State St, Nokomis, IL 62075. Since our establishment in 1947, we've dedicated ourselves to serving the local community with integrity and care. With a total membership of 38,708, we strive to provide personalized banking solutions that fit your needs. At Land Of Lincoln, we understand that managing finances can sometimes feel overwhelming. That's why we're here to help you navigate your options with confidence. Our total assets amount to an impressive $470,088,144, reflecting our commitment to stability and growth for our members. We pride ourselves on offering a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 4850 E Prosperity Place, Decatur, IL 62521. This allows us to keep everything organized and ensure you receive prompt responses. Led by our dedicated CEO, Robert Ares, and Board President, Antonio Brown, our team is passionate about making a positive impact in the Nokomis area. With 150 employees ready to assist you, we are committed to fostering strong relationships within our community. Our financial strength is reflected not only in our assets but also in our member-focused approach. Currently, we hold a net worth of $44,746,556 and maintain robust total deposits of $21,009,860. Whether you're looking for assistance with loans or exploring savings options, we're here every step of the way. If you're ready to experience the difference that comes with being part of Land Of Lincoln Credit Union, we invite you to reach out! Call us at 217-563-7711 or visit our website at llcu.org to learn more about how we can support your financial journey. Your future starts here!

Branch History & Mission

At Land Of Lincoln, we take pride in our rich history and unwavering commitment to serving the community of Nokomis, IL. Established in 1947, our branch has been a cornerstone of financial support for nearly three-quarters of a century. Located at 100 W State St, Nokomis, IL 62075, we are situated in a vibrant area that's easily accessible for all our members. Since opening our doors, we have grown significantly, now boasting a membership of over 38,700 individuals. Our total assets have reached an impressive $470,088,144, a testament to the trust and loyalty shown by our members throughout the years. We've achieved milestones that reflect not just our growth but also our dedication to improving the lives of those in our community. Our mission at Land Of Lincoln is straightforward: we strive to provide exceptional financial services while fostering a spirit of community support and inclusion. We aim to empower our members with various personal banking options including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand that each member has unique needs; therefore, we work diligently to offer tailored solutions that help them achieve their financial goals. While members can visit us at 100 W State St for all their banking needs, official correspondence should be sent to our mailing address: 4850 E Prosperity Place, Decatur, IL 62521. Our lobby hours are designed for your convenience: Monday through Friday from 8:30 AM to 4 PM (and until 6 PM on Fridays), as well as Saturday mornings from 8:30 AM to noon. Our drive-thru service further enhances accessibility for those on the go. In addition to traditional banking services, Land Of Lincoln embraces technology with features like online banking and mobile payments. We prioritize ADA compliance to ensure everyone can access our services comfortably. Our commitment extends beyond banking; we actively engage in community outreach initiatives and partnerships that reinforce our role as a responsible neighbor. As we look towards the future, we invite you to join Land Of Lincoln Credit Union. Experience firsthand the benefits of becoming a member of a credit union that truly values its people and places community first. Together, let's build a brighter financial future for you and your family! For more information on how to become a member or to open an account today, please visit our website. Join us in making a difference in Nokomis!

Branch Location & Accessibility

Easy Access and Parking

At our Nokomis branch, you'll enjoy ample parking right outside our doors. We prioritize accessibility, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. If you prefer to bank on the go, we also offer a drive-thru service for quick deposits and withdrawals without leaving your car.

Get in Touch!

If you have any questions or need assistance before your visit, feel free to give us a call at (217) 563-7711. We're excited to welcome you into our branch and help you with all your banking needs! Come see us soon at the Land Of Lincoln branch in Nokomis!

Operating Hours

We understand that life gets busy, so our lobby hours are tailored to fit your schedule. Visit us Monday through Thursday from 8:30 AM to 4 PM, and on Fridays, we're open until 6 PM! Need to stop by on Saturday? We're here from 8:30 AM to 12 PM to assist you.

Services Tailored for You

Our dedicated team is ready to help you with a variety of services including personal banking, auto loans, mortgage refinancing, and business banking options. Plus, we have an ATM available for your convenience. If you're looking for basic banking transactions like deposits or withdrawals, our drive-thru is perfect for those quick stops. While members can visit us at 100 W State St Nokomis Il 62075, official correspondence should be sent to our mailing address at 4850 E Prosperity Place, Decatur, IL 62521.

Member Eligibility

At Land Of Lincoln, we believe that everyone deserves a chance to be part of a caring community. Joining us is easy and welcoming! If you live, work, or worship in the area surrounding our branch at 100 W State St Nokomis Il 62075, you're likely eligible for membership. We also welcome family members of current members, making it even easier for your loved ones to enjoy the benefits we offer. Being a member means gaining access to great financial products, lower fees, and personalized service tailored just for you. For more detailed information on eligibility, feel free to check out our website at https://www.llcu.org/banking/become-a-member/. Ready to take the next step? Opening an account with us is straightforward! You can find all the details you need by visiting https://www.llcu.org/loans/apply-for-a-loan/. If you have any questions or need assistance, don't hesitate to give us a call at (217) 563-7711. We're here to help you every step of the way as you become part of the Land Of Lincoln family!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine being able to accept payments anytime, anywhere, whether it's at your storefront or online. This flexibility not only enhances customer satisfaction but also boosts your bottom line. Visit us at 100 W State St Nokomis Il 62075 in Nokomis, IL, or call us at (217) 563-7711 to discover how we can support your business goals today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,119,243, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We also provide ATM services for quick cash withdrawals and balance checks without stepping inside the branch. For those who prefer face-to-face interactions but are short on time, our drive-thru banking allows for quick deposits and withdrawals while you're on the move. At Land Of Lincoln, we are committed to ensuring that all members have access to the financial tools they need while enjoying excellent customer service. Whether it's through personal assistance at our branch or via our digital platforms, we're here for you every step of the way. If you're ready to explore how we can support your financial journey, don't hesitate to reach out! Call us at (217) 563-7711 or visit us today at 100 W State St Nokomis Il 62075 in Nokomis, IL. Your financial success starts here!

Business Banking Services

If you're a business owner, Land Of Lincoln has you covered as well. Our business banking services include merchant services that simplify transactions for your customers, as well as business loans tailored to help you grow your enterprise.

Credit Cards and Rewards

Our credit cards come with rewards that allow you to earn points on everyday purchases. This means you can enjoy benefits while shopping for the things you already need!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms. You can manage your accounts anytime, anywhere from paying bills to transferring money between accounts, all from the comfort of your home or on-the-go using your smartphone. Plus, with features like person-to-person payments and e-statements, banking has never been easier.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of checking and savings accounts designed to fit different lifestyles and goals. Whether you're saving for a rainy day or managing daily expenses, our accounts provide convenient access to your funds. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy for you to drive off in your dream car without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with competitive rates and personalized service. We also offer personal loans and debt consolidation options, helping you manage your finances more effectively and achieve your financial goals.

Digital & Online Banking

Convenient Online Services

With our online banking services available at https://www.llcu.org/, you can view account balances, transfer funds, and pay bills with just a few clicks. The user-friendly interface ensures that even if you're not tech-savvy, you'll find it simple to navigate. Plus, with 24/7 access, you never have to wait for business hours to get things done.

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application provides all the essential features at your fingertips. With mobile payments, person-to-person transfers, and instant notifications, managing your money has never been more straightforward or efficient. Whether you're looking to pay a friend back or check your balance while waiting in line, our mobile tools make it quick and hassle-free. In summary, Land Of Lincoln offers a comprehensive suite of digital banking options that prioritize convenience and security. Explore all these features today by visiting https://www.llcu.org/ and take control of your financial journey!

Secure Transactions

Your security is our top priority. Our electronic signature authorization feature lets you sign documents online safely and conveniently. You can rest assured knowing that your information is protected while enjoying the ease of handling transactions from home or on the go.

Stay Updated with E-Statements

Say goodbye to paper clutter! Our e-statements availability means you can view your account statements electronically whenever you need them. This not only helps the environment but also makes it easier for you to stay organized.

Financial Strength

At Land Of Lincoln, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic environment, knowing your credit union is financially sound is essential for your peace of mind. With a net worth of $44,746,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 951 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $110,046,793 in share certificates and $46,044,133 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,314,573, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,818,683 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,038 in used auto loans and a total of $317,174,701 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 68,847, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Land Of Lincoln is your trusted partner. Visit us at 100 W State St Nokomis IL 62075 or call 217-563-7711 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,901,325 in used vehicle loans and $24,348,754 in new vehicle loans already helping members get on the road. We provide financing solutions that make it easier for you to drive away in the vehicle you need.

Business Loans

For business owners, our outstanding commercial loans totaling $51,119,243 provide the capital needed to grow and expand. We understand that businesses need reliable funding sources, and we're here to support local entrepreneurs every step of the way. If you're considering refinancing any of your current loans or exploring eligibility options for our products, feel free to reach out! Our team at Land Of Lincoln is here to guide you through every step of the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to apply for a loan today, give us a call at (217) 563-7711 or visit us online at https://www.llcu.org/. Your financial success is just around the corner!

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we also provide flexible credit lines totaling $56,126,154. These options allow you to manage unexpected expenses or larger purchases without stress. Plus, if you're looking for ways to manage existing debt, our personal loans can help you consolidate and simplify your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,515,488, make buying or refinancing simple. We offer various terms and competitive rates to ensure that your path to owning a home is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,505,932 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your everyday spending experience.

Loan Aggregator

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Land Of Lincoln