Land of Lincoln Credit Union Mattoon IL | Best Auto Loans & Business Banking

Introduction

Welcome to Land Of Lincoln, your trusted partner in financial success, located at 500 Lake Land Blvd, Mattoon, IL 61938. Since our establishment in 1947, we have proudly served our community and built a strong foundation based on trust, integrity, and exceptional member service. As of now, we are honored to have a membership of over 38,708 individuals who rely on us for their banking needs. At Land Of Lincoln, we understand that each member's journey is unique. That's why we offer a wide range of services designed to support you at every stage of life. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we have the tools you need to achieve your financial goals. With total assets exceeding $470 million and total deposits around $21 million, we are committed to providing safe and secure banking options. While members can visit us at our Mattoon branch for all their banking needs, official correspondence should be sent to PO Box 3310, Decatur, IL 62524. Our experienced team, led by CEO Robert Ares and Board President Antonio Brown, is here to assist you with personalized guidance tailored to your situation. Our commitment extends beyond just numbers; it's about making a positive impact in our community. With total loans amounting to 20,056 and a net worth of around $44.7 million, we continually strive to empower our members through responsible lending practices and community initiatives. Ready to take the next step? We invite you to explore more about what we offer by visiting our website at llcu.org or giving us a call at 844-222-7788. Join us today and let's work together towards achieving your financial dreams!

Branch History & Mission

Commitment to Innovation

We embrace modern advancements to enhance your experience with us. Our digital banking options include online account management and mobile payments that make managing your finances easier than ever. We are also dedicated to making banking accessible for everyone by ensuring ADA compliance throughout our facilities. With convenient features like ATM access and drive-thru banking available during extended hours, we aim to accommodate your busy lifestyle. Our team is always ready to assist you with any inquiries or services you may need.

Join Us

As we continue this journey together with our valued members, we invite you to join the Land Of Lincoln family. Experience firsthand the benefits of being part of a credit union that truly cares about its community. Reach out today at 844-222-7788 or visit us online at Land Of Lincoln Credit Union for more information on how you can become a member and take advantage of all we have to offer!

Our Journey

From our humble beginnings in 1947, Land Of Lincoln Credit Union has evolved significantly. We started with a simple mission: to provide accessible banking services to all members. Over the years, we've expanded our offerings and enhanced our technology while maintaining our commitment to personalized service. Today, we proudly manage $470 million in assets, thanks to the trust and loyalty of our members. Our branch is not just about transactions; it's about relationships. We believe in empowering our members through education and support. Whether you are looking for auto loans, mortgage options, or personal banking solutions, we are here to help you navigate your financial journey.

Our Mission

At Land Of Lincoln Credit Union, our mission is clear: to improve the financial well-being of our members while fostering a strong sense of community. We strive to provide exceptional service while ensuring that every member feels valued and understood. Our focus extends beyond banking; we actively participate in community outreach programs and partnerships that uplift those around us. While members can visit us at 500 Lake Land Blvd, official correspondence should be sent to PO Box 3310, Decatur, IL 62524 if necessary.

Branch Location & Accessibility

Connect With Us

We invite you to stop by or give us a call at (844) 222-7788 if you have any questions or need assistance. Our friendly team is eager to help you navigate your financial journey. Come see how Land Of Lincoln Credit Union can make banking easier and more accessible for you!

Nearby Landmarks and Accessibility

Our branch is situated near popular spots like Lake Land College, making it easy for students and locals alike to drop in. Parking is available right outside the building, ensuring you won't have to worry about finding a spot. We also prioritize accessibility with ADA-compliant features, including ramps for easy entry.

Operating Hours and Services

We understand that your time is valuable! That's why our lobby hours are designed to fit your schedule: we're open Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM, and on Wednesdays from 8:30 AM to 5:00 PM. For those who prefer drive-thru service, you can visit us Monday through Wednesday from 8:00 AM to 5:00 PM and until 5:30 PM on Thursdays and Fridays. Inside our branch, you'll find a variety of services tailored just for you whether it's setting up checking and savings accounts, applying for auto loans, or discussing mortgage options. We even have ATM availability for quick cash withdrawals and balance checks. Plus, if you're a member of another participating credit union, you can take advantage of our shared service center for basic transactions. While members can visit us at 500 Lake Land Blvd Mattoon Il 61938, official correspondence should be sent to PO Box 3310, Decatur, IL 62524.

Member Eligibility

At Land Of Lincoln, we believe that everyone deserves a place in our community, and becoming a member is as simple as reaching out. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We welcome individuals and families from all walks of life, ensuring that our services are accessible to those who need them most. Plus, being a member means you gain access to a range of benefits designed to support your financial well-being from competitive loan rates to personalized banking solutions. To learn more about eligibility requirements and see if you qualify for membership at Land Of Lincoln, visit us at https://www.llcu.org/banking/become-a-member/. Once you're ready to take the next step, opening an account is straightforward; just check out our account opening details here: https://www.llcu.org/loans/apply-for-a-loan/. If you have any questions or need assistance, feel free to give us a call at (844) 222-7788. We're excited to welcome you into our growing family at Land Of Lincoln, located at 500 Lake Land Blvd Mattoon Il 61938!

Business Banking & Commercial Services

Merchant Services that Make Sense

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments easily, whether you're at a brick-and-mortar location or on the go. Our services allow you to focus more on your business and less on payment hassles. Whether you're just starting out or looking to expand, our team at Land Of Lincoln, located at 500 Lake Land Blvd Mattoon Il 61938, is here to help you every step of the way. Connect with us today at (844) 222-7788 and explore how we can support your business journey!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,119,243, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer specialized support through our Business Banking services. From Merchant Services that make transactions easier for your customers to Business Loans that can help grow your operation, we're here to assist you every step of the way.

Convenient Access

At Land Of Lincoln, convenience is key. With an ATM on-site and Drive-Thru Banking available for quick deposits and withdrawals, you can handle basic transactions without the hassle. Plus, if you're a member of partner credit unions, enjoy easy access through our Basic Shared Branch Transactions. We strive to make banking simple and accessible for everyone in our community. If you have questions about any of our services or need assistance in setting up an account, don't hesitate to reach out at (844) 222-7788. Ready to take the next step? Visit us at Land Of Lincoln today and discover how we can help you thrive financially!

Credit Cards

Maximize your spending power with our Credit Cards with Rewards program. Whether you're shopping for essentials or planning a vacation, earn rewards on every purchase while enjoying competitive rates.

Loans for Every Need

When it comes to financing, we offer a variety of loan options. Need a new car? Our Auto Loans & Vehicle Financing are here to help you hit the road without breaking the bank. If home ownership is your dream, explore our Mortgage Loans & Refinancing services tailored just for you. For those unexpected expenses or planned projects, our Personal Loans & Debt Consolidation options provide flexible solutions to fit your budget.

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking services are designed with your needs in mind. We understand that managing your finances should be straightforward, which is why we offer Checking & Savings Accounts that fit various lifestyles. Imagine having the flexibility to manage your money seamlessly with our Online & Mobile Banking options, allowing you to check balances, transfer funds, and pay bills right from your smartphone.

Digital & Online Banking

Key Features

Security is a top priority for us. That's why we offer electronic signature authorization, ensuring that your transactions are safe and secure. You can also enjoy the benefits of e-statements, which help you keep track of your financial activities without the clutter of paper statements. Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family with ease. Additionally, if you're on the go, our mobile payments feature lets you make purchases directly from your phone no cash or cards needed! At Land Of Lincoln, we strive to provide user-friendly tools that empower you to take control of your finances. From managing day-to-day expenses to handling larger transactions, our online banking services offer real-time account management and peace of mind. Join us today at https://www.llcu.org/ and experience how convenient banking can be! Whether you're checking your balance or transferring money, we've got everything covered so you can focus on what really matters in life.

Financial Strength

At Land Of Lincoln, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your financial institution is solid can help you feel more secure in your own financial decisions. With a net worth of $44,746,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $951 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $110,046,793 in share certificates and $46,044,133 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,314,573, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,818,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $7,038 in used auto loans and $317,174,701 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a reported $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 14 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledge and commitment. In summary, our total share accounts have reached an impressive 68,847, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Land Of Lincoln is your trusted partner. Visit us at 500 Lake Land Blvd Mattoon Il 61938 or call (844) 222-7788 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,901,325 in used vehicle loans and $24,348,754 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $51,119,243 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are dedicated to offering solutions that help them thrive. If you're considering refinancing or want to explore eligibility options for any of our loan products, please reach out to us at 844-222-7788 or visit us online at Land Of Lincoln. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Land Of Lincoln, we're committed to providing personalized service and financial solutions that work for you. Let us help you find the right loan today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,515,488, make buying or refinancing simple. We provide clear guidance throughout the process so you can feel confident in your decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,505,932 in loans helping members manage their finances effectively. These credit cards are designed for convenience and provide you with an easy way to handle unexpected expenses or make everyday purchases.

Loan Aggregator

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Land Of Lincoln