Land of Lincoln Credit Union Mattoon IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Land Of Lincoln, your trusted financial partner located at 720 Broadway Ave, Mattoon, IL 61938. Since our establishment in 1947, we have been dedicated to serving our community and supporting our members with a wide range of financial services. With a total membership of 38,708 and total assets exceeding $470 million, we pride ourselves on being a solid foundation for your financial needs. At Land Of Lincoln, we understand that every member is unique. That's why we offer tailored solutions such as personal banking, auto loans, mortgages, and business loans. Our commitment to our members reflects in our robust total deposits of $21,009,860 and net worth standing strong at $44,746,556. Whether you're looking to save for the future or finance your next vehicle, we're here to help you achieve your goals. Our leadership team, led by CEO Robert Ares and Board President Antonio Brown, ensures that we maintain a welcoming environment where you can feel confident about your financial decisions. Our team of 150 employees is always ready to assist you, whether you need help in-person or through our online services. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 3310, Decatur, IL 62524. We invite you to explore our services and see how we can assist you on your financial journey. Feel free to give us a call at (217) 234-4355 or visit our website at llcu.org for more information. Join us today and experience the Land Of Lincoln difference!

Branch History & Mission

Looking Forward

As we move forward, we remain focused on enhancing our member services through digital advancements while maintaining a strong presence in the community. Under the leadership of CEO Robert Ares and Board President Antonio Brown, Land Of Lincoln continues its promise of transparency and trustworthiness. Join us today and become part of a community-focused credit union that puts its members first. Experience the benefits of being part of Land Of Lincoln where your goals matter! For more information or to open an account, call us at 217-234-4355 or visit our website. Together, let's build a brighter financial future!

Our Journey

Located at 720 Broadway Ave, Mattoon, IL 61938, our branch has seen significant growth and transformation over the years. From our humble beginnings, we have expanded our services to meet the evolving needs of our community. We are proud to offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our goal has always been to empower members with the financial tools they need to achieve their dreams. While members can visit us at 720 Broadway Ave, official correspondence should be sent to our mailing address at PO Box 3310, Decatur, IL 62524. This ensures that all communication is handled efficiently as we continue to grow.

Our Mission

At Land Of Lincoln, our mission goes beyond just banking; it's about making a positive impact in the lives of those we serve. We strive to create financial opportunities while supporting local initiatives and outreach programs. Our commitment is evident through partnerships with local organizations and community events that aim to uplift Mattoon and its residents. We believe in providing accessible banking services for everyone. With features like online banking, mobile payments, and ATM access available at all hours, we ensure that your banking experience is convenient and user-friendly. Plus, our drive-thru service allows for quick transactions without leaving your vehicle.

Branch Location & Accessibility

Convenient Access

Our branch is fully accessible, featuring ADA-compliant entrances and ramps, ensuring that everyone can visit us with ease. We also have ample parking available right outside our doors, so you won't have to worry about finding a spot when you arrive.

Get in Touch

Have questions or need assistance? Our friendly team is just a phone call away at 217-234-4355. We invite you to stop by or give us a call today. At Land Of Lincoln in Mattoon, we're here for all your banking needs!

Operating Hours

At Land Of Lincoln, we understand that your time is valuable. That's why we offer flexible operating hours to suit your schedule. You can visit our lobby from 8:30 AM to 5 PM on Monday and Tuesday, and from 9 AM to 5 PM on Wednesday. On Thursday and Friday, we're open from 8:30 AM to 5 PM, while Saturday hours run from 8:30 AM to noon. If you prefer drive-thru service, we provide options throughout the week as well, ensuring you have access when you need it most.

Services Offered

We're committed to providing a wide range of services tailored for our members. Whether you're interested in personal banking options like checking and savings accounts or looking for auto loans and mortgage refinancing, we've got you covered. Plus, our drive-thru allows for quick transactions such as deposits and withdrawals without leaving your car. If you're part of a partner credit union, take advantage of shared branch transactions too!

Member Eligibility

Joining the Land Of Lincoln community is like becoming part of a caring family that puts your financial well-being first. To become a member at our Mattoon branch, located at 720 Broadway Ave, you'll find that eligibility is simple and welcoming. If you live, work, or worship in the areas we serve, you're likely eligible! We also invite family members of existing members to join in on the benefits. Membership opens doors to great financial products and personalized services designed just for you, from competitive loan rates to savings accounts that help you grow your money. To get started, you can explore more about our eligibility criteria by visiting this link. Once you're ready to take the next step, opening an account is a breeze! Just head over to our account opening page or give us a call at 217-234-4355 if you have any questions. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,119,243, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

In addition to loans, we offer robust merchant services that simplify transactions for your business. Imagine being able to accept payments effortlessly, whether you're running a retail shop or providing services on the go. Our solutions are designed to streamline your payment processes, allowing you to focus more on what you do best growing your business. Visit us at 720 Broadway Ave Mattoon Il 61938 in Mattoon, IL or call us at (217) 234-4355 to explore how we can support your business journey. Let's work together to turn your goals into reality!

Comprehensive List Of Services

ATM Services and Drive-Thru Banking

We also cater to those who prefer face-to-face interaction with our Basic Drive-Thru Banking, where you can complete deposits, withdrawals, and simple transactions without stepping out of your car. Plus, our ATM services ensure that cash withdrawal and balance checks are just as easy whenever you need them.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With mobile payments, e-statements, and person-to-person transfers available at your fingertips, staying on top of your finances has never been easier.

Credit Card Rewards and Business Banking

For members who love rewards, our Credit Cards with Rewards program allows you to earn points on everyday purchases. It's a simple way to get more from your spending. For local entrepreneurs and business owners, Land Of Lincoln offers comprehensive Business Banking services, including Merchant Services and Business Loans. We believe in supporting our community's growth by helping businesses thrive.

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts tailored to fit your lifestyle. Whether you're saving for a dream vacation or managing daily expenses, we have the right account for you. For those looking to purchase a new car or refinance an existing loan, our Auto Loans & Vehicle Financing options make the process smooth and straightforward. Imagine driving off in your new vehicle without the stress of complicated financing our team is ready to assist you every step of the way. When it comes to homeownership, our Mortgage Loans & Refinancing services can guide you toward making one of the most significant investments in your life with confidence. And if you're facing unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation options are here to help simplify your finances.

Shared Services for Enhanced Access

Lastly, for members affiliated with partner credit unions, we offer basic shared branch transactions like deposits and withdrawals. This means more flexibility in accessing your funds when you're away from home. Ready to explore all these fantastic services? Contact us at (217) 234-4355 or visit us at 720 Broadway Ave Mattoon Il 61938 in Mattoon, IL. We look forward to serving you!

Digital & Online Banking

Key Features for Your Convenience

Our digital services include e-statements, which give you a paperless way to keep track of your finances while contributing to environmental sustainability. You'll receive your statements directly in your inbox no more waiting for mail or worrying about lost documents. For added convenience, we also offer electronic signature authorization, so you can sign documents securely from the comfort of home. If you're looking for quick ways to send money to friends or family, our person-to-person transfer feature is perfect for that! Just a few clicks and the funds are sent directly no hassle involved. And if you enjoy using mobile payment options, you'll be pleased to know that we support this feature too.

Safety and Security

Your security is our top priority. We implement advanced security measures to ensure that your personal information and transactions are protected at all times. With features like secure logins and transaction alerts, you can bank with peace of mind. At Land Of Lincoln, we believe in making banking easy and accessible for everyone. Whether you're using our website or mobile app, you have everything you need right at your fingertips. Experience the future of banking today!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 68,847, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Land Of Lincoln is your trusted partner. Visit us at 720 Broadway Ave Mattoon Il 61938 or call (217) 234-4355 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $110,046,793 in share certificates and $46,044,133 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,314,573, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $42,818,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $7,038 in used auto loans and $317,174,701 in total loans and leases. This means we are here to support your financial goals across various sectors.

Strong Financial Position

With a net worth of $44,746,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $951 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,901,325 in used vehicle loans and $24,348,754 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new model or a dependable used vehicle, we have options tailored for every budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $51,119,243 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and help them thrive. If you are interested in any of these loan offerings or would like more information about refinancing options and eligibility criteria, don't hesitate to reach out! You can contact us at 217-234-4355 or visit us at our branch located at 720 Broadway Ave Mattoon IL 61938. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Credit Lines

If you need extra flexibility with your finances, our total credit lines amounting to $56,126,154 provide an excellent solution. This product allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,515,488, make buying or refinancing simple. We offer competitive rates and support throughout the entire process so you can feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,505,932 in loans helping members manage their finances effectively. These cards are designed to give you the freedom to handle unexpected expenses without straining your budget.

Loan Aggregator

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Land Of Lincoln