LAND OF LINCOLN CREDIT UNION - Effingham, IL

Welcome to Land Of Lincoln, your trusted partner in personal and community banking, located at 2302 S Banker St, Effingham, IL 62401. Since our establishment in 1947, we have proudly served our members with a commitment to reliability and excellence. With a total membership of 38,708 and assets totaling an impressive $470,088,144, we are dedicated to providing financial solutions that make a difference in the lives of our community. At Land Of Lincoln, we believe in the power of community. Our friendly team is here to offer personalized services ranging from checking and savings accounts to auto loans and business banking options. We understand that financial needs can vary greatly from one member to another, which is why we strive to tailor our offerings to fit your unique circumstances. Under the guidance of our CEO, Robert Ares, and Board President, Antonio Brown, we have built a strong foundation rooted in trust and transparency. Our skilled staff comprising 150 employees is always ready to assist you with any questions or concerns you may have. While you can visit us at our Effingham branch for all your banking needs, official correspondence should be sent to our mailing address: PO Box 3310, Decatur, IL 62524. Whether you're looking for a loan or simply want to explore your options, we're just a phone call away at 217-342-7077. Join us at Land Of Lincoln today! Explore our comprehensive range of services by visiting our website at www.llcu.org or stop by the branch to experience firsthand how we can help you achieve your financial goals. Your journey towards better banking starts here!

At Land Of Lincoln, we pride ourselves on a rich legacy that began in 1947 when we first opened our doors in Effingham, IL. Since then, our commitment to providing exceptional financial services has only grown, as reflected in our total membership of over 38,000 and assets amounting to a robust $470,088,144. Located at 2302 S Banker St, Effingham, our branch serves as a vital resource for the community and is easily accessible to all members. Over the years, Land Of Lincoln has evolved significantly. We have embraced digital advancements while ensuring our services remain ADA compliant and customer-friendly. Our operating hours are designed to accommodate your busy schedule: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5 PM for lobby services, with drive-thru hours extending until 5:30 PM. On Wednesdays, we open the lobby at 9 AM but still provide drive-thru access starting at 8 AM. Our mission is simple yet powerful: to empower our members through financial education and support while fostering strong community ties. We believe in offering more than just basic banking services; we aim to make a real impact in the lives of those we serve. This commitment is evident not only through our wide range of products including personal banking accounts, auto loans, mortgage options, and business banking services but also through partnerships and community outreach efforts that enhance the quality of life in Effingham. While members can visit us at 2302 S Banker St Effingham Il 62401, official correspondence should be sent to PO Box 3310, Decatur, IL 62524. Additionally, we are proud to offer ATM availability and drive-thru banking for your convenience. We invite you to join us at Land Of Lincoln and experience firsthand how we can assist you with your financial needs while contributing positively to our community. For any inquiries or assistance, feel free to reach out at 217-342-7077. Together, let's build a brighter financial future!

Joining the Land Of Lincoln community means stepping into a world of support, trust, and personalized financial services. To become a member of our branch located at 2302 S Banker St, Effingham, IL 62401, you'll find that eligibility is designed to be simple and welcoming. We invite anyone who lives, works, worships, or attends school in our area to apply. Additionally, family members of existing members can also join us! This creates a strong network of individuals who benefit from tailored banking solutions and a friendly atmosphere. The process to get started is straightforward! You can check out the full eligibility details on our website at this link for more information. Once you're ready to take the next step, opening an account is easy just visit this page or give us a call at 217-342-7077. We're excited to welcome you to our family!

At Land Of Lincoln, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which is a testament to our commitment to serving you. With a net worth of $44,746,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $951 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $110,046,793 in share certificates and $46,044,133 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,314,573, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,818,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $7,038 in used auto loans and $317,174,701 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 68,847, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Land Of Lincoln is your trusted partner. Visit us at 2302 S Banker St Effingham Il 62401 or call (217) 342-7077 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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