LANCO Credit Union Lancaster PA | Best Auto Loans & Business Banking

Introduction

Welcome to Lanco, your trusted partner in financial well-being since 1965. Located at 349 W Roseville Rd, Lancaster, PA 17601, we have been dedicated to serving our community with a personal touch that larger banks often overlook. With a strong membership base of over 10,000 members and total assets exceeding $124 million, Lanco is committed to providing you with the tools and support you need to achieve your financial goals. At Lanco, we believe in building lasting relationships with our members. Under the leadership of our CEO, Jeremy Jenkins, and Board President, Brandon Leaman, we strive to create an environment where everyone feels valued and supported. Our experienced team of 33 employees is always ready to assist you with a range of services, including personal banking, auto loans, mortgages, business loans, and online banking options. While you can visit us at our main branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 349 W Roseville Rd, Lancaster, PA 17601. We are proud to offer a variety of convenient services such as drive-thru banking and ATM access, ensuring that managing your finances is as easy as possible. With total deposits of $11,129,916 and net worth standing at $12,417,474, Lanco demonstrates its strength and stability in the financial landscape. We understand the importance of having cash on hand for unexpected expenses; that's why we maintain a healthy cash reserve of $978,960. Explore more about our offerings by visiting our website at lancofcu.com or give us a call at 717-569-7180. We invite you to become part of our growing family and experience firsthand the difference that a member-focused credit union can make in your life!

Branch History & Mission

Welcome to Lanco, a cornerstone of the Lancaster community since its establishment in 1965. Located at 349 W Roseville Rd, Lancaster, PA 17601, we have grown alongside our members, dedicated to providing personalized financial services that meet the evolving needs of our community. From our humble beginnings, Lanco has consistently focused on fostering strong relationships with our members. Over the years, we have expanded our services and now proudly serve over 10,006 members, helping them achieve their financial goals. Our commitment to excellence is reflected in our total assets of $124,703,843, which enable us to support various lending and savings initiatives for individuals and businesses alike. Our mission is simple yet powerful: to empower our members through accessible financial solutions while making a positive impact in the community we serve. We believe that everyone deserves the chance to thrive financially, and we strive to provide services that go beyond traditional banking. Whether it's personal banking through checking and savings accounts, auto loans, or business banking solutions, we are here to help you every step of the way. While members can visit us at 349 W Roseville Rd Lancaster Pa 17601, official correspondence should be sent to 349 W Roseville Rd, Lancaster, PA 17601. We offer convenient operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM making it easy for you to connect with us when it suits your schedule. At Lanco, we also embrace technology in ways that enhance member experience. Our online banking platform allows you to manage your finances effortlessly, while mobile payment options keep you connected on the go. With ATM availability and drive-thru service at your convenience, accessing your funds has never been easier. In addition to providing top-notch financial services, we take pride in our commitment to community outreach. Through partnerships with local organizations and various initiatives aimed at supporting those in need, we are dedicated to giving back and making Lancaster a better place for everyone. We invite you to join our family at Lanco. Experience the benefits of being part of a credit union that prioritizes your financial well-being while actively contributing to the strength of our community. Together, let's build a brighter future! For more information or assistance, don't hesitate to call us at (717) 569-7180 or visit our website at Lanco Fcu Roseville.

Branch Location & Accessibility

Convenient Access and Amenities

At Lanco, we pride ourselves on providing accessible banking options for everyone. The branch features ADA-compliant facilities, including ramps and designated parking spaces for those who need them. Whether you're stopping by to chat with one of our friendly team members or simply withdrawing cash from our ATM, you'll find everything you need right here. Plus, our drive-thru service offers a quick and easy way to handle deposits and withdrawals without leaving your vehicle.

Operating Hours Tailored for You

Our doors are open during convenient hours to accommodate your busy schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. These extended hours give you plenty of opportunities to take care of your banking needs when it suits you best.

Reach Out Anytime

Have questions? We're just a phone call away at 717-569-7180. Whether you're interested in opening an account or learning more about our services, our dedicated staff is here to help. While members can visit us at 349 W Roseville Rd Lancaster Pa 17601, official correspondence should be sent to 349 W Roseville Rd, Lancaster, PA 17601. We look forward to welcoming you into the Lanco family come see how we can help you achieve your financial goals!

Member Eligibility

Joining the Lanco community at 349 W Roseville Rd, Lancaster, PA 17601, is more than just opening an account; it's about becoming part of a family that supports each other. To become a member of Lanco, you need to meet a few simple eligibility criteria. Generally, anyone who lives, works, worships, or attends school in the area is welcome to join. This inclusive approach means that we're here for everyone in our community! You can find all the specific details on our membership page at this link. Opening your account is straightforward and welcoming. Whether you prefer to start online or visit us in person, we're ready to assist you every step of the way. Just reach out to us at 717-569-7180 if you have any questions or need guidance through the process. We believe in making banking personal and accessible for all our members, so don't hesitate to connect with us! You can start your journey toward membership by visiting our account opening page.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,521,200, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether it's through card transactions at your storefront or online sales on your website. Our services not only enhance customer experience but also help streamline your operations, letting you focus on what you do best running your business. Visit us at 349 W Roseville Rd Lancaster Pa 17601 in Lancaster, PA, or call us at (717) 569-7180 to learn how we can support your business goals today!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Accessing your money should be hassle-free. That's why we provide ATM services for cash withdrawals and balance checks at your convenience. For quick transactions like deposits or withdrawals, our drive-thru banking service is available during regular hours. Additionally, if you're a member of a partner credit union, you can take advantage of shared branch transactions at our location for deposits and withdrawals.

Business Banking Solutions

For entrepreneurs and small business owners, Lanco offers business banking services, including merchant services and business loans. We understand the challenges of running a business, which is why we're here to help with tailored financial products that support growth.

Call Us Today!

If you're ready to explore these services further or have any questions, feel free to call us at (717) 569-7180. At Lanco, we're here to assist you with all your financial needs! Visit us today at 349 W Roseville Rd Lancaster Pa 17601 or check out our website at Lanco Fcu Roseville for more information about how we can help you achieve your financial goals.

Convenient Digital Banking

In today's fast-paced world, convenience matters. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even make person-to-person payments right from your smartphone.

Credit Cards and Rewards

With our credit cards featuring rewards programs, you can earn benefits on everyday purchases. Whether it's cashback or travel points, using your card for regular expenses can lead to great perks over time.

Personal Banking Services

Our personal banking services include checking and savings accounts designed to fit various lifestyles. Whether you need a simple account for daily transactions or a high-yield savings option, we have you covered. If you're looking to finance your next vehicle, our auto loans and vehicle financing options offer competitive rates that can help you get behind the wheel without breaking the bank. For those considering homeownership or wanting to refinance their current mortgage, our mortgage loans and refinancing options are flexible and designed to suit your unique situation. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the support you need.

Digital & Online Banking

Accessibility Anytime

Whether it's day or night, our online banking service is always there for you. You can manage your accounts whenever it suits you best. With features like real-time account management and easy access to all of our services, you'll find that banking with us is not just convenient it's empowering. Join us at Lanco and discover how our digital banking services can simplify your financial life today!

Key Features

One of the standout features we provide is electronic signature authorization. This allows you to sign documents digitally, saving you time and effort while ensuring security. Plus, with e-statements available, you can easily manage your statements online no more cluttered mailboxes! Our mobile application is another great tool for managing your finances on the go. You can take advantage of mobile payments to make quick purchases directly from your phone. And if you need to send money to friends or family? With our person-to-person transfer feature, it's fast and simple.

Safety First

Security is a top priority at Lanco. We use advanced encryption technology to protect your personal information, giving you peace of mind every time you log in. Our commitment to keeping your data safe means you can focus on what matters most your financial goals.

Financial Strength

Commitment to Growth

With $11,022,231 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $1,173 in used auto loans and $86,642,792 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $969,412, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $12,018,827 in share certificates and $14,544,371 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $12,417,474, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Through Transparency

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 20,975, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lanco is your trusted partner. Visit us at 349 W Roseville Rd Lancaster Pa 17601 or call (717) 569-7180 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,038,128 in used vehicle loans and $5,553,742 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to ensure you can find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $12,521,200 provide the capital needed to grow and expand. We understand the importance of cash flow and are here to support your business endeavors. At Lanco, we're committed to helping our members succeed financially. For more information about our loan offerings or to discuss eligibility options, give us a call at 717-569-7180 or visit us online at Lanco FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $9,244,450, which makes it easier for you to secure the financing you need for your dream home.

Unsecured Credit Cards

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $2,545,089 in loans helping members manage their finances effectively. This product is ideal for those who want a safety net for unexpected costs or to consolidate existing debts.

Loan Aggregator

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LANCO FEDERAL CREDIT UNION