LANCO Credit Union Ephrata PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Lanco, your trusted financial partner in the heart of Ephrata, PA! Located at 4213 Oregon Pike, our Lanco Fcu Brownstown Branch has been serving our community since 1965, helping over 10,000 members achieve their financial goals. With total assets of $124,703,843 and a commitment to excellent service, we pride ourselves on being more than just a credit union; we're a part of your journey toward financial wellness. At Lanco, we understand that life can be unpredictable. That's why we offer a range of personalized banking services from checking and savings accounts to auto loans and mortgages to meet your unique needs. Our members enjoy the benefits of competitive rates on loans and deposits, with total deposits reaching $11,129,916. With a strong net worth of $12,417,474, we ensure the security and stability of your finances. Our dedicated team is led by CEO Jeremy Jenkins and Board President Brandon Leaman, both committed to fostering a welcoming environment where every member feels valued. Whether you need assistance in-person or online through our website at lancofcu.com, we're here for you. While you can visit us at our branch address for any inquiries or services, please note that official correspondence should be sent to the same location. If you're looking for reliable banking solutions backed by a friendly community spirit, come see what Lanco has to offer! Feel free to call us at (717) 569-7180 or stop by during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We look forward to meeting you soon!

Branch History & Mission

Commitment to Innovation

As times change, so do we. At Lanco Ephrata Branch, we've embraced digital advancements to enhance your banking experience. With services like online banking and mobile payments available 24/7, managing your finances has never been easier. We are also proud to be ADA compliant, ensuring that all members can access our services comfortably. While members can visit us at 4213 Oregon Pike, official correspondence should be sent to the same address as well: 4213 Oregon Pike, Ephrata, PA 17522. You can reach us at 717-569-7180 during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM.

Join Us Today!

Lanco isn't just a credit union; it's a community partner dedicated to your success. We invite you to join us and experience firsthand how we can help you navigate your financial journey with confidence. Visit our website at www.lancofcu.com or stop by our branch today! Together, let's build a brighter future for Ephrata and beyond.

Our Mission

The mission of Lanco is simple yet powerful: to provide exceptional financial services while supporting the communities we serve. We believe in empowering our members through personal banking solutions that include checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Our focus is on making banking easy and accessible for everyone. In addition to financial services, we actively engage in community outreach efforts. Whether it's partnering with local organizations or participating in community events, we strive to make a positive impact beyond just numbers. We understand that when our community thrives, so do we.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from local favorites like the Ephrata Cloister and the bustling downtown area. With ample parking available right outside our door, visiting us is hassle-free. Plus, we ensure our facilities are accessible for everyone, featuring ADA-compliant entrances and ramps to accommodate all members.

Operating Hours

At Lanco, we value your time. That's why we offer flexible operating hours to fit your busy schedule. You can visit us Monday through Thursday from 9 AM to 5 PM and on Fridays until 6 PM. Our team is ready to assist you during these hours with a range of services designed to meet your banking needs.

Services Offered

While you're here, take advantage of our various offerings including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. If you're part of another credit union, feel free to use our shared service center for basic transactions making banking as convenient as possible for you.

Stay Connected

If you have any questions or need assistance before your visit, don't hesitate to reach out! You can call us at 717-569-7180. We look forward to welcoming you soon at Lanco's Ephrata branch where community meets convenience!

Member Eligibility

Becoming a member of Lanco is like joining a family where everyone looks out for one another. If you live, work, worship, or attend school in the area, you're likely eligible to join our community. At Lanco, we believe in making banking personal and accessible, so whether you're looking to open a checking account, secure an auto loan, or get financial advice, we're here to support you every step of the way. You can find more details about eligibility criteria at this link, which outlines everything you need to know. Starting your journey with us is simple! Just visit our website or give us a call at (717) 569-7180 to learn how to open an account. You can also check out the account opening process here. We're located at 4213 Oregon Pike Ephrata Pa 17522, and we're excited to welcome you into our community!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,521,200, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Picture this: your customers can pay easily using various methods credit cards, mobile payments, or e-statements all backed by our reliable support team at Lanco. This means fewer hassles for you and a better experience for your customers. Let us be part of your journey toward success at 4213 Oregon Pike Ephrata Pa 17522, Ephrata, PA. Reach out to us today at (717) 569-7180 and discover how we can help you take your business to the next level!

Comprehensive List Of Services

Business Banking Services

Business owners will appreciate our tailored Business Banking solutions. We offer essential services like Merchant Services & Business Loans, helping your business thrive in a competitive market.

Community Connection

We also value community and collaboration. For members who belong to partner credit unions, we offer basic shared branch transactions such as deposits and withdrawals. This way, no matter where you are, accessing your funds is hassle-free. If you have any questions or would like more information about how we can assist you financially, don't hesitate to reach out! You can contact us at (717) 569-7180 during our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us at Lanco today and discover how we can help make your financial journey smoother and more rewarding! Visit us online at https://www.lancofcu.com/ or stop by our branch at 4213 Oregon Pike Ephrata Pa 17522 in Ephrata, PA. Your financial success is just a step away!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Lanco Fcu Brownstown Branch, we have embraced technology to make banking easier than ever. With our robust Online & Mobile Banking, you can check your balances, transfer funds, and pay bills anytime, anywhere. Plus, our ATM services allow for easy cash withdrawals and balance checks without stepping into the branch.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer Checking & Savings Accounts that fit your lifestyle and financial goals. Need to finance a new car? Our Auto Loans & Vehicle Financing options come with competitive rates and flexible terms, making it easier for you to get on the road. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services are designed to guide you through the process smoothly.

Smart Financial Management

For those looking to simplify their finances, our Personal Loans & Debt Consolidation services can help you manage expenses more effectively. We also provide credit cards with rewards that allow you to earn while you spend perfect for everyday purchases and special occasions alike.

Digital & Online Banking

Accessibility Anytime

Whether you prefer using a desktop computer or your mobile device, our banking services are designed for user-friendliness. The mobile payments feature allows you to make purchases directly from your smartphone, making transactions quicker and easier than ever before. Experience the modern way of banking with Lanco! Visit us online at https://www.lancofcu.com/ to learn more about our digital services and how they can help you take control of your financial life.

Key Features of Our Digital Banking Services

Our online banking services provide 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, you can manage your finances in real-time with ease. Plus, our mobile application ensures that all these features are right at your fingertips. Need to send money to a friend? No problem! Our person-to-person transfer feature makes it simple to send and receive payments instantly. And for those who appreciate the benefits of going paperless, we offer e-statements so you can view your account statements securely online.

Security You Can Trust

Your safety is our priority. With electronic signature authorization available, signing documents is both secure and efficient. We use advanced security measures to protect your information, giving you peace of mind every time you log in.

Financial Strength

Dedicated Team for You

We also take pride in having 30 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We believe that great service starts with great people.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment underscores our dedication to enhancing your financial experience.

Growing Membership Base

Total Share and Deposit Accounts: 20,975, showing a strong and growing member base that trusts us with their finances. This community of members is what makes Lanco truly special. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lanco is your trusted partner. Visit us at 4213 Oregon Pike Ephrata Pa 17522 or call (717) 569-7180 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $969,412 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This performance showcases our ability to manage resources effectively while still delivering value to you.

Reinvestment for Growth

With $11,022,231 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy helps us continuously improve our services while maintaining the trust you've placed in us.

Secure Savings for Members

Members' savings are secured through $12,018,827 in share certificates and $14,544,371 in money market shares, offering stable and rewarding financial growth opportunities. This means your hard-earned money is not only safe but also working for you.

Strong Capital Foundation

With a net worth of $12,417,474, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $1,173 in used auto loans and $86,642,792 in total loans and leases. Whether you're purchasing a vehicle or planning a home renovation, we have the resources to help you succeed.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $17,038,128 in used vehicle loans and $5,553,742 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms make it easy for you to choose what fits your budget.

Business Loans

For business owners in need of capital to grow and expand their ventures, our outstanding commercial loans totaling $12,521,200 provide the resources required for success. We understand that every business has unique needs and are here to help you find the right solution. If you're considering refinancing any of these products or want to explore eligibility options further, please don't hesitate to reach out. You can contact us at 717-569-7180 or visit us at our branch located at 4213 Oregon Pike Ephrata PA 17522. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Lanco be your partner in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $9,244,450, making buying or refinancing simple. We aim to guide you through every step of the process, ensuring that you understand your options for purchasing your dream home or refinancing an existing mortgage.

Unsecured Credit Cards

Managing finances can be tricky at times. We also offer flexible terms on unsecured credit card loans, with a total of $2,545,089 in loans helping members navigate their financial needs effectively. These cards come with competitive rates and rewards that can enhance your spending experience.

Loan Aggregator

Benefits of Using LendMesh

One key feature of LendMesh is its dedication to transparency. It does not prioritize lenders based on paid promotions, ensuring that users receive unbiased results. This means you can trust that the options presented are genuinely competitive. Additionally, LendMesh provides real-time rate comparisons from multiple institutions, helping users make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's reliability and effectiveness in assisting borrowers.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to quality ensures that users receive fair and transparent offers. Each loan comparison is built on verified data from legitimate financial institutions, promoting a clear understanding of available options.

LANCO FEDERAL CREDIT UNION