Lancaster Red Rose Credit Union Leola PA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Lancaster Red Rose, your trusted partner in financial well-being located at 16 E Main St, Leola, PA 17540. Established in 1948, our credit union has proudly served the community for over 75 years, fostering a spirit of collaboration and support among our nearly 5,000 members. At Lancaster Red Rose, we understand that banking is not just about numbers; it's about relationships and building a brighter future together. With total assets exceeding $51.6 million and deposits around $16.1 million, we are well-equipped to meet your financial needs, whether you're looking for personal banking solutions or business services. Our dedicated team of 10 employees, led by CEO Kara Vincent and Board President C. Michael Wetzel, is committed to providing exceptional service tailored to your unique circumstances. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PA BOX 629, Leola, PA 17540-0629. We invite you to explore our range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more all designed with your financial goals in mind. We take pride in being an integral part of the Lancaster community and aim to make a positive impact in the lives of our members. With a strong net worth of $6.7 million and cash in hand totaling $546,182, we are financially sound and ready to assist you every step of the way. Whether you're a new member or have been with us for years, we encourage you to reach out with any questions or to learn more about how we can help you achieve your financial dreams. Call us today at 717-295-6685 or visit our website at lrrcu.org. Join us on this journey towards financial success together we can make a difference!

Branch History & Mission

Welcome to Lancaster Red Rose, where our rich legacy and community spirit shine brightly in Leola, PA. Established in 1948, our branch has grown from humble beginnings into a trusted financial institution that proudly serves nearly 5,000 members. With total assets amounting to over $51 million, we are dedicated to providing quality financial services while fostering a sense of belonging among our members. Located at 16 E Main St, Leola, PA 17540, our branch is easily accessible and situated near the heart of the community. Whether you're stopping by for a quick transaction or seeking expert financial advice, you will find our doors open to welcome you. While members can visit us at this address, official correspondence should be sent to PA BOX 629, Leola, PA 17540-0629. At Lancaster Red Rose, we believe in the power of community. Our mission is clear: we aim to deliver personal banking solutions that meet the diverse needs of our members while supporting local initiatives that strengthen our neighborhoods. We offer a range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards all designed with your financial well-being in mind. Over the years, we've embraced digital advancements to enhance member experience. From online banking to mobile payments and e-statements, we make it easier than ever for you to manage your finances on your terms. We also ensure that our facilities are ADA compliant so that everyone in our community can access our services without barriers. Our commitment extends beyond banking; we actively participate in community outreach efforts that make a real difference. By partnering with local organizations and supporting various initiatives, we strive to uplift those around us. With operating hours from Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:30 p.m., we are here when you need us most. Plus, with ATM access and drive-thru banking available for your convenience, managing your finances has never been easier. Join us at Lancaster Red Rose today! Experience firsthand how we can help you achieve your financial goals while being an integral part of this wonderful community. For more information or assistance, give us a call at (717) 295-6685 or visit our website at lrrcu.org. We look forward to welcoming you into the Lancaster Red Rose family!

Branch Location & Accessibility

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:30 p.m. Whether you need to open an account, apply for a loan, or simply ask questions about your finances, our friendly staff is here to help during those hours.

Parking & Accessibility

Our branch offers ample parking for your convenience, ensuring that you can easily access our services without any hassle. We are committed to accessibility, featuring ADA-compliant facilities so everyone can enjoy a comfortable visit.

Services Offered

At Lancaster Red Rose, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered! For added convenience, we provide ATM access and drive-thru banking for quick transactions like deposits and withdrawals. While members can visit us at 16 E Main St Leola Pa 17540, official correspondence should be sent to PA BOX 629, Leola, PA 17540-0629 if needed. Feel free to give us a call at (717) 295-6685 if you have any questions or need assistance before visiting. We look forward to welcoming you into our branch soon!

Member Eligibility

Joining the Lancaster Red Rose family means stepping into a community that genuinely cares about your financial well-being. If you're wondering how to become a member, it's simpler than you might think! At Lancaster Red Rose, we welcome individuals who live, work, or worship in our local communities. This means that if you're part of Leola or surrounding areas, you're likely eligible to enjoy all the benefits of membership. Becoming a member not only gives you access to personalized banking services but also connects you with a network of supportive fellow members. To get started on your journey with us, simply visit our website for detailed eligibility criteria at . When you're ready to open an account, it's easy! Just head over to https://gbs.onlinecu.com/lrrcu/#/sign-up to complete the process online. If you have any questions along the way, don't hesitate to give us a call at (717) 295-6685. We can't wait to welcome you to Lancaster Red Rose and support you in achieving your financial goals!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Running a business involves managing many moving parts, and that's where our merchant services come into play. We provide practical solutions that simplify payment processing, helping you focus more on serving your customers rather than worrying about transactions. With easy-to-use tools at your fingertips, you can enhance customer satisfaction and streamline your operations. Located conveniently at 16 E Main St Leola Pa 17540 in Leola, PA, we're here to partner with you as you navigate the complexities of running a business. For more information or assistance, give us a call at (717) 295-6685. Let's work together to achieve your business dreams!

Tailored Loan Options

Imagine being able to fund your next big project with confidence. Our commercial loan options make that possible. While we currently have no member or non-member commercial loans issued, we are dedicated to helping businesses in our community grow when the opportunity arises. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services are available 24/7 for withdrawals and balance checks. Plus, enjoy the ease of basic drive-thru banking for deposits and simple transactions during our lobby hours. At Lancaster Red Rose, we strive to create an inclusive environment where all members feel valued and supported in their financial journeys. With friendly staff ready to assist you at every turn, there's no better place to take charge of your financial future. Ready to explore what we can do for you? Call us today at 717-295-6685 or visit us online at lrrcu.org to learn more about how we can help meet your financial needs!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing services make it simple. We provide flexible terms and low-interest rates so you can drive away with confidence. Imagine cruising down the road in your new car without breaking the bank!

Business Banking

If you're a business owner, our Business Banking services are tailored just for you. From merchant services to business loans, we support local entrepreneurs in achieving their goals and growing their businesses.

Credit Cards with Rewards

Get more from your purchases with our Credit Cards with Rewards program. Earn points on every dollar spent that can be redeemed for travel, merchandise, or cashback. It's a great way to make your spending work for you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills all from the comfort of your home or on the go using our mobile app.

Mortgage Loans & Refinancing

Homeownership is a big step, and we're here to help with our Mortgage Loans & Refinancing services. If you're ready to buy your first home or looking to refinance an existing mortgage, we offer personalized solutions that fit your budget.

Personal Banking

We understand that managing your finances is personal. That's why our Personal Banking options include checking and savings accounts designed for different lifestyles. Whether you're saving for a vacation or daily expenses, our accounts offer competitive interest rates and no hidden fees.

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to simplify your finances, our Personal Loans & Debt Consolidation options can help. We work with you to find the right plan, making it easier for you to manage repayments while alleviating financial stress.

Digital & Online Banking

Accessibility Anytime

With 24/7 online banking services available at Lancaster Red Rose, managing your money has never been more accessible. Whether it's early morning or late at night, you can check your accounts or make transactions whenever it suits you best. In short, at Lancaster Red Rose, we provide the tools you need for real-time account management in a user-friendly format. Experience the convenience of digital banking today!

Key Services

Our online banking platform at https://www.lrrcu.org/ offers a variety of features designed to make banking simple and efficient. You can view account balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer to go paperless, our e-statements are available for quick and easy access to your account history without the clutter. If you're always on the move, you'll love our mobile application. With this handy tool, you can make mobile payments and even send money directly to friends and family through our person-to-person transfer feature. No need to worry about carrying cash or checks!

Security You Can Trust

We take your security seriously. Our online banking services are designed with top-notch security measures to protect your personal information. While we currently do not offer electronic signature authorization, rest assured that every transaction is safeguarded.

Financial Strength

A Committed Team

We also take pride in having 5 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our member base continues to grow, with a total of 7,429 share accounts demonstrating trust in our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lancaster Red Rose is your trusted partner. Visit us at 16 E Main St Leola Pa 17540 or call (717) 295-6685 to learn more about how we can help you achieve your financial goals.

Investing Back into You

With $6,160,897 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial needs effectively.

Members’ Savings Secure

Members' savings are secured through $5,080,263 in share certificates and $1,464,822 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $6,697,433, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,284 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

We're here for you with $609 in used auto loans and $17,256,292 in total loans and leases. Our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $907,806 in used vehicle loans and $4,440,067 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new vehicle or a dependable used option, our financing solutions make it easy to drive away with confidence.

Credit Lines

If you're looking for additional flexibility in managing your expenses, our credit lines totaling $2,493,716 provide just that. This option allows you to draw funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,960,157, make buying or refinancing simple. We aim to guide you through every step of the process so that you can secure your dream home without unnecessary hassle.

Refinancing Options

If you're already a member and seeking better rates or terms on your existing loans, we offer refinancing options that could save you money. Our team is here to help evaluate your current situation and see how we can assist you further. For any questions or more details about our loan products, feel free to reach out at 717-295-6685 or visit us at 16 E Main St Leola Pa 17540. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Lancaster Red Rose, we're dedicated to supporting our members with straightforward lending solutions that suit their unique needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,168,777 in loans helping members manage their finances effectively. These credit cards are designed to give you the freedom to make purchases when needed while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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