Lancaster Red Rose Credit Union PA | Quick Personal Loans & Top Checking

Introduction

At Lancaster Red Rose, we believe in the power of community and the importance of financial well-being. Located at 2137 Embassy Dr, Lancaster, PA 17603, our branch has been serving members since 1948. With a dedicated team of 10 employees, led by our CEO Kara Vincent and Board President C Michael Wetzel, we are committed to providing personalized service that meets the needs of our nearly 5,000 members. As a trusted credit union, we take pride in our impressive financial standing. Our total assets reach an impressive $51,640,814, with total deposits amounting to $16,100,175. We understand the significance of secure and accessible banking solutions for our community. That's why we offer a variety of services, including personal banking options, auto loans, mortgage financing, and business banking solutions. While members can visit us at our Lancaster branch for assistance and support, official correspondence should be sent to our mailing address at 16 E Main St, Leola, PA 17540-1936. We invite you to explore how we can help you achieve your financial goals. With a net worth of $6,697,433 and cash readily available at $546,182, Lancaster Red Rose is not just a credit union; we're your financial partner. Whether you're looking for loans or savings options, we are here to guide you every step of the way. Feel free to reach out to us at 717-299-6696 or visit our website at www.lrrcu.org for more information. Join us as we continue to make a positive impact in Lancaster because together, we thrive!

Branch History & Mission

Looking Ahead

As we look toward the future, we remain steadfast in our dedication to our community. We believe that every member deserves financial opportunities that can lead to brighter futures. Whether you're looking for personal banking solutions or business services, Lancaster Red Rose is here for you every step of the way. Join us today and become part of a growing family that values support, trust, and community spirit. Experience firsthand how being a member of Lancaster Red Rose can enhance your financial journey. Reach out via phone at 717-299-6696 or explore more about us at www.lrrcu.org. Together, let's build a brighter tomorrow!

Our Mission

At the heart of Lancaster Red Rose lies a mission focused on empowering individuals through personalized financial services and fostering community growth. We aim not just to provide banking solutions like checking and savings accounts, auto loans, and mortgages but also to contribute positively to the lives of those we serve. Our commitment extends beyond transactions; we actively engage in community outreach efforts that uplift our neighbors and create lasting partnerships. Our team is dedicated to ensuring accessibility for all members by adhering to ADA compliance standards and offering user-friendly online and mobile banking options. With services designed around your needs like mobile payments and person-to-person transfers we strive to make your banking experience as smooth as possible.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 717-299-6696. We're always happy to help! So whether you're looking for a new loan or just want some advice on managing your accounts, stop by today. We look forward to serving you!

Operating Hours

We know that life can get busy! That's why our doors are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:30 PM. Whether you need help with personal banking, auto loans, or anything else we offer, our dedicated team is here during these hours to assist you.

Services Offered

At Lancaster Red Rose, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you manage your finances effectively. You can also take advantage of our online and mobile banking services for added convenience.

Visit Us

While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address at 16 E Main St, Leola, PA 17540-1936. Our branch offers easy access with ample parking and features that are compliant with ADA standards, ensuring everyone can visit comfortably.

Member Eligibility

At Lancaster Red Rose, we believe that everyone deserves a chance to be part of our caring community. Becoming a member is easy and open to anyone who shares our values or lives in the area. Whether you're looking for personal banking solutions, auto loans, or just a supportive financial partner, we welcome you with open arms. To find out if you qualify, simply visit our website at where you can learn more about the specific criteria and discover how inclusive we are. Once you know you're eligible, opening an account is a breeze! Just head over to our account opening page at https://gbs.onlinecu.com/lrrcu/#/sign-up and follow the simple steps to join us. If you have any questions or need assistance along the way, don't hesitate to reach out at (717) 299-6696. We're excited to help you start your journey with us at Lancaster Red Rose, located at 2137 Embassy Dr Lancaster Pa 17603!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools at your fingertips to process payments smoothly and efficiently. Our merchant services empower local businesses to handle transactions seamlessly, allowing you to focus on what matters most growing your business. From accepting card payments to managing invoices, we're here to ensure you have the resources needed for success. Explore how our dedicated team at Lancaster Red Rose, located at 2137 Embassy Dr Lancaster Pa 17603, can help elevate your business today! Contact us at (717) 299-6696 or visit us online at https://www.lrrcu.org/.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or a small business owner, our business banking services, including merchant services and business loans, are designed just for you. We know how crucial it is to have reliable financial support when running a business, and we're here to help every step of the way.

Connect With Us

We invite you to explore all these services in detail by visiting us online at lrrcu.org or give us a call at 717-299-6696. Our friendly team is ready to assist you with any questions or concerns about opening an account or applying for a loan. At Lancaster Red Rose, we're more than just a credit union; we're your partner in achieving financial success!

Credit Options

We also offer personal loans and debt consolidation solutions for members looking to simplify their finances or take on a new project. This could be anything from home improvements to unexpected expenses our team is here to guide you through the process. Don't forget about our credit cards with rewards! These cards not only help you make purchases but also reward you for spending wisely. Whether it's cash back on groceries or points towards travel, there's something for everyone.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Lancaster Red Rose, we prioritize online and mobile banking features that allow you to manage your accounts anytime, anywhere. With online banking, you can check balances, pay bills, and transfer funds with just a few clicks. Plus, our mobile app includes features like person-to-person payments so that sending money to friends or family is as easy as sending a text. While we currently do not have ATM services or drive-thru availability at our branch located at 2137 Embassy Dr Lancaster PA 17603, our digital options ensure that accessing your funds remains hassle-free.

Personal Banking Solutions

Our personal banking services are tailored to help you manage your money effectively. We offer checking and savings accounts that provide flexibility and convenience. Imagine having a checking account with no monthly fees, making it easier to keep track of your spending while saving for what matters most. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car. You'll find competitive rates and personalized service that suit your budget and lifestyle. For those looking to invest in their homes, our mortgage loans and refinancing services provide great rates and terms that can help you secure your dream home or refinance your existing mortgage for better savings.

Digital & Online Banking

Key Features of Our Online Services

With our online banking platform available at https://www.lrrcu.org/, you can easily check your account balances, transfer funds, and pay bills without ever stepping foot in a branch. Our services are available 24/7, giving you the flexibility to bank when it suits you best. Plus, with e-statements available, you'll have instant access to your financial records while helping the environment by going paperless. Need to send money quickly? Our person-to-person transfer feature makes it easy to send or receive funds from friends and family without hassle. And if you're someone who loves using your mobile device for payments, you'll appreciate our mobile payments feature, which allows you to make transactions right from your smartphone.

Security and Convenience

Your security is our top priority. While we don't currently offer electronic signature authorization for transactions, our systems are built with robust security measures to protect your information at all times. You can rest easy knowing that your personal data is safe as you navigate through our user-friendly mobile application. Whether you're checking balances or making payments, managing your accounts has never been easier. Enjoy real-time account management right in the palm of your hand with our mobile application, allowing you to stay connected with your finances anytime and anywhere. At Lancaster Red Rose, we're committed to making banking not just a task but an enjoyable experience. Explore all our digital banking options today!

Financial Strength

At Lancaster Red Rose, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a solid financial foundation that allows us to provide you with the best possible services and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $6,697,433, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,284 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,080,263 in share certificates and $1,464,822 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,160,897 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $609 in used auto loans and $17,256,292 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 7,429, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lancaster Red Rose is your trusted partner. Visit us at 2137 Embassy Dr Lancaster Pa 17603 or call (717) 299-6696 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $907,806 in used vehicle loans and $4,440,067 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away in the vehicle you desire. Whether you're looking for financing on a new model or a reliable used vehicle, our team is here to assist you.

Credit Lines and Unsecured Credit Cards

In addition to auto and mortgage loans, we also offer credit lines with a total of $2,493,716 available for our members. These lines provide flexibility for those unexpected expenses or planned purchases. Additionally, we have flexible terms on unsecured credit card loans, with a total of $1,168,777 in loans helping members manage their finances effectively. At Lancaster Red Rose, we believe in providing transparent lending solutions tailored to your needs. If you have questions about our loan offerings or would like to explore refinancing options, don't hesitate to reach out. You can contact us at (717) 299-6696 or visit us at 2137 Embassy Dr Lancaster Pa 17603 in Lancaster, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,960,157, make buying or refinancing simple. We offer guidance throughout the process, ensuring that you find a mortgage solution that fits your budget and lifestyle. Our experienced staff can help answer any questions you may have about eligibility and refinancing options.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working only with verified financial institutions, LendMesh guarantees that the information presented is accurate and up-to-date.