Lakeview Credit Union Jefferson OH | Best Auto Loans & Business Banking

Introduction

Welcome to Lakeview, where we prioritize your financial well-being and community connection! Located at 345 S Chestnut St, Jefferson, OH 44047, our Jefferson Branch has been serving our members since 1961. We take pride in being a reliable partner for your financial journey, whether you're looking for a personal loan, opening a savings account, or financing your dream car. At Lakeview, we believe in the power of community. With over 8,438 members and total assets amounting to an impressive $146,406,600, we are committed to providing personalized services tailored to meet your needs. Our dedicated team of 20 employees, led by our CEO Jamie Ortiz and Board President Arthur Risley, is here to ensure that every member feels valued and supported. While you can visit us at our branch for all your banking needs, please send any official correspondence to our mailing address: P O Box 211, Jefferson, OH 44047-0211. We also invite you to explore our wide range of services including checking and savings accounts, auto loans, mortgage financing, and more all designed with your convenience in mind. With total loans exceeding 2,756 and deposits reaching $7,110,063, we have the resources necessary to help you achieve your financial goals. Plus, with a net worth of $17,116,527 and cash reserves of $1,394,080, we stand strong in our commitment to serving you. Ready to discover how Lakeview can help you thrive? Feel free to reach out at 440-576-4382 or visit us online at Lakeview FCU. Your financial future is bright with us by your side!

Branch History & Mission

Join Us Today

As we look toward the future, Lakeview remains committed to providing outstanding service with integrity and compassion. Our drive-thru banking service and ATM availability make everyday banking easier for you. With operating hours from Monday through Wednesday from 8:30 AM to 4:30 PM and Thursday & Friday from 8:30 AM to 5:00 PM, we're here when you need us. Experience the difference that a community-focused credit union can make in your life. Join Lakeview today and take part in a financial journey that prioritizes your needs! Visit us online at Lakeview or call us at 440-576-4382 for more information about how we can help you achieve your financial goals.

Our Mission

At Lakeview, our mission is simple yet profound: to empower our members through exceptional service and community support. We strive to make financial well-being accessible to everyone by offering competitive rates on loans and savings products. Whether you need help with auto loans, mortgages, or personal loans, we are here to guide you every step of the way. We understand that our success is deeply tied to the community we serve. That's why we actively engage in outreach efforts and partnerships with local organizations. Our goal is not just to be your financial institution but also a vital part of Jefferson's growth and development. While members can visit us at our branch location in Jefferson, official correspondence should be sent to P O Box 211, Jefferson, OH 44047-0211 if needed.

Our Story

Located at 345 S Chestnut St, Jefferson, OH 44047, Lakeview started with a clear vision: to provide affordable financial services while fostering a sense of belonging among our members. Over the years, we have grown significantly, currently boasting total assets of $146,406,600. This growth reflects not just our commitment to sound financial practices but also our dedication to the people we serve. As we expanded our services and enhanced member experiences, Lakeview embraced technology to offer modern banking solutions. Today, our members enjoy convenient online banking and mobile payment options. We believe that every member should have easy access to their accounts anytime, anywhere.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure everyone can access our services with ease. Plus, we offer a drive-thru banking option for added convenience perfect for those on the go!

Operating Hours

Our friendly staff is ready to assist you during our lobby hours from Monday through Wednesday from 8:30 AM to 4:30 PM and Thursday through Friday from 8:30 AM to 5:00 PM. We also have an ATM available for your convenience, allowing you to manage your finances anytime.

Services Offered

At Lakeview's Jefferson Branch, we offer a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our team is dedicated to helping you find the right solutions for your financial goals. Feel free to give us a call at 440-576-4382 if you have any questions or need assistance before your visit. We look forward to welcoming you at Lakeview's Jefferson Branch your trusted partner in financial wellness!

Member Eligibility

Becoming a member of Lakeview means joining a close-knit community that values your financial well-being. If you're interested in opening an account with us, we welcome individuals who live, work, or worship in our local area, as well as their family members. This inclusive approach ensures that our services are available to those who truly need them, making it easy for everyone to benefit from our range of financial solutions. At Lakeview, you will enjoy personalized service, competitive rates, and a variety of products designed to help you achieve your financial goals. Ready to take the next step? Opening an account is simple! You can find all the details you need about eligibility and the application process. If you have any questions or want to learn more, don't hesitate to reach out at (440) 576-4382. We're excited to welcome you into the Lakeview family and support you on your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,163,884, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment processing is key. Our merchant services help businesses accept payments easily, allowing you to focus on what you do best running your business. From card processing to online transactions, we provide the tools you need to serve your customers effectively. Visit us at 345 S Chestnut St Jefferson Oh 44047 in Jefferson, OH, or call us at (440) 576-4382 to learn more about how our business banking and commercial services can benefit you. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

For those who run their own businesses, we have tailored solutions like Merchant Services & Business Loans. We know how important it is for small business owners to manage cash flow effectively, so our services are designed with your needs in mind.

Convenient Access

With an ATM on-site and drive-thru banking services, transactions such as deposits and withdrawals are quick and easy. Need cash in a hurry? Our ATM allows for simple balance checks and withdrawals whenever you need them. At Lakeview, we're committed to providing accessible financial solutions that fit into your busy life. Our friendly staff is ready to assist you during our operating hours: Monday-Wednesday from 8:30 AM to 4:30 PM, and Thursday-Friday until 5:00 PM. Have questions? Don't hesitate to reach out at (440) 576-4382. Ready to take the next step? Visit us online at Jefferson Branch or stop by today! Let us be part of your financial journey!

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards come with exciting benefits that can help you save money on future purchases. With options that fit various lifestyles, you can choose a card that aligns perfectly with your spending habits.

Home Loans and More

Buying a home is one of the biggest decisions you'll ever make, and at Lakeview, we want to make that process as smooth as possible. Our Mortgage Loans & Refinancing options offer flexibility and competitive rates, ensuring you get the best deal for your situation. If you're looking to consolidate debt or need extra cash for personal projects, our Personal Loans can provide the financial relief you need.

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services, including checking and savings accounts designed for everyday use. Imagine easily accessing your funds through our convenient online and mobile banking features, allowing you to check balances, transfer money, or pay bills right from your smartphone. You'll also appreciate our competitive rates on Auto Loans & Vehicle Financing, making it easier to drive away in the car you've always wanted.

Digital & Online Banking

Key Features

Need to sign documents quickly? Our electronic signature authorization feature lets you complete transactions without the hassle of printing or mailing paperwork. Plus, with e-statements available at Lakeview, you can say goodbye to paper clutter and keep track of your finances digitally. If you're always on the go, our mobile application ensures you have full access to your accounts right in your pocket. Use it for everything from checking balances to making mobile payments effortlessly. And if you want to send money to friends or family, our person-to-person transfer option makes it quick and easy. Security is a top priority for us at Lakeview. Rest assured that your information is protected with the latest encryption technologies as you navigate our online services. We want you to feel confident while managing your financial activities digitally. In short, whether you're using a computer or smartphone, Lakeview offers digital banking solutions tailored for ease and accessibility. Join us today and experience the convenience of modern banking!

Financial Strength

At Lakeview, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health with you, which is essential for your peace of mind. With a net worth of $17,116,527, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.69% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,481,524 in share certificates and $42,968,125 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,340,067 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we currently have $442 in used auto loans and $61,219,485 in total loans and leases available to help support your financial goals across various sectors. Our commitment to operational efficiency is reflected in our $492,860, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 16,702, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lakeview is your trusted partner. Visit us at 345 S Chestnut St Jefferson Oh 44047 or call (440) 576-4382 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $4,163,884 provide the capital needed to grow and expand your business. Furthermore, if you're considering refinancing or exploring eligibility options for any of our products, we're here to help you navigate those choices smoothly. At Lakeview Federal Credit Union, we prioritize your financial health. Our commitment is backed by performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at 440-576-4382 for more information or visit us at our branch location. Whether you're looking for an auto loan or need assistance with a mortgage application, we are here to serve you!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With $5,220,554 in used vehicle loans and $2,503,669 in new vehicle loans already helping members get on the road, you can feel confident knowing that we are here to assist you with your automotive financing needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,472,763, make buying or refinancing simple. We aim to support you through every step of the mortgage process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $859,603 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Comparisons

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LAKEVIEW FEDERAL CREDIT UNION - Jefferson, OH

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