Lakeside Credit Union New Johnsonville TN | Low Mortgage Rates & Business Banking

Introduction

Welcome to Lakeside Plant, your trusted partner for financial well-being located at 1 Carl Hewitt Dr, New Johnsonville, TN 37134. Established in 1965, we have proudly served our community for over five decades, building lasting relationships with our 2,565 members and emphasizing our commitment to their financial success. At Lakeside, we understand that every financial decision matters. That's why we offer a range of services designed to meet your needs, from personal banking and auto loans to mortgage financing and business solutions. With total assets reaching an impressive $40,098,931, we are well-equipped to provide the support you need on your financial journey. Our dedicated team, led by CEO Karen Scott and Board President James McKay, is here to ensure you receive personalized service tailored to your unique goals. We take pride in our strong financial foundation, highlighted by a net worth of $6,500,422 and cash in hand amounting to $476,960, showcasing our stability and readiness to serve you. While members can visit us at our branch location for in-person assistance, official correspondence should be sent to our mailing address: P.O. Box 418, New Johnsonville, TN 37134. We encourage you to explore the various services we offer through our website at lcu.coop or give us a call at 931-535-7269 during our lobby hours from 8:15 AM to 4:15 PM, Monday through Friday. Join us at Lakeside Plant where we prioritize your financial growth and community impact every day!

Branch History & Mission

Commitment to Community

Over the years, Lakeside has built strong partnerships with various organizations in New Johnsonville. We actively engage in community outreach efforts, ensuring that we are not just a bank but a vital part of the local fabric. By investing in local initiatives and supporting those in need, we strive to create a better environment for all residents. As technology advances, so do we. Our online banking services provide convenience and flexibility for our members while maintaining the highest standards of security and accessibility. With features like mobile applications and electronic statements, managing your finances has never been easier.

Join Us

We invite you to be part of our journey at Lakeside. Experience the benefits of membership where your financial health is our priority. Together, let's build a brighter future for you and our community! For more information or assistance, please call us at 931-535-7269 or visit our website. Join us today and discover how Lakeside can help you thrive!

Our Journey

Since opening our doors nearly six decades ago, Lakeside has experienced remarkable growth. Today, we proudly hold total assets of $40,098,931. Our dedicated team of 11 employees is here to serve you from Monday to Friday, with lobby hours running from 8:15 AM to 4:15 PM. We have fostered a sense of community by providing personalized services that cater to the unique needs of each member. Our mission is simple yet powerful: we aim to empower individuals and families through accessible financial services while supporting our local community. At Lakeside, we believe that everyone deserves the opportunity to achieve their financial goals. Whether it's through personal banking options like checking and savings accounts or loans for auto financing and mortgages, we're here to help you every step of the way.

Branch Location & Accessibility

Contact Us

If you have any questions or would like more information about our services, feel free to give us a call at 931-535-7269. We're here for you! While members can visit us at 1 Carl Hewitt Dr for in-person assistance, official correspondence should be sent to P.O. Box 418 in New Johnsonville. We invite you to stop by Lakeside today! Your financial journey starts here with us.

Nearby Landmarks and Accessibility

Conveniently situated near local landmarks, our branch is easy to find. Just a short drive from the scenic Tennessee River and close to popular dining spots, you'll find us in a vibrant community setting. We pride ourselves on being accessible to everyone. Our branch features ADA-compliant ramps and ample parking spaces, ensuring that all members can visit us comfortably.

Operating Hours and Services

At Lakeside, we understand that life can get busy. That's why we offer lobby hours from 8:15 AM to 4:15 PM on weekdays to accommodate your schedule. Although we currently don't have ATM or drive-thru services available, our knowledgeable staff is always ready to assist you inside the branch. We provide a variety of personal banking services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Plus, our online and mobile banking options allow you to manage your finances anytime, anywhere.

Member Eligibility

At Lakeside, we believe that becoming a member means joining a caring community where your financial well-being matters. If you live, work, or worship in the New Johnsonville area, you're likely eligible to join us! We welcome individuals from various backgrounds and experiences, creating a diverse environment for all. To learn more about the specific eligibility criteria, feel free to visit our website at https://www.lcu.coop/about_membership.htm. Joining is simple and straightforward! Once you're ready, you can open your account easily through our online platform. Should you have any questions or need assistance during the process, don't hesitate to reach out at (931) 535-7269. We're excited to have you become a part of our Lakeside family at 1 Carl Hewitt Dr New Johnsonville Tn 37134, where your goals and dreams are supported every step of the way!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Beyond loans, we offer essential merchant services that simplify transactions and enhance cash flow management. Imagine accepting payments seamlessly from your customers, whether they shop online or at your storefront. Our services ensure that you can focus on what matters most growing your business while we handle the financial details. Visit us at 1 Carl Hewitt Dr New Johnsonville Tn 37134 in New Johnsonville, TN or call us at (931) 535-7269 to learn how our tailored banking solutions can help your business flourish!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? While we currently do not have ATM services on-site, our nearby networks can provide access whenever you need it. At Lakeside, we're committed to serving our community by providing these essential services and more! If you have questions or want more information about how we can assist you with any financial needs, don't hesitate to reach out at (931) 535-7269. We look forward to helping you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream vehicle. We offer competitive rates and flexible terms, ensuring that you can find a solution that fits your budget. Picture yourself driving off the lot without breaking the bank that's what we aim to provide.

Business Banking

If you're a business owner, our comprehensive business banking services are tailored just for you. From merchant services that facilitate easy transactions to business loans that fuel growth, we're here to support every step of your entrepreneurial journey.

Credit Cards with Rewards

Looking to make the most out of your spending? Our credit cards with rewards allow you to earn points or cashback on everyday purchases. It's like getting rewarded for simply living your life! Use it wisely, and watch those rewards add up.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance an existing mortgage, our mortgage loans come with expert guidance and personalized service. We want you to feel confident making one of life's biggest investments. Whether it's your first home or an upgrade, we'll help you find the right loan product that meets your financial goals.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our robust online and mobile banking platforms, managing your finances is just a click away. Check balances, pay bills, or transfer funds from anywhere making banking easier than ever before.

Personal Banking

When it comes to personal banking, we've got you covered with various options tailored for individuals and families. Whether you're looking for checking and savings accounts to manage your day-to-day expenses or planning for future goals, our accounts are designed with your needs in mind. Imagine having a safe place to store your money while also earning interest it's all possible here at Lakeside Plant.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans for various needs, including debt consolidation. Imagine simplifying your monthly payments into one manageable loan it's a great way to relieve stress and regain control of your finances.

Digital & Online Banking

Accessibility

Managing your finances has never been more accessible. With options like person-to-person transfers currently unavailable No, we're focused on expanding our services to better meet your needs in the future. For now, rest assured that you have reliable tools at your fingertips through our mobile application Yes and online banking portal Yes. Experience the ease of digital banking at Lakeside, where managing your money is secure, convenient, and tailored just for you!

Key Services

With our online banking platform available at https://www.lcu.coop/, you can easily access your accounts 24/7. Whether it's checking your balance, transferring funds, or paying bills, everything you need is just a click away. Plus, if you prefer to do things on the go, our mobile application makes it even easier to stay connected to your finances. One of the great features we offer is electronic statements. With Yes, you can say goodbye to paper clutter and access your statements securely online whenever you need them. This service not only helps the environment but also makes it easy for you to keep track of your financial history. For added convenience, we provide electronic signature authorization Yes. This means you can sign documents digitally without the hassle of printing and scanning saving you time and effort.

Security and User-Friendliness

Security is a top priority at Lakeside. Our online banking services are equipped with advanced security measures to ensure that your personal information remains safe. You can feel confident managing your money online without worrying about unauthorized access. Our platform is designed with ease-of-use in mind, making it simple for everyone to navigate. Whether you're tech-savvy or just getting started with online banking, you'll find our services intuitive and straightforward.

Financial Strength

Community Trust

Total Share Accounts stand at 4,519, showing a strong and growing member base that trusts us with their finances. Our net shares currently sit at $0, indicating ample funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lakeside is your trusted partner. Visit us at 1 Carl Hewitt Dr New Johnsonville Tn 37134 or call (931) 535-7269 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 10 full-time employees and 1 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment.

Our Financial Health

With a net worth of $6,500,422, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of 16.21%, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $3,687,137 in share certificates and $7,100,224 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Earnings and Lending Capacity

With $5,691,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by $667 in used auto loans and $22,201,366 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is illustrated by our $169,311. This reflects our ability to manage resources effectively while continuing to offer competitive loan rates and solid financial products for our members.

Loan Offering

Additional Options

If you're considering expanding your business or need additional funds for personal projects, our credit lines are available with a total amount of $3,500,000. This flexibility allows you to take control of your finances without the worry of high-interest rates. We also provide refinancing options for many of our products, ensuring that you can adjust your loan terms as your financial situation changes. If you're interested in understanding eligibility criteria or want to learn more about our offerings, please visit our membership page. For any questions or personalized assistance regarding our loan offerings, feel free to contact us at 931-535-7269. We're located at 1 Carl Hewitt Dr New Johnsonville TN 37134 and would be happy to help you explore how we can support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $6,328,578 in used vehicle loans and $10,698,835 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we've got you covered with competitive rates and flexible terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $275,733, making it easier for you to secure your dream home or refinance your current mortgage under favorable conditions.

Unsecured Credit Cards

Managing finances can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $340,807 in loans helping members effectively manage their spending and unexpected expenses.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all loan offers are fair and transparent. Users can trust that they are getting accurate information to compare their options effectively.

LAKESIDE CREDIT UNION - New Johnsonville, TN

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