Lakeside Credit Union New Johnsonville TN | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Lakeside, your trusted credit union located at 1008 Broadway Ave, New Johnsonville, TN 37134. Since our establishment in 1965, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the unique needs of our members. With a total membership of 2,565 and assets exceeding $40,098,931, we are dedicated to fostering financial well-being for all who walk through our doors. At Lakeside, we understand that managing finances can be challenging. That's why we offer a variety of products and services designed to make banking easier and more accessible. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, or seeking business banking options such as merchant services and business loans, we've got you covered. We take pride in being part of the New Johnsonville community. Our leadership team is committed to ensuring that every member feels valued and supported. Under the guidance of CEO Karen Scott and Board President James McKay, our dedicated staff of 11 employees works tirelessly to create a welcoming environment where your financial goals can become a reality. While members can visit us at 1008 Broadway Ave, official correspondence should be sent to our mailing address at 1008 Broadway, New Johnsonville, TN 37134. We invite you to explore what Lakeside has to offer. With total deposits reaching $2,407,970 and a solid net worth of $6,500,422, you can trust that your money is in safe hands. If you're ready to take the next step towards financial empowerment or simply have questions about how we can assist you further, don't hesitate to reach out! Call us today at 931-535-3750 or visit our website at lcu.coop for more information. Join us on this journey toward better financial health together, we can achieve great things!

Branch History & Mission

Community Commitment

Lakeside takes pride in forming partnerships that benefit both our members and the broader community. Through various initiatives and events aimed at promoting financial literacy and local engagement, we strive to create a positive impact beyond just banking.

Join Us Today!

As we look forward to continuing this journey together with you, we invite anyone seeking a supportive financial partner to consider joining Lakeside. Experience firsthand how we prioritize your needs while contributing positively to New Johnsonville. For more information about membership or services offered, feel free to call us at 931-535-3750 or visit us online at Lakeside Credit Union. Let's work together towards a brighter financial future!

Our Journey

Since our inception, Lakeside has focused on enhancing the financial well-being of our members. We started small but quickly became a cornerstone of the New Johnsonville community. Over the decades, we have introduced various services tailored to meet our members' needs, including checking and savings accounts, auto loans, mortgages, and personal loans. Our friendly staff and customer-centric approach have set us apart as a trusted financial partner. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address: 1008 Broadway, New Johnsonville, TN 37134. We are dedicated to making banking accessible for everyone in our community.

Our Mission

At Lakeside, our mission is simple yet profound: to empower our members through reliable financial services while actively supporting the local community. We believe that when our members thrive financially, so does the entire community. That's why we not only offer competitive rates and personalized service but also engage in various outreach programs aimed at uplifting those around us. We understand the importance of adapting to modern banking needs. Our branch features drive-thru banking for quick transactions and offers online banking capabilities to help you manage your finances conveniently from home. Additionally, we ensure compliance with ADA standards so that everyone can access our services comfortably.

Branch Location & Accessibility

Operating Hours

At Lakeside, we understand that your time is valuable. That's why we are open Monday through Friday from 9:00 AM to 5:00 PM. Whether you need assistance with personal banking, loans, or credit cards with rewards, our friendly staff is here to help during these hours.

Services Offered

We offer a range of services that include checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans and debt consolidation. You can also take advantage of business banking solutions like merchant services and business loans. While we currently do not have ATM services available on-site, we do provide basic drive-thru banking for deposits, withdrawals, and simple transactions.

Visit Us Today!

If you have questions or need assistance with any of our services, don't hesitate to give us a call at 931-535-3750. We look forward to welcoming you into the Lakeside family! Come by today and see how we can help you achieve your financial goals in a warm and inviting atmosphere.

Member Eligibility

At Lakeside, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards enjoying all the benefits we offer. To join us at our branch located at 1008 Broadway Ave New Johnsonville Tn 37134, you'll need to meet some simple eligibility criteria. If you live, work, worship, or attend school in the area or if you have a family member who is already a member, you're likely eligible! We welcome individuals from various walks of life, ensuring that our membership reflects the diverse community we serve. For full details on the eligibility requirements, feel free to check out this resource: https://www.lcu.coop/about_membership.htm. Opening an account with us is designed to be straightforward and welcoming. Whether you're looking for savings options, loans, or other financial services, you can start your journey by visiting our account opening page here: javascript:leaving('https://www.mycardsecure.com/vpas/certegy_vbvisa/enroll/index.jsp?locale=en_us&bankid=3');. If you have any questions or need assistance during the process, don't hesitate to call us at (931) 535-3750. Join us at Lakeside, where your financial goals become our mission!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to expand your operations, purchase new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your specific goals.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Picture this: a busy day at your store where customers can pay easily using different methods, thanks to our integrated payment solutions. This not only speeds up the checkout process but also boosts customer satisfaction key components for any thriving business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in New Johnsonville, TN. Visit us at 1008 Broadway Ave New Johnsonville Tn 37134 or give us a call at (931) 535-3750 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services that simplify how you accept payments, as well as tailored business loans designed to help your company grow.

Convenient Access

We know how important it is for our members to have easy access to their accounts. That's why we offer ATM and cash withdrawal services at various locations. Additionally, our branch features basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car. Located at 1008 Broadway Ave New Johnsonville Tn 37134 in New Johnsonville, TN, we're just a call away at (931) 535-3750 if you have any questions about our services or need assistance with your account. At Lakeside, we are committed to providing exceptional service with a personal touch. Whether you're visiting us in person or accessing your accounts online, we aim to make your experience as smooth as possible. Ready to take control of your financial future? Visit us today or explore more about what we offer by heading over to our website at Lakeside Hwy!

Personal Banking

For those looking to manage their day-to-day finances, our personal banking services include checking and savings accounts tailored to fit your lifestyle. Need a new car? We offer auto loans and vehicle financing that make purchasing a vehicle straightforward and stress-free. If you're thinking about buying a home, explore our mortgage loans and refinancing options that can save you money in the long run. We also provide personal loans and debt consolidation solutions for those times when unexpected expenses arise. Our credit card options come with rewards that benefit your everyday spending, making it easier to earn while you shop. Plus, with our online and mobile banking, managing your finances has never been more convenient. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, pay bills, and transfer money any time you need to. You'll appreciate the ease of accessing your financial information whenever it suits you. Our user-friendly mobile application enhances this experience even further, allowing you to manage your accounts right from your smartphone. Security is always a top priority for us. We provide electronic signature authorization, making it simple and safe to sign documents digitally. Plus, with e-statements available, you can keep track of your transactions while helping the environment by going paperless. Although we currently do not offer mobile payments or person-to-person transfers, our robust features ensure you have what you need for effective account management. The combination of our online banking system and mobile application means you can handle transactions with ease while staying secure. Whether you're checking up on your balance or paying bills, managing your finances has never been easier with Lakeside. Join us in embracing the convenience of digital banking!

Financial Strength

Commitment to Excellence

Our $169,311 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

We proudly manage 4,519 share accounts, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $0, further solidifying our commitment to helping you achieve your dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lakeside is your trusted partner. Visit us at 1008 Broadway Ave New Johnsonville Tn 37134 or call (931) 535-3750 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $5,691,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $667 in used auto loans and $22,201,366 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $3,687,137 in share certificates and $7,100,224 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $6,500,422, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Are you looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,328,578 in used vehicle loans and $10,698,835 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got you covered.

Credit Card Loans

In addition to auto and mortgage loans, we also offer flexible terms on unsecured credit card loans, with a total of $340,807 helping members manage their finances effectively. This option can be an excellent way for you to handle unexpected expenses while enjoying rewards.

Credit Lines and More

For those who need more flexibility, our credit lines total $3,500,000, providing a safety net for any financial surprises that may arise. If you're considering refinancing any existing loans, don't hesitate to reach out; we can discuss eligibility options tailored just for you. We invite you to contact us at (931) 535-3750 during our operating hours from 9:00 AM to 5:00 PM. Explore how our loan offerings can assist you today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $275,733, make buying or refinancing simple. We aim to provide you with flexible terms and competitive rates to help you secure your dream home.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users have access to legitimate loan options.

LAKESIDE CREDIT UNION - New Johnsonville, TN

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