Lake Trust Credit Union Lansing MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Lake Trust, your trusted financial partner located at 7007 W Saginaw Hwy, Lansing, MI 48917. With a rich history dating back to 1944, we have been dedicated to serving our community and supporting our members in achieving their financial goals. Today, we proudly serve over 178,606 members and manage total assets exceeding $2.6 billion, demonstrating our strong commitment to your financial well-being. At Lake Trust, we understand the importance of building lasting relationships with our members. Our team is led by CEO David Snodgrass and Board President Michael Solo, both of whom are passionate about fostering a supportive environment for all who walk through our doors. Whether you're looking for a new auto loan, seeking mortgage refinancing, or interested in personal banking solutions, we offer a range of services designed just for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 7007 W Saginaw Hwy, Lansing, MI 48917. We invite you to explore our comprehensive suite of services including checking and savings accounts, credit cards with rewards, business banking solutions, and online banking options that fit your lifestyle. Our dedication doesn't stop at just providing excellent financial products; it's also about making a positive impact in the community. With total loans exceeding 73,602, we strive to empower our members while maintaining a robust net worth of $285,804,845 and ensuring that cash flow remains healthy with over $32 million in cash readily available. We encourage you to reach out to us at 888-267-7268 or visit our website at Lake Trust for more information. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to Lake Trust, a credit union that has been serving the Lansing community since 1944. Located at 7007 W Saginaw Hwy, Lansing, MI 48917, our branch has a rich history of supporting local families and businesses. With over 178,000 members and assets totaling more than $2.6 billion, we have grown significantly while staying true to our mission of providing affordable financial services and fostering community connections. From our humble beginnings, Lake Trust has evolved into a vital part of the local landscape. We pride ourselves on being more than just a financial institution; we are a partner in your journey toward financial wellness. Our commitment goes beyond banking; we actively engage in community outreach programs and partnerships that uplift our neighbors and enhance the quality of life in Lansing. At Lake Trust, we believe in empowering individuals and families by offering a range of financial products tailored to meet their needs. Whether it's personal banking, auto loans, mortgages, or business services, our focus remains on providing exceptional service that prioritizes the well-being of our members. Our mission is simple: to help you achieve your financial goals while making a positive impact in the communities we serve. We understand that each member's journey is unique, which is why we strive to offer personalized assistance every step of the way. While members can visit us at our branch location for various services including drive-thru banking and 24/7 ATM access we also recognize the importance of digital convenience. That's why we provide online and mobile banking options to ensure you can manage your finances anytime, anywhere. As part of our ongoing commitment to accessibility, we adhere to ADA compliance standards so that all members feel welcome and valued in our space. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. In addition to traditional banking services, Lake Trust actively participates in local events and initiatives aimed at improving the economic health of Lansing. We believe that when our members thrive, so does our community. Join us today at Lake Trust! Experience firsthand how we can help you achieve your financial dreams while making meaningful contributions to our vibrant community. For any inquiries or assistance, don't hesitate to call us at 888-267-7268 or visit our website for more information on membership benefits and account opening procedures. Together, let's build a brighter future for all!

Branch Location & Accessibility

Call to Action

We invite you to visit us at Lake Trust on W Saginaw Hwy or give us a call at 888-267-7268 if you have any questions or need assistance. Join our community today and experience the personalized service that makes us different!

Nearby Landmarks and Accessibility

You can find us near the bustling intersection of W Saginaw Hwy and S Creyts Rd, just a stone's throw away from popular spots like the Lansing Mall and local eateries. Parking is plentiful, ensuring that you can park with ease when you visit us. Our branch is also ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services without hassle.

Operating Hours and Services

Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We also offer a drive-thru service during these hours for those who prefer quick transactions from their vehicles. If you need cash or want to check your balance outside of regular hours, our ATM is available 24/7 and allows for deposits as well. At Lake Trust, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Whether you're looking for help with everyday banking or planning your financial future, we're here to support you every step of the way.

Member Eligibility

Becoming a member of Lake Trust is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the local community, you're likely eligible to join us! We welcome individuals from all walks of life and strive to create a supportive environment where you can thrive. To find out the specific eligibility criteria tailored to your situation, feel free to visit our website at https://laketrust.org/personal/banking/become-a-member?hslang=en. Once you've confirmed your eligibility, opening an account is a breeze! Simply head over to our account opening page at https://laketrust.org/apply-for-a-loan?hslang=en and follow the easy steps. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (888) 267-7268. We're here to help you take this exciting step towards better banking at Lake Trust, located at 7007 W Saginaw Hwy Lansing Mi 48917. Join us today and discover all the advantages of being part of our community!

Business Banking & Commercial Services

Merchant Services that Work

Imagine being able to accept payments effortlessly while keeping track of your sales seamlessly. Our merchant services enable you to do just that, allowing you to focus on what truly matters growing your business. From credit card processing to online payment options, we provide practical solutions that help streamline your operations. Located at 7007 W Saginaw Hwy Lansing Mi 48917 in Lansing, MI, we're here to partner with you every step of the way. Connect with us today at (888) 267-7268 and explore how we can help your business thrive!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $392 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $96 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $383,124,035, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility & Support

Our branch also features basic drive-thru banking for quick deposits and withdrawals as well as ATM access around the clock. If you have any questions or need assistance with any of our services, don't hesitate to reach out at 888-267-7268 during our lobby hours: Monday through Thursday from 9 AM to 5:30 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. We invite you to experience all that Lake Trust has to offer. Visit us today at our Lansing location or explore more about our services online at Lake Trust. Join us in making your financial dreams a reality!

Business Banking Solutions

For business owners, we offer comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support you every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Lake Trust offers robust online and mobile banking features that let you manage your accounts anytime, anywhere. With easy access to ATM services for cash withdrawals and balance checks, along with person-to-person payment options, staying on top of your finances has never been easier.

Loans Made Easy

Need a little extra cash? Our personal loans and debt consolidation services can help you tackle unexpected expenses or consolidate existing debts into one manageable payment. Plus, with our credit cards featuring rewards programs, you can earn points on your everyday purchases while enjoying the convenience of cashless transactions.

Personal Banking

For individuals and families, our personal banking services include checking and savings accounts that help you manage your day-to-day expenses while also preparing for future goals. If you're in the market for a new car or need to refinance your existing auto loan, our auto loans and vehicle financing options offer competitive rates that make it easier than ever to get behind the wheel. Additionally, our mortgage loans provide pathways to homeownership with flexible terms tailored to fit your budget.

Digital & Online Banking

Accessibility & Support

Whether you're at home or on the move, Lake Trust makes it simple to manage your accounts in real-time. Our user-friendly interface ensures you can easily find what you need without any hassle. Plus, if you ever run into questions or need assistance, our dedicated customer service team is just a phone call away at (888) 267-7268. In today's fast-paced world, having reliable digital banking tools can make all the difference. Join us at Lake Trust and experience the future of banking today!

Key Features

Managing your finances has never been easier! With our mobile application, available for download on all major platforms, you can make payments using mobile payments, send money to friends and family with person-to-person transfers, and even receive e-statements for a paperless experience. We also ensure that all your transactions are secure, giving you peace of mind as you navigate through your banking needs. For those who prefer a personal touch, our electronic signature authorization is here to simplify processes while ensuring that everything remains secure. No more printing documents sign them electronically and save time!

Financial Strength

Growing Membership Base

With a total of 347,904 share accounts, we see a strong and growing member base that trusts us with their finances. This trust empowers us to maintain our position as your reliable partner in achieving financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Trust is your trusted partner. Visit us at 7007 W Saginaw Hwy Lansing Mi 48917 or call (888) 267-7268 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Your savings are secure with us. We hold $544,882,520 in share certificates and $416,960,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 474 full-time employees and 3 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist.

Reinvesting for Better Services

We believe in reinvesting in our community and our services. With $191,939,705 in undivided earnings, we enhance our banking tools and lending options while also strengthening security measures to serve you better. Our commitment to providing quality services is evident as we have $26,023 in used auto loans and $1,959,922,656 in total loans and leases, supporting your financial goals across various sectors.

Strong Financial Position

With a net worth of $285,804,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,082 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $410,972,000 in used vehicle loans and $92,290,479 in new vehicle loans already helping members get on the road. We provide flexible terms and options tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $383,124,035 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support your financial needs.

Eligibility & Refinancing Options

If you're considering refinancing or want to learn more about eligibility options for our loans, we're here to help! Visit us at our branch located at 7007 W Saginaw Hwy, Lansing MI 48917, or call us at 888-267-7268 for more information. You can also explore our services online at Lake Trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whatever your financial goals may be, Lake Trust is ready to assist you with customized loan solutions that fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,534,254, make buying or refinancing simple. We offer competitive interest rates and personalized service to guide you through the home-buying process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $34,292,642 in loans helping members manage their finances effectively. These credit cards come with rewards and are designed to give you access to funds when you need them most.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh helps users navigate the complex world of loans without unnecessary confusion. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every offer you see is fair and transparent, empowering you to make informed decisions. One of the standout features of LendMesh is its commitment to providing verified data. Loan offers come exclusively from legitimate financial institutions, which reinforces trust in the comparison process. Additionally, LendMesh does not have sponsored listings, ensuring that no lender is prioritized based on paid promotions. The result is a platform dedicated to delivering unbiased results for users. Another key benefit is the real-time rate comparisons offered by LendMesh. Users can access up-to-date loan rates from multiple institutions at once, making it easier than ever to find the best deal that suits their needs. This feature helps consumers avoid costly mistakes when choosing their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be for anyone seeking better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Lake Trust

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Work

Tailored Business Loans

Comprehensive List Of Services

Accessibility & Support

Business Banking Solutions

Digital Banking Features

Loans Made Easy

Personal Banking

Digital & Online Banking

Accessibility & Support

Key Features

Financial Strength

Growing Membership Base

Member-Centric Savings Solutions

Operational Efficiency

Reinvesting for Better Services

Strong Financial Position

Loan Offering

Auto Loans

Business Loans

Eligibility & Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community