Lake Trust Credit Union Lansing MI | Best Auto Loans & Top Checking

Introduction

Welcome to Lake Trust, your trusted financial partner located at 6440 S Pennsylvania Ave, Lansing, MI 48911. Since our establishment in 1944, we've been dedicated to serving our vibrant community, helping over 178,606 members achieve their financial goals. With a commitment to providing personalized banking solutions, we proudly manage total assets of $2,639,209,943 and maintain a robust net worth of $285,804,845. At Lake Trust, we understand that every member has unique needs. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards tailored just for you. Our team of 477 dedicated employees, led by CEO David Snodgrass and Board President Michael Solo, is here to ensure you have the support you need every step of the way. While members can visit us at our branch location for personal assistance, official correspondence should be sent to the same address: 6440 S Pennsylvania Ave, Lansing, MI 48911. You can reach us easily at 888-267-7117 or explore our website at laketrust.org for more information on how we can help you succeed financially. Join us at Lake Trust today and experience the difference of being part of a community-focused credit union that truly cares about your financial well-being!

Branch History & Mission

Our Mission

At the heart of Lake Trust's mission is the belief that everyone deserves access to affordable financial services. We strive to make banking easy and accessible while promoting financial literacy and community support. Our goal is not only to offer excellent financial products but also to foster a sense of belonging among our members. We understand that every member has unique needs. That's why we are committed to providing personalized service through various channels whether it's face-to-face interactions at our branch or convenient digital banking options available anytime through mobile apps and online platforms. Our commitment extends beyond banking; we actively engage in community outreach programs aimed at making a positive impact in Lansing and surrounding areas. By partnering with local organizations and initiatives, we contribute to building stronger communities together. While members can visit us at 6440 S Pennsylvania Ave, official correspondence should be sent to 6440 S Pennsylvania Ave, Lansing, MI 48911 if different from the branch address. With convenient operating hours Monday through Thursday from 9 am to 5:30 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 1 pm we ensure that banking fits into your schedule. Plus, with ATM availability around the clock and drive-thru services during business hours, accessing your finances has never been easier. Join us at Lake Trust today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. For more information or to become a member, call us at 888-267-7117 or visit our website. Your financial journey starts here!

Branch Location & Accessibility

Getting Here

Our branch is designed with accessibility in mind. You'll find ample parking available, along with ADA-compliant features that make it easy for everyone to visit us. If you prefer drive-thru banking, we offer that option too during our regular hours.

Operating Hours

We know your time is valuable, so we've structured our operating hours to fit your busy schedule. Visit us Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. And if you need cash outside of those hours, our ATM is available 24/7 for deposits and withdrawals.

Services Offered

At Lake Trust, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, our friendly team is here to help you every step of the way. While you're here, feel free to explore our online and mobile banking options for additional convenience. If you need any assistance or have questions about our services, don't hesitate to reach out at 888-267-7117. We're excited to serve you! So why not stop by today? We look forward to welcoming you at Lake Trust!

Member Eligibility

At Lake Trust, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our local area. We're here to support you with a range of financial services tailored to your needs, whether it's for personal banking, loans, or credit cards. If you're interested in joining us, you can find all the details about eligibility on our website at https://laketrust.org/personal/banking/become-a-member?hslang=en. For those ready to take the next step, opening an account is simple; just visit https://laketrust.org/apply-for-a-loan?hslang=en. If you have any questions or need assistance, don't hesitate to call us at (888) 267-7117. We look forward to welcoming you to the Lake Trust family at 6440 S Pennsylvania Ave Lansing Mi 48911!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $392 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $96 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $383,124,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from your customers, whether they're paying in person or online. Our merchant services are crafted to make transactions smooth and efficient, allowing you to focus on what matters most growing your business. With secure payment processing options, you can provide a hassle-free experience for your customers while managing your cash flow effectively. Located at 6440 S Pennsylvania Ave Lansing Mi 48911, Lansing, MI, we're here to partner with you every step of the way. Let's work together to turn your business aspirations into reality! For more details, give us a call at (888) 267-7117 or visit us online at Lake Trust.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, Lake Trust provides comprehensive business banking services. From merchant services to business loans, we equip small businesses with the tools they need to thrive in today's market.

Convenient Access Anytime

Our branch offers essential services like ATM access for cash withdrawals and balance checks, as well as basic drive-thru banking for quick transactions such as deposits and withdrawals. You can count on us for convenience and accessibility whenever you need it. Whether you're visiting us in person at our Lansing branch or utilizing our online banking capabilities from home, we're here to support you every step of the way. If you have any questions about our services or want to learn more about becoming a member, feel free to call us at 888-267-7117. Join us at Lake Trust today and discover how we can help you achieve your financial goals!

Home Financing Made Easy

If homeownership is on your mind, our mortgage loans and refinancing options can help make that dream a reality. We understand that buying a home is one of the biggest decisions you'll ever make. Our experienced team will guide you through every step of the process, ensuring you find the right mortgage solution.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that help you manage your everyday finances effortlessly. Imagine being able to easily access your funds while earning interest on your savings. With our online and mobile banking features, you can check balances, transfer money, and pay bills right from your smartphone or computer making it easy to keep track of your finances from anywhere. When it comes to financing your next vehicle, our auto loans and vehicle financing options are tailored just for you. Whether you're looking for a new car or refinancing an existing loan, we provide competitive rates that fit your budget.

Personal Loans & Credit Options

For those unexpected expenses or big plans on the horizon, consider our personal loans and debt consolidation options. These flexible loans can assist in managing debts or funding personal projects without breaking the bank. Plus, with our credit cards offering rewards, you can earn points while making everyday purchases.

Digital & Online Banking

Accessibility and Ease of Use

Whether you're using our online services or the mobile app, you'll find everything user-friendly and intuitive. The goal is to make banking simple so you can focus on what matters most to you. No need for complicated processes; just straightforward features that help you keep track of your finances efficiently. At Lake Trust, we prioritize providing an accessible banking experience that empowers you to manage your accounts effortlessly. Discover how our digital banking services can enhance your financial life today!

Key Services

Our online banking platform at https://laketrust.org/ lets you check balances, transfer funds, and pay bills with just a few clicks. You can enjoy the convenience of e-statements, making it simple to stay organized without the clutter of paper. Plus, if you're looking for a way to send money quickly to friends or family, our person-to-person transfer feature allows you to do just that in real-time. For those who prefer banking on-the-go, our mobile application is readily available. It not only supports mobile payments but also ensures that all your banking needs are right at your fingertips. And rest assured, even when you're using these digital tools, your information is protected with top-notch security measures.

Financial Strength

Growing Membership Base

Total Share Accounts: 347,904, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, demonstrating our capacity to support member needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Trust is your trusted partner. Visit us at 6440 S Pennsylvania Ave Lansing Mi 48911 or call (888) 267-7117 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $544,882,520 in share certificates and $416,960,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Future

With $191,939,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $1,959,922,656, showcasing our ability to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $285,804,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,082 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those interested in expanding their business ventures, our outstanding commercial loans totaling $383,124,035 provide essential capital for growth and expansion. Additionally, if you're considering consolidating debt or funding personal projects, explore our personal loan offerings designed for various needs. If you're unsure about eligibility or refinancing options available to you, don't hesitate to ask our friendly staff during your visit or call us directly. We're committed to making the loan process as smooth as possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With various loan products available at Lake Trust in Lansing, MI your path to financial stability starts here! Visit us today or check out our website here for more information on how we can assist you.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $410,972,000 in used vehicle loans and $92,290,479 in new vehicle loans already helping members get on the road. Financing options are available for both new and used vehicles to fit your budget and needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Property loans totaling $51,534,254, ensuring you have the support needed for this significant investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $34,292,642 in loans helping members manage their finances effectively. This option provides you with the flexibility to cover unexpected expenses or make purchases without tying up your savings.

Loan Aggregator

Building Trust Through User Experiences

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers when comparing loan options. LendMesh prioritizes accuracy and reliability in several ways: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

Lake Trust