LAKE TRUST CREDIT UNION - Howell, MI

Welcome to Lake Trust, a cornerstone of community banking in Howell, Michigan. Established in 1944, our branch has been a trusted partner for generations, dedicated to fostering financial well-being and supporting our local community. Since the very beginning, we have aimed to make banking accessible and beneficial for everyone in our area. Over the years, Lake Trust has grown significantly. Today, we proudly serve over 178,000 members and manage total assets of approximately $2.64 billion. Our commitment to providing exceptional service has allowed us to expand our offerings while maintaining the personal touch that our members appreciate. You can find us at 4465 E Grand River Ave, Howell, MI 48843, conveniently located near popular local landmarks. Our branch is designed with your needs in mind and features both ATM services available 24/7 and drive-thru banking options for quick transactions. If you need to reach us by mail, please send your correspondence to the same address: 4465 E Grand River Ave, Howell, MI 48843. At Lake Trust, our mission is clear: we strive to empower individuals and families through personalized financial solutions while actively engaging in community support initiatives. We believe that when our members thrive, so does our community. This philosophy guides us as we provide a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. As we look to the future, we embrace digital advancements to enhance member experiences. With online banking and mobile payment options available, managing your finances is easier than ever. We are also committed to accessibility; our facilities meet ADA standards ensuring everyone can benefit from our services. Our outreach efforts extend beyond banking. We partner with local organizations to support education programs and community events that uplift those around us. By investing in initiatives that matter most to our members and neighbors, we strengthen the bonds that make Howell a great place to live. Join us on this journey! At Lake Trust, you are not just a member; you are part of a thriving community focused on growth and support. Experience the benefits of being part of something bigger reach out today at 888-267-7200 or visit Lake Trust to learn more about becoming a member or opening an account. Together, let's build a brighter financial future!

Welcome to Lake Trust, your friendly neighborhood credit union located at 4465 E Grand River Ave in Howell, Michigan. Our branch is not just a place for banking; it's a hub where convenience meets community. Situated in the heart of Livingston County, we are easily accessible and close to local landmarks, making it simple for you to drop by whenever you need us. Whether you're coming from downtown Howell or nearby areas, you'll find plenty of parking available right outside our doors. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. At Lake Trust, we understand that life can be busy. That's why we're here for you during flexible hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those on the go, our drive-thru service offers extended hours with the VTM (Video Teller Machine) open Monday from 7 AM to 7 PM and Saturday from 9 AM to 1 PM. And if you need access to funds outside of regular hours, our ATM is available 24/7 for cash withdrawals and deposits. While members can visit us at this convenient location for personal banking services like checking accounts, auto loans, and more, official correspondence should be sent to the same address: 4465 E Grand River Ave, Howell, MI 48843. Have questions or need assistance? Feel free to give us a call at 888-267-7200. Our friendly staff is ready and eager to help you with all your banking needs. We look forward to welcoming you at Lake Trust!

Becoming a member of Lake Trust is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Howell area, you're already on your way to enjoying the benefits we offer! We believe in making banking accessible and supportive for everyone. Our membership is open to individuals who meet certain eligibility criteria, which you can learn more about by visiting our website at https://laketrust.org/personal/banking/become-a-member?hslang=en . There, you'll find detailed information about how easy it is to become a part of our community. Once you're ready to join us at Lake Trust, opening an account is a breeze! You can start the process online by visiting https://laketrust.org/apply-for-a-loan?hslang=en , or simply give us a call at (888) 267-7200 if you have any questions. We're located at 4465 E Grand River Ave Howell Mi 48843, and our friendly team is always here to help guide you through every step. Join us today and experience the difference of being part of a credit union that puts its members first!

At Lake Trust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health allows us to provide you with the best possible services and rates. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $285,804,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1082 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $544,882,520 in share certificates and $416,960,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $191,939,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $26,023 in used auto loans and a total of $1,959,922,656 in loans and leases, our lending capacity supports your financial goals across various sectors. Our $0 net income reflects our operational efficiency as we continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 347,904, showing a strong and growing member base that trusts us with their finances. Our overall assets amount to $2,639,209,943, demonstrating our robust position within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Trust is your trusted partner. Visit us at 4465 E Grand River Ave Howell Mi 48843 or call 888-267-7200 to learn more about how we can help you achieve your financial goals.