Lake Trust Credit Union Holland MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lake Trust, your trusted financial partner located at 3370 W Shore Dr, Holland, MI 49424. Established in 1944, we have proudly served our community for decades, fostering a strong sense of belonging among our 178,606 members. With total assets amounting to an impressive $2,639,209,943, we are committed to providing reliable financial services tailored to meet the needs of our diverse membership. At Lake Trust, we understand that every financial journey is unique. That's why we offer a variety of services including personal banking solutions like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Whether you're seeking to buy your first home or consolidate debt, our dedicated team is here to help you navigate your options. Our commitment goes beyond just numbers; it's about creating meaningful relationships within our community. Under the leadership of CEO David Snodgrass and Board President Michael Solo, we strive to empower individuals and businesses alike through responsible lending and exceptional service. With a strong net worth of $285,804,845 and total deposits reaching $165,763,797, Lake Trust stands as a pillar of stability you can rely on. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 3370 W Shore Dr, Holland, MI 49424-7753. Feel free to reach out at 888-267-7200 or explore more about us on our website Lake Trust. We invite you to experience the difference with Lake Trust where your financial goals become our mission!

Branch History & Mission

Community Commitment

At Lake Trust, we don't just focus on numbers our total assets stand impressively at over $2.6 billion we prioritize people. Our team works hard to foster an inclusive atmosphere where every member feels valued and heard. Through various initiatives aimed at enhancing financial literacy and supporting local causes, we strive to make a difference in the lives of those we serve.

Join Us Today!

As we look forward to the future with optimism and ambition, we invite you to become part of our vibrant community. Experience the benefits that come with being a member of Lake Trust. Visit us today or explore our offerings online at Lake Trust. Your journey towards better financial health starts here!

Our Mission

Our mission at Lake Trust is simple yet powerful: to empower our members through exceptional financial services while fostering a supportive community environment. We believe that everyone deserves access to affordable banking solutions that enhance their lives. This belief drives us to offer a wide range of services including personal banking, auto loans, mortgage loans, business banking, and more. We are dedicated to making banking easier for our members by embracing technology and providing user-friendly online and mobile banking options. Our commitment extends beyond financial services; we actively engage in community outreach efforts and partnerships that uplift those around us. While members can visit us at 3370 W Shore Dr, official correspondence should be sent to 3370 W Shore Dr, Holland, MI 49424-7753 if necessary.

Branch Location & Accessibility

Call-to-Action

We invite you to stop by our Holland branch today! If you have questions before visiting, feel free to give us a call at 888-267-7200. We look forward to helping you with all your banking needs!

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours to fit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5:30 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM. For those who prefer drive-thru banking, you can utilize our Virtual Teller Machine (VTM) Monday through Friday from 7 AM to 7 PM and Saturday from 9 AM to 1 PM. Plus, our ATM is available for cash withdrawals and deposits around the clock.

Services Offered

At Lake Trust, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we're here to help you achieve your financial goals. Our friendly staff are always ready to assist with any questions or transactions you may have whether it's a simple deposit or more complex financial planning.

Member Eligibility

Becoming a member of Lake Trust feels like joining a warm, welcoming family that truly cares about your financial well-being. If you're wondering whether you qualify, it's quite simple! Membership is open to individuals who live, work, worship, or attend school in the communities we serve. This means that if you're in the area, you're likely eligible to join our cooperative community. Plus, being a member at Lake Trust comes with fantastic perks, including personalized service and competitive rates that put your needs first. To start your journey with us, you can find more detailed information about eligibility by visiting https://laketrust.org/personal/banking/become-a-member?hslang=en. If you're ready to open an account and enjoy all that membership has to offer, just head over to https://laketrust.org/apply-for-a-loan?hslang=en. Should you have any questions or need assistance along the way, feel free to give us a call at (888) 267-7200. We can't wait to welcome you to Lake Trust, located at 3370 W Shore Dr Holland Mi 49424!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $392 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $96 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $383,124,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Alongside our loan offerings, we provide reliable merchant services that simplify payments for your customers. Imagine running a busy café; with our merchant services, you can accept various payment methods credit cards, mobile wallets, and more making it easier for customers to enjoy their favorite drinks without hassle. This flexibility not only enhances customer satisfaction but also helps boost your sales. Discover how Lake Trust can empower your business today at our convenient location at 3370 W Shore Dr Holland Mi 49424, Holland, MI. Let's grow together!

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive business banking solutions including merchant services and business loans. This means whether you need funds for expansion or tools for everyday transactions, we're here to support your success.

Convenient Access

We know that convenience matters. That's why we provide several ways for you to access your accounts and conduct transactions. You can use our ATM services for cash withdrawals or balance checks anytime. For quick deposits or withdrawals, take advantage of our basic drive-thru banking service which is perfect for those on the go.

Credit Cards and Rewards

Our credit cards with rewards are another great way for you to earn benefits while making everyday purchases. Enjoy cashback or points that can be redeemed for travel or merchandise it's a simple way to add value to your spending.

Get Started Today!

With so many options available at Lake Trust, we invite you to discover how we can support your financial journey. Feel free to reach out at 888-267-7200 or visit us in person at our Holland branch. We're here to help you every step of the way! Whether you're ready to open an account or simply have questions about our services, let us assist you in achieving your financial goals today!

Personal Banking

We offer various personal banking options, including checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills right from your smartphone. Our members appreciate the convenience of banking anytime, anywhere. If you're planning to buy a car, our auto loans and vehicle financing services can help get you on the road with competitive rates and flexible terms. We also offer mortgage loans and refinancing options to assist you in purchasing your dream home or improving your current mortgage situation. Need some extra cash for unexpected expenses? Our personal loans and debt consolidation services make it easier to manage your financial obligations without stress.

Digital & Online Banking

Convenient Online Services

With our online banking platform available at https://laketrust.org/, you can check your balances, pay bills, and transfer money anytime, anywhere. Our 24/7 online banking service ensures you always have access to your financial information when you need it most.

Secure Transactions

Your security is our priority. While we don't offer electronic signature authorization at this time, rest assured that all transactions through our digital services are protected with advanced security measures. You can conduct person-to-person transfers safely, ensuring that sending money to friends or family is both convenient and secure. In today's fast-paced world, having reliable digital banking options means more freedom for you. With these services at Lake Trust, managing your money is not only easier but also tailored to fit into your busy life. Visit us online today and explore how we can help streamline your banking experience!

User-Friendly Features

We've made it easy for you to stay on top of your finances with features like e-statements, which allow you to view your bank statements online instead of waiting for them in the mail. Plus, our mobile application gives you the power to manage your accounts right from your phone. You can also enjoy mobile payments for quick and secure transactions.

Financial Strength

A Dedicated Team

We take pride in having 474 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by over 347,904 share accounts showcases a strong and growing member base that believes in our mission.

Comprehensive Lending Options

Our lending capacity supports members' financial goals across various sectors with $26,023 in used auto loans and $1,959,922,656 in total loans and leases. Additionally, our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Trust is your trusted partner. Visit us at 3370 W Shore Dr Holland Mi 49424 or call (888) 267-7200 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $544,882,520 in share certificates and $416,960,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $191,939,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment reflects our desire to improve your banking experience continuously.

Solid Financial Health

With a net worth of $285,804,845, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,082 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $410,972,000 in used vehicle loans and $92,290,479 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new vehicle or a reliable pre-owned one, we have financing options that cater to your budget.

Credit Lines and Business Loans

For those who need additional flexibility in managing cash flow, we provide credit lines totaling $497,547,000. Additionally, for business owners looking to grow their ventures, our outstanding commercial loans amounting to $383,124,035 offer the capital needed for expansion. At Lake Trust in Holland (3370 W Shore Dr), our commitment is to ensure you have access to the funds necessary for your needs. If you're interested in refinancing or learning more about eligibility options for any of our loan products, don't hesitate to reach out. For more information or assistance with your application process, feel free to call us at 888-267-7200 or visit our website at Lake Trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,534,254, make buying or refinancing simple. We understand that purchasing a home is a significant step and are here to guide you through every phase of the process.

Unsecured Credit Cards

Managing finances effectively is crucial for many of our members. We also offer flexible terms on unsecured credit card loans, with a total of $34,292,642 in loans available to help you handle expenses when they arise.

Loan Aggregator

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Lake Trust