Lake Trust Credit Union East Lansing MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lake Trust, your trusted financial partner located at 1300 W Lake Lansing Rd, East Lansing, MI 48823. Since our establishment in 1944, we have been dedicated to serving our community and providing members with the tools they need to achieve their financial goals. With a robust membership of 178,606, we are proud to hold over $2.6 billion in assets, reflecting our commitment to your financial well-being. At Lake Trust, we understand that personal finance can be overwhelming. That's why we offer a variety of services designed to make banking simple and accessible for everyone. From checking and savings accounts to auto loans and mortgages, we're here to help you every step of the way. Our total deposits amount to an impressive $165,763,797, showcasing the trust our members place in us. Our leadership team, headed by CEO David Snodgrass and Board President Michael Solo, is passionate about community engagement and member satisfaction. With a dedicated workforce of 477 employees, we strive to provide exceptional service tailored to your needs. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 1300 W. Lake Lansing Road, East Lansing, MI 48823. For any inquiries or assistance, feel free to reach out at 888-267-7200. Join us today and experience the Lake Trust difference! Visit our website at Lake Trust or stop by our branch we look forward to serving you!

Branch History & Mission

Community Focus

Our commitment extends beyond banking transactions; it reaches into the heart of the East Lansing community. Through various partnerships and initiatives, Lake Trust actively participates in local events and supports organizations that make a difference in people's lives. Whether it's contributing to education programs or participating in community clean-up efforts, we strive to foster an environment where everyone can thrive. Moreover, recognizing the importance of technology in modern banking, we have embraced digital advancements such as online banking and mobile payments. These tools ensure that you can manage your finances conveniently and securely from anywhere.

Join Us

We invite you to become part of the Lake Trust family. Experience firsthand how we combine excellent financial services with a passion for community support. Visit us today or explore more about membership options at Lake Trust. Together, let's build a brighter future!

Our Mission

The mission of Lake Trust is clear: to empower our members by providing exceptional financial services while actively supporting our community. We believe that financial wellness goes hand-in-hand with community engagement. This philosophy drives us to not only offer competitive rates and quality products but also engage in outreach programs that uplift and strengthen the neighborhoods we serve. While members can visit us at 1300 W Lake Lansing Rd East Lansing Mi 48823, official correspondence should be sent to 1300 W. Lake Lansing Road, East Lansing, MI 48823. We are conveniently located near local landmarks which makes it easy for you to drop by during our operating hours Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our drive-thru banking service operates during the same hours, ensuring that your banking needs are met with ease.

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your convenience in mind. We offer ample parking and have made sure that our facilities are ADA compliant, so everyone can enjoy easy access. If you're on the go, take advantage of our drive-thru service where you can complete simple transactions without leaving your car. Plus, with an ATM available around the clock, you can manage your banking needs whenever it suits you.

Operating Hours

We know life can get busy! That's why we've tailored our operating hours to fit into your schedule. You can visit us Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our drive-thru operates during these same hours for added convenience.

Services Tailored for You

At Lake Trust, we offer a variety of personal and business banking services designed to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our online and mobile banking options make it even easier for you to manage your finances on the go. If you're ready to take the next step or have questions about our services, don't hesitate to reach out! Give us a call at 888-267-7200 or stop by our branch today. We look forward to serving you!

Member Eligibility

At Lake Trust, we believe that everyone deserves a chance to be part of a welcoming financial community. Becoming a member is easy and open to those who live, work, worship, or attend school in our local area. This means that if you have ties to our vibrant community here at 1300 W Lake Lansing Rd East Lansing Mi 48823, you're likely eligible! Joining us not only gives you access to personalized financial services but also a supportive network that prioritizes your needs. If you're curious about the specifics of eligibility, feel free to check out the details at https://laketrust.org/personal/banking/become-a-member?hslang=en. Ready to take the next step? Opening an account with us is simple! Just visit our website for the account opening process at https://laketrust.org/apply-for-a-loan?hslang=en or give us a call at (888) 267-7200 if you have any questions. We're here to help you every step of the way as you join our family at Lake Trust!

Business Banking & Commercial Services

Lending Solutions That Grow With You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $392 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $96 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $383,124,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services allow you to accept payments seamlessly, whether in-store or online. Imagine a local café that can now offer contactless payments or a retail shop able to process transactions quickly during peak hours. This means happier customers and smoother operations for your business. Explore how Lake Trust can be your partner in business growth at our location: 1300 W Lake Lansing Rd East Lansing Mi 48823, East Lansing, MI. For more information, call us at (888) 267-7200 or visit our website at Lake Trust.

Comprehensive List Of Services

Always Here for You

Whether you prefer visiting us in person or accessing services from the comfort of your home, Lake Trust is committed to providing an exceptional member experience. For any questions or assistance, feel free to reach out at (888) 267-7200 during our operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Your financial journey deserves reliable partners who understand your needs come see us at Lake Lansing Branch today! Explore all that we have to offer and take the next step towards fulfilling your financial aspirations!

Borrowing Made Easy

Life can be unpredictable, which is why having access to cash when you need it is essential. Our personal loans and debt consolidation options provide flexible solutions for those unexpected expenses or consolidating existing debts into one manageable payment. Plus, don't forget about our credit cards with rewards, offering benefits that enhance your spending power while earning rewards along the way.

Business Banking Support

For our business members, we understand how crucial it is to have reliable financial support. That's why we provide business banking services, including merchant services and business loans, designed to help your business thrive. Whether you're just starting out or looking to expand, we're here to assist.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking options that allow you to access your accounts anytime, anywhere. With features like ATM services for quick cash withdrawals and balance checks, as well as person-to-person payments, managing your finances has never been easier. Our basic drive-thru banking also ensures that you can handle deposits, withdrawals, and other simple transactions without hassle.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer a variety of checking and savings accounts to help you manage your finances easily. Need funds for a new car? Our auto loans and vehicle financing options make it simple to drive away in your dream vehicle without breaking the bank. If you're considering purchasing a home or refinancing your current mortgage, our mortgage loans and refinancing services are here to guide you every step of the way.

Digital & Online Banking

At Lake Trust, we understand that managing your finances should be as easy as a few taps on your smartphone or clicks on your computer. That's why we offer a range of digital and online banking services designed to give you convenience and peace of mind. With our online banking platform, you can access your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer funds, our 24/7 online banking services are at your fingertips. You can also enjoy the benefits of e-statements, making it easier to keep track of your finances without the clutter of paper. For those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts on the go. You can even make mobile payments, ensuring that shopping is quick and hassle-free. Plus, with person-to-person transfers, sending money to friends or family has never been simpler. We prioritize your security with features that protect your information while making online transactions smooth and safe. Although we do not currently offer electronic signature authorization, our systems are designed to ensure that every interaction is secure. At Lake Trust, we believe that banking should fit into your life seamlessly. Explore all our digital banking options today and take control of your financial future!

Financial Strength

Commitment to Growth

With $191,939,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $26,023 in used auto loans and $1,959,922,656 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $544,882,520 in share certificates and $416,960,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $285,804,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,082 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Through Community

Total Share and Deposit Accounts: 347,904, show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $0, we are well-positioned to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Trust is your trusted partner. Visit us at 1300 W Lake Lansing Rd East Lansing Mi 48823 or call (888) 267-7200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $410,972,000 in used vehicle loans and $92,290,479 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget and lifestyle.

Credit Lines and Unsecured Loans

For those who prefer flexibility, we also have credit lines available totaling $497,547,000. This option allows you to borrow as needed while only paying interest on what you use. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $34,292,642 in loans helping members manage their finances effectively. If you need assistance with refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to reach out. For more information or to apply for a loan, visit us at our branch located at 1300 W Lake Lansing Rd East Lansing Mi 48823 in East Lansing, MI, or give us a call at (888) 267-7200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,534,254, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is reliable and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. This means every user sees the same list of loan options, allowing them to make informed choices without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. By comparing rates side-by-side, borrowers can easily spot the best deals available in the market. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights how effective LendMesh is at helping people navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Lake Trust