Lake Trust Credit Union Dimondale MI | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Lake Trust, your trusted financial partner in the heart of Dimondale, Michigan. Established in 1944, we have proudly served our community for nearly eight decades, helping over 178,606 members achieve their financial goals. At our branch located at 8420 Billwood Hwy, Dimondale, MI 48821, we offer a range of services designed to meet the diverse needs of our members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 4605 South Old US Highway 23, Brighton, MI 48114. At Lake Trust, we understand that financial well-being is essential for our members. With total assets exceeding $2.6 billion and total deposits amounting to $165,763,797, we are committed to providing a stable foundation for your financial journey. Our dedicated team of 477 employees, led by CEO David Snodgrass and Board President Michael Solo, is here to support you every step of the way. We offer a variety of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Our commitment to service is reflected in our total loans issued 73,602 and a net worth of $285,804,845, ensuring that we are well-positioned to help you navigate your financial landscape. With convenient access to online and mobile banking features and an ATM available 24/7, managing your finances has never been easier. Whether you're looking to open a new account or explore loan options, we invite you to reach out at 517-267-7200 or visit us online at Lake Trust today! Your journey towards financial success starts here!

Branch History & Mission

Commitment to Community

Community involvement is at the heart of what we do. We actively engage in outreach programs and partnerships that uplift those around us. From supporting local events to offering financial education workshops, we strive to make a positive impact beyond just banking services.

Join Us Today

As we look toward the future, we invite you to become part of the Lake Trust family. Experience firsthand how we prioritize your financial well-being while contributing positively to our community. Whether you're looking for a new account or exploring loan options, we're here to help every step of the way. For any inquiries or assistance, feel free to reach out at (517) 267-7200 during our lobby hours on Tuesday and Thursday from 9 am to 5:30 pm. Join us today and discover what it means to be part of Lake Trust!

Modern Banking Solutions

Our commitment extends into the digital realm as well. With features like online and mobile banking available around the clock, managing your finances has never been easier or more convenient. Plus, our ATM services ensure you have access to your money whenever you need it.

Our Legacy

Since our inception, Lake Trust has focused on empowering individuals and families through accessible financial services. We've witnessed significant milestones along the way, including expanding our total assets to an impressive $2.64 billion. This growth reflects not only our success but also the trust our members place in us. In an ever-changing financial landscape, we have embraced modern advancements while remaining true to our roots of community support and personalized service.

Our Mission

At Lake Trust, our mission is straightforward: we are dedicated to providing exceptional financial solutions that meet the diverse needs of our members while fostering a strong sense of community. We believe that everyone deserves access to quality financial services without barriers. Our offerings include personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards all designed with you in mind. While members can visit us at 8420 Billwood Hwy for their banking needs, official correspondence should be sent to our mailing address at 4605 South Old US Highway 23, Brighton, MI 48114.

Branch Location & Accessibility

Convenient Access and Parking

At Lake Trust, we understand the importance of accessibility. Our branch is designed with your needs in mind, featuring ADA-compliant entrances and ample parking space to ensure a hassle-free visit. Whether you're stopping by during a lunch break or after work, you'll find plenty of room to park. While members can visit us at our Dimondale location, if you need to send official correspondence, please use our mailing address at 4605 South Old US Highway 23, Brighton, MI 48114.

Get in Touch

We invite you to stop by or give us a call at 517-267-7200 if you have any questions or need assistance with your banking needs. We look forward to welcoming you into our community and helping you make the most of your banking experience at Lake Trust!

Operating Hours Tailored for You

We aim to fit your schedule! The lobby is open on Tuesdays and Thursdays from 9 AM to 5:30 PM. While the branch lobby is closed on Mondays, Wednesdays, Fridays, and Saturdays, you can still access our services through our ATM available 24/7. This ensures that you can manage your finances anytime you need.

Services Designed with You in Mind

At Lake Trust, we offer a variety of services tailored for personal banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we strive to provide options that suit everyone. Although we don't currently have drive-thru banking or shared service centers at this location, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

Becoming a member of Lake Trust feels like stepping into a warm, welcoming community where your financial well-being is the priority. If you live, work, or worship in Eaton County or nearby areas, you're already on your way to joining us! We also welcome family members of existing members, making it easy for you to enjoy all the benefits we offer. At Lake Trust, you'll find not just great financial products but also personalized service that makes you feel valued and understood. Opening an account is simple and straightforward. You can start the process by visiting our website at https://laketrust.org/apply-for-a-loan?hslang=en, or if you prefer talking to someone directly, don't hesitate to call us at (517) 267-7200. For more detailed information about membership eligibility, check out our resource page at https://laketrust.org/personal/banking/become-a-member?hslang=en. We can't wait to welcome you through our doors at 8420 Billwood Hwy Dimondale Mi 48821!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer practical merchant services that simplify transactions for your business. Whether you're processing payments at a brick-and-mortar store or online, our solutions help streamline your operations. This means less hassle managing sales and more time focusing on what you do best growing your business. Explore how Lake Trust can partner with you on this journey at our conveniently located branch at 8420 Billwood Hwy Dimondale Mi 48821 in Dimondale, MI. Let's take your business to the next level together! For more information, call us at (517) 267-7200.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $392 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $96 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $383,124,035, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, Lake Trust offers robust business banking services, including merchant services and business loans. We know how vital it is for businesses to have reliable financial support, which is why we strive to deliver personalized service tailored specifically for your needs.

Credit Cards and Rewards

We also have fantastic credit card options with rewards that allow you to earn while you spend. Imagine enjoying cashback or points on every purchase it's a simple way to make your money work for you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in top-notch online and mobile banking features that allow you to access your accounts anytime, anywhere. With our mobile app, managing your finances has never been easier; check balances, transfer funds, and even pay bills right from your smartphone. Additionally, our ATM services provide 24/7 access for cash withdrawals and balance checks whenever you need them. You can count on us to be there when it matters most.

Join Us Today!

With all these services available at Lake Trust in Dimondale, MI, we invite you to experience the difference that comes with being a member of our credit union family. Feel free to reach out at 517-267-7200 if you have any questions or visit us online at Lake Trust for more details about how we can assist you in achieving your financial goals. Let's take this journey together towards a brighter financial future!

Personal Banking Services

We understand that everyone has different financial needs. That's why we offer personal banking solutions like checking and savings accounts designed to help you manage your day-to-day finances efficiently. If you're thinking about buying a car, our auto loans and vehicle financing options are here to support you, making it easier than ever to get behind the wheel of your dream vehicle. For those planning to buy a home, our mortgage loans and refinancing services can guide you through the process smoothly. And if life throws unexpected expenses your way, don't worry! Our personal loans and debt consolidation options provide the financial flexibility you need to get back on track.

Digital & Online Banking

At Lake Trust, we understand that convenience and security are top priorities for our members. That's why we offer a range of digital and online banking services designed to make your banking experience simple and secure. Whether you're at home or on the go, managing your finances is just a click or tap away. Our online banking platform is available 24/7, ensuring that you can access your accounts whenever you need to. Visit us at https://laketrust.org/ to get started. With features like e-statements, you can easily keep track of your finances without the clutter of paper statements. Plus, our mobile application allows you to manage your accounts right from your smartphone, making it easier than ever to stay on top of your financial goals. One of the standout features is our person-to-person transfer option. Need to send money to a friend? With just a few taps, you can make transfers quickly and securely. Additionally, if you're interested in making payments via mobile, our mobile payments feature has got you covered allowing you to pay for purchases right from your phone. Security is crucial in today's digital world. At Lake Trust, we prioritize protecting your information with robust security measures while ensuring that our services remain user-friendly. While we don't currently offer electronic signature authorization, rest assured that we are committed to keeping your personal information safe. In short, whether you're checking balances, transferring funds, or paying bills, our digital banking options empower you to take control of your finances easily and securely. Join us at Lake Trust and experience banking made better!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 347,904, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service tailored to meet your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Trust is your trusted partner. Visit us at 8420 Billwood Hwy Dimondale Mi 48821 or call (517) 267-7200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $544,882,520 in share certificates and $416,960,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus ensures that our resources are aimed at benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 3 part-time employees ready to assist you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $285,804,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,082 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $191,939,705 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to growth is evident in our lending capacity; with $26,023 in used auto loans and $1,959,922,656 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $410,972,000 in used vehicle loans and $92,290,479 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates so that you can find an option that fits your budget.

Business Loans

For business owners looking for funding solutions, our outstanding commercial loans totaling $383,124,035 provide the capital needed to grow and expand your business. Whether you're starting a new venture or seeking additional resources for an existing one, we are here to support your entrepreneurial journey.

Credit Lines

Additionally, we provide credit lines with a total amount of $497,547,000 available to assist members in managing cash flow and unplanned expenses efficiently. Our credit lines are designed with flexibility in mind so that you can borrow what you need when you need it. At Lake Trust, we pride ourselves on being more than just a financial institution; we're a partner in your financial journey. Our goal is to empower you with the right tools and resources to succeed. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore our loan offerings further or want more information about eligibility options and refinancing opportunities available to you, please visit us online at Lake Trust or stop by our branch today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,534,254, make buying or refinancing simple. We provide various mortgage products tailored for different needs and budgets. Plus, if you're considering refinancing your current mortgage, we have options available to help reduce your monthly payments or access equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $34,292,642 in loans helping members manage their finances effectively. This product is perfect for those who want to consolidate debt or cover unexpected expenses without the need for collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all offers presented are fair and transparent, allowing users to trust the information they receive.

Lake Trust