Lake Trust Credit Union Dewitt MI | Best Auto Loans & Business Banking

Introduction

Welcome to Lake Trust, your trusted financial partner located at 12750 Escanaba Dr, Dewitt, MI 48820. Established in 1944, our credit union has been serving the community for nearly eight decades, making us a cornerstone of financial support for over 178,606 members. At Lake Trust, we pride ourselves on our commitment to providing exceptional service and building strong relationships with our members. As a member-focused institution, we manage assets totaling over $2.6 billion and have facilitated more than 73,602 loans and leases. Our dedication to your financial well-being is reflected in our total deposits of $165,763,797, ensuring that your money is safe and working for you. With a net worth of $285,804,845, we stand as a stable and reliable choice for all your banking needs. Under the leadership of CEO David Snodgrass and Board President Michael Solo, we strive to create an environment where every member feels valued. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable team is here to help you navigate your financial journey. While you can visit us at our Dewitt branch for all your banking needs, please note that official correspondence should be directed to the same address: 12750 Escanaba Dr, Dewitt, MI 48820. We invite you to explore how Lake Trust can support your goals. Feel free to reach out to us at 888-267-7334, or visit our website at Lake Trust for more information. Let's work together towards a brighter financial future!

Branch History & Mission

At Lake Trust in Dewitt, MI, our story began in 1944 with a vision to provide exceptional financial services and support to our community. Over the years, we have grown from a small credit union into a trusted institution that proudly serves over 178,000 members. With total assets of more than $2.6 billion, we stand as a testament to the enduring power of community-focused banking. Located at 12750 Escanaba Dr, Dewitt, MI 48820, our branch is easily accessible for all members. We are close to several local landmarks that make visiting us convenient and familiar. Whether you come for personal banking or business services, our friendly team is here to assist you. Our mission at Lake Trust is simple yet powerful: to empower our members with financial tools and resources that help them achieve their goals. We are dedicated not only to providing traditional banking services like checking accounts and loans but also to supporting community initiatives and outreach programs. We believe that by investing in our members' lives, we enrich the entire community. While members can visit us at 12750 Escanaba Dr for all their banking needs, official correspondence should be sent to the same address since it serves as both our branch and mailing location. In today's fast-paced world, we understand the importance of adapting to new technology. That's why we offer online and mobile banking services, making it easier for our members to manage their finances anytime, anywhere. Our commitment extends to ensuring accessibility for everyone; we are proud of our ADA-compliant facilities. We also offer convenient features like ATM availability around the clock and drive-thru banking for quick transactions without leaving your vehicle. Our partnership with local businesses allows us to offer tailored services that meet the specific needs of our community. As we look ahead, we invite you to join Lake Trust. Experience firsthand how we can support your financial journey while actively contributing to making Dewitt an even better place to live and work. Together, let's build a brighter future! For inquiries or membership information, feel free to call us at 888-267-7334 or visit our website.

Branch Location & Accessibility

Welcome to Lake Trust's Dewitt branch, located at 12750 Escanaba Dr in beautiful Dewitt, MI. Our branch is designed with your convenience in mind, making it easy for you to access all the financial services you need. Whether you're visiting us for personal banking, loans, or simply to chat with our friendly staff, we're here to help! Nestled in Clinton County, our branch is just a short drive from popular landmarks like the Dewitt City Park and nearby shopping centers. This prime location ensures that you can easily fit your banking needs into your busy schedule. Plus, parking is readily available and our facility is fully accessible, featuring ADA-compliant entrances and ramps. While members can visit us at 12750 Escanaba Dr for all their banking needs, official correspondence should be sent to the same address. We invite you to come by during our operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you're on the go, take advantage of our drive-thru service which operates during the same hours. At Lake Trust Dewitt, we provide a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got options that fit every financial situation. You can also enjoy 24/7 ATM access for quick cash withdrawals and balance checks. Have questions or need assistance? Feel free to give us a call at 888-267-7334. Our dedicated team is ready to assist you with anything you might need. We look forward to welcoming you soon!

Member Eligibility

At Lake Trust, we believe that becoming a member is like joining a family one that's dedicated to supporting you through every financial journey. If you're interested in joining our community, you'll be happy to know that eligibility is designed to be inclusive and welcoming. Generally, membership is open to anyone who lives, works, worships, or attends school in the areas we serve. Additionally, if you have family members who are already part of Lake Trust, you can easily join too! For more specific details about eligibility criteria, feel free to visit our website at this link. Getting started is simple! Just swing by our branch located at 12750 Escanaba Dr, Dewitt, MI 48820 or give us a call at 888-267-7334. We're here to help you open an account and answer any questions you might have about the benefits of being part of Lake Trust. Whether it's better rates on loans or personalized financial advice, our members enjoy a host of advantages that make banking with us a rewarding experience. Don't hesitate to take that first step towards membership today! For further assistance with account opening, check out this page.

Business Banking & Commercial Services

Merchant Services that Make a Difference

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a reliable system that allows you to accept payments easily, whether in-store or online. This not only enhances customer satisfaction but also streamlines your operations, letting you focus on what you do best running your business. Located at 12750 Escanaba Dr Dewitt Mi 48820, Dewitt, MI, we're here to help you navigate the financial aspects of your enterprise. Connect with us today at (888) 267-7334 and discover how Lake Trust can be a partner in your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $392 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $96 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $383,124,035, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Lake Trust offers comprehensive Business Banking solutions including merchant services and business loans. We know that running a business can be challenging, so we strive to provide support that helps you thrive.

Convenient Access

Convenience is key in today's fast-paced world. That's why we have embraced technology with features like Online & Mobile Banking, allowing you to manage your accounts anytime and anywhere. Our ATM services enable cash withdrawals and balance checks at any time, ensuring you're never left stranded without access to your funds. For those who prefer face-to-face interactions, our branch also offers basic drive-thru banking for deposits, withdrawals, and other simple transactions during our lobby hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM.

Credit and Debt Management

Life can be unpredictable, which is why our Personal Loans & Debt Consolidation services provide flexibility when unexpected expenses arise. Whether it's for medical bills or a home repair, we're here to help you navigate through it without stress. Additionally, our Credit Cards with Rewards program allows you to earn points on purchases you already make every day. It's a great way to save on future expenses while enjoying the benefits of being a member.

Get in Touch

At Lake Trust in Dewitt, MI, we are committed to making banking easy and accessible for all our members. If you'd like more information about any of these services or wish to discuss how we can assist you further, please don't hesitate to call us at 888-267-7334 or visit us at our branch location. Your financial journey is important to us let's take it together!

Personal Banking Solutions

We understand that everyone has different banking needs. That's why we offer Personal Banking services that include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms. You can check your balance, transfer money, and even pay bills right from your smartphone! When it comes to financing, we offer Auto Loans & Vehicle Financing options that make purchasing a new or used car more manageable. Our competitive rates ensure you get the best deal while keeping your budget in mind. If you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services can help you find the right plan for your situation.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds at your leisure. Plus, if you prefer going paperless, we offer e-statements that are not only eco-friendly but also keep your financial information organized and easy to access. And when it comes to making payments or sending money to friends and family, our person-to-person transfer feature makes it a breeze. For those who love managing their finances on the go, our mobile application is user-friendly and packed with useful features. You can make mobile payments with just a few taps on your screen! This means whether you're at home or out running errands, accessing your accounts is quick and simple.

Security and Ease of Use

Your security is our priority. While we do not currently support electronic signature authorization, all transactions are safeguarded with robust security measures to protect your personal information. Our intuitive interface ensures that even those new to digital banking will find everything easy to navigate. With Lake Trust's digital banking services, staying in control of your finances has never been easier or more secure. Join us today and experience the freedom of managing your money from anywhere!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 347,904, showing a strong and growing member base that trusts us with their finances. This trust allows us to maintain net shares (funds available for lending and investments) at an impressive level of $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Trust is your trusted partner. Visit us at 12750 Escanaba Dr Dewitt Mi 48820 or call (888) 267-7334 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $191,939,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide support across various sectors is reflected in our $26,023 in used auto loans and $1,959,922,656 in total loans and leases.

Secure Savings Options

Members' savings are secured through $544,882,520 in share certificates and $416,960,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $285,804,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,082 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $410,972,000 in used vehicle loans and $92,290,479 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options can help make it happen.

Business Financing

For business owners in our community, our outstanding commercial loans totaling $383,124,035 provide the capital needed to grow and expand your business. Whether you need funds for equipment purchases or operational expenses, we are here to support your entrepreneurial journey. Our dedicated team at Lake Trust is ready to assist you in finding the right loan product for your needs. For more information about eligibility and how to apply for a loan with us, visit our website at Lake Trust or give us a call at 888-267-7334. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,534,254, make buying or refinancing simple. We strive to provide competitive rates and flexible terms to help you secure the home of your dreams. If you're considering refinancing your existing mortgage, we have options available that could lower your monthly payments or reduce the overall interest you pay.

Personal Loans and Credit Lines

For those looking for additional financial flexibility, we also offer unsecured credit card loans totaling $34,292,642. These loans are designed to help you manage your finances effectively while providing peace of mind when unexpected expenses arise. Additionally, our total credit lines amount to $497,547,000, giving you access to funds when you need them most.

Loan Aggregator

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Ensuring Accurate Comparisons

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Lake Trust