Lake Trust Credit Union Brighton MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lake Trust, your trusted partner in financial growth located at 8661 W Grand River Ave, Brighton, MI 48116. Since our establishment in 1944, we have been dedicated to serving our community and providing exceptional financial services to our 178,606 members. With total assets exceeding $2.6 billion, we are proud to offer a wide range of products, including personal banking, auto loans, mortgage options, and business financing. At Lake Trust, we believe that strong relationships with our members lead to better financial outcomes. Our team is led by CEO David Snodgrass and Board President Michael Solo, both committed to ensuring that you receive personalized service and support. With a workforce of 477 employees, we are here to help you navigate your financial journey with confidence. While you can always reach us at our branch, please note that official correspondence should be sent to the same address: 8661 W Grand River Ave, Brighton, MI 48116. For any inquiries or assistance, feel free to call us at 888-267-7200. Our commitment to you goes beyond just numbers; with total deposits amounting to $165,763,797 and a net worth of $285,804,845, we are financially sound and ready to assist you in achieving your financial goals. Whether you're looking for competitive loan rates or convenient online banking options, Lake Trust is here for you. Join us today and experience the difference of being part of a credit union that prioritizes your needs! Visit our website at Lake Trust or stop by our branch we look forward to serving you!

Branch History & Mission

Welcome to Lake Trust, a cornerstone of the Brighton community since 1944. Located at 8661 W Grand River Ave, Brighton, MI 48116, our branch has a rich history marked by dedication to our members and the communities we serve. Over the years, we've grown from humble beginnings into a thriving credit union with over 178,000 members and total assets exceeding $2.6 billion. Lake Trust was established with a mission: to provide exceptional financial services while fostering a spirit of community support. We believe that when our members thrive, so does the entire community. That's why we focus not only on banking but also on empowering individuals through financial education, outreach programs, and partnerships with local organizations. Our commitment to innovation has kept us ahead in an ever-changing financial landscape. With services like online banking and mobile payments, we ensure that managing finances is convenient and accessible for everyone. Plus, our ATM is available 24/7, allowing you to access your funds whenever you need them. At Lake Trust, we understand the importance of personal connections. Our drive-thru service offers a friendly face for those quick transactions, while our lobby hours Monday through Thursday from 9 AM to 5:30 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM are designed to accommodate your busy schedule. While members can visit us at our branch address, official correspondence should be sent to the same address: 8661 W Grand River Ave, Brighton, MI 48116. Our dedicated team is always ready to assist you with any inquiries or needs. As we look forward to the future, we invite you to join our growing family at Lake Trust. Experience firsthand how we combine financial expertise with heartfelt service to create a brighter tomorrow for all. Together, let's build a strong community where everyone can achieve their dreams! For more information about becoming a member or accessing our services, call us at 888-267-7200 or visit our website. We can't wait to welcome you!

Branch Location & Accessibility

Accessibility Features

At Lake Trust, we believe that accessibility is key. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure that everyone can easily access our services. We also offer drive-thru banking for those on the go making it even more convenient to handle your transactions without leaving your vehicle.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at 888-267-7200 or stop by during our operating hours. We look forward to welcoming you at Lake Trust Brighton Branch and helping you achieve your financial goals!

Operating Hours

Our lobby hours are designed with your schedule in mind. You can visit us Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you need access outside of these hours, our ATM is available 24/7 for withdrawals and balance checks. For those utilizing our drive-thru services, we're open Monday through Friday from 7 AM to 7 PM and Saturday from 9 AM to 1 PM.

Services Offered

At the Lake Trust Brighton Branch, we provide a wide range of services tailored to meet your banking needs. From checking and savings accounts to auto loans and mortgage options, our dedicated team is here to assist you every step of the way. We also offer online and mobile banking for added convenience.

Member Eligibility

Becoming a member of Lake Trust is like joining a warm, welcoming family that truly cares about your financial well-being. If you live, work, or worship in the Brighton area or have a family member who is already part of our community, you're likely eligible to join us! At Lake Trust, we believe in empowering our members with personalized service and a range of financial products designed just for you. Whether you're looking for savings accounts, loans, or simply want to enjoy better banking options, we have something for everyone. The process to become a member is straightforward and friendly. To learn more about our eligibility criteria and see if you qualify, visit our website at https://laketrust.org/personal/banking/become-a-member?hslang=en. You'll find all the details you need to get started. Once you're ready to open an account, you can easily apply online by visiting https://laketrust.org/apply-for-a-loan?hslang=en. If you have any questions or need assistance, feel free to give us a call at (888) 267-7200. We're excited to help you take this step toward a brighter financial future at Lake Trust, located at 8661 W Grand River Ave Brighton Mi 48116!

Business Banking & Commercial Services

Financing Options That Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $392 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $96 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $383,124,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services offer practical solutions to streamline your payment processing. Imagine being able to accept payments anytime and anywhere whether it's at your storefront or online. Our services help you focus on what you do best while ensuring that transactions are smooth and secure. Visit us today at 8661 W Grand River Ave Brighton Mi 48116 or call us at (888) 267-7200 to discover how Lake Trust can help your business reach its full potential!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we offer robust business banking services including merchant services and business loans. We understand the challenges of running a business, which is why we're dedicated to helping you thrive with tailored financial solutions.

Convenient Access Anytime

Accessing your accounts has never been easier with our ATM and cash withdrawal services available around the clock. Our drive-thru banking allows for quick transactions such as deposits and withdrawals without ever needing to leave your car. You can reach us at 888-267-7200 during our operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our drive-thru VTM operates Monday through Friday from 7 AM to 7 PM and Saturday from 9 AM to 1 PM. Plus, enjoy the convenience of an ATM that's accessible 24/7 for all your basic banking needs. At Lake Trust, we're committed to ensuring that all members have access to the financial tools they need for success. Whether you're managing daily expenses or planning for the future, we're here to guide you along the way. Ready to explore all we have to offer? Visit us today or check out our website at Lake Trust for more information!

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed for both convenience and growth. Imagine effortlessly managing your finances with easy access to online and mobile banking. You can deposit checks, transfer funds, and even pay bills right from your smartphone making banking on-the-go a breeze. Need a vehicle? Our auto loans and vehicle financing options make purchasing a new or used car straightforward and affordable. Picture driving off in your dream car with a loan that fits your budget perfectly! Plus, if you're thinking about home ownership, our mortgage loans and refinancing solutions can help turn that dream into reality.

Support for Everyday Needs

If life throws unexpected expenses your way, our personal loans and debt consolidation options provide the support you need. You can tackle emergencies or consolidate multiple debts into one manageable payment without hassle. And for those who love earning rewards while they spend, our credit cards come with great benefits that let you earn while you shop.

Digital & Online Banking

Accessibility and Security

At Lake Trust, we believe banking should be accessible for everyone. That's why our online services are available 24/7, giving you control over your finances on your terms. Your safety is our top priority; we utilize strong security measures to protect your information while providing peace of mind during every online interaction. In addition, we offer electronic signature authorization for those who prefer a streamlined approach when signing documents digitally making it easier than ever to complete transactions without visiting the branch. Experience the future of banking at Lake Trust today by visiting our website and exploring all the digital tools we have available for you!

Key Features

We offer a variety of features that enhance your banking experience. Enjoy the freedom of e-statements, so you can view your account statements online whenever you need them no more waiting for the mail! Plus, with our mobile application, you can bank on the go. This app also supports mobile payments, making it simple to pay for purchases right from your phone. Need to send money to friends or family? Our person-to-person transfer feature allows you to quickly and securely send funds with just a few taps on your smartphone. And if you're in a hurry, rest assured that we prioritize security with every transaction.

Financial Strength

Growing Member Base

Total Share Accounts: 347,904 show a strong and growing member base that trusts us with their finances. This growth is essential as it indicates the confidence our community has in Lake Trust as their primary financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Trust is your trusted partner. Visit us at 8661 W Grand River Ave Brighton Mi 48116 or call 888-267-7200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us through $544,882,520 in share certificates and $416,960,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our net income of $0, allowing us to focus on serving you without distractions from short-term profit pressures. We take pride in having 474 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $191,939,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Currently, we have $1,959,922,656 in total loans and leases, which reflects our lending capacity supporting various financial goals across different sectors.

Solid Financial Health

With a net worth of $285,804,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $410,972,000 in used vehicle loans and $92,290,479 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $383,124,035 provide the capital needed to grow and expand. We believe in supporting local businesses as they contribute to the economy and create job opportunities. At Lake Trust, we also recognize that refinancing options can be beneficial if you're looking to lower your monthly payments or access equity from your current assets. Explore these options with us and see how we can assist you further. Don't hesitate to reach out! You can contact us at (888) 267-7200 or visit us at our branch located at 8661 W Grand River Ave Brighton Mi 48116 in Brighton, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Credit Lines and Unsecured Credit Cards

For those looking for a way to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $34,292,642 in loans available. This can be an excellent option for consolidating debt or making unexpected purchases without the stress of high-interest rates. If you need additional funding for personal projects or everyday expenses, consider our credit lines totaling $497,547,000. This gives you the flexibility to access funds when needed without applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,534,254, make buying or refinancing simple. We offer various programs to ensure that you find the right mortgage solution for your situation.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This allows borrowers to easily navigate the often complex world of loans and make informed choices. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to established guidelines means users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). Such reliability is crucial for anyone seeking the best financial options available. One of the key benefits of using LendMesh is its commitment to Verified Data. All loan offers are sourced from legitimate financial institutions, which guarantees transparency in what users see. Additionally, LendMesh features No Sponsored Listings, meaning that lenders are not prioritized based on paid promotions. This approach aligns with our goal to provide unbiased results that truly reflect the current market. Another significant advantage is the Real-Time Rate Comparisons offered by LendMesh. Users have access to up-to-date loan rates from multiple institutions, allowing them to make informed decisions based on their specific needs and financial situations. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the practical benefits of using LendMesh as a reliable comparison tool. If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Lake Trust