Lake Trust Credit Union Auburn Hills MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Lake Trust, your trusted financial partner located at 2550 N Squirrel Rd, Auburn Hills, MI 48326. Since our establishment in 1944, we have been dedicated to serving our community and providing exceptional financial services to our 178,606 members. With total assets exceeding $2.6 billion, we pride ourselves on being a stable and reliable credit union that prioritizes your financial well-being. At Lake Trust, we understand that every member's needs are unique. That's why we offer a variety of personal banking solutions, from checking and savings accounts to auto loans and mortgages. Our commitment to you is reflected in the $165,763,797 in total deposits and a strong net worth of $285,804,845. Whether you're looking for a new vehicle or planning to consolidate debt, our team is here to help with over 73,602 loans tailored just for you. Our leadership is deeply rooted in community values. Under the guidance of CEO David Snodgrass and Board President Michael Solo, we strive not only to meet but exceed your expectations. With a dedicated staff of 477 employees, we're always ready to assist you with personalized service. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2550 N Squirrel Rd, Auburn Hills, MI 48326. You can reach us at (248) 276-2490 during our lobby hours Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Explore more about what we can offer by visiting our website at Lake Trust. We invite you to become part of our growing family and experience the difference that comes with being a member of Lake Trust!

Branch History & Mission

Welcome to Lake Trust, where our journey began in 1944, right here in the heart of Auburn Hills, MI. Over the decades, we have grown from a small credit union into a thriving community hub that proudly serves over 178,606 members. Our branch is located at 2550 N Squirrel Rd, Auburn Hills, MI 48326 an accessible spot for those in the area. Since our inception, Lake Trust has been committed to enhancing the financial well-being of our members and contributing positively to the local community. We've seen many milestones along the way, including expanding our services and resources to meet the evolving needs of our members. Today, we are proud to manage total assets of $2,639,209,943, ensuring that we have the strength and stability to support your financial goals. At Lake Trust, our mission is simple yet powerful: to provide exceptional financial services while fostering strong relationships within our community. We believe that everyone deserves access to quality banking solutions tailored to their unique circumstances. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we strive to make every financial step easier for you. While members can visit us at 2550 N Squirrel Rd Auburn Hills Mi 48326, official correspondence should be sent to 2550 N Squirrel Rd, Auburn Hills, MI 48326. We also understand that convenience matters; that's why we offer online banking and mobile payment options so you can manage your finances anytime, anywhere. Community involvement is at the core of who we are. We engage in partnerships and outreach efforts aimed at supporting local initiatives and helping those in need. Whether through financial education programs or sponsorships of community events, we're dedicated to making a difference beyond just banking. Join us on this journey! Experience firsthand how Lake Trust can help you achieve your financial dreams while being part of a caring community. Feel free to reach out at (248) 276-2490 or visit us during our operating hours Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Lake Trust, we understand the importance of accessibility. Our branch is ADA compliant, with features like ramps and designated parking spaces to accommodate all members. We strive to create a welcoming environment where everyone feels comfortable.

Convenient Location

Situated in a vibrant area of Auburn Hills, our branch is conveniently near local landmarks that many recognize, making it easy to find us. We have plenty of parking available for your convenience, ensuring you won't have any trouble finding a spot when you arrive.

Operating Hours

We want to be available when you need us! Our lobby hours are designed for your convenience: we're open from Monday to Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you're in need of ATM services, we also offer an ATM with deposit capabilities available around the clock.

Services Offered

At Lake Trust, we provide a variety of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, our dedicated team is here to assist you every step of the way. Feel free to ask about our rewards credit cards and business banking solutions during your visit. While members can visit us at 2550 N Squirrel Rd Auburn Hills Mi 48326, official correspondence should be sent to 2550 N Squirrel Rd, Auburn Hills, MI 48326. If you have any questions or would like more information about what we offer, don't hesitate to give us a call at (248) 276-2490. We look forward to serving you soon!

Member Eligibility

Becoming a member of Lake Trust is like joining a warm and welcoming family where everyone supports each other. If you live, work, worship, or attend school in the Auburn Hills area, you're likely eligible to join us! We believe in creating opportunities for our community members, and once you're part of Lake Trust, you can enjoy a range of benefits tailored just for you. From personalized financial services to competitive loan rates, we strive to help you achieve your goals. To learn more about the specific eligibility requirements, check out our detailed information here. Once you're ready to open an account, the process is simple and straightforward just visit us at 2550 N Squirrel Rd Auburn Hills Mi 48326 or give us a call at (248) 276-2490 for assistance. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $392 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $96 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $383,124,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running a busy cafe in Auburn Hills, MI. You need reliable payment processing to keep customers flowing and profits rising. Our merchant services offer you the tools to accept payments seamlessly, ensuring that you can focus on what matters most serving your customers. From credit card processing to mobile payment options, we provide the solutions that fit your operational needs. Visit us at 2550 N Squirrel Rd Auburn Hills Mi 48326 or call us at (248) 276-2490 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site, rest assured that we provide reliable cash withdrawal services through partnered networks so you can access your funds when needed. At Lake Trust, we are proud to offer these diverse services all under one roof while maintaining a focus on exceptional member service. Your financial journey is important to us, and we're committed to making it as smooth as possible. Ready to take control of your finances? Visit us today at 2550 N Squirrel Rd Auburn Hills Mi 48326, or explore more about our services on our website at Auburn Hills Branch. Don't hesitate to give us a call at (248) 276-2490 if you have any questions!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options make it easier than ever. Whether you're buying a brand-new car or refinancing an existing loan, our competitive rates will help you get behind the wheel without breaking the bank.

Business Banking

For our small business members, we offer comprehensive business banking solutions including merchant services and business loans. We know how important it is for local businesses to thrive, so we provide tailored products that meet their specific needs.

Credit Cards with Rewards

Our credit cards with rewards are designed with you in mind. Earn points on every purchase that can be redeemed for travel, merchandise, or even cash back. It's a smart way to make your spending work for you!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. Our mortgage loans and refinancing options provide flexible terms and personalized service to help you find the perfect fit for your budget. We'll guide you through the process, ensuring that everything goes smoothly from application to closing.

Online & Mobile Banking

Embracing technology is key in today's fast-paced world. With our robust online and mobile banking services, managing your finances has never been easier or more convenient. You can access your accounts anytime, anywhere whether it's checking balances or transferring funds between accounts.

Personal Banking

Our personal banking services are tailored to fit your everyday needs. We offer checking and savings accounts that make managing your finances simple and straightforward. Imagine having easy access to your funds through online and mobile banking; you can check balances, transfer money, and even pay bills right from your phone!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you'll have the peace of mind knowing that financial support is just a call away. Whether it's consolidating debt or funding a special project, we're here to help lighten your financial load.

Digital & Online Banking

Key Services

With just a few clicks, you can access our online banking portal at https://laketrust.org/. Here, you can check your account balances, pay bills, and transfer funds all at any time of day or night. Our 24/7 online banking services ensure you have control over your finances whenever you need it. If you're looking for even more convenience, our mobile application makes banking on the go a breeze. You can make mobile payments and easily manage transactions right from your smartphone. Plus, with person-to-person transfer options, sending money to friends or family has never been easier.

Security and Accessibility

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that all transactions through our platform are protected with advanced security measures to keep your information safe. For those who prefer going paperless, we provide e-statements that allow you to view your account statements electronically helping you stay organized while also reducing clutter. At Lake Trust, we strive to make banking accessible and straightforward for all our members. Whether you're checking your balance or making a payment, our digital services are designed to fit into your life seamlessly. Join us today and experience the future of banking!

Financial Strength

Committed Workforce

We take pride in having 474 full-time employees and 3 part-time employees ready to serve you with a knowledgeable, committed team. This dedication ensures that you receive personalized service every time you visit us.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Trust is your trusted partner. Visit us at 2550 N Squirrel Rd Auburn Hills Mi 48326 or call (248) 276-2490 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $191,939,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $26,023 in used auto loans and $1,959,922,656 in total loans and leases. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Your savings are secure with us. We have $544,882,520 in share certificates and $416,960,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $285,804,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to your financial well-being is underscored by our net worth ratio of $1,082, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $410,972,000 in used vehicle loans and $92,290,479 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options provide flexibility and competitive terms.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans total $383,124,035. We understand the unique challenges that businesses face and are here to provide the capital needed for expansion and operational needs. At Lake Trust, our goal is to help you find the right financial solutions. If you're interested in learning more about eligibility or how to apply for any of our loan products, please reach out to us at 248-276-2490 or visit our website at Lake Trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path to better financial health starts here!

Credit Lines and Unsecured Loans

For those who need extra flexibility in managing their finances, we provide credit lines totaling $497,547,000 and unsecured credit card loans amounting to $34,292,642. These products are designed to give you easy access to funds when you need them most without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $51,534,254, making buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or tap into your home's equity.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each lender's information is rigorously vetted, allowing for accurate comparisons that reflect current market conditions.

Lake Trust

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Convenient Location

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Committed Workforce

Conclusion

Investing in Our Future Together

Member-Centric Savings

Strong Financial Health

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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