Lake Shore Credit Union Angola NY | Best Auto Loans & ATM Services

Introduction

At Lake Shore Credit Union, we believe that community is at the heart of everything we do. Established in 1967, our mission has always been to provide valuable financial services while supporting our members and the greater Angola, NY area. Located conveniently at 8766 Erie Rd, Angola, NY 14006, we're proud to serve over 3,182 members with a commitment to their financial well-being. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 227, Angola, NY 14006. With total assets exceeding $21 million and a robust deposit base of $2,198,078, we are well-equipped to help you achieve your financial goals. Our dedicated team of five employees, led by CEO Susan George and Board President Lynne Penfold, strives to create a welcoming atmosphere where everyone feels like family. Our diverse range of services includes personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We take pride in our ability to provide tailored financial support for every member's needs. As a testament to our stability and growth, our net worth stands at an impressive $2,875,123, ensuring that your money is safe with us. Whether you're looking for guidance on a loan or simply want to explore your banking options further, we invite you to connect with us. You can reach us at (716) 549-4150 during our lobby hours from Monday through Friday between 8:30 AM and 5:00 PM. Explore more about our offerings by visiting our website at Lake Shore Credit Union. Join us today and experience the difference that a community-focused credit union can make in your financial journey!

Branch History & Mission

Welcome to Lake Shore, a credit union deeply rooted in the community of Angola, NY. Since our establishment in 1967, we have proudly served our members with dedication and integrity. Over the years, Lake Shore has grown from a small local institution into a trusted financial partner for more than 3,182 members, showcasing our commitment to the people we serve. Our branch is located at 8766 Erie Rd, Angola, NY 14006, a spot conveniently accessible for our members. We invite you to visit us during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. While members can come directly to this address, official correspondence should be sent to our mailing address at PO BOX 227, Angola, NY 14006. At Lake Shore, we focus not just on providing financial services but also on making a positive impact in our community. Our mission is simple yet powerful: to empower individuals and families by offering affordable banking solutions that foster financial health and stability. We offer a range of services including personal banking accounts, auto loans, mortgages, and business financing options tailored to meet the needs of every member. As we have evolved over the years, so has our approach to service. Our total assets now stand at an impressive $21,226,167, reflecting our growth and the trust placed in us by our community. We are committed to staying current with technology; we provide online and mobile banking options that make managing finances easy and convenient for everyone. Lake Shore is also proud of its partnerships with local organizations and initiatives aimed at enhancing community well-being. Whether it's supporting local events or providing financial education workshops, we strive to make a difference beyond just numbers. Though we currently do not have ATM or drive-thru services available at this location, our team is always ready to assist you with your banking needs in person or through digital channels. If you're looking for a supportive financial partner that values community engagement and member satisfaction above all else, we encourage you to join Lake Shore today! Experience firsthand how we can help you achieve your financial goals while being part of something bigger a community-focused credit union dedicated to your success. Visit us or check out more information at Lake Shore's website. Join us as we continue our journey of growth and service!

Branch Location & Accessibility

Accessibility Features

At Lake Shore, we prioritize making banking accessible for everyone. Our branch is ADA compliant and features ramps to ensure ease of access for all members. We want everyone to feel comfortable when they walk through our doors.

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM, giving you plenty of time to stop by before or after work. If you have questions or need assistance outside of these hours, feel free to call us at 716-549-4150 we're always ready to help!

Services Offered

Our range of services is tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy online and mobile banking options that let you manage your finances conveniently from anywhere. We look forward to welcoming you at Lake Shore! Come visit us today and discover how we can help you achieve your financial goals.

Member Eligibility

At Lake Shore, we believe that everyone deserves a chance to be part of a friendly and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our local area, you're likely eligible to join us. We take pride in offering financial services tailored to your needs, whether it's savings accounts, loans, or other banking solutions. Plus, as a member, you'll enjoy benefits like competitive rates and personalized service from our dedicated team. To dive deeper into the specific eligibility criteria, feel free to visit our website at . When you're ready to open an account and start enjoying these advantages, just check out the easy application process available at https://www.lakeshore-fcu.com/loan-application.php. If you have any questions or need assistance, don't hesitate to reach out at (716) 549-4150 we're here for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. This funding empowers local entrepreneurs to hire more staff, invest in new technology, or enhance their operations.

Merchant Services

Imagine a small café in Angola that wants to offer customers the ease of paying by card. With our merchant services, they can easily accept payments and track sales. This not only simplifies transactions but also helps them understand customer preferences better. With an outstanding commercial loan portfolio of $114,851, we continue to drive economic growth by financing new and expanding businesses right here in Angola, NY. Join us at Lake Shore and let's work together to nurture your business dreams! For more information or assistance, feel free to reach out at (716) 549-4150.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we've got you covered too! Our business banking services, including merchant services and business loans, are tailored to support your growth. We understand the challenges of running a business and are here to help with financial tools designed specifically for entrepreneurs.

Credit Cards and Rewards

Who doesn't love rewards? With our credit cards featuring rewards programs, every purchase brings you closer to something special whether it's travel points or cash back on everyday spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Lake Shore, we offer robust online and mobile banking options. Manage your accounts anytime, anywhere with ease! Whether it's checking your balance, transferring funds, or paying bills online our platform is user-friendly and secure. While we currently do not have ATM services at this branch, rest assured that our digital banking features will keep you connected to your money without any hassle.

Join Us Today!

Your financial well-being is important to us at Lake Shore. Explore how we can support you in achieving your goals by taking advantage of our comprehensive range of services. Visit us at Lake Shore for more information or give us a call at 716-549-4150. Let's embark on this financial journey together!

Personal Banking Made Easy

Managing your finances is straightforward with our personal banking services. Open a checking or savings account that fits your lifestyle, so you can easily access your money when needed. If you're thinking about buying a car, our auto loans and vehicle financing options are designed to help you get behind the wheel quickly and affordably. For those considering home ownership or refinancing their current mortgage, our mortgage loans and refinancing options provide competitive rates and flexible terms to suit your needs. Additionally, if you find yourself juggling expenses or looking to consolidate debt, our personal loans and debt consolidation services can offer relief and a clear path forward.

Digital & Online Banking

Key Features

Our online banking also supports person-to-person transfers, making it simple to send money to friends or family with just a few clicks. Plus, if you prefer going paperless, you'll appreciate our e-statements feature. You can easily view your statements online without the clutter of physical paperwork. For those on the go, our mobile application ensures that all of these features are right at your fingertips. You can perform transactions securely and efficiently from your smartphone or tablet. However, please note that while mobile payments are not available at this time, we prioritize security and convenience in all our offerings.

Security and Convenience

Your security is our top priority. We employ strong security measures to keep your information safe while you bank online. You'll enjoy peace of mind knowing that your transactions are protected. In summary, at Lake Shore, we strive to make managing your finances as straightforward as possible through our digital and online banking services. With tools like e-statements and person-to-person transfers, along with a user-friendly mobile app, staying connected to your money has never been easier! Explore more about what we offer today by visiting https://www.lakeshore-fcu.com/.

Financial Strength

At Lake Shore, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that we are committed to maintaining a strong financial foundation to support your needs. Our net worth of $2,875,123 reflects our robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. With a net worth ratio of $1,354, we have established a solid capital base. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $88,502 in share certificates, offering stable and rewarding growth opportunities. While we do not have any non-member deposits, our focus remains squarely on benefiting you our valued members through improved loan rates and exclusive perks. With $2,809,896 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to better serve you. Our lending capacity is significant, with $188 in used auto loans and $8,996,011 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is evident in our net income of $52,497, which enables us to keep offering competitive loan rates and solid financial products for you. We are proud to have 4 full-time employees and 1 part-time employees ready to assist you with knowledgeable service. As of now, we have a total of 5,747 share accounts, showcasing a growing member base that trusts us with their finances. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Shore is your trusted partner. Visit us at 8766 Erie Rd Angola Ny 14006 or call (716) 549-4150 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Options

If you're considering refinancing or exploring eligibility options for any of our products, please reach out. Our team is here to discuss how we can best meet your financial needs. For more information about our loan offerings or to apply today, visit us at Lake Shore or give us a call at 716-549-4150. We're located at 8766 Erie Rd, Angola NY 14006, and our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,346,680 in used vehicle loans and $3,236,389 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience as smooth as possible with flexible terms and competitive rates.

Business Loans

For business owners, our outstanding commercial loans totaling $114,851 provide the capital needed to grow and expand your business. We understand that having access to funds is crucial for success in today's market.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $552,367, making buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our experienced staff can guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $358,904 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can benefit you every time you make a purchase.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent, giving you peace of mind when selecting a loan.

Lake Shore