Lake Michigan Credit Union White Lake MI | Low Mortgage Rates & Top Checking

Introduction

Welcome to Lake Michigan Credit Union at 6615 Highland Rd, White Lake, MI 48383! Since opening our doors in 1933, we've dedicated ourselves to serving our members with trust and integrity. Our community-oriented approach has enabled us to grow to a proud membership of 496,820, providing personalized financial solutions that truly make a difference. At Lake Michigan Credit Union, we understand the importance of supporting our local community. With total assets reaching an impressive $14,380,227,851 and total deposits of $1,216,867,746, we are well-equipped to offer a wide range of services from personal banking and auto loans to mortgage financing and business banking. Our commitment to helping you achieve your financial goals is evident through our competitive rates and member-focused services. Led by our experienced CEO, Julie Leonard, and Board President, Gretchen Tellman, we prioritize your needs and strive for excellence in every interaction. We have a dedicated team of 1,678 employees ready to assist you with any questions or concerns. Whether you're visiting us at our branch or reaching out via phone at 616-242-9790, you can count on us for reliable guidance. For any official correspondence that requires mailing, please direct it to PO Box 2848, Grand Rapids, MI 49501. We invite you to explore our website at www.lmcu.org for more information about our offerings or simply stop by during our operating hours: Monday - Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us on this journey towards financial wellness! We look forward to serving you and making your experience with Lake Michigan Credit Union exceptional.

Branch History & Mission

Community Commitment

Our mission goes beyond just providing financial services; it's about giving back to the community that has supported us since day one. We actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. This commitment underscores our belief that strong communities are built on collaboration and support. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to PO Box 2848, Grand Rapids, MI 49501 if needed. Our operating hours are designed to accommodate your busy lifestyle: Monday through Thursday from 9:00 AM to 5:30 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM.

Join Us

At Lake Michigan Credit Union in White Lake, we invite you to experience a banking relationship built on trust and community values. Whether you need assistance with loans or wish to open an account, our friendly team is here to guide you every step of the way. With convenient ATM access and drive-thru banking available, we are committed to serving you efficiently. Join us today and discover how being part of Lake Michigan can lead you toward a brighter financial future! For more information or assistance, don't hesitate to call us at 616-242-9790 or visit our website at http://www.lmcu.org.

Our Evolution

From humble beginnings, Lake Michigan has evolved significantly over the years. Our mission is simple yet profound: to provide accessible financial services while supporting the community in which we thrive. We believe in empowering our members through personal banking solutions that include checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Each service reflects our dedication to meeting the unique needs of our members. Our branch has seen many milestones throughout its history. We've embraced technological advancements to enhance member experiences while ensuring that all facilities remain ADA compliant. Today, we offer online banking, mobile payments, and person-to-person transfers, making it easier than ever for our members to manage their finances on their terms.

Branch Location & Accessibility

Accessibility and Features

At our White Lake branch, we prioritize accessibility for all our members. The facility is ADA compliant, featuring ramps and designated parking spaces for easy access. We also have ample parking available to ensure your visit is as smooth as possible.

Call to Action

We invite you to visit us at our White Lake branch or give us a call at 616-242-9790 for any questions or assistance. Experience the friendly service and commitment that makes Lake Michigan Credit Union a trusted partner in your financial journey!

Operating Hours

Our friendly team is ready to assist you during our convenient operating hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you need assistance with personal banking or exploring loan options, we're just a visit away!

Services Offered

Lake Michigan Credit Union offers a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. You can also take advantage of our drive-thru banking for quick deposits or withdrawals without leaving your car. With ATM availability on-site, accessing your funds has never been easier. Our ATMs allow for cash withdrawals and balance checks at your convenience.

Member Eligibility

At Lake Michigan, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to become part of our community, you'll be pleased to know that eligibility is straightforward and welcoming. We invite individuals who live, work, worship, or attend school in the areas we serve to join us. This means if you're in or around 6615 Highland Rd White Lake Mi 48383, you could be just steps away from enjoying all the benefits of membership, including personalized service and a range of financial products tailored for you. Ready to take the next step? Opening an account is simple! You can find detailed information on how to get started by visiting our website at http://www.lmcu.org. If you have any questions or need assistance, feel free to reach out to us at (616) 242-9790. Join us at Lake Michigan today and experience the difference of being part of a supportive financial community!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses. Imagine having access to the funds you need to invest in equipment, hire staff, or launch a new product line. That's exactly what our business loans offer flexibility and support tailored to your unique goals.

Merchant Services for Everyday Success

In addition to loans, we provide essential merchant services that streamline your daily operations. Accepting payments from customers should be hassle-free. Our solutions include easy-to-use point-of-sale systems and online payment options that cater to your customers' preferences. This means more sales opportunities for you, whether you're at the store or selling online. Located conveniently at 6615 Highland Rd White Lake Mi 48383 in White Lake, MI, we're here to partner with you every step of the way. Let us help turn your business dreams into reality!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also feature an ATM for cash withdrawals and balance checks right at your fingertips. For those quick transactions, our basic drive-thru service allows you to complete deposits, withdrawals, and simple banking tasks without leaving your car. At Lake Michigan, we're here to support your financial journey with friendly service and a commitment to helping you achieve your goals. If you're interested in learning more about any of our offerings or need assistance with a specific financial need, don't hesitate to reach out! You can call us at (616) 242-9790 or visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Explore how we can help you today! Visit our website at http://www.lmcu.org for more information on all our services. Your financial success is just a step away!

Business Banking Solutions

For entrepreneurs and business owners, we understand that having reliable financial support is crucial. Our business banking services, including merchant services and business loans, are designed to help you grow your venture while keeping your finances in check.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Lake Michigan offers robust online and mobile banking features. You can check balances, pay bills, and transfer funds right from your smartphone or computer. With 24/7 access to your accounts, managing your finances has never been easier.

Loans for Every Need

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services can help you manage those costs effectively. With competitive rates, you can consolidate your debts into one manageable payment. Plus, our credit cards with rewards offer benefits that make every purchase worthwhile.

Personal Banking

For everyday banking needs, we offer various checking and savings accounts tailored for different lifestyles. Whether you're saving for a special occasion or managing daily expenses, our accounts provide convenient access to your money. Need a vehicle? Our auto loans and vehicle financing options ensure you get behind the wheel without breaking the bank. If you're considering homeownership or looking to refinance, our mortgage loans and refinancing solutions can guide you through the process smoothly.

Digital & Online Banking

Key Services

With our online banking platform at http://www.lmcu.org, you can easily check balances, transfer funds, and pay bills all with just a few clicks. Whether you're at home or on the go, our 24/7 online banking services ensure that your finances are always at your fingertips. Plus, if you're looking for an eco-friendly option, you can enroll in e-statements, allowing you to view your statements electronically whenever you need them no more paper clutter! Security is a top priority for us. That's why we offer electronic signature authorization, making it easy for you to sign documents securely from the comfort of your home. You can also make person-to-person transfers effortlessly, sending money to friends and family in real time.

Mobile Banking Features

For even more convenience, our mobile application is available for download. With this handy tool, managing your accounts becomes even easier! You can make mobile payments directly from your phone perfect for those quick purchases when you're out and about. At Lake Michigan, we strive to provide user-friendly features that help simplify your financial life. So whether you're checking balances or making payments, rest assured that everything is designed with ease of use in mind. Experience banking on your terms today!

Financial Strength

Growing Membership Base

Total Share Accounts: 1,286,000, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $119,129,434, further showcasing the robust position we maintain within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 6615 Highland Rd White Lake Mi 48383 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Growth

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial goals is also reflected in our lending capacity: we have $56,155 in used auto loans and a total of $11,981,389,651 in loans and leases available to support your needs.

Member-Centric Savings

Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,576 full-time employees and 102 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for every budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in today's competitive market. At Lake Michigan, we believe that everyone deserves access to affordable financing solutions. If you're considering refinancing your existing loans or exploring eligibility options for any of our products, don't hesitate to reach out. Our knowledgeable team is ready to assist you with personalized advice tailored to your unique situation. You can contact us at (616) 242-9790 or visit us at our branch located at 6615 Highland Rd White Lake Mi 48383 in White Lake, MI. We look forward to helping you take the next step towards financial success! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. Our experienced staff will work with you to navigate the application process and find terms that suit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $200,170,787 in loans helping members manage their finances effectively. These cards provide an easy way to handle everyday purchases while building your credit history.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh ensures that users have access to accurate information when making important financial decisions. LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to established regulations is based on the latest results (Source: https://www.ncua.gov), guaranteeing fair and transparent offers for consumers. Users can trust that the information they receive is both relevant and reliable. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced exclusively from legitimate financial institutions, which fosters a clear understanding of the options available. Additionally, LendMesh does not utilize sponsored listings; lenders are not prioritized based on paid promotions. This approach ensures that users receive truly unbiased results. Another benefit of using LendMesh is its real-time rate comparisons. The platform provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions quickly and efficiently. Whether you're looking for a mortgage or an auto loan, having access to current rates can significantly impact your savings over time. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the positive impact LendMesh has had on many individuals seeking better financial opportunities. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Lake Michigan