Lake Michigan Credit Union Schoolcraft MI | Quick Personal Loans & ATM Services

Introduction

At Lake Michigan Credit Union, we believe that your financial journey deserves a trusted partner by your side. Located at 106 N Grand St, Schoolcraft, MI 49087, our branch has been serving the community since 1933. With a strong commitment to our members, we proudly support nearly 496,820 individuals and families who trust us with their financial needs. While you can visit us at our branch for personal banking services, please note that official correspondence should be sent to PO BOX 2848, Grand Rapids, MI 49501. We understand that convenience matters, which is why we offer a range of services designed to make managing your finances easier than ever. Whether you're looking for checking accounts, auto loans, or mortgage options, we're here to help. With total assets of $14,380,227,851 and deposits totaling $1,216,867,746, our robust financial foundation ensures that we can meet the needs of our members effectively. Our team is dedicated to providing personalized service and competitive rates while maintaining a net worth of $1,637,578,402. Led by CEO Julie Leonard and Board President Gretchen Tellman, our experienced staff is always ready to assist you in achieving your financial goals. Whether you have questions about loans over 269,299 of them currently funded or need guidance on savings options with total shares amounting to 1,285,999, we're here for you. Call us at 616-242-9790 or visit our website at www.lmcu.org to learn more about how we can support you today! Your financial well-being is our priority!

Branch History & Mission

Lake Michigan Credit Union has a rich legacy that dates back to 1933, when it first opened its doors in Schoolcraft, MI. Over the decades, this branch has grown alongside its community, evolving from humble beginnings into a robust financial institution serving nearly 500,000 members today. Located at 106 N Grand St, Schoolcraft, MI 49087, our branch is easily accessible and surrounded by friendly neighborhoods that we proudly call home. The mission of Lake Michigan Credit Union is simple yet profound: to empower our members to achieve their financial goals while contributing positively to the communities we serve. We believe in putting people before profits and providing services that truly matter like checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment goes beyond just banking; we strive to be a pillar of support in the local community through various outreach initiatives. With total assets exceeding $14 billion, Lake Michigan Credit Union is not just a bank; it's a partner in your financial journey. Our dedicated team is here to assist you with personalized service that fits your unique needs. Whether you're looking for assistance with online banking or need guidance on loan options, we are ready to help. While members can visit us at 106 N Grand St for their banking needs, official correspondence should be sent to PO BOX 2848, Grand Rapids, MI 49501. Our operating hours are designed for your convenience: Monday through Wednesday from 9:00 AM to 5:30 PM and Thursday through Friday from 9:00 AM to 6:00 PM; we also welcome you on Saturdays from 9:00 AM to 1:00 PM. At Lake Michigan Credit Union, we embrace modern advancements that enhance your banking experience. With features like online banking and mobile payments available, managing your finances has never been easier. We also ensure our facilities are ADA compliant so that everyone can access our services comfortably. Our dedication extends into the community through partnerships and outreach programs aimed at supporting local initiatives and helping those in need. We believe that strong communities build strong futures. Join us today at Lake Michigan Credit Union and discover how we can work together towards achieving your financial dreams. Experience the difference of being part of a credit union that truly cares about you and your community! For more information or assistance, feel free to call us at 616-242-9790 or visit our website at www.lmcu.org.

Branch Location & Accessibility

Call to Action

We invite you to visit us soon at our Schoolcraft branch! For any questions or assistance before your visit, feel free to give us a call at 616-242-9790. We look forward to helping you achieve your financial goals!

Nearby Landmarks and Accessibility

We're proud to be situated near local favorites, making your visit even more enjoyable. Just a short walk from the popular Schoolcraft Community Park, you can easily combine your banking trip with a stroll or picnic in the park. Our location offers ample parking space, ensuring you have a hassle-free experience when you come in. We also prioritize accessibility; our branch is compliant with ADA standards and features ramps for easy entry.

Operating Hours

We understand that life can get busy, so we offer flexible banking hours to fit your schedule. Our lobby is open Monday through Wednesday from 9:00 AM to 5:30 PM, Thursday and Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. This way, whether you need assistance during the week or prefer visiting on the weekend, we're here for you.

Services Offered

At Lake Michigan Credit Union, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. If you're looking for business solutions, our team can assist with merchant services and business loans too. Plus, enjoy the convenience of online and mobile banking whenever it suits you!

Member Eligibility

Joining the Lake Michigan community is like stepping into a warm, welcoming family where your financial needs are truly understood. Membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that if you're part of our local community in Schoolcraft, MI, you're already on your way to enjoying all the benefits we offer! At Lake Michigan, you'll find a range of services designed to help you thrive, from personal banking options to loans and credit cards with great rewards. Opening an account with us is simple and straightforward. Just visit us at 106 N Grand St Schoolcraft Mi 49087 or give us a call at (616) 242-9790 for more information. For detailed eligibility criteria and to stay updated on any changes. We can't wait to welcome you as a member of our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly while providing excellent service to your customers. Our merchant services make this possible. From easy payment processing to flexible solutions tailored for your operations, we ensure you can focus on what you do best serving your customers and growing your enterprise. If you're ready to explore how Lake Michigan can empower your business, visit us at 106 N Grand St Schoolcraft Mi 49087, Schoolcraft, MI or give us a call at (616) 242-9790. Together, let's build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Our ATM & Cash Withdrawal Services ensure you have access to funds when you need them most. With convenient ATM locations throughout the area, getting cash has never been easier. At Lake Michigan, we're committed to helping our members succeed financially. If you're ready to explore any of these services or have questions about how we can support you further, don't hesitate to reach out! Call us at (616) 242-9790 or visit us today at 106 N Grand St Schoolcraft Mi 49087 in Schoolcraft, MI. Let's work together towards achieving your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing make it easy to get behind the wheel without the stress of high payments. We provide competitive rates and flexible terms, ensuring that you can choose a plan that suits your budget. Picture driving off the lot in a new vehicle, knowing you've made a smart financial decision with our help.

Business Banking Services

For entrepreneurs and business owners, we offer tailored Business Banking solutions including Merchant Services and Business Loans. Whether you're just starting out or looking to expand, our resources are designed to help your business thrive.

Credit Cards with Rewards

Want to earn rewards while you spend? Our Credit Cards with Rewards program allows you to earn points for every purchase, redeemable for travel, cash back, and more. Imagine enjoying benefits simply for using your card for everyday purchases!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a tap away.

Mortgage Loans & Refinancing

If homeownership is on your horizon, look no further than our Mortgage Loans & Refinancing services. Whether you're buying a home or refinancing an existing mortgage, our expert team will guide you through the process, making it simple and straightforward. You'll feel confident navigating this major milestone with us by your side.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a dream vacation, we offer Personal Banking options that fit your lifestyle. Our checking and savings accounts are tailored to help you manage your money effectively while earning interest on your savings. Imagine having the peace of mind that comes with knowing your funds are secure and growing.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation options, you can tackle those challenges head-on. Whether it's funding a major purchase or consolidating debt for easier management, we offer solutions that fit your situation perfectly.

Digital & Online Banking

Go Mobile

For those who prefer banking on their mobile devices, our user-friendly mobile application makes it easy to manage your accounts wherever you are. You can make mobile payments or send money directly to friends and family with our person-to-person transfer feature. It's fast, secure, and incredibly convenient. In summary, Lake Michigan offers a robust suite of digital banking tools that empower you to take control of your finances on your terms. Enjoy the ease of online banking today!

Online Banking Made Easy

With our 24/7 online banking services, you can easily check balances, transfer funds, and pay bills without stepping foot in the branch. It's all available at http://www.lmcu.org. Whether you're at home or on the go, managing your money has never been easier.

Secure Transactions and Real-Time Management

Security is a top priority for us. Our electronic signature authorization feature means you can sign important documents safely from the comfort of your own home. Plus, with e-statements available, you can keep track of your financial activities while reducing paper clutter it's eco-friendly too!

Financial Strength

At Lake Michigan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health ensures that we can provide you with the best services and products available. With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.36% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $56,155 in used auto loans and $11,981,389,651 in total loans and leases, which help our members achieve their financial goals across various sectors. Our operational efficiency is reflected in our $54,113,412, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,576 full-time employees and 102 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $119,129,434. Total Share and Deposit Accounts: 1,286,000, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 106 N Grand St Schoolcraft Mi 49087 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options for those looking to adjust their current auto loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, our dedicated team can guide you through the lending process. At Lake Michigan, we are committed to providing personalized service and support as you explore your financing options. If you're interested in learning more about eligibility or how our loan products can work for you, don't hesitate to reach out. You can contact us at (616) 242-9790, visit us at 106 N Grand St Schoolcraft Mi 49087, or check out our website at http://www.lmcu.org for more information on all our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $200,170,787 in loans helping members manage their finances effectively. These cards come with competitive rates and can be a great way to build your credit while enjoying everyday purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent. By using verified data from legitimate financial institutions, LendMesh provides users with trustworthy information they can rely on when making important financial decisions.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LAKE MICHIGAN CREDIT UNION - Schoolcraft, MI

Type of Loan Offerings

Student Loans

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