Lake Michigan Credit Union Rockford MI | Top Auto Loans & Checking

Introduction

Welcome to Lake Michigan Credit Union in Rockford, where we believe in building strong relationships with our members and our community. Since our establishment in 1933, we have been dedicated to providing exceptional financial services tailored to meet your needs. Located at 2335 10 Mile Rd Ne, Rockford, MI 49341, our branch is a trusted resource for over 496,820 members who rely on us for their banking needs. At Lake Michigan Credit Union, we take pride in our robust financial health, with total assets reaching an impressive $14,380,227,851 and total deposits amounting to $1,216,867,746. With a net worth of $1,637,578,402, you can feel confident knowing that your money is in good hands. Our commitment extends beyond just numbers; it's about the personal connections we foster and the positive impact we make in the community. Led by CEO Julie Leonard and Board President Gretchen Tellman, our team is here to support you through various services including checking and savings accounts, auto loans, mortgages, and business banking solutions. With over 1,678 employees dedicated to serving you, we strive to create an inviting environment where you feel valued and heard. While members can visit us at our Rockford location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2848, Grand Rapids, MI 49501. We invite you to explore everything we offer by visiting our website at www.lmcu.org or giving us a call at 616-242-9790. Whether you're looking for financial guidance or ready to open an account, we're here to help you every step of the way. Join us at Lake Michigan Credit Union today your financial future awaits!

Branch History & Mission

Community Focus

As part of our ongoing commitment to the community, we engage in partnerships with local organizations and participate in various outreach programs. This involvement strengthens our ties with residents and helps us understand their needs better. Join us at Lake Michigan Credit Union today! Experience personalized service from a dedicated team ready to assist you in reaching your financial goals. Whether you need help opening an account or applying for a loan, we're here for you every step of the way. For any inquiries or assistance, please don't hesitate to call us at 616-242-9790. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Lake Michigan Credit Union has grown significantly over the years. We opened our doors with a commitment to providing accessible financial solutions to individuals and families in our area. Over time, we've expanded our offerings to include personal banking, auto loans, mortgage services, business banking, and more. Each milestone reflects our dedication to not just serving our members but also empowering them financially. Our branch is conveniently situated near local landmarks, making it easy for you to visit us for all your banking needs. While members can visit us at 2335 10 Mile Rd NE, official correspondence should be sent to PO Box 2848, Grand Rapids, MI 49501.

Our Mission

At Lake Michigan Credit Union, our mission is clear: we strive to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to financial tools that help them thrive. Our commitment goes beyond traditional banking; we are here to support local initiatives and community outreach efforts that make a difference in people's lives. We take pride in offering modern conveniences such as online and mobile banking, ensuring that you can manage your finances anytime and anywhere. Our drive-thru service makes transactions easy and efficient for those on the go. Plus, with an ATM available for quick cash withdrawals and balance checks, we prioritize your convenience.

Branch Location & Accessibility

Welcome to Lake Michigan Credit Union in Rockford, your go-to destination for friendly and convenient banking services! Located at 2335 10 Mile Rd Ne, Rockford, MI 49341, our branch is perfectly situated to serve the community. Whether you're stopping by after a visit to the nearby parks or running errands in the area, we're here to help you with all your financial needs. While members can visit us at our Rockford location, official correspondence should be sent to PO Box 2848, Grand Rapids, MI 49501. Our branch is easily accessible, featuring ample parking and ADA-compliant facilities to ensure everyone can comfortably access our services. We understand that convenience matters, which is why we offer a drive-thru service for quick transactions without leaving your vehicle. Plus, with ATM availability on-site, you can withdraw cash or check your balance anytime. Our operating hours are designed to fit your busy schedule: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. At Lake Michigan Credit Union, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Our team is dedicated to delivering exceptional service whether you choose to visit us in person or connect through online and mobile banking. Feel free to reach out at (616) 242-9790 if you have any questions or need assistance. We invite you to come by and experience the friendly atmosphere at Lake Michigan Credit Union in Rockford where your financial well-being is our priority!

Member Eligibility

At Lake Michigan, we believe that joining our community is a step towards better financial health and support. Becoming a member is an easy process, and we welcome anyone who lives, works, or worships in our local area. If you're looking for a place where your needs are valued and your voice matters, then Lake Michigan is the right fit for you! You can find more detailed eligibility criteria by visiting this link. Once you know you're eligible, opening an account is straightforward. We offer various services tailored to meet your needs, from checking and savings accounts to loans and credit cards. If you have any questions or need assistance, feel free to call us at (616) 242-9790. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Real-World Merchant Services

Imagine running your business smoothly, accepting payments seamlessly whether it's online or in-store. Our merchant services are designed to simplify transactions, allowing you to focus on what you do best growing your business. With easy-to-use payment options, you can enhance customer experiences while managing finances efficiently. Visit us at 2335 10 Mile Rd Ne Rockford Mi 49341 in Rockford, MI or call us at (616) 242-9790 to learn how our business banking and commercial services can empower your enterprise today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our network of ATMs offers easy access for withdrawals and balance checks whenever you need it. Plus, we have drive-thru banking for quick deposits and withdrawals without leaving your car. At Lake Michigan, we're committed to making banking accessible and convenient for all our members. If you're interested in exploring these services further or have any questions, don't hesitate to reach out at (616) 242-9790 or visit us in person at 2335 10 Mile Rd Ne Rockford Mi 49341 in Rockford. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing make purchasing your dream vehicle easier than ever. With competitive rates and flexible terms, we can help you get on the road without breaking the bank.

Business Banking

We haven't forgotten about local businesses! Our business banking services, including merchant services and business loans, are crafted to support entrepreneurs in achieving their goals. We understand the unique challenges businesses face and offer solutions tailored just for them.

Credit Cards with Rewards

For those who enjoy earning while spending, our credit cards with rewards can add value back into your purchases. Enjoy benefits like cashback or travel points that make every dollar count.

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans and refinancing options are designed to fit various budgets. Whether you're buying your first home or looking to refinance an existing mortgage, we offer personalized service and guidance every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features, making it easy for you to manage your accounts at any time. Whether it's checking balances, transferring funds, or paying bills, everything is just a few taps away.

Personal Banking

Managing your finances should be straightforward, which is why we offer a variety of personal banking solutions. Whether you're looking for a reliable checking or savings account, our options are tailored to meet your needs. Our accounts come with easy online access, allowing you to check balances and manage transactions from anywhere.

Personal Loans & Debt Consolidation

Need some extra cash for a special project or want to consolidate debt? Our personal loans provide quick access to funds while our debt consolidation options can simplify your payments into one manageable monthly installment.

Digital & Online Banking

Key Features

Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends or family without the hassle of cash or checks. Plus, for those who prefer going paperless, we offer e-statements that let you view your account activity digitally saving trees and keeping everything organized. Security is a top priority at Lake Michigan. Our electronic signature authorization ensures that your transactions are safe and secure. You can have peace of mind knowing that your sensitive information is protected while you bank online. Additionally, if you're looking to make payments even easier, our mobile payments feature lets you pay directly from your phone at countless locations. It's just one more way we strive to enhance your banking experience. With all these services available at your fingertips, managing your finances has never been more accessible. Join us at Lake Michigan today and take advantage of our comprehensive digital banking solutions!

Financial Strength

Commitment to Growth

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $56,155 in used auto loans and $11,981,389,651 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,576 full-time employees and 102 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Strength

Net Shares available for lending and investments amount to $119,129,434, while total share accounts stand at 1,286,000, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 2335 10 Mile Rd Ne Rockford Mi 49341 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We provide tailored financing options whether you're considering a brand-new vehicle or a reliable used one.

Credit Lines and More

For those needing additional flexibility, our total credit lines amount to $3,484,836,767. This option provides peace of mind for unforeseen expenses or larger purchases without having to apply for a new loan each time. If you're considering refinancing any of your existing loans or checking eligibility for our products, we're here to help! Visit us at our branch located at 2335 10 Mile Rd Ne Rockford Mi 49341, or give us a call at 616-242-9790. Our team is ready to assist you in understanding your options and finding the best solutions tailored just for you. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us at Lake Michigan as we work together toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. We guide you through the process to ensure you find a mortgage that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $200,170,787 in loans helping members manage their finances effectively. Enjoy the freedom of having access to funds when you need them most.

Loan Aggregator

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LAKE MICHIGAN CREDIT UNION - Rockford, MI