Lake Michigan Credit Union Jenison MI | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Lake Michigan Credit Union, your trusted financial partner in Jenison, MI! Located conveniently at 7409 Cottonwood Dr, we are dedicated to providing exceptional banking services tailored to meet the needs of our vibrant community. Established in 1933, we have grown to support over 496,820 members with a commitment to their financial well-being. At Lake Michigan Credit Union, our total assets amount to an impressive $14,380,227,851, reflecting our stability and reliability. We take pride in offering a wide array of financial products, including personal and business loans, mortgages, and credit cards. With total deposits reaching $1,216,867,746 and a net worth of $1,637,578,402, you can feel confident knowing your finances are in safe hands. Under the leadership of CEO Julie Leonard and Board President Gretchen Tellman, our team of 1,678 employees is here to assist you every step of the way. Whether you're looking for competitive auto loans or innovative online banking solutions, we aim to empower you with the tools needed for success. While members can visit us at our Jenison branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2848, Grand Rapids, MI 49501. We invite you to explore how we can help you achieve your financial goals. For more information about our services or to speak with one of our friendly representatives, please call us at 616-242-9790 or visit us online at www.lmcu.org. Join us today and experience the Lake Michigan Credit Union difference!

Branch History & Mission

Lake Michigan Credit Union, located in the heart of Jenison, MI, has been a beacon of financial support since its inception in 1933. With a rich history that spans over nine decades, our branch has grown alongside the community it serves. From modest beginnings to becoming a trusted financial partner for nearly 500,000 members, Lake Michigan Credit Union has remained dedicated to empowering individuals and families through various financial services. Our branch is situated at 7409 Cottonwood Dr, Jenison, MI 49428, easily accessible for all residents. As you visit us, you'll find our friendly staff ready to assist you with your banking needs while enjoying the convenience of our drive-thru service and ATM availability. While members can visit us at this location for all their banking needs, official correspondence should be sent to our mailing address at PO Box 2848, Grand Rapids, MI 49501. At Lake Michigan Credit Union, we believe that our mission goes beyond just providing financial products. We strive to enrich the lives of our members and contribute positively to the community. Our goal is to offer a wide range of services such as personal banking, auto loans, mortgage options, and business banking that cater to your diverse needs. We are committed to ensuring that every member receives personalized attention and support on their financial journey. In recent years, we've embraced technology to enhance your experience. Our online and mobile banking services make managing your finances easier than ever. Whether you're checking balances or making payments on-the-go, we ensure accessibility and security every step of the way. Community involvement is integral to who we are at Lake Michigan Credit Union. We actively participate in local events and initiatives that uplift our neighbors and foster a sense of togetherness. By partnering with various organizations and supporting local causes, we aim to create a lasting impact in Jenison and beyond. With total assets exceeding $14 billion and a commitment to providing quality service to over 496,000 members, we invite you to join us at Lake Michigan Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Visit us today or call us at 616-242-9790 we're excited to welcome you!

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by the Jenison branch of Lake Michigan Credit Union today! For any questions or assistance before your visit, feel free to call us at 616-242-9790. Our dedicated staff looks forward to serving you!

Nearby Landmarks and Features

Situated near local favorites and community staples, our branch is easy to find. If you're in the area visiting the nearby parks or shopping centers, feel free to drop by and see how we can help with your banking needs. We also offer ample parking and are committed to accessibility, ensuring that everyone can visit us comfortably.

Operating Hours and Services

We understand that life gets busy, so we've tailored our operating hours to fit your schedule. Visit us Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our team is ready to assist you during these hours with a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. For those who prefer banking on the go, we also provide ATM access and drive-thru banking for quick deposits and withdrawals without needing to step inside. If you need to send official correspondence, please note that it should be directed to our mailing address: PO Box 2848, Grand Rapids, MI 49501.

Member Eligibility

Becoming a member of Lake Michigan is like joining a close-knit family where everyone looks out for one another. If you live, work, or worship in the community surrounding our branch at 7409 Cottonwood Dr Jenison Mi 49428, you're already on your way to enjoying all the benefits we offer. Membership is open to individuals who meet specific criteria, which can be explored in more detail at . At Lake Michigan, we pride ourselves on providing personalized service and tailored financial solutions that cater to your unique needs, whether it's saving for a dream vacation or securing a loan for your new car. Opening an account is straightforward and welcoming; just give us a call at (616) 242-9790 or visit our website for more information on how to get started. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services that Make a Difference

In today's fast-paced market, accepting payments shouldn't be a hassle. Our merchant services simplify transactions, making it easier for you to focus on what really matters growing your business. Imagine a customer walking into your store, ready to make a purchase. With our easy-to-use payment solutions, you can process their transaction quickly and efficiently, leaving them satisfied and more likely to return. Located conveniently at 7409 Cottonwood Dr Jenison Mi 49428, Jenison, MI, we are here to support your vision. Let's build your future together! For more information, visit us at http://www.lmcu.org or call us at (616) 242-9790.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility Made Easy

We know that life can be busy, so we've made it easy for you to manage your banking needs on the go. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle, while our ATMs enable balance checks and cash withdrawals whenever you need them.

Business Banking Services

For our business members, we offer comprehensive Business Banking services that include merchant services and business loans. Whether you're just starting out or looking to expand, our tailored solutions are designed to help your business thrive.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Lake Michigan. With our Online & Mobile Banking, accessing your accounts has never been easier. You can check balances, transfer funds, and pay bills from anywhere using your smartphone or computer. Additionally, our ATM & Cash Withdrawal Services ensure that cash is always within reach.

Get In Touch

At Lake Michigan, we're not just about transactions; we're about building relationships and supporting our members' financial journeys. Whether you're in need of personal banking solutions or seeking assistance with business finances, we're here to help! Feel free to call us at (616) 242-9790 or visit us at 7409 Cottonwood Dr Jenison Mi 49428 in Jenison. Experience how our comprehensive list of services can benefit you today!

Home Financing Options

Owning a home is a dream for many, and at Lake Michigan, we want to help make that dream a reality. Our Mortgage Loans & Refinancing services cater to first-time homebuyers and seasoned property owners alike. We guide you through the process, ensuring you understand all your options so you can choose what's best for your financial future.

Personal Banking Solutions

We understand that managing your money is essential for achieving your goals. That's why we offer Personal Banking options, including checking and savings accounts designed to help you save and grow your funds. For those looking to make a big purchase or consolidate debt, our Personal Loans & Debt Consolidation services can provide the financial flexibility you need. If you're considering buying a car, our Auto Loans & Vehicle Financing solutions come with competitive rates and terms that fit your budget. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases, making each transaction work for you.

Digital & Online Banking

Key Features

Our online banking platform, accessible at http://www.lmcu.org, allows you to view your account balances, transfer funds, pay bills, and much more all in one secure place. You can enjoy 24/7 online banking services, meaning your accounts are always at your fingertips. No need to rush to the branch; everything you need is just a click away. For those who prefer using their smartphones, our mobile application provides a user-friendly interface for managing your finances on the go. You can take advantage of mobile payments to make purchases quickly and easily. Plus, with person-to-person transfers, sending money to friends or family is as simple as sending a text message.

Security and Accessibility

Security is a top priority at Lake Michigan. Our electronic signature authorization feature ensures that your transactions are safe and secure. Additionally, e-statements are available so you can keep track of your spending without the clutter of paper statements. We aim to make banking accessible for everyone. Whether you're on a lunch break or relaxing at home, our digital tools give you real-time access to your financial information. It's never been easier to stay on top of your finances! In summary, with the innovative digital banking services at Lake Michigan, managing your money has never been more convenient or secure. Dive into our online offerings today at http://www.lmcu.org and experience banking designed with you in mind!

Financial Strength

Committed Team Ready to Serve

We take pride in having 1,576 full-time employees and 102 part-time employees at Lake Michigan, ensuring our branches are always ready to assist you with knowledgeable support.

Continuous Reinvestment

With $1,594,899,679 in undivided earnings, we're committed to reinvesting in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy helps us adapt to changing needs while maintaining high standards of service.

Focused on Our Members

Unlike traditional banks, we prioritize our members' interests. Currently, we have $42,879 in non-member deposits, ensuring that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for you.

Growing Together

With net shares available for lending at $119,129,434 and a total of 1,286,000 share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 7409 Cottonwood Dr Jenison Mi 49428 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals.

Members’ Savings Are Secure

We know how important it is for you to feel secure about your savings. That's why we have $3,248,737,890 in share certificates and $4,023,291,048 in money market shares. These options provide stable and rewarding growth opportunities for your hard-earned money.

Operational Efficiency

Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products tailored for you.

Solid Financial Health

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust financial standing is complemented by our net worth ratio of $1,136, which demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports your financial goals across various sectors with $56,155 in used auto loans and $11,981,389,651 in total loans and leases. Whether you're looking to finance a new vehicle or explore other loan options, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We make it easy for you to finance your dream vehicle with terms that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive. Our loan products come with various eligibility options and refinancing opportunities tailored to fit your financial situation. If you have questions about which option is best for you or want to explore refinancing your current loan, don't hesitate to reach out. You can visit us at 7409 Cottonwood Dr Jenison Mi 49428 in Jenison, MI, or give us a call at (616) 242-9790 for more information about how we can assist you in achieving your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Lake Michigan, we're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our experienced team can guide you through every step of the process.

Unsecured Credit Card Loans

Managing daily expenses can be a challenge, but we also offer flexible terms on unsecured credit card loans, with a total of $200,170,787 in loans helping members manage their finances effectively. With no collateral required and competitive interest rates, our credit cards provide convenience and peace of mind for unexpected expenses.

Loan Aggregator

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Call to Action

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Lake Michigan