Lake Michigan Credit Union Hudsonville MI | Best Auto Loans & Checking

Introduction

Welcome to Lake Michigan, your trusted partner in financial well-being located at 4100 32Nd Ave, Hudsonville, MI 49426. Established in 1933, we have proudly served our community for decades, growing alongside our members and fostering a spirit of collaboration and support. With over 496,820 members, we're not just a credit union; we're a family dedicated to enhancing the financial lives of those we serve. At Lake Michigan, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgage loans, and business banking solutions. Our total assets stand strong at an impressive $14,380,227,851, with total deposits reaching $1,216,867,746. This solid foundation ensures that you can rely on us for your financial goals. Led by our CEO Julie Leonard and Board President Gretchen Tellman, our team of 1,678 employees is committed to delivering exceptional service and expertise. We're here to help you navigate your financial landscape with confidence. Whether you need assistance with loans or are looking for ways to save and invest wisely, our friendly staff is just a phone call away at 616-242-9790. While members can visit us at our branch location, official correspondence should be sent to PO Box 2848, Grand Rapids, MI 49501. We invite you to explore our comprehensive online services at www.lmcu.org, where you can manage your accounts anytime from the comfort of home. Join us today at Lake Michigan as we work together towards a brighter financial future! Your dreams are within reach let's achieve them together!

Branch History & Mission

Community Engagement

We understand that a credit union's role extends beyond mere transactions; it's about building a community. We actively participate in outreach programs and partner with local organizations to foster growth and improve lives in Hudsonville and beyond. Whether it's sponsoring events or providing financial literacy workshops, we're dedicated to making a positive impact. With advancements like online banking and mobile payments available at your fingertips, we ensure that managing your finances is as easy as possible. Our commitment to accessibility includes ADA compliance across all branches. As you consider joining Lake Michigan, know that you're choosing more than just a financial institution; you're becoming part of a family that cares deeply about your success. Experience the difference that a member-focused credit union can make in your life today! For more information or assistance, don't hesitate to reach out at 616-242-9790 or visit us online at www.lmcu.org. Join us on this journey towards better financial health!

Our Mission

At Lake Michigan, our mission is clear: to empower members through excellent financial services while fostering strong community connections. We believe that banking should not just be about numbers; it should enrich lives and strengthen neighborhoods. This ethos drives us as we support local initiatives and partnerships that uplift those around us. While members can visit us at 4100 32nd Ave for their banking needs, official correspondence should be sent to PO Box 2848, Grand Rapids, MI 49501. Our operating hours are designed for your convenience: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. We also offer ATM access and drive-thru services for easy transactions.

Branch Location & Accessibility

A Convenient Visit

Whether you're coming from downtown Hudsonville or nearby areas, you'll find that getting to our branch is a breeze. Our location offers ample parking, ensuring that you can easily access our services without any hassle. If you need assistance, we have ADA-compliant features in place so everyone can navigate our space comfortably.

ATM & Drive-Thru Access

For added convenience, we provide an ATM on-site as well as drive-thru banking capabilities. You can quickly handle deposits, withdrawals, and other simple transactions without needing to leave your car. Whether you're in a rush or prefer the ease of online banking through our mobile app, we've got you covered.

Get in Touch!

While members can visit us at our Hudsonville location for all their banking needs, official correspondence should be directed to our mailing address at PO Box 2848, Grand Rapids, MI 49501. If you have any questions or need assistance before stopping by, don't hesitate to call us at 616-242-9790. We're excited to help you achieve your financial goals and look forward to welcoming you soon!

Operating Hours and Services

At Lake Michigan, we value your time. Our lobby is open Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and on Saturday from 9:00 AM to 1:00 PM for drive-thru services. We encourage you to visit during these hours to take advantage of our wide range of offerings, including personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking services.

Member Eligibility

At Lake Michigan, we believe that everyone deserves access to a welcoming financial community. Becoming a member is simple and open to individuals who live, work, worship, or attend school in the area surrounding our branch at 4100 32Nd Ave Hudsonville Mi 49426. Whether you're looking for personal banking solutions or business services, our friendly team is here to support you every step of the way. Joining us not only gives you access to a range of financial products designed with your needs in mind but also connects you with a community that values your financial well-being. If you're interested in becoming a member or want more information about eligibility, feel free to give us a call at (616) 242-9790. For detailed and updated criteria, check out our eligibility page at . We can't wait for you to join us!

Business Banking & Commercial Services

Business Loans That Drive Success

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services to Simplify Transactions

Imagine running your day-to-day operations without worrying about payment processing. Our merchant services streamline transactions, enabling you to focus on what you do best serving your customers. From credit card processing to mobile payment solutions, we provide tools that help enhance cash flow and improve customer satisfaction. Visit us at 4100 32Nd Ave Hudsonville Mi 49426, Hudsonville, MI to learn how our tailored business banking solutions can support your goals today!

Comprehensive List Of Services

Business Banking

If you're a business owner, Lake Michigan is here for you too. Our business banking services include merchant services and business loans designed to support your growth and success. We understand that every business is unique, so we work closely with you to find the best solutions for your specific needs.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards not only provide convenience but also allow you to earn points on your everyday purchases. It's a great way to enjoy benefits while managing expenses.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Hudsonville. With our online and mobile banking, managing your accounts has never been easier. You can transfer funds, pay bills, or check balances all from the comfort of your home or on the go using your smartphone. Plus, our ATM services ensure that cash withdrawal is quick and accessible whenever you need it.

Drive-Thru Services

For those who prefer face-to-face interaction but want to save time, we offer basic drive-thru banking. This service allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle perfect for busy days!

Get Started Today!

At Lake Michigan, we're dedicated to providing personalized service that fits your financial needs. Whether you're opening an account or exploring loan options, our team is ready to assist you at every turn. Visit us at 4100 32Nd Ave Hudsonville Mi 49426 in Hudsonville or call us at (616) 242-9790 today! Experience the difference of community-focused banking with us!

Personal Banking

When it comes to personal banking, we have you covered with a variety of options tailored to fit your lifestyle. Start with our checking and savings accounts that help you manage your daily transactions while saving for future goals. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing solutions make it easy to drive away in your dream car without breaking the bank. For those looking to invest in their own home, we offer mortgage loans and refinancing options that cater to different financial situations. Our friendly staff can guide you through the process, ensuring you understand every detail along the way. Additionally, our personal loans and debt consolidation services can help simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Key Features

Our online banking platform at http://www.lmcu.org provides 24/7 access to your accounts. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly interface makes it easy. Plus, with electronic signature authorization, you can complete transactions quickly and securely without the need for paper forms. If you're environmentally conscious, you'll be pleased to know that we offer e-statements. This means you can view and download your bank statements electronically, reducing paper waste while keeping your records organized. For those who prefer mobile banking, our mobile application puts the power of banking right in your pocket. You can make person-to-person transfers with ease, allowing you to send money to friends or family instantly perfect for splitting dinner bills or paying back a loan.

Security and Accessibility

Security is our top priority. We use advanced encryption methods to protect your personal information while ensuring that managing your money online is straightforward and hassle-free. Our mobile payments feature also allows you to make purchases directly from your phone, giving you even more flexibility when you're out and about. At Lake Michigan, we believe that banking should adapt to your needs. That's why our digital services are designed for accessibility and ease-of-use whether you're tech-savvy or just getting started with online banking. Experience the future of banking today with our comprehensive digital services at Lake Michigan!

Financial Strength

At Lake Michigan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing reliable services and fostering trust within our community. With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $56,155 in used auto loans and $11,981,389,651 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,576 full-time employees and 102 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $119,129,434. Total Share and Deposit Accounts: 1,286,000, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 4100 32Nd Ave Hudsonville Mi 49426 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We provide financing options that make it easy to drive away with the vehicle you want.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. We're here to support your ambitions with tailored solutions that work for your business model.

Credit Lines

For those who need additional flexibility, our credit lines amounting to $3,484,836,767 can be a great option. They provide access to funds when you need them most without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. We offer competitive rates and flexible terms to suit your budget, whether you're a first-time buyer or looking to refinance an existing mortgage.

Refinancing Options

We also offer refinancing options across various loan types. This means if you're currently paying higher interest rates elsewhere, we can help you lower those costs and save money over time. For any inquiries or assistance in exploring which loan product is right for you, feel free to reach out at (616) 242-9790 or visit us at our branch located at 4100 32Nd Ave Hudsonville Mi 49426, Hudsonville, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Lake Michigan, we're committed to helping you find financial solutions that meet your needs today and in the future.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans, totaling $200,170,787. These loans are designed to help you handle unexpected costs while providing flexible payment options that fit your lifestyle.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all loan offers are based on reliable data, ensuring fair and transparent offers for consumers. Each lender's rates are updated in real-time, providing users with the most accurate information available.

Lake Michigan