Lake Michigan Credit Union Holland MI | Quick Personal Loans & Checking

Introduction

Welcome to Lake Michigan, your trusted partner in personal and business banking since 1933. Located at 677 E 8th St, Holland, MI 49423, our branch is dedicated to providing exceptional financial services tailored to meet the unique needs of our community. With a proud membership base of over 496,820 members, we are committed to fostering relationships built on trust and support. At Lake Michigan, we understand that every dollar counts. That's why we've accumulated total assets of $14,380,227,851 and maintain a strong net worth of $1,637,578,402. Our financial health allows us to offer a variety of services designed to help you achieve your goals whether you're looking for a new vehicle loan or setting up a savings account. Our team is led by CEO Julie Leonard and Board President Gretchen Tellman, who are passionate about ensuring that you receive the best service possible. Together with our dedicated staff of 1,678 employees, we strive to make every interaction meaningful. We invite you to reach out at 616-242-9790 or visit our website at lmcu.org for more information about how we can assist you. While members can visit us at our physical location for all your banking needs, official correspondence should be sent to our mailing address: PO Box 2848, Grand Rapids, MI 49501. Join us as we continue to build a stronger community together! Whether you're exploring personal banking options like checking and savings accounts or business loans and merchant services, we're here for you every step of the way. Come see how Lake Michigan can make a difference in your financial journey today!

Branch History & Mission

Community Commitment

Our commitment extends beyond just banking; it's about building stronger communities together. Through partnerships with local organizations and ongoing support for community initiatives, we aim to create a lasting impact that benefits everyone in Holland. As we look toward the future, we invite you to join Lake Michigan Credit Union. Experience firsthand how we can help you navigate your financial journey while making meaningful contributions to the community. Together, let's create a brighter future! For more information or assistance, please don't hesitate to reach out at 616-242-9790 or visit us online at Lake Michigan Credit Union.

Our Mission

At Lake Michigan, our mission is clear: we aim to enhance the financial well-being of our members while supporting the communities we serve. We believe that everyone deserves access to quality financial services that help them achieve their goals. By offering competitive rates on loans and savings accounts along with personalized service, we strive to make banking easier for you. In addition to traditional banking services, we embrace technology to ensure convenience for our members. From online banking and mobile payments to ATM access available at various locations, we make it easy for you to manage your finances anytime, anywhere. While members can visit us at 677 E 8th St for all their banking needs including basic drive-thru services official correspondence should be sent to PO Box 2848 in Grand Rapids, MI.

Our Story

From our humble beginnings nearly a century ago, Lake Michigan has evolved into a trusted financial partner for families and businesses alike. Over the decades, we've expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. As we've grown, so has our dedication to providing exceptional service and innovative solutions tailored to meet the needs of our diverse membership. Our branch is not just a place for transactions; it's a hub for community engagement. We are proud to be an integral part of Holland and actively participate in local events and outreach programs that uplift our neighborhoods. Our team is committed to fostering relationships built on trust, integrity, and respect.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Lake Michigan's Holland 8th branch today! If you have any questions or need assistance before your visit, feel free to give us a call at 616-242-9790. We look forward to serving you!

Nearby Landmarks and Accessibility Features

Situated near popular local spots, our branch is close to the beautiful Windmill Island Gardens and just a short drive from downtown Holland. With ample parking available and features like ADA compliance, including ramps for easy access, we ensure that everyone can visit us comfortably.

Operating Hours and Services Offered

Our friendly staff is ready to assist you during our lobby hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We offer a range of services designed with your financial wellness in mind, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Plus, enjoy the convenience of drive-thru banking for quick deposits and withdrawals.

Member Eligibility

At Lake Michigan, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're already eligible to join us. This means that whether you're from Holland or nearby, we want you to experience the benefits of membership like competitive rates on loans and personalized service tailored just for you. For more detailed information about eligibility, feel free to check our website at . Opening an account is just as easy. You can visit us at our branch located at 677 E 8Th St Holland Mi 49423 or give us a call at (616) 242-9790 for assistance. Our friendly team is here to guide you through the process so you can start enjoying everything Lake Michigan has to offer. Whether you're looking for checking accounts, auto loans, or credit cards with rewards, we have solutions designed with your needs in mind. Join us today and become part of something special!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital needed to purchase new equipment or expand your storefront. Our loans can turn those ideas into reality.

Merchant Services

In today's world, efficient payment processing is essential. Our merchant services make it easy for businesses to accept payments from customers, whether online or in-store. Imagine being able to serve your customers better while simplifying your financial operations our tools provide the support you need for smooth transactions. Located at 677 E 8Th St Holland Mi 49423, we're here to help you navigate the financial aspects of your business so you can focus on what really matters growing your enterprise. Reach out today at (616) 242-9790 to learn more!

Comprehensive List Of Services

Accessible Branch Services

Our branch offers Basic Drive-Thru Banking, making it easy for you to handle deposits, withdrawals, and other simple transactions without leaving your vehicle. If you're in need of basic ATM access for withdrawals or balance checks, we've got that too! We invite you to experience all that Lake Michigan has to offer! Whether you're visiting us at 677 E 8Th St Holland Mi 49423 or giving us a call at (616) 242-9790, our team is eager to assist you with all your financial needs. Join us today and take advantage of the comprehensive services designed with your future in mind!

Business Banking Support

For our business members, we provide essential Business Banking services, including Merchant Services & Business Loans that can empower your business growth. We take pride in supporting local businesses with reliable banking solutions.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features at Holland 8th. With our Online & Mobile Banking, you can easily access your accounts from anywhere whether it's checking your balance or transferring funds on the go. You'll also find ATM & Cash Withdrawal Services available for quick cash access when you need it.

Financial Assistance and Debt Management

Life can throw unexpected expenses your way, but we're here to help with our Personal Loans & Debt Consolidation services. These options allow you to manage your debts more effectively and give you peace of mind. Plus, if you're looking for a convenient way to spend and earn rewards, check out our Credit Cards with Rewards, perfect for everyday purchases.

Personal Banking Solutions

Whether you're looking to open a checking account or save for the future, our Personal Banking services have got you covered. We offer various Checking & Savings Accounts that fit different lifestyles and goals. Need a car? Our Auto Loans & Vehicle Financing can help get you on the road with competitive rates and flexible terms. If you're considering buying a home, explore our Mortgage Loans & Refinancing options to make your dream home a reality.

Digital & Online Banking

Key Features for Your Convenience

One of the great features we offer is electronic signature authorization. This means you can sign documents securely online without needing to visit a branch. It's fast and efficient, saving you time while keeping your information safe. We also provide e-statements, which let you view your account statements digitally. No more waiting for paper statements in the mail everything is right at your fingertips! If you're on the move, our mobile application makes it even easier to manage your accounts. With just a few taps on your smartphone, you can handle transactions wherever life takes you. For those who like to share funds easily with friends or family, our person-to-person transfer feature allows quick and hassle-free money transfers right from the app. And if you're looking for a way to make payments effortlessly, we support mobile payments too. Just link your account and pay directly from your device. At Lake Michigan, we believe in providing a user-friendly experience that prioritizes accessibility and real-time account management. From checking balances to making payments, managing your finances has never been simpler or more secure! Visit us today at http://www.lmcu.org and discover how our digital banking services can enhance your financial journey.

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,576 full-time employees and 102 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 1,286,000, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $119,129,434. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 677 E 8Th St Holland Mi 49423 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Future

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $56,155 in used auto loans and $11,981,389,651 in total loans and leases, supporting our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing or checking eligibility for any of our loan products, our knowledgeable staff is available at (616) 242-9790 to assist you. We pride ourselves on making the lending process straightforward and accessible for all members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Lake Michigan, we're committed to providing personalized service and a variety of loan options that suit your needs. Visit us today to learn more about how we can assist you in achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we've got options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, we are here to support you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $200,170,787 in loans helping members manage their finances effectively. These cards provide not only purchasing power but also rewards that can benefit your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. We offer competitive rates and flexible terms to help you turn your dream of owning a home into reality.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that the loan offers you see are fair and transparent. By utilizing verified data from legitimate financial institutions, LendMesh ensures that users have access to accurate information when making crucial borrowing decisions.

LAKE MICHIGAN CREDIT UNION - Holland, MI