Lake Michigan Credit Union Greenville MI | Affordable Auto Loans & Checking

Introduction

Welcome to Lake Michigan, your trusted partner in financial wellness since 1933! Located at 2001 W Washington St, Greenville, MI 48838, our branch is dedicated to providing exceptional service and a range of financial solutions tailored to your needs. With a strong commitment to our community, we proudly serve 496,820 members, helping them achieve their financial goals with confidence. At Lake Michigan, we understand that banking is more than just transactions; it's about building relationships and empowering our members. Our total assets stand at an impressive $14,380,227,851, reflecting our stability and dedication to growth. We have successfully facilitated 269,299 loans and leases, making dreams come true for countless individuals and families. Our financial strength is further highlighted by our total deposits of $1,216,867,746 and a net worth of $1,637,578,402. With over $72,514,751 in cash readily available for member needs, we are well-equipped to support you on your financial journey. While members can visit us at our Greenville branch for personal banking services such as checking accounts, auto loans, mortgages, and credit cards we also encourage you to explore our online services through our website: http://www.lmcu.org. If you need assistance or have any questions, feel free to reach out at (616) 242-9790 during our convenient operating hours. Led by CEO Julie Leonard and Board President Gretchen Tellman, our team of over 1,678 employees is here to ensure that your experience with Lake Michigan is nothing short of excellent. We invite you to join us in building a brighter future together! So why wait? Stop by today or give us a call! We're here to help you every step of the way.

Branch History & Mission

Lake Michigan Credit Union has a rich history rooted in community service and financial empowerment. Established in 1933, we have grown from a small local credit union into a trusted financial institution serving over 496,000 members. Our branch in Greenville, located at 2001 W Washington St, is a testament to our commitment to providing accessible banking solutions tailored to the needs of our community. Throughout the decades, Lake Michigan has evolved significantly. We started with modest resources but have expanded our offerings and services, now boasting total assets of over $14.3 billion. Our journey reflects not just growth in numbers, but also an unwavering dedication to enhancing the financial well-being of our members. As we celebrate our history, we continue to embrace innovation and adapt to the changing needs of our community. Our mission is clear: we aim to provide exceptional financial services while fostering a sense of belonging among our members. We strive to create an inclusive environment that empowers individuals and families through personalized banking solutions. Whether it's offering competitive auto loans or providing straightforward savings accounts, our goal is to support your financial journey every step of the way. At Lake Michigan Credit Union, we also prioritize community engagement and outreach. We partner with local organizations and initiatives that align with our values, helping to make a positive impact in Greenville and beyond. From sponsoring educational programs to supporting local events, we are dedicated to giving back and building stronger communities. For your convenience, our branch operates with extended hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Additionally, we offer ATM access and drive-thru banking for those who prefer quick transactions without entering the branch. While members can visit us at 2001 W Washington St, official correspondence should be sent to PO Box 2848, Grand Rapids, MI 49501. If you have any questions or need assistance, feel free to reach out at (616) 242-9790. Join us at Lake Michigan Credit Union today and experience the difference of being part of a member-focused institution dedicated not only to your financial success but also to uplifting the community around us!

Branch Location & Accessibility

Operating Hours

At Lake Michigan, we know that life can get busy. That's why we offer flexible operating hours to accommodate your schedule. Visit us Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Our dedicated team is always here to assist you with personal banking services, auto loans, mortgages, and more.

Parking and Accessibility

We understand that accessibility is key. Our branch offers ample parking spaces right outside the door, and our facilities are equipped with ADA-compliant features to ensure everyone can visit us comfortably. Whether you prefer to walk in or use our drive-thru service, we've got you covered!

Services Offered

Our Greenville branch is proud to provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we aim to support you every step of the way. Plus, enjoy the convenience of our ATM services for quick cash withdrawals or balance checks. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 616-242-9790 or stop by during our operating hours. We look forward to welcoming you into our community-focused branch where your financial well-being is our top priority!

Member Eligibility

At Lake Michigan, we believe that everyone deserves a chance to be part of a caring community. Joining us as a member is simple and rewarding! If you live, work, worship, or attend school in our area, you're likely eligible to become a member. We welcome individuals from all walks of life, and being part of our credit union means gaining access to personalized banking services designed just for you. You can enjoy benefits like competitive loan rates, low fees, and friendly service right here at our branch located at 2001 W Washington St Greenville Mi 48838. To get started on your journey with us, you can easily find more details about membership eligibility on our website at . If you have any questions or need assistance with the process, feel free to call us at (616) 242-9790. We're excited to help you open an account and welcome you into our family!

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business smoothly while providing excellent customer service. Our merchant services are designed to make transactions easier for both you and your customers. With reliable payment processing solutions, you can focus on what matters most growing your business. Visit us at 2001 W Washington St Greenville Mi 48838 in Greenville, MI, or call us at (616) 242-9790 to learn how our business banking solutions can support your journey!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners in our community, we offer comprehensive business banking solutions including merchant services and business loans. These resources help you grow your business while managing finances effectively.

Digital Banking Convenience

In today's busy world, convenience is key. That's why we provide robust online and mobile banking features that allow you to access your accounts anytime, anywhere. You can perform transactions like cash withdrawals at our ATMs, check balances, and even pay bills all from the comfort of your home or on the go!

Drive-Thru and ATM Services

For those quick transactions, our basic drive-thru banking service ensures that deposits, withdrawals, and simple transactions can be completed without stepping inside. We also have ATM access available for balance checks and cash withdrawals when you need it most.

Loans and Credit Options

Sometimes, life brings unexpected expenses or opportunities. Our personal loans and debt consolidation services offer a way to tackle these challenges head-on, giving you peace of mind with manageable repayment plans. Additionally, if you want to earn rewards while spending, consider applying for our credit cards with rewards that let you benefit from your purchases.

Personal Banking

Our personal banking services are designed to simplify your financial life. With checking and savings accounts, you can easily manage your money and save for future goals. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it straightforward to get behind the wheel. For those looking to buy a home, our mortgage loans and refinancing solutions provide competitive rates and flexible terms that suit your budget.

Your Financial Partner

At Lake Michigan, located at 2001 W Washington St Greenville Mi 48838, we strive to be more than just a credit union; we aim to be your trusted financial partner. Our friendly team is always ready to assist you with any questions or concerns you may have about our offerings. If you're ready to explore how we can support your financial journey, give us a call at (616) 242-9790, or visit us during our convenient hours: Monday through Thursday from 9:00 am to 5:30 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. We look forward to serving you!

Digital & Online Banking

Key Features

Our online banking provides everything you need right at your fingertips. With features like electronic signature authorization, you can sign documents securely without the hassle of printing or mailing them. Plus, enjoy the convenience of e-statements that allow you to view your account statements anytime, anywhere. No more waiting for paper copies in the mail! For those who prefer mobile banking, our user-friendly mobile application makes managing your money easier than ever. You can make mobile payments, transfer money person-to-person, and check your account balance all from the palm of your hand. It's not just about accessibility; it's about giving you control over your finances whenever you need it.

Security and Ease of Use

Security is a top priority at Lake Michigan. Our online banking services are designed with robust security measures to keep your information safe while ensuring a smooth user experience. You can confidently manage your accounts knowing that we prioritize protecting your financial data. With real-time account management tools available through both our website and mobile app, staying on top of your finances has never been easier. Whether you're tracking spending or making quick transfers, you'll find everything you need within reach. In summary, Lake Michigan combines convenience with security in our digital banking services. Explore more about what we offer by visiting http://www.lmcu.org, and take advantage of these features today!

Financial Strength

At Lake Michigan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the foundation of your trust lies in our financial health, and we're proud to share insights that highlight our strength. With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our mission to provide you with the best banking experience possible. Our net worth ratio of $1,136 demonstrates a robust capital base. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your peace of mind is our priority. Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. These products are designed to help you achieve your savings goals while keeping your funds safe. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment reinforces our dedication to serving your financial needs. With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our focus on continual improvement allows us to adapt to your evolving financial requirements. Our lending capacity supports members' financial goals across various sectors, highlighted by $56,155 in used auto loans and $11,981,389,651 in total loans and leases. We're here to help you finance everything from vehicles to personal projects. While we have reported a net income of $0, this reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Your success is intertwined with ours; when you thrive, so do we. We also take pride in having 1,576 full-time employees and 102 part-time employees dedicated to serving you with knowledge and commitment. Our team is always ready to assist with your banking needs. Net Shares (Funds available for lending and investments): $119,129,434 further emphasizes our ability to support member initiatives with confidence. Our total share accounts stand at 1,286,000, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our mission to offer exceptional service tailored just for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 2001 W Washington St Greenville Mi 48838 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, making it easier for you to drive away with confidence. Plus, refinancing options are available to help you lower your monthly payments or adjust your loan terms if needed.

Business Loans

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, we have tailored solutions that can help propel your business forward. At Lake Michigan, our goal is to provide you with clear choices and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore your options further or have questions about eligibility and refinancing opportunities, don't hesitate to reach out! You can contact us at (616) 242-9790, or visit us at our branch located at 2001 W Washington St Greenville Mi 48838 in Greenville, MI. We're here to help you navigate your financial journey with confidence!

Credit Lines and Unsecured Credit Card Loans

In addition to traditional loans, we also offer flexible terms on unsecured credit card loans, with a total of $200,170,787 in loans helping members manage their finances effectively. This can be a great way to handle unexpected expenses or consolidate debt without the need for collateral. For those needing additional funds for various projects or personal needs, our credit lines provide quick access to cash when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. We guide you through every step of the process so you can focus on what matters most your new home. Whether you are purchasing a property for the first time or looking to refinance an existing mortgage, our team is here to assist.

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Lake Michigan