Lake Michigan Credit Union Grand Rapids MI | Convenient ATM Services & Basic Access

Introduction

At Lake Michigan, we believe in building strong financial foundations for our community. Located at 5540 Glenwood Hills Pkwy SE, Grand Rapids, MI 49512, our branch is not just a place to manage your money; it's a hub of support and services designed with you in mind. Since our establishment in 1933, we have grown to serve over 496,820 members, helping them achieve their financial goals through trust and transparency. With total assets reaching an impressive $14,380,227,851, and total deposits amounting to $1,216,867,746, we pride ourselves on being a stable and reliable credit union. Our commitment to our members is reflected in our robust offerings whether it's loans or savings accounts. In fact, we currently manage 269,299 loans and leases, providing financial solutions that cater to diverse needs. As your local credit union, we're proud of the impact we've made in the Grand Rapids area. Under the leadership of CEO Julie Leonard and Board President Gretchen Tellman, our dedicated team of 1,678 employees is here to ensure you receive personalized service every step of the way. We understand that financial decisions can be overwhelming, which is why we focus on fostering relationships built on trust. While members can visit us at 5540 Glenwood Hills Pkwy SE, official correspondence should be sent to our mailing address: PO 2848, Grand Rapids, MI 49501. We invite you to explore how Lake Michigan can help you navigate your financial journey. Call us today at 616-242-9790 or visit our website at www.lmcu.org to learn more about our services or find answers to any questions you may have. Join us in shaping a brighter financial future together!

Branch History & Mission

Join Us

We invite you to become part of the Lake Michigan family. Experience firsthand how we can support your financial goals while making a positive impact in the community around us. Reach out to us today at 616-242-9790 or visit our website at http://www.lmcu.org to learn more about how we can serve you better. Together, let's build a brighter future!

Our Journey

Located at 5540 Glenwood Hills Pkwy Se, Grand Rapids, MI 49512, our branch has become a familiar landmark for many. We're just a short drive from local parks and shopping centers, making us easily accessible for your banking needs. While members can visit us at this address, official correspondence should be sent to PO 2848, Grand Rapids, MI 49501. Over the years, we've embraced advancements in technology while staying true to our mission of providing exceptional service. Our operating hours are Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. We offer ATM services for your convenience; however, we currently do not have a drive-thru option.

Our Mission

Our mission is simple yet profound: to enrich the lives of our members and community by offering reliable financial services and unwavering support. We believe that financial wellness is attainable for everyone. That's why we focus not only on loans and deposits but also on community outreach initiatives that make a real difference in people's lives. We are dedicated to being ADA compliant and ensuring that all members can access our services easily. We actively partner with local organizations to enhance community well-being and provide educational resources to help our members make informed financial decisions.

Branch Location & Accessibility

Operating Hours

We know that your time is valuable, which is why our lobby hours are tailored to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5:30 PM and on Friday until 6 PM. If you're in need of ATM services, we're happy to let you know that we offer basic ATM access for withdrawals and balance checks right here at our location.

Parking and Accessibility

At our branch, we prioritize your comfort and convenience. There's ample parking available right outside, making it easy for you to pop in. We are committed to accessibility, ensuring that everyone can visit us without hassle. The branch features ADA-compliant entrances and ramps, so you can enter with ease.

Services Offered

While we focus primarily on ATM services at this branch, our friendly team is always ready to assist with any questions you may have about our various offerings. For more comprehensive banking needs or if you're looking for personal assistance, feel free to reach out via phone at 616-242-9790.

Visit Us Today!

We invite you to come by and experience the welcoming environment at Lake Michigan Credit Union. Whether you're a long-time member or considering joining us, we look forward to serving you! If you have any questions before your visit, don't hesitate to give us a call. Your financial journey starts here let's take it together!

Member Eligibility

Welcome to Lake Michigan! Joining our community means stepping into a world where your financial well-being is our priority. Becoming a member is easy and welcoming for everyone who meets our eligibility criteria. To be eligible, you generally need to reside, work, or attend school in the areas we serve. This includes individuals in Kent County and surrounding regions who are looking for a supportive financial partner. We're excited to offer an array of benefits to our members, from competitive rates to personalized service that makes you feel valued. If you're ready to take the next step, opening an account is simple! Just visit us at 5540 Glenwood Hills Pkwy Se Grand Rapids Mi 49512 or give us a call at (616) 242-9790 for more details on how to start your membership journey. For specific eligibility requirements, check out our detailed information at . We can't wait to welcome you into the Lake Michigan family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine simplifying payment processing for your customers while keeping transactions secure and efficient. Our merchant services provide just that! From payment gateways to point-of-sale systems, we equip you with the tools needed to enhance customer satisfaction and streamline operations. With us by your side, running your business becomes easier, allowing you to focus on what truly matters growing your vision. Visit us at 5540 Glenwood Hills Pkwy Se Grand Rapids Mi 49512 in Grand Rapids, MI, or call us at (616) 242-9790 to explore how we can help elevate your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Community Focused Services

Our commitment to serving the community goes beyond traditional banking services. We understand that financial literacy is key for many of our members. That's why we offer resources and workshops aimed at helping individuals improve their financial knowledge and skills. From budgeting tips to understanding credit scores, we're here to support you in making informed decisions.

Digital Banking Convenience

In today's fast-paced world, managing your finances on-the-go is essential. At Lake Michigan, we provide various digital banking features that ensure you have 24/7 access to your accounts. Whether it's through our online banking platform or mobile application, you can effortlessly monitor your accounts, transfer funds, and pay bills from the comfort of your home or while you're out and about.

Personal Banking Solutions

For those everyday banking needs, we offer convenient ATM Services Only. Our ATMs allow for easy access to your funds with basic features such as withdrawals and balance checks. Imagine needing cash for a quick stop at your favorite local store or checking your account balance while you're out running errands our ATMs make it simple and hassle-free.

Your Questions Answered

Do you have questions about our services or need assistance? Our friendly team is just a phone call away at (616) 242-9790. We're available during lobby hours Monday through Thursday from 9 AM to 5:30 PM, and on Fridays until 6 PM, ready to assist you with any inquiries you may have. We invite you to visit us at 5540 Glenwood Hills Pkwy Se Grand Rapids Mi 49512, where you'll find not only a place for banking but also a supportive community hub focused on your success. Ready to experience what Lake Michigan has to offer? Contact us today or stop by we're excited to help you on your financial journey!

Digital & Online Banking

Convenience at Your Fingertips

Are you looking to send money to a friend or family member? With our person-to-person transfer feature, it's simple to send and receive money instantly. Additionally, our mobile payments option allows you to make purchases directly from your phone without needing cash or cards. Security is always a top priority for us. Our online banking systems use advanced technology to ensure that your information remains safe while you enjoy all these convenient features. At Lake Michigan, we believe in making banking accessible and straightforward for everyone. Whether you're checking balances late at night or sending money during lunch breaks, our digital services are here to support you every step of the way. Join us today and experience hassle-free banking!

Key Features

Our online banking platform is user-friendly and packed with features that make banking a breeze. You can check your balance, view transaction history, and transfer funds all from the comfort of your home or on the go. Plus, with electronic signature authorization, signing documents is quick and hassle-free. Need to keep track of your statements? Enjoy e-statements that are not only environmentally friendly but also allow you to access your financial information securely at any time. And if you're someone who loves convenience, our mobile application provides an easy way to manage your finances right from your smartphone.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $119,129,434. Total Share and Deposit Accounts: 1,286,000, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 5540 Glenwood Hills Pkwy Se Grand Rapids Mi 49512 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $56,155 in used auto loans and $11,981,389,651 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Your savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,576 full-time employees and 102 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Robust Financial Health

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, making it easy for you to find the right fit for your lifestyle.

Credit Lines and Commercial Loans

For those looking for additional flexibility in managing cash flow or financing business needs, our total credit lines amount to $3,484,836,767. Additionally, for business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, making buying or refinancing simple. We're here to assist you through every step of the process, ensuring you understand your options and feel confident in your choices.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is here to help. We'll guide you through the process and ensure you make informed decisions that align with your financial aspirations. For more information about our loan offerings or to discuss what option may be best for you, please contact us at 616-242-9790 or visit us at 5540 Glenwood Hills Pkwy Se Grand Rapids MI 49512. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial dreams today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $200,170,787 in loans helping members manage their finances effectively. These cards are designed for convenience and can be a great tool for building credit while providing access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.

Lake Michigan