Lake Michigan Credit Union Grand Haven MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lake Michigan Credit Union in Grand Haven, MI! Located at 951 Jackson Ave, our branch has been serving the community since 1933, building a strong foundation of trust and support for over 90 years. With a total membership of 496,820, we are dedicated to providing personalized financial solutions tailored to meet your needs. At Lake Michigan Credit Union, we pride ourselves on our impressive financial strength, boasting total assets of $14,380,227,851 and total deposits reaching $1,216,867,746. Our commitment to our members is reflected in our net worth of $1,637,578,402, ensuring that your money is secure with us. Whether you are looking for personal banking options like checking accounts or auto loans, or seeking business banking services including merchant solutions and loans, we have you covered. Our team is here to help you navigate your financial journey. Under the leadership of CEO Julie Leonard and Board President Gretchen Tellman, our dedicated staff of 1,678 employees works tirelessly to ensure that each member receives the attention they deserve. While members can visit us at our Grand Haven branch for all their banking needs, official correspondence should be directed to our mailing address: PO Box 2848, Grand Rapids, MI 49501. We invite you to explore all that we offer by visiting our website at www.lmcu.org or by giving us a call at 616-242-9790. Experience the Lake Michigan difference today your trusted partner in financial success awaits!

Branch History & Mission

Community Engagement

Our growth wouldn't be possible without the incredible communities we serve. We actively participate in local outreach initiatives and form partnerships that help uplift those around us. Whether it's sponsoring local events or supporting charities, we believe in giving back and making a difference. While members can visit us at 951 Jackson Ave, official correspondence should be sent to PO Box 2848, Grand Rapids, MI 49501. Our team is here during operating hours Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM to assist you with any questions or services you need.

Join Us!

As we look forward to the future, we invite you to become part of the Lake Michigan family. Experience firsthand how our member-focused approach sets us apart from other financial institutions. Discover the benefits of joining a credit union that truly cares about your financial well-being and community success. Whether you're looking for personal banking options or business services like merchant accounts and business loans, we're here for you every step of the way. Join us today and see how Lake Michigan Credit Union can help you achieve your financial goals! For more information, please call us at 616-242-9790 or visit our website at www.lmcu.org.

Our Mission

At Lake Michigan Credit Union, our mission goes beyond traditional banking. We strive to empower our members through exceptional financial services while fostering a strong sense of community support. Our commitment is reflected in everything we do from offering checking and savings accounts to providing auto loans and mortgages. We understand the importance of being there for our members at every stage of their financial journey. This dedication drives us to innovate continuously, ensuring that services like online banking and mobile payments are accessible and user-friendly for everyone. We are also proud of our ADA compliance efforts, which ensure that all members can enjoy our services without barriers.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces for those who need them. You can expect friendly service and assistance from our staff whenever you visit.

Call to Action

We invite you to visit us today or give us a call at 616-242-9790 if you have any questions. Experience friendly service and discover how Lake Michigan Credit Union can help you achieve your financial goals!

Operating Hours & Services

Our doors are open Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and on Saturday from 9 AM to 1 PM. We understand that life can be busy, so we offer flexible hours to accommodate your schedule. At our branch, you can take advantage of various services including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. Need quick access? We have an ATM available for your convenience and a drive-thru service for simple transactions without leaving your car. While members can visit us at 951 Jackson Ave for all their banking needs, official correspondence should be sent to PO Box 2848 in Grand Rapids if needed.

Member Eligibility

At Lake Michigan, we believe in creating a welcoming community where everyone can feel at home. Becoming a member is simple and rewarding! If you live, work, or worship in the area or are affiliated with certain organizations, you're likely eligible to join us. We encourage you to check out the detailed eligibility criteria at for specific information tailored to your situation. By becoming a member of Lake Michigan, you'll enjoy personalized banking services designed to help you thrive, whether it's through our competitive loan rates or innovative online banking options. Ready to take the next step? Opening an account is a breeze! Just give us a call at (616) 242-9790 or visit us at our branch located at 951 Jackson Ave Grand Haven Mi 49417. Our friendly team is here to guide you through the process and answer any questions you might have. Join us today and discover all the advantages of being part of the Lake Michigan family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for local entrepreneurs to thrive right here in Grand Haven, MI. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, seamless transactions are vital. Our merchant services help you accept payments effortlessly, whether through card readers at your brick-and-mortar location or online payment options for e-commerce. Imagine serving your customers better while keeping track of sales easily all thanks to our reliable tools. Located at 951 Jackson Ave Grand Haven Mi 49417, we're here to support you every step of the way. Let us help you take your business to new heights!

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick transactions such as deposits and withdrawals, ensuring that even on busy days, managing your money is hassle-free. If you're near one of our ATMs, you'll find easy access to withdrawals and balance checks available at your fingertips. At Lake Michigan, we prioritize ease of access to all our services. Our friendly staff is always ready to help you navigate through any financial challenge you might face. So why wait? Reach out today at (616) 242-9790 or visit us at http://www.lmcu.org to learn more about how we can assist you in achieving your financial goals!

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking solutions, including merchant services and business loans. We understand how vital it is for businesses to have reliable financial support, so we're here to assist you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Manage your accounts anytime and anywhere from the comfort of your home or on the go. With features like ATM and cash withdrawal services, accessing your funds has never been easier.

Personal Banking Solutions

Our personal banking services are designed with you in mind. With checking and savings accounts, you can easily manage your day-to-day finances while earning interest on your savings. Need funds for that new car? Our auto loans and vehicle financing options come with competitive rates, helping you get behind the wheel without breaking the bank. For those larger investments like buying a home, our mortgage loans and refinancing services offer flexible terms to fit your budget. If life throws unexpected expenses your way, don't worry! Our personal loans and debt consolidation options provide quick access to cash when you need it most. Plus, enjoy shopping rewards with our credit cards with rewards, making every purchase count towards something special.

Digital & Online Banking

Key Services

With our online banking platform, available at http://www.lmcu.org , you can manage your accounts 24/7. Whether you're checking balances, transferring funds, or paying bills, everything you need is just a click away. Our user-friendly interface makes it simple for everyone, even if you're not tech-savvy. For added convenience, our mobile application allows you to bank anytime, anywhere. You can deposit checks, make payments, and access all your account information right from your smartphone. Plus, with our mobile payments feature, making purchases has never been easier just tap your phone and go!

Real-Time Management

At Lake Michigan, we believe that managing your finances should be straightforward and accessible. Our online banking services empower you with real-time updates on your accounts. Whether you're at home or out running errands, you have the tools needed to stay on top of your financial goals. Experience the ease of banking in the digital age with us at Lake Michigan! Explore all these services today by visiting http://www.lmcu.org . Your financial journey starts here!

Security and Accessibility

Your security is our priority. That's why we utilize electronic signature authorization for important transactions, ensuring that your sensitive information remains protected. You can also opt for e-statements to keep track of your finances while reducing paper clutter. Need to send money to a friend? Our person-to-person transfer service makes it quick and hassle-free. With just a few taps, you can send funds directly from your account to theirs.

Financial Strength

Commitment to Growth

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $56,155 in used auto loans and a total of $11,981,389,651 in loans and leases.

Growing Trust

We are proud to report a total of 1,286,000 share accounts which showcase the strong trust our growing member base has placed in us. With net shares available for lending and investments at $119,129,434, we have the capacity to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 951 Jackson Ave Grand Haven Mi 49417 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,576 full-time employees and 102 part-time employees ready to assist you with personalized service.

Solid Financial Foundations

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that suit your budget and lifestyle.

Credit Lines and Business Financing

If you're looking for additional financial flexibility, our total credit lines amounting to $3,484,836,767 could be the right choice for you. For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand your business. At Lake Michigan, we are committed to providing not just loan products but also refinancing options where available. If you're interested in learning more about eligibility or how our loans can benefit you, feel free to reach out at (616) 242-9790 or visit us at our location: 951 Jackson Ave Grand Haven Mi 49417 in Grand Haven, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can empower you financially today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. We provide personalized support throughout the process, ensuring you find a solution that fits your unique situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $200,170,787 in loans helping members manage their finances effectively. These cards come with various benefits designed to assist you in everyday spending while maintaining control over your budget.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users receive fair and transparent offers tailored to their needs. One of the standout features of LendMesh is its commitment to transparency. Verified Data is a core principle; all loan offers come from legitimate financial institutions, ensuring users can trust what they see. Additionally, No Sponsored Listings policy means that LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results for every comparison. With Real-Time Rate Comparisons, users access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the tool's effectiveness in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LAKE MICHIGAN CREDIT UNION - Grand Haven, MI