Lake Michigan Credit Union Comstock Park MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lake Michigan, where we believe in creating a brighter financial future for our members! Located at 4866 Alpine Ave Nw, Comstock Park, MI 49321, our branch has been serving the community since 1933. With a deep commitment to trust and reliability, we proudly support over 496,820 members with a wealth of resources tailored to meet their unique financial needs. At Lake Michigan, our total assets stand at an impressive $14,380,227,851, showcasing our strength and stability. We understand the importance of accessible banking, which is why we offer various services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our dedication to excellence is reflected in our total deposits of $1,216,867,746, ensuring that your money is safe with us. While members can visit us at our branch location for personal assistance or financial advice, official correspondence should be sent to our mailing address: PO BOX 2848, Grand Rapids, MI 49501. Under the leadership of CEO Julie Leonard and Board President Gretchen Tellman, we strive to foster a community spirit while providing exceptional service. Our team of 1,678 employees is here to assist you every step of the way. Whether you're looking for expert advice on loans like our total loans and leases amounting to 269,299 or simply want to explore your savings options with total shares reaching 1,285,999, we're here for you. Discover how Lake Michigan can empower you financially! Give us a call at 616-242-9790 or visit us online at www.lmcu.org to learn more about what we can do together. Your journey towards financial success starts here!

Branch History & Mission

At Lake Michigan Credit Union, we pride ourselves on our rich history and unwavering commitment to serving the community. Established in 1933, our branch has grown from humble beginnings into a thriving financial institution located at 4866 Alpine Ave NW, Comstock Park, MI 49321. Over the years, we have welcomed countless members into our family, with our total membership now standing at an impressive 496,820. Our mission is simple yet profound: to empower our members through accessible financial services while actively supporting our local communities. We believe that everyone deserves a chance to achieve their financial goals, whether it's through personal banking, auto loans, or mortgage refinancing. Our dedicated team works tirelessly to provide tailored solutions that meet the unique needs of each member. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to PO BOX 2848, Grand Rapids, MI 49501. Over the decades, we have seen remarkable growth and development. Today, our total assets exceed $14.38 billion, reflecting our strength and stability in the financial sector. With a focus on customer satisfaction and innovation, we offer a range of services including online and mobile banking options for convenience and ease of access. Our branch operates with extended hours to cater to busy lifestyles open Monday through Thursday from 9 AM to 5:30 PM, Fridays from 9 AM to 6 PM, and Saturdays from 9 AM to 1 PM. We also provide ATM availability and drive-thru banking for quick transactions. We are more than just a credit union; we are a part of this community. Our outreach efforts include partnerships with local organizations and support for initiatives that uplift those around us. We believe that by working together with our members and neighbors, we can create a positive impact that goes beyond financial services. Join us at Lake Michigan Credit Union in Comstock Park and experience how we can help you thrive financially while making a difference in the community. Whether you're looking for checking accounts, savings options, or loans tailored to your needs we're here for you every step of the way! Call us today at 616-242-9790 or visit us online at lmcu.org to learn more about how we can assist you.

Branch Location & Accessibility

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. This means you can find a time that fits your schedule, whether you're an early bird or prefer weekend visits.

Parking & Accessibility Features

When you visit us, you'll find ample parking right outside the door, ensuring easy access for everyone. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so that all members of our community can comfortably reach us.

Services Offered

At the Lake Michigan Alpine branch, we offer a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? You can easily access our ATM or use our drive-thru service for quick transactions without leaving your car. If you're looking for business solutions, we also provide merchant services and business loans to support local entrepreneurs. Plus, with online and mobile banking available, managing your finances has never been easier. Whether you're new to banking or looking for a trusted partner in your financial journey, we invite you to visit us at the Alpine branch. If you have any questions or need assistance before coming in, feel free to give us a call at 616-242-9790. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Lake Michigan is like joining a close-knit family that truly cares about your financial well-being. If you're looking to make the most of your banking experience, we welcome you! To become a member, you simply need to meet certain criteria, which generally include living or working in the areas we serve, or having a family member who is already part of our community. This inclusive approach makes it easy for many to join us at Lake Michigan, located at 4866 Alpine Ave Nw Comstock Park Mi 49321. For the latest details on eligibility requirements, feel free to check out this resource where you can find all the specifics. Once you're ready to take the next step, opening an account with us is straightforward and hassle-free. Our friendly team is here to assist you every step of the way. If you have any questions or want to get started, don't hesitate to call us at (616) 242-9790. We look forward to welcoming you into our community and helping you achieve your financial goals!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

Imagine having a reliable partner for all your payment processing needs. Our merchant services simplify transactions, allowing you to focus on running your business. Accept payments easily, whether in-store or online, enhancing customer satisfaction and streamlining your operations. Visit us at 4866 Alpine Ave Nw Comstock Park Mi 49321 in Comstock Park, MI or call us at (616) 242-9790 to learn how we can assist your business in achieving its goals!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Lake Michigan offers essential business banking services. From merchant services that simplify payment processing to business loans designed to help you grow, we understand the importance of supporting local businesses in our community.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking features at Lake Michigan. You can check balances, transfer funds, and pay bills anytime right from your smartphone or computer. Our ATM services provide easy cash withdrawals and balance checks when you're out and about, ensuring you're never left without access to your funds.

Credit Options and Financial Support

Sometimes life throws unexpected expenses your way. That's where our personal loans come into play. Whether it's for debt consolidation or an emergency, we provide flexible terms that can help lighten your load. Additionally, our credit cards with rewards offer great benefits for everyday purchases, allowing you to earn while you spend.

Drive-Thru Banking

For those who prefer face-to-face interactions but are short on time, our drive-thru banking service allows you to complete deposits, withdrawals, and simple transactions quickly without leaving your vehicle. At Lake Michigan, we're here to support all aspects of your financial life from personal banking needs to business growth strategies. With a commitment to member satisfaction and community support, we invite you to experience the difference firsthand. If you have any questions or need assistance, feel free to reach out at (616) 242-9790 or visit us during our operating hours: Monday-Thursday from 9 AM - 5:30 PM, Friday from 9 AM - 6 PM, and Saturday from 9 AM - 1 PM. Join us at Alpine today!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Lake Michigan has got you covered with our comprehensive personal banking options. Our accounts come with easy online access, allowing you to manage your finances on the go. You can even set up mobile payments for quick and hassle-free transactions. Need assistance with financing a vehicle? We offer competitive auto loans and vehicle financing solutions tailored just for you. Imagine driving off in your dream car without breaking the bank! Our mortgage loans and refinancing options also make home ownership more accessible, helping you secure that perfect space for you and your family.

Digital & Online Banking

At Lake Michigan, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a full suite of digital and online banking services designed to make your life easier, whether you're at home or on the go. With our 24/7 online banking services available at http://www.lmcu.org, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring money, or paying bills, everything is just a few clicks away. Plus, with our e-statements, you'll receive your account statements electronically, making it simple to stay organized and eco-friendly. Security is a top priority for us. Our electronic signature authorization feature ensures that all your transactions are secure and verified, giving you peace of mind every time you use our services. You can also send money quickly with our person-to-person transfer option, which allows you to easily send funds to friends or family without any hassle. For those who prefer to manage their finances from their smartphones, our mobile application makes banking even more convenient. You can deposit checks, make payments using mobile payments, and monitor your spending all from the palm of your hand. At Lake Michigan, we aim to simplify banking so that you can focus on what matters most in life. Our user-friendly digital tools provide real-time account management, ensuring that you're always in control of your finances. Experience the ease and security of banking with us today!

Financial Strength

Comprehensive Lending Options

Our lending capacity is robust, with $56,155 in used auto loans and $11,981,389,651 in total loans and leases. This means we have the ability to help you finance what you need be it a car or other personal projects making your dreams more accessible.

Growing Membership Base

Our total share accounts stand at 1,286,000, showing a strong and growing member base that trusts us with their finances. This trust underscores the reliability of Lake Michigan, proving that together we can achieve more. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 4866 Alpine Ave Nw Comstock Park Mi 49321 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Focused Savings

Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

We also take pride in our operational efficiency with a net income of $0 reflecting our commitment to serving you well. Our team comprises 1,576 full-time employees and 102 part-time employees who are dedicated to providing exceptional service at every level.

Reinvesting for Your Future

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Strong Financial Health

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle. Plus, our refinancing options can help you reduce monthly payments or lower interest rates if you're looking to save even more.

Business Financing

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to supporting local entrepreneurs with tailored financing solutions. At Lake Michigan, we pride ourselves on providing accessible financial services to our community. If you're unsure about eligibility for any of our loan products or want to explore refinancing options, don't hesitate to reach out! You can contact us at (616) 242-9790 or visit us at 4866 Alpine Ave Nw Comstock Park Mi 49321 in Comstock Park, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan solution that fits your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $200,170,787 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make them a valuable tool for everyday purchases and larger expenses alike.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from credible financial institutions, which fosters transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to make informed choices. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and find the best deals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees fair and transparent offers. Users can trust that the comparisons they see are based on legitimate data from reputable lenders.

Lake Michigan