LAKE MICHIGAN CREDIT UNION - Caledonia, MI

Welcome to Lake Michigan Credit Union, where we've been serving our community since 1933. Located at 5664 Prairie Creek Dr Se, Caledonia, MI 49316, we are dedicated to offering personalized financial solutions tailored to meet the needs of our members. With a robust membership of 496,820 and total assets reaching an impressive $14,380,227,851, our commitment to your financial wellbeing is stronger than ever. At Lake Michigan Credit Union, we prioritize the trust and reliability that you expect from a financial institution. Our leadership team, led by CEO Julie Leonard and Board President Gretchen Tellman, works tirelessly to ensure that our services are not only comprehensive but also accessible. Whether you're looking for loans or savings options, we have a range of products designed with you in mind. We understand that every dollar matters, which is why we proudly offer total deposits amounting to $1,216,867,746 and maintain a net worth of $1,637,578,402. We also hold $72,514,751 in cash on hand to ensure liquidity for our members' needs. With total loans and leases surpassing 269,299, we are here to help you achieve your dreams be it buying a new home or financing your next vehicle. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 2848, Grand Rapids, MI 49501. We invite you to explore our website at http://www.lmcu.org for more information on how we can serve you better. If you have any questions or need assistance, don't hesitate to call us at 616-242-9790. Join us today as we continue to build strong financial futures together!

Becoming a member of Lake Michigan is more than just opening an account; it's about joining a community that values you. At our branch, located at 5664 Prairie Creek Dr Se Caledonia Mi 49316, we welcome anyone who shares our commitment to financial wellness and community support. Whether you're looking for a place to save, borrow, or learn more about managing your finances, our doors are open to you! Membership is typically available to residents of the areas we serve, employees of certain organizations, or family members of existing members. To find out if you qualify, feel free to check the detailed eligibility criteria on our website at . Joining is simple and straightforward! Once you've determined your eligibility, visit us to open your account easily. Our friendly staff is here to guide you through the process and answer any questions you may have. If you'd like to know more or need assistance, don't hesitate to give us a call at (616) 242-9790. We're excited to welcome you into the Lake Michigan family!

At Lake Michigan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring your financial future is secure and prosperous. With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your success is reflected in our diverse lending options; we currently have $56,155 in used auto loans and $11,981,389,651 in total loans and leases to support your financial goals across various sectors. Although our current net income stands at $0, this reflects our operational efficiency and commitment to providing competitive loan rates along with solid financial products tailored for you. We also take pride in having 1,576 full-time employees and 102 part-time employees dedicated to serving you with a knowledgeable team ready to assist whenever needed. Net Shares (Funds available for lending and investments): $119,129,434. Total Share and Deposit Accounts: 1,286,000, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 5664 Prairie Creek Dr Se Caledonia Mi 49316 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.