Lake Michigan Credit Union Tampa FL | Top Checking & Auto Loans

Introduction

Welcome to Lake Michigan, your trusted partner in financial growth and community support, located at 17635 Bruce B Downs Blvd, Tampa, FL 33647. Established in 1933, our credit union has grown to serve over 496,820 members with a commitment to providing personalized banking solutions that meet your unique needs. With total assets exceeding $14.38 billion and total deposits of $1.22 billion, we are proud to be a stable and reliable financial institution in the heart of Tampa. At Lake Michigan, we understand that banking goes beyond numbers; it's about building relationships and fostering trust within our community. Our team is dedicated to offering a range of services from personal checking and savings accounts to auto loans, mortgages, and business banking solutions. Under the leadership of CEO Julie Leonard and Board President Gretchen Tellman, we strive to create an inclusive environment where every member feels valued and empowered. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 17635 Bruce B Downs Blvd, Tampa, FL 33647. With total loans surpassing 269,299, we have the resources to help you achieve your financial goals. Whether you're looking for a new vehicle loan or exploring mortgage options, our knowledgeable staff is here to guide you every step of the way. If you have any questions or need assistance, don't hesitate to reach out by calling us at 813-349-4560. We invite you to visit our website at lmcu.org for more information about our services and offerings. Join us at Lake Michigan Credit Union, where your financial well-being is our top priority!

Branch History & Mission

Lake Michigan Credit Union has a proud history that began in 1933, when it opened its doors to the community. From our humble beginnings, we have grown into a trusted financial partner for nearly 500,000 members across the country. Our branch in Tampa, located at 17635 Bruce B Downs Blvd, is a testament to our commitment to providing exceptional service and support to our members. As we have evolved over the years, our mission has remained clear: to empower our members with financial tools and resources that help them achieve their goals. We believe in fostering a sense of community and collaboration, offering a wide range of personal banking services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our total assets now exceed $14 billion, reflecting our growth and stability. Our Tampa branch is more than just a place to manage your money; it's a hub for community engagement. We actively participate in local events and initiatives that strengthen our ties with residents and businesses alike. Our partnerships with local organizations allow us to contribute positively to the community while also supporting our members' financial well-being. While you can visit us at our Tampa location during lobby hours Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5:30 PM you can also take advantage of our drive-thru services for quick transactions. Although we currently do not have ATM availability at this branch, we are dedicated to making your banking experience as convenient as possible through online and mobile banking options. At Lake Michigan Credit Union, we strive for excellence by ensuring that all our facilities comply with ADA standards. We prioritize creating an inclusive environment where everyone feels welcomed and valued. If you're looking for a financial institution that puts people first, we invite you to join Lake Michigan Credit Union. Experience firsthand how we can support your financial journey while being an active part of your community! For more information or assistance, feel free to contact us at 813-349-4560. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call Us Today!

If you have any questions or would like more information about our services, please don't hesitate to call us at 813-349-4560. We look forward to welcoming you to Lake Michigan Credit Union your trusted partner in financial success!

Nearby Landmarks and Accessibility

We're proud to be situated near notable landmarks like the University of South Florida and the bustling New Tampa area. This central location means you can easily visit us while running errands or exploring the local community. Our branch is fully equipped with ADA-compliant features, ensuring that everyone can enjoy easy access. Plus, ample parking is available right outside our doors.

Operating Hours and Services

Our friendly staff is ready to assist you during our lobby hours: Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5:30 PM. For those who prefer drive-thru service, we're open Monday through Thursday from 8:30 AM to 5 PM and Friday from 8:30 AM to 5:30 PM. Whether you need help with checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we offer a wide range of services tailored just for you. While members can visit us at our branch address, official correspondence should be sent to the same address as our mailing address: 17635 Bruce B Downs Blvd, Tampa, FL 33647.

Member Eligibility

Becoming a member of Lake Michigan is like joining a warm and welcoming community where your financial needs are prioritized. If you're looking to enjoy the benefits of being part of a credit union, you'll find that eligibility is simple and inclusive. At Lake Michigan, we invite individuals who live, work, or worship in our local area to join us. This means that whether you're a long-time resident or new to the neighborhood, you have a place here with us. To learn more about specific eligibility requirements, feel free to check out our detailed information at . And when you're ready to take the next step, opening an account is straightforward! Just give us a call at (813) 349-4560, or stop by our branch located at 17635 Bruce B Downs Blvd Tampa Fl 33647. We're excited to welcome you into our family and help you make the most of your financial journey!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services make everyday transactions easier for business owners. Imagine being able to accept payments swiftly and securely from customers, whether they pay with credit cards or mobile wallets. With our solutions, you can streamline your operations and focus more on what matters growing your business. Located conveniently at 17635 Bruce B Downs Blvd Tampa Fl 33647, Tampa, FL 33647, we're here to assist you every step of the way. Reach out at (813) 349-4560 to discover how Lake Michigan can help turn your business aspirations into reality!

Comprehensive List Of Services

Accessing Our Services

Feel free to visit us during our lobby hours from Monday through Friday at convenient times, ensuring that you can get the help you need when it matters most. You can reach us at (813) 349-4560 if you have questions about any of our services or need assistance. At Lake Michigan, we believe that everyone deserves access to quality financial services tailored specifically for them. Join us today at New Tampa, where your financial wellness is our priority! For more information on our comprehensive offerings, visit us online at http://www.lmcu.org.

Business Banking Services

If you're a business owner, we've tailored our services just for you! Our business banking solutions include essential offerings like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to provide the support you need.

Credit Cards with Rewards

For those who enjoy shopping or dining out, our credit cards with rewards program allows you to earn points on every purchase. This way, you can enjoy perks like cash back or travel rewards while using credit responsibly.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With options like ATM and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals, accessing your money has never been easier.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why our personal banking services include checking and savings accounts designed to help you easily manage your day-to-day expenses while saving for the future. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever to get behind the wheel without breaking the bank. Looking to buy a home? Our mortgage loans and refinancing solutions can help you achieve your dream of homeownership with competitive rates and flexible terms. We also offer personal loans and debt consolidation options, perfect for those unexpected expenses or if you're looking to simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization, which lets you sign documents digitally saving you time and effort. Plus, if you prefer going paperless, our e-statements are available to keep your records organized and environmentally friendly. For those who love using their smartphones, we offer a mobile application that provides all the functionalities of online banking right in your pocket. You can even make mobile payments effortlessly, allowing for quick transactions without the need for cash or cards. Need to send money to friends or family? Our person-to-person transfers make it simple and fast. Whether you're splitting a bill or sending a gift, just a few taps on your phone will do the trick. At Lake Michigan, we prioritize your security with user-friendly features that keep your information safe while providing easy access to your accounts. Experience real-time account management today by visiting us online!

Financial Strength

Commitment to Growth

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $56,155 in used auto loans and $11,981,389,651 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,576 full-time employees and 102 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Trust

Our strength is further highlighted by the fact that we manage a total of 1,286,000 accounts. This shows a strong and growing member base that trusts us with their finances. We have net shares available for lending and investments totaling $119,129,434, which illustrates our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 17635 Bruce B Downs Blvd Tampa Fl 33647 or call (813) 349-4560 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

We prioritize your savings. Members' funds are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members directly. With non-member deposits at $42,879, our resources are tailored to serve you better through improved loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, ensuring that you find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. From equipment purchases to working capital needs, we're committed to helping local businesses thrive. Our commitment at Lake Michigan, located at 17635 Bruce B Downs Blvd Tampa Fl 33647, Tampa, FL, is to provide personalized service that helps you navigate your financial journey with confidence. If you have questions about refinancing or eligibility options for any of our loan products, don't hesitate to reach out at (813) 349-4560. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process and help you secure the best possible terms.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $200,170,787 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to enhance your spending experience while keeping your finances in check.

Loan Aggregator

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Lake Michigan