Lake Michigan Credit Union Naples FL | Quick Personal Loans & Business Banking

Introduction

Welcome to Lake Michigan in beautiful Naples, Florida! Located at 2470 Immokalee Rd, our branch has been proudly serving the community since 1933. With a commitment to providing personalized financial services, we currently support a thriving membership of 496,820 members who trust us with their financial needs. At Lake Michigan, we understand that your financial journey is unique. That's why we offer a variety of services designed to fit different lifestyles, from personal banking options like checking and savings accounts to auto loans and mortgages. Our total assets stand at an impressive $14,380,227,851, allowing us to provide robust solutions tailored just for you. We also manage over $1,216,867,746 in deposits, ensuring that your hard-earned money is safe and accessible when you need it. As part of our mission to empower our members and strengthen the community, we've made significant strides in helping individuals achieve their financial goals. Our outstanding loan portfolio includes 269,299 loans and leases, demonstrating our dedication to supporting both personal aspirations and business ventures. Additionally, we maintain a net worth of $1,637,578,402, reflecting our solid foundation and commitment to sustainability. Under the leadership of CEO Julie Leonard and Board President Gretchen Tellman, our team of 1,678 employees is here to assist you with any inquiries or services you may need. Whether you're looking for online banking options or personalized assistance at our branch, we're dedicated to making your experience seamless and rewarding. While you can visit us at our convenient Naples location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 2848, Grand Rapids, MI 49546. We invite you to explore how Lake Michigan can help you navigate your financial journey. Feel free to give us a call at (616) 242-9790 or visit our website at www.lmcu.org for more information on how we can serve you better. Let's build a brighter future together!

Branch History & Mission

Commitment to Innovation

We understand that in today's fast-paced world, convenience is key. That's why we have embraced digital advancements by offering online banking and mobile payments. Members can manage their accounts from anywhere while enjoying features like person-to-person payments and electronic statements all designed with user experience in mind. As we look toward the future, our commitment remains steadfast: to provide exceptional service while adapting to the evolving needs of our members. Join us at Lake Michigan Credit Union and become part of a community-focused organization where your financial well-being is our priority. Experience firsthand the benefits of membership where you're not just a number but part of a family dedicated to helping each other thrive. For more information about how you can join or if you have any questions about our services, please call us at 616-242-9790 or visit our website at http://www.lmcu.org. We look forward to serving you!

Our Mission

At Lake Michigan Credit Union, our mission is simple yet profound: to empower individuals and families through financial education and access to affordable banking services. We believe that everyone deserves a chance at financial stability and success. This belief drives us to offer competitive rates on auto loans, mortgages, credit cards with rewards, and various personal banking products. In addition to traditional financial services, we actively engage in community outreach initiatives aimed at uplifting those around us. By partnering with local organizations and participating in events that promote economic empowerment, we strive to make a positive impact in Naples and beyond.

Branch Location & Accessibility

Connect with Us Today!

Have questions or need assistance? Don't hesitate to give us a call at 616-242-9790. We're excited to help you with all your financial needs! Come visit us today and discover how Lake Michigan can support your journey towards financial well-being.

Convenient Access and Amenities

Finding us is simple, and parking is readily available. We are committed to accessibility for everyone, featuring ADA-compliant entrances and ramps to ensure ease of access. If you prefer quick service, we also have a drive-thru option available for your convenience.

Operating Hours that Suit Your Schedule

We understand how busy life can be! That's why our lobby hours are designed with your schedule in mind. Visit us Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays, we stay open an extra half hour until 6:00 PM. Our friendly team is here to assist you during these hours.

Services Tailored to Your Needs

At Lake Michigan, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. You can also take advantage of online and mobile banking features that allow you to manage your finances on the go. Plus, our ATM is ready for all your cash withdrawal needs! While members can visit us at our branch location, official correspondence should be sent to PO Box 2848, Grand Rapids, MI 49546.

Member Eligibility

At Lake Michigan, we believe that everyone deserves a supportive financial community, and becoming a member is your first step into this welcoming environment. If you live, work, or worship in the areas served by our branch at 2470 Immokalee Rd Naples Fl 34110, you're likely eligible to join us! We're here to provide you with personalized banking solutions tailored to your needs, whether it's saving for a big purchase or securing a loan for your next adventure. For those curious about specific eligibility details, feel free to check out our website at . Joining is easy and straightforward. You can open an account in no time by reaching out to us at (616) 242-9790 or visiting our branch. With friendly staff ready to assist you every step of the way, we're excited to help you enjoy all the benefits of being part of the Lake Michigan family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing can set your business apart. Our merchant services provide practical solutions that streamline transactions and enhance customer experiences. Imagine having the tools to accept payments easily whether online or in-store allowing you to focus more on running your business and less on handling cash flow challenges. Located at 2470 Immokalee Rd Naples Fl 34110, Naples, FL Naples, we invite you to explore how our business banking services can empower your growth. Reach out today at (616) 242-9790 to learn more!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer specialized services such as merchant services and business loans that can help grow your business. We know that running a business comes with its own set of challenges, which is why we aim to provide the support necessary for success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Lake Michigan offers robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. From making deposits to transferring funds, our digital banking features ensure that accessing your money is both easy and secure. You can also take advantage of our ATM services for quick cash withdrawals or balance checks.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but are on the go, our drive-thru banking offers basic transactions such as deposits and withdrawals without needing to step inside. And if you're out and about, don't forget about our ATM services which provide 24/7 access to cash when you need it most. At Lake Michigan, we are dedicated to creating a supportive financial environment where every member feels valued. If you have any questions about our services or need assistance with your account, feel free to give us a call at (616) 242-9790. Ready to experience personalized financial solutions? Visit us today at 2470 Immokalee Rd Naples Fl 34110 or check out more information on our website at http://www.lmcu.org. We look forward to helping you achieve all your financial goals!

Personal Banking Solutions

We offer a variety of personal banking options designed to simplify your everyday financial tasks. Our checking and savings accounts come with features that help you manage your money efficiently. For those considering purchasing a new vehicle, our auto loans and vehicle financing options make it easy to drive off in your dream car without breaking the bank. Additionally, if you're looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services are here to guide you through every step of the process. If unexpected expenses arise, our personal loans and debt consolidation solutions can provide the relief you need. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Convenient Features

Our 24/7 online banking services allow you to check your account balances, pay bills, and transfer money with just a few clicks. Whether you're at home or on the go, you can access your accounts whenever it suits you. Plus, with our mobile application, managing your finances has never been more convenient. You can use mobile payments to make transactions directly from your phone, making shopping and paying bills easier than ever.

Security and Ease of Use

We prioritize your security with features like electronic signature authorization for added peace of mind when conducting transactions online. E-statements are also available for those who prefer to go paperless, giving you quick access to your financial records while helping the environment.

Stay Connected

If you need to send money to friends or family, our person-to-person transfer feature makes it simple. Just a few taps on your device will get the job done in real-time. We aim to make every aspect of banking straightforward so that you can focus on what matters most. Experience the future of banking today with Lake Michigan's digital services. Your financial well-being is just a click away!

Financial Strength

A Strong Team Behind You

We also take pride in having 1,576 full-time employees and 102 part-time employees who are dedicated to providing excellent service. Our team is always ready to assist you with knowledgeable support tailored to your needs.

Growing Together

The strength of our financial position is further illustrated by our net shares available for lending and investments: $119,129,434. With a total of 1,286,000 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 2470 Immokalee Rd Naples Fl 34110 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

Our commitment to our members is reflected in our $1,594,899,679 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $56,155 in used auto loans and $11,981,389,651 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $1,637,578,402, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

At Lake Michigan, we also recognize the importance of refinancing options. If you're looking to lower your monthly payments or consolidate debts, speak with one of our loan officers about eligibility options that may be available to you. Our branch is located at 2470 Immokalee Rd Naples Fl 34110, Naples, FL. If you have any questions or would like to discuss how we can assist you further, feel free to give us a call at (616) 242-9790. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product for your needs today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. Whether you're interested in a new model or a reliable pre-owned vehicle, our financing options are designed to suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. We offer customized solutions that can help you take your business to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. We provide flexible terms and competitive rates to assist you in making your dream home a reality.

Unsecured Credit Card Loans

Managing everyday expenses is made easier with our unsecured credit card loans. With a total of $200,170,787 in loans helping members manage their finances effectively, our cards come with flexible terms that fit your lifestyle and spending habits.

Loan Aggregator

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Lake Michigan