Lake Michigan Credit Union Naples FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lake Michigan, your trusted financial partner located at 2370 Vanderbilt Beach Rd, Naples, FL 34109. Since our establishment in 1933, we have been dedicated to serving our community and helping our members achieve their financial goals. With a total membership of over 496,820 individuals, we pride ourselves on being more than just a credit union; we are a family that values trust, reliability, and personalized service. At Lake Michigan, we understand the importance of sound financial management. That's why we've grown our total assets to an impressive $14,380,227,851, ensuring that we are well-equipped to provide you with a variety of services tailored to your needs. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing, and business banking services. With total deposits amounting to $1,216,867,746 and a net worth of $1,637,578,402, you can rest assured that your finances are in good hands. While members can visit us at the address mentioned above for all their banking needs including access to our ATM and drive-thru services official correspondence should be sent to the same location: 2370 Vanderbilt Beach Rd, Naples, FL 34109. Led by our CEO Julie Leonard and Board President Gretchen Tellman, our team of over 1,678 employees is committed to delivering exceptional service every day from Monday to Friday between 9 AM and 5 PM. Whether you're looking for advice on loans or need assistance with online banking services, we are here for you. Join us today at Lake Michigan! Visit our website at lmcu.org or call us at 239-594-3177 for more information on how we can support you in your financial journey. Together, let's make your financial dreams a reality!

Branch History & Mission

At Lake Michigan, we take pride in our rich history and commitment to serving the community of Naples, Florida. Since opening our doors in 1933, we have grown from a small financial institution into a thriving credit union with a total membership of over 496,000 members. Our branch is located at 2370 Vanderbilt Beach Rd, Naples, FL 34109, conveniently situated near popular local attractions and easily accessible for all your banking needs. Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality financial products and support. This mission drives us to offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Over the years, we've achieved significant milestones that reflect our growth and dedication. With total assets reaching an impressive $14.38 billion, we are well-equipped to meet the diverse needs of our members. As technology evolves, so do we providing online and mobile banking options that make managing your finances easier than ever before. Our ATM availability and drive-thru services ensure you have quick access to your funds whenever you need them. While our main office is based in Grand Rapids, MI, we are proud to serve the Naples community with personalized service. We actively engage in community outreach efforts, partnering with local organizations to make a positive impact on the lives of those around us. If you need to reach us for any inquiries or assistance, feel free to call us at 239-594-3177 during our operating hours: Monday through Friday from 9 AM to 5 PM. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 2370 Vanderbilt Beach Rd, Naples, FL 34109. Join us at Lake Michigan Credit Union today and experience firsthand how we can help you achieve your financial goals while being part of a caring community. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Lake Michigan, your friendly credit union located conveniently at 2370 Vanderbilt Beach Rd in beautiful Naples, Florida. Our branch is nestled in a vibrant area near popular local spots, making it easy for you to stop by while enjoying everything our community has to offer. Whether you're headed to the nearby shopping centers or enjoying a day at the beach, we're just a short drive away. At Lake Michigan, we prioritize accessibility for all our members. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can easily access our services. If you prefer to handle your banking from your vehicle, take advantage of our convenient drive-thru service where you can make deposits and withdrawals without leaving your car. We understand that life gets busy, which is why we are open Monday through Friday from 9 AM to 5 PM. This schedule allows you to visit us during regular business hours without disrupting your daily routine. If you need assistance outside of these hours, don't hesitate to reach out! You can give us a call at 239-594-3177 for any inquiries or support. For those who need quick cash or wish to check their balance on the go, we also offer ATM services right here at our branch. With ATM availability, you can manage your finances easily whenever it suits you. While members can visit us at 2370 Vanderbilt Beach Rd, official correspondence should be sent to the same address for clarity. We're excited to serve you with a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and even business banking services. We invite you to stop by Lake Michigan today! Experience how easy banking can be with a supportive team ready to help with all your financial needs. Whether it's in-person or over the phone, we're here for you!

Member Eligibility

At Lake Michigan, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're interested in being part of our community, you'll find that eligibility is simple and welcoming. Anyone who lives, works, worships, or attends school in the areas we serve can become a member. This means you can enjoy all the benefits of membership, including personalized service and a range of financial products designed to help you thrive. To get started on your journey with us, visit our branch located at 2370 Vanderbilt Beach Rd Naples Fl 34109 or give us a call at (239) 594-3177. We're here to guide you through the account opening process, which is straightforward and designed with your convenience in mind. For more detailed information on eligibility criteria and to keep up with any updates, feel free to check out this resource. We can't wait to welcome you into the Lake Michigan family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to accept payments easily while focusing on what you do best running your business. Our merchant services make transactions smooth and efficient, whether you're at a physical location or selling online. We provide the tools that help streamline your payment processes, allowing you to serve your customers better. Located conveniently at 2370 Vanderbilt Beach Rd Naples Fl 34109, Naples, FL 34109, our team is ready to assist you. Reach out today at (239) 594-3177 or visit us during our lobby hours, Monday through Friday from 9 AM to 5 PM. Let's work together to take your business to the next level!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We also offer basic drive-thru banking services for quick deposits, withdrawals, and simple transactions perfect for those on-the-go moments when time is tight. Our commitment to serving our members extends beyond traditional banking hours. We're here Monday through Friday from 9 AM to 5 PM at (239) 594-3177 if you have any questions or need assistance. At Lake Michigan, we believe that every member deserves tailored financial solutions that fit their unique lifestyle. Come visit us at 2370 Vanderbilt Beach Rd Naples Fl 34109 in Naples, FL to explore all the ways we can help you reach your financial goals! Ready to take the next step? Contact us today or visit our website at http://www.lmcu.org for more information!

Business Banking

For entrepreneurs and business owners, we offer robust business banking services including merchant services and business loans. Running a business comes with its own set of challenges, but having access to flexible financing options can provide the support you need to thrive.

Credit Cards

Don't forget about our credit cards with rewards! They're not just a payment method; they're a way to earn points on everyday purchases. Think about taking that dream vacation or buying new furniture with the rewards you accumulate while shopping for groceries.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Lake Michigan, we prioritize digital banking features. With online and mobile banking, managing your finances is just a tap away. Check balances, pay bills, or transfer money using our mobile app anytime and anywhere! You'll also find ATM access for easy cash withdrawals and balance checks whenever you need it.

Home Financing

If you're considering buying a home or refinancing your current mortgage, our mortgage loans are tailored to fit various budgets and lifestyles. Picture settling into your dream home with peace of mind, knowing you have a reliable partner guiding you through the process. Plus, our personal loans can assist with unexpected expenses or help consolidate debt into manageable payments.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your money effectively. Imagine effortlessly setting up automatic transfers from your checking account to your savings, so you can watch your funds grow without even thinking about it! Our auto loans and vehicle financing options are perfect for those ready to hit the road in a new car. With competitive rates, we make getting behind the wheel easier than ever.

Digital & Online Banking

Key Features for You

Imagine having the power to handle your banking needs right from your smartphone or computer. Our user-friendly mobile application lets you manage your account with just a few taps. Want to send money to a friend? Our person-to-person transfers make it simple and fast. Plus, if you're looking for a quick way to pay, our mobile payments feature allows you to make purchases without pulling out your wallet. For added convenience, we offer electronic signature authorization, so you can sign documents securely online without needing to visit the branch. And if you prefer going paperless, e-statements are available too! They're not only environmentally friendly but also help you keep track of your transactions effortlessly.

Safety First

Your security is our top priority. Our online banking platform uses advanced encryption technology to keep your information safe while allowing you to enjoy the ease of digital banking. You can rest easy knowing that your personal data is protected every step of the way. In today's fast-paced world, having quick access to your financial information matters. With Lake Michigan's digital banking services, you can manage your money whenever it suits you best. Join us today and experience the future of banking with confidence!

Financial Strength

A Growing Community

The strength of our financial position is further illustrated by the total share accounts held 1,286,000, showing a strong and growing member base that trusts us with their finances. Our funds available for lending stand at $119,129,434, ensuring we can support our community's needs effectively. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 2370 Vanderbilt Beach Rd Naples Fl 34109 or call (239) 594-3177 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Services

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity; we currently offer $56,155 in used auto loans and $11,981,389,651 in total loans and leases.

Member-Focused Savings

Your savings are secure with us! We have $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our dedication to efficiency, with a reported net income of $0 that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,576 full-time employees and 102 part-time employees ready to assist you at any time.

Strong Financial Health

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you can find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. We support local businesses by offering tailored financing solutions that cater to various needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. We prioritize making home loans accessible and understandable for all our members.

Refinancing Options

If you're considering refinancing existing loans, we have options available that could help lower your monthly payments or adjust your loan terms. Please contact us for more details about eligibility and potential savings. Our branch is located at 2370 Vanderbilt Beach Rd Naples Fl 34109 in Naples, FL. If you have any questions or need assistance with applying for a loan, feel free to call us at (239) 594-3177 during our operating hours from Monday to Friday, 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are here to help you navigate your financial journey with confidence!

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. With a total of $200,170,787 in loans, we offer flexible terms that help you keep track of your finances while enjoying the convenience of credit.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers are fair and transparent. Users can trust that they are looking at accurate information tailored to their needs.

Lake Michigan