Lake Michigan Credit Union Naples FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lake Michigan Credit Union at 7405 Devonshire Blvd, Naples, FL 34104! Established in 1933, we have been dedicated to serving our community for over 90 years. With a strong membership base of 496,820 and total assets exceeding $14.38 billion, our credit union stands as a pillar of financial strength and support for individuals and families in Naples and beyond. At Lake Michigan, we believe in empowering our members with exceptional financial services tailored to their needs. From personal banking options such as checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we strive to make banking convenient and rewarding for everyone. Our commitment extends to business banking as well, offering merchant services and business loans designed to help local businesses thrive. Under the leadership of CEO Julie Leonard and Board President Gretchen Tellman, our team of 1,678 employees works tirelessly to ensure that you receive the best possible service. We take pride in not only managing total deposits of $1.22 billion but also maintaining a robust net worth of $1.64 billion, ensuring your money is safe with us. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 7405 Devonshire Blvd, Naples, FL 34104. You can reach us anytime at (239) 908-5976, or explore more about our offerings on our website at www.lmcu.org. At Lake Michigan Credit Union, we are more than just a financial institution; we are your partners in success. Whether you're looking for ways to save more effectively or need assistance with loans or investments, we are here to help you every step of the way. Visit us today or give us a call we look forward to serving you!

Branch History & Mission

Welcome to Lake Michigan, a credit union with a rich history and a strong mission dedicated to serving the community of Naples, Florida. Established in 1933, our branch has grown from humble beginnings into a thriving financial institution that now proudly serves over 496,820 members. Located at 7405 Devonshire Blvd, Naples, FL 34104, we are conveniently situated near local landmarks that make us easily accessible to all. At Lake Michigan, we believe in the power of community. Our mission is not just about providing financial services; it's about supporting our members and the neighborhoods we serve. We aim to deliver personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. We also offer essential business banking services to support local entrepreneurs. Since opening our doors, we have always focused on building strong relationships with our members. Our commitment to customer service is evident through our extended operating hours: Monday to Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. For added convenience, we also provide ATM access and drive-thru banking services for quick transactions. Our branch has seen remarkable growth over the years, amassing total assets of approximately $14.38 billion. This growth allows us to offer competitive rates and innovative products while ensuring that our members' financial needs are met with the utmost care. Our focus on digital advancements means you can enjoy online and mobile banking services that make managing your finances easier than ever. As part of our mission, we actively engage in community outreach efforts and partnerships aimed at uplifting those around us. We understand that when our community thrives, we all benefit. Our team works hard to create initiatives that promote financial literacy and support local charities. If you're looking for a financial partner who truly cares about your well-being and success, consider joining Lake Michigan today! Experience firsthand the benefits of being part of a community-focused credit union where your needs come first. Reach out to us at 239-908-5976 or visit our website at http://www.lmcu.org for more information on how you can become a member. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Lake Michigan Credit Union, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and wide entryways to ensure everyone can access our services comfortably. We want to make sure that your visit is smooth and welcoming.

Get in Touch!

We invite you to come by and see what Lake Michigan Credit Union can do for you! Have questions or need assistance? Feel free to give us a call at (239) 908-5976. Our friendly team looks forward to helping you achieve your financial goals!

Location Highlights

Nestled in the heart of Collier County, our branch is near popular spots like the Coastland Center and the scenic Naples Botanical Garden. This prime location ensures that you're never far from us, whether you're shopping or enjoying a day out. Plus, we have ample parking available, making it simple for you to visit us without any hassle.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit around your busy schedule: Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. On Saturdays, our drive-thru is open from 9:00 AM to 1:00 PM, providing you with even more flexibility.

Services Offered

When you visit us at Berkshire Common, you'll find a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is readily available for quick withdrawals and balance checks. For those who prefer face-to-face interaction, our drive-thru service offers convenience for deposits and simple transactions. While members can visit us at 7405 Devonshire Blvd Naples Fl 34104, official correspondence should be sent to 7405 Devonshire Blvd, Naples, FL 34104.

Member Eligibility

At Lake Michigan, we believe that becoming a member means joining a caring community focused on your financial well-being. If you live, work, or worship in the areas we serve, you're likely eligible to join us! Our membership is open to individuals who meet certain criteria, which may include residency or employment in specific locations. For the most accurate and updated details, feel free to visit our eligibility page at . Joining is simple! Once you're ready, you can start the process of opening an account easily. We're here to support you every step of the way. If you have questions or need assistance, don't hesitate to reach out to us at (239) 908-5976. We look forward to welcoming you to the Lake Michigan family and helping you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to our loan offerings, we provide merchant services that simplify transactions and enhance customer experience. Imagine having the ability to accept payments seamlessly, whether your customers prefer credit cards or mobile payments. Our services ensure your business runs smoothly so you can focus on what you do best serving your customers. Discover how Lake Michigan can partner with you on your journey to success. Visit us at 7405 Devonshire Blvd Naples Fl 34104, Naples, FL, or give us a call at (239) 908-5976 today!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. This funding allows entrepreneurs to invest in new equipment, expand their operations, or manage cash flow more effectively. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick cash or want to make a deposit? Our branch features an ATM for hassle-free withdrawals and balance checks, along with basic Drive-Thru Banking services that handle deposits, withdrawals, and simple transactions without leaving your vehicle. At Lake Michigan, we strive to enhance your banking experience through innovative services and personalized care. If you're ready to explore what we can do for you, give us a call at (239) 908-5976 or visit us at 7405 Devonshire Blvd Naples Fl 34104 in Naples today! Let's take the next step in achieving your financial goals together.

Business Banking Services

For our entrepreneurial members, we understand how vital it is to have reliable financial support. That's why we offer Business Banking, which includes essential services like Merchant Services & Business Loans to help your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience matters. With our Online & Mobile Banking, accessing your accounts anytime, anywhere has never been easier. You can manage transactions, check balances, and even make person-to-person payments right from your smartphone.

Financial Support for Every Need

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide flexible solutions to get you back on track. Plus, don't forget about our Credit Cards with Rewards, giving you benefits and perks every time you spend.

Personal Banking Solutions

Whether you're starting your savings journey or managing your daily expenses, our Personal Banking options are tailored for you. Open a Checking or Savings Account that fits your lifestyle. Looking to purchase a new car? Our Auto Loans & Vehicle Financing help you get behind the wheel with ease. We also offer Mortgage Loans & Refinancing, making home ownership more accessible and manageable for everyone.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your account information, allowing you to monitor transactions, check balances, and manage your funds on the go. Plus, you can enjoy the convenience of e-statements, which means no more paper clutter just quick and easy access to your financial statements whenever you need them. If you're looking for a more modern way to sign documents, our electronic signature authorization feature makes it simple and secure.

Mobile Experience

Need to make payments or transfer money quickly? Our mobile payments feature lets you pay bills or send money person-to-person with ease. This ensures that you can handle your transactions right from your smartphone or tablet. And don't forget about our mobile application, which offers all these features right at your fingertips. With all these tools available, managing your finances has never been easier! Whether it's transferring funds or keeping an eye on your budget, Lake Michigan is here to help you take control of your financial journey securely and conveniently. Experience the future of banking with us today!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0 figure, which enables us to continue providing competitive loan rates and high-quality products for all members. We're proud to have a dedicated team of 1,576 full-time employees and 102 part-time employees ready to assist you with any inquiries or needs.

Investment in Your Future

Our commitment extends beyond mere numbers. With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools and enhanced security measures to serve you better. We also support our community by offering $56,155 in used auto loans and $11,981,389,651 in total loans and leases, helping you achieve your financial goals across various sectors.

Member-Centric Savings Options

Your savings are secure with us. We hold $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, providing stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members over profits; with non-member deposits at $42,879, you can be assured that our resources are focused on benefiting you.

Strong Financial Health

With a net worth of $1,637,578,402, we maintain robust financial health that supports our mission of serving our members effectively. This solid foundation allows us to provide competitive loan rates and high-quality services tailored to your needs. Additionally, our net worth ratio of $1,136 demonstrates that we are well-capitalized, ensuring we can continue delivering loans and maintaining uninterrupted services even during economic uncertainties.

Trustworthy Growth

With a growing member base showing trust in us evidenced by our total share accounts of 1,286,000 we're committed to nurturing this relationship through transparent practices and reliable service. Our net shares available for lending stand at $119,129,434, reflecting our ability to lend responsibly while supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 7405 Devonshire Blvd Naples Fl 34104 or call (239) 908-5976 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to guide you through the lending process.

Credit Lines and Unsecured Loans

For those who need extra financial flexibility, we have robust options for credit lines totaling $3,484,836,767. Additionally, our unsecured credit card loans amounting to $200,170,787 provide members with the ability to manage their finances effectively while enjoying flexible payment terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. We offer various mortgage products tailored to fit your financial situation and help you achieve your dream of owning a home.

Refinancing Options

We also offer refinancing options across all our loan products. If you're interested in lowering your monthly payments or accessing additional funds from your current loans, our team can help evaluate your eligibility and find the best solution for you. At Lake Michigan located at 7405 Devonshire Blvd Naples Fl 34104, we are committed to helping you navigate your borrowing needs with ease. For any questions or assistance regarding our loan offerings or eligibility requirements, feel free to give us a call at 239-908-5976. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take that next step towards achieving your financial dreams!

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Lake Michigan